RelocateMath
City cost of living 2026

Cost of living in San Antonio, TX

The San Antonio-New Braunfels, TX metro area (2,763,006 people) ranks #105 of 149 for prices among the U.S. metro areas we cover. Here's what it costs to live there.

By Data reviewed Data: Census ACS, BEA, BLS, NOAA, IRS, FEMA (methodology)

New York, NY: price level 112.6Los Angeles, CA: price level 113.6Chicago, IL: price level 103.6Dallas, TX: price level 103.1Houston, TX: price level 98.6Miami, FL: price level 114.2Washington, D.C.: price level 108.9Atlanta, GA: price level 100.1Philadelphia, PA: price level 102.6Phoenix, AZ: price level 103.3Boston, MA: price level 108.3Riverside, CA: price level 106.4San Francisco, CA: price level 115.6Detroit, MI: price level 100.3Seattle, WA: price level 111.1Minneapolis, MN: price level 104.8Tampa, FL: price level 100.9San Diego, CA: price level 111.9Denver, CO: price level 105.8Orlando, FL: price level 101.4Charlotte, NC: price level 97.3Baltimore, MD: price level 104.5St. Louis, MO: price level 95.1San Antonio, TX: price level 94.7Austin, TX: price level 98.1Portland, OR: price level 105.4Sacramento, CA: price level 106.7Pittsburgh, PA: price level 94.7Las Vegas, NV: price level 100.2Cincinnati, OH: price level 95.4Kansas City, MO: price level 92.5Columbus, OH: price level 95.5Indianapolis, IN: price level 95.7Cleveland, OH: price level 93.9Nashville, TN: price level 96.3San Jose, CA: price level 110.4Virginia Beach, VA: price level 97.9Jacksonville, FL: price level 99.5Providence, RI: price level 101.8Milwaukee, WI: price level 96.9Raleigh, NC: price level 98.2Oklahoma City, OK: price level 90.4Louisville, KY: price level 93.1Richmond, VA: price level 97.9Memphis, TN: price level 92.2Salt Lake City, UT: price level 100.9Birmingham, AL: price level 91.6Fresno, CA: price level 102.2Grand Rapids, MI: price level 95.5Hartford, CT: price level 102.7Buffalo, NY: price level 95.8Tucson, AZ: price level 96.9Tulsa, OK: price level 89.2Rochester, NY: price level 97.0Omaha, NE: price level 91.9Honolulu, HI: price level 111.0Greenville, SC: price level 93.3Bridgeport, CT: price level 106.9New Orleans, LA: price level 92.6Knoxville, TN: price level 92.6Sarasota, FL: price level 102.4Albuquerque, NM: price level 95.5Bakersfield, CA: price level 100.9McAllen, TX: price level 85.9Albany, NY: price level 99.6Allentown, PA: price level 100.0Baton Rouge, LA: price level 90.8Worcester, MA: price level 102.5El Paso, TX: price level 89.9Columbia, SC: price level 93.7Charleston, SC: price level 101.0Cape Coral, FL: price level 102.3Lakeland, FL: price level 97.1Boise, ID: price level 98.4Oxnard, CA: price level 110.5Dayton, OH: price level 92.7Stockton, CA: price level 105.1Greensboro, NC: price level 92.9Colorado Springs, CO: price level 100.7Little Rock, AR: price level 89.4Provo, UT: price level 98.2Des Moines, IA: price level 91.7Daytona Beach, FL: price level 99.4Poughkeepsie, NY: price level 109.4Madison, WI: price level 97.3Winston-Salem, NC: price level 92.0Akron, OH: price level 93.4Ogden, UT: price level 100.3Wichita, KS: price level 88.9Palm Bay, FL: price level 100.0Syracuse, NY: price level 95.7Augusta, GA: price level 91.9Durham, NC: price level 97.6Harrisburg, PA: price level 98.7Jackson, MS: price level 89.0Fayetteville, AR: price level 91.4Spokane, WA: price level 100.3Toledo, OH: price level 91.5Chattanooga, TN: price level 91.5New Haven, CT: price level 104.6Reno, NV: price level 101.0Portland, ME: price level 101.9Port St. Lucie, FL: price level 100.2Huntsville, AL: price level 93.1Pensacola, FL: price level 97.7Lexington, KY: price level 92.9Killeen, TX: price level 91.1Springfield, MO: price level 88.6Santa Rosa, CA: price level 107.8Wilmington, NC: price level 96.4Fort Wayne, IN: price level 92.6Vallejo, CA: price level 108.5Santa Barbara, CA: price level 108.8Salinas, CA: price level 109.0Savannah, GA: price level 95.2Manchester, NH: price level 105.7Ocala, FL: price level 95.2Asheville, NC: price level 96.5Naples, FL: price level 103.2Myrtle Beach, SC: price level 93.6Anchorage, AK: price level 105.4Spartanburg, SC: price level 91.1Fayetteville, NC: price level 92.0Trenton, NJ: price level 103.2Eugene, OR: price level 101.6Fort Collins, CO: price level 101.1Ann Arbor, MI: price level 100.9Greeley, CO: price level 100.2Gainesville, FL: price level 96.7Clarksville, TN: price level 90.9Boulder, CO: price level 105.2Columbus, GA: price level 89.3Crestview, FL: price level 97.0Sioux Falls, SD: price level 90.6Olympia, WA: price level 103.7Norwich, CT: price level 100.4Bremerton, WA: price level 105.6Fargo, ND: price level 90.9Bend, OR: price level 103.6Daphne, AL: price level 94.7Prescott, AZ: price level 98.3Hilton Head Island, SC: price level 98.0Burlington, VT: price level 100.9Panama City, FL: price level 97.3Jacksonville, NC: price level 92.1Punta Gorda, FL: price level 100.5Billings, MT: price level 93.5The Villages, FL: price level 85.4Cheyenne, WY: price level 96.5

Hover over or tap a dot to see its value.

Price level of the 149 metros we cover
See all 149 cities

Price level, from cheaper to pricier.

Salary to match $75k
$70,400
vs. an average-priced, no-income-tax area
Median rent
$1,422
per month · need $56,880 income
Median home
$304,800
need about $92,583 to buy

Compare San Antonio with your city

See what you'd need to earn in San Antonio to keep your lifestyle, after taxes and local prices. The calculator starts from Austin, TX, which sends the most households here of the metros we cover (IRS, 2022–2023), at about its median household income. Pick your own city and salary.

Equal salary in San Antonio: $96,100

Compare any two of 149 U.S. metro areas. All cities

To keep the same lifestyle, you need about $96,100 in San Antonio, TX to match $100,000 in Austin, TX ($3,900 less), after 2026 taxes and local prices.

Single filer, W-2 salary. Both are in Texas, which has no state income tax on wages; neither city levies a resident income tax.

Take-home in Austin
$79,180
20.8% total tax
Take-home in San Antonio
$79,180
20.8% total tax
Prices in San Antonio
-3.5%
vs Austin (BEA 2024)
Renting: change after selected costs
+$4,344
per year, after taxes, rent and power; excludes food, transport, healthcare, child care and moving costs

See the full Austin to San Antonio report

What things cost in San Antonio

Price level by category (U.S. = 100)
Below the U.S. average
Overall94.7
Housing94.6
Goods93.8
Utilities82.2
Other services96.2

The vertical line marks the U.S. average (100). BEA Regional Price Parities 2024 for the metropolitan area.

Taxes in San Antonio

On an $80,000 salary (about the area's median household income), a single filer keeps $65,110 after 2026 federal tax ($8,770), Social Security and Medicare ($6,120). Texas has no state income tax on wages.

Housing

MeasureSan Antonio area
Median rent$1,422/mo
Median home value$304,800
Median property tax$4,303/yr
Monthly cost to own the median home (20% down)$2,160
Median household income$78,112

Climate and jobs in San Antonio

In the San Antonio area the average January low is 41°F and the average July high 95°F, and the area has about 122 days a year at 90°F or hotter. Unemployment averaged 4.0% in 2025, below the U.S. rate (4.3%), and the median wage across all jobs was $47,010 a year, 8% below the U.S. median.

Climate in the San Antonio area: NOAA 1991–2020 normals
Climate1991–2020 average
January low41°F
July high95°F
Days 90°F or hotter122 a year
Precipitation32 in a year
Snowfall0.2 in a year
Jobs and pay in the San Antonio area compared with the U.S. (Bureau of Labor Statistics)
Jobs and payMetro areaU.S.
Unemployment rate, 2025 average4.0%4.3%
Median wage, all jobs (May 2025)$47,010$50,980
Wage and salary jobs (May 2025)1.1 million155.5 million

Climate: NOAA U.S. Climate Normals, 1991–2020 averages at the San Antonio International Airport station (USW00012921). Weather varies across a metro area, especially with elevation and distance from the coast. Jobs: unemployment from BLS Local Area Unemployment Statistics; wages and job counts from BLS Occupational Employment and Wage Statistics, which count wage and salary jobs, not the self-employed; wages are before taxes. The 2025 average covers 11 months: October 2025 data were not collected during the federal government shutdown.

Retiring in San Antonio

A single retiree spends about $3,173 a month here if they own their home outright, or $3,950 renting, based on typical spending for households 65 and older (BLS 2024) adjusted for local prices. See where your budget goes furthest.

Where people move to and from San Antonio

Leaving San Antonio for… (households)
Austin5,295
Houston3,217
Dallas3,211
Washington, D.C.655
McAllen617
Los Angeles531
El Paso514
Killeen510
Moving to San Antonio from… (households)
Austin6,106
Houston3,591
Dallas2,729
Los Angeles1,279
McAllen1,039
El Paso776
San Diego764
Washington, D.C.712

IRS county-to-county migration data, 2022–2023, aggregated to the 149 metro areas we cover.

Natural hazard risk

FEMA rates the San Antonio area among the highest for natural hazard risk (score 95.8 of 100), with expected losses of about $390 per resident per year. Disaster risk by county in Texas.

Highest relative risks (national percentile)
Higher risk than most U.S. counties
Hail98
Riverine flooding97
Tornado97
Heat wave95
Lightning94

The vertical line marks the middle of U.S. counties (50).

Frequently asked questions

What salary do you need to live in San Antonio?

To match the buying power of $75,000 in an average-priced area with no state income tax, you need about $70,400 in San Antonio. Renting the median home at 30% of income takes $56,880, and buying the median home with 20% down takes about $92,583.

Is San Antonio expensive?

The San Antonio metro area's price level is 94.7 (U.S. = 100), #105 of the 149 metro areas we cover, from most to least expensive. Its housing price index is 94.6, 5% below the U.S. average.

Are people moving to San Antonio?

Counting moves to and from the other 148 metro areas we cover, San Antonio had a net gain of about 5,260 households in 2022–2023 (IRS county migration data).

What is the weather like in San Antonio?

In NOAA's 1991–2020 climate normals for the San Antonio area (San Antonio International Airport weather station), the average January low is 41°F and the average July high 95°F. The area has about 122 days a year at 90°F or hotter and gets 32 inches of precipitation a year and almost no snow.

What are jobs and pay like in San Antonio?

The San Antonio metro area's unemployment rate averaged 4.0% in 2025, below the U.S. rate (4.3%). The median wage across all jobs was $47,010 a year in May 2025, 8% below the U.S. median of $50,980 (Bureau of Labor Statistics).

What natural disasters affect San Antonio?

FEMA's National Risk Index rates the area among the highest overall (score 95.8). The highest relative risks are hail, riverine flooding, tornado.

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