Cost of living in Springfield, MO
The Springfield, MO metro area (500,004 people) ranks #147 of 149 for prices among the U.S. metro areas we cover. Here's what it costs to live there.
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See all 149 cities
Price level, from cheaper to pricier.
- The Villages, FL 85.4
- McAllen, TX 85.9
- Springfield, MO 88.6
- Wichita, KS 88.9
- Jackson, MS 89.0
- Tulsa, OK 89.2
- Columbus, GA 89.3
- Little Rock, AR 89.4
- El Paso, TX 89.9
- Oklahoma City, OK 90.4
- Sioux Falls, SD 90.6
- Baton Rouge, LA 90.8
- Clarksville, TN 90.9
- Fargo, ND 90.9
- Killeen, TX 91.1
- Spartanburg, SC 91.1
- Fayetteville, AR 91.4
- Chattanooga, TN 91.5
- Toledo, OH 91.5
- Birmingham, AL 91.6
- Des Moines, IA 91.7
- Augusta, GA 91.9
- Omaha, NE 91.9
- Fayetteville, NC 92.0
- Winston-Salem, NC 92.0
- Jacksonville, NC 92.1
- Memphis, TN 92.2
- Kansas City, MO 92.5
- Fort Wayne, IN 92.6
- Knoxville, TN 92.6
- New Orleans, LA 92.6
- Dayton, OH 92.7
- Greensboro, NC 92.9
- Lexington, KY 92.9
- Huntsville, AL 93.1
- Louisville, KY 93.1
- Greenville, SC 93.3
- Akron, OH 93.4
- Billings, MT 93.5
- Myrtle Beach, SC 93.6
- Columbia, SC 93.7
- Cleveland, OH 93.9
- Daphne, AL 94.7
- Pittsburgh, PA 94.7
- San Antonio, TX 94.7
- St. Louis, MO 95.1
- Ocala, FL 95.2
- Savannah, GA 95.2
- Cincinnati, OH 95.4
- Albuquerque, NM 95.5
- Columbus, OH 95.5
- Grand Rapids, MI 95.5
- Indianapolis, IN 95.7
- Syracuse, NY 95.7
- Buffalo, NY 95.8
- Nashville, TN 96.3
- Wilmington, NC 96.4
- Asheville, NC 96.5
- Cheyenne, WY 96.5
- Gainesville, FL 96.7
- Milwaukee, WI 96.9
- Tucson, AZ 96.9
- Crestview, FL 97.0
- Rochester, NY 97.0
- Lakeland, FL 97.1
- Charlotte, NC 97.3
- Madison, WI 97.3
- Panama City, FL 97.3
- Durham, NC 97.6
- Pensacola, FL 97.7
- Richmond, VA 97.9
- Virginia Beach, VA 97.9
- Hilton Head Island, SC 98.0
- Austin, TX 98.1
- Provo, UT 98.2
- Raleigh, NC 98.2
- Prescott, AZ 98.3
- Boise, ID 98.4
- Houston, TX 98.6
- Harrisburg, PA 98.7
- Daytona Beach, FL 99.4
- Jacksonville, FL 99.5
- Albany, NY 99.6
- Allentown, PA 100.0
- Palm Bay, FL 100.0
- Atlanta, GA 100.1
- Greeley, CO 100.2
- Las Vegas, NV 100.2
- Port St. Lucie, FL 100.2
- Detroit, MI 100.3
- Ogden, UT 100.3
- Spokane, WA 100.3
- Norwich, CT 100.4
- Punta Gorda, FL 100.5
- Colorado Springs, CO 100.7
- Ann Arbor, MI 100.9
- Bakersfield, CA 100.9
- Burlington, VT 100.9
- Salt Lake City, UT 100.9
- Tampa, FL 100.9
- Charleston, SC 101.0
- Reno, NV 101.0
- Fort Collins, CO 101.1
- Orlando, FL 101.4
- Eugene, OR 101.6
- Providence, RI 101.8
- Portland, ME 101.9
- Fresno, CA 102.2
- Cape Coral, FL 102.3
- Sarasota, FL 102.4
- Worcester, MA 102.5
- Philadelphia, PA 102.6
- Hartford, CT 102.7
- Dallas, TX 103.1
- Naples, FL 103.2
- Trenton, NJ 103.2
- Phoenix, AZ 103.3
- Bend, OR 103.6
- Chicago, IL 103.6
- Olympia, WA 103.7
- Baltimore, MD 104.5
- New Haven, CT 104.6
- Minneapolis, MN 104.8
- Stockton, CA 105.1
- Boulder, CO 105.2
- Anchorage, AK 105.4
- Portland, OR 105.4
- Bremerton, WA 105.6
- Manchester, NH 105.7
- Denver, CO 105.8
- Riverside, CA 106.4
- Sacramento, CA 106.7
- Bridgeport, CT 106.9
- Santa Rosa, CA 107.8
- Boston, MA 108.3
- Vallejo, CA 108.5
- Santa Barbara, CA 108.8
- Washington, D.C. 108.9
- Salinas, CA 109.0
- Poughkeepsie, NY 109.4
- San Jose, CA 110.4
- Oxnard, CA 110.5
- Honolulu, HI 111.0
- Seattle, WA 111.1
- San Diego, CA 111.9
- New York, NY 112.6
- Los Angeles, CA 113.6
- Miami, FL 114.2
- San Francisco, CA 115.6
Compare Springfield with your city
See what you'd need to earn in Springfield to keep your lifestyle, after taxes and local prices. The calculator starts from St. Louis, MO, which sends the most households here of the metros we cover (IRS, 2022–2023), at about its median household income. Pick your own city and salary.
Equal salary in Springfield: $72,400
Compare any two of 149 U.S. metro areas. All cities
To keep the same lifestyle, you need about $72,400 in Springfield, MO to match $80,000 in St. Louis, MO ($7,600 less), after 2026 taxes and local prices.
Single filer, W-2 salary. Both are in Missouri, so state income tax is the same; includes St. Louis resident tax $800 (inside city limits).
What things cost in Springfield
The vertical line marks the U.S. average (100). BEA Regional Price Parities 2024 for the metropolitan area.
Taxes in Springfield
On a $65,000 salary (about the area's median household income), a single filer keeps $52,329 after 2026 federal tax ($5,620), Social Security and Medicare ($4,973) and Missouri income tax ($2,078).
Housing
| Measure | Springfield area |
|---|---|
| Median rent | $1,019/mo |
| Median home value | $260,000 |
| Median property tax | $1,623/yr |
| Monthly cost to own the median home (20% down) | $1,652 |
| Median household income | $67,219 |
Climate and jobs in Springfield
In the Springfield area the average January low is 24°F and the average July high 90°F, and the area has about 40 days a year at 90°F or hotter. Unemployment averaged 3.7% in 2025, below the U.S. rate (4.3%), and the median wage across all jobs was $45,780 a year, 10% below the U.S. median.
| Climate | 1991–2020 average |
|---|---|
| January low | 24°F |
| July high | 90°F |
| Days 90°F or hotter | 40 a year |
| Precipitation | 45 in a year |
| Snowfall | 14 in a year |
| Jobs and pay | Metro area | U.S. |
|---|---|---|
| Unemployment rate, 2025 average | 3.7% | 4.3% |
| Median wage, all jobs (May 2025) | $45,780 | $50,980 |
| Wage and salary jobs (May 2025) | 223,030 | 155.5 million |
Climate: NOAA U.S. Climate Normals, 1991–2020 averages at the Springfield station (USW00013995). Weather varies across a metro area, especially with elevation and distance from the coast. Jobs: unemployment from BLS Local Area Unemployment Statistics; wages and job counts from BLS Occupational Employment and Wage Statistics, which count wage and salary jobs, not the self-employed; wages are before taxes. The 2025 average covers 11 months: October 2025 data were not collected during the federal government shutdown.
Retiring in Springfield
A single retiree spends about $2,854 a month here if they own their home outright, or $3,461 renting, based on typical spending for households 65 and older (BLS 2024) adjusted for local prices. See where your budget goes furthest.
Where people move to and from Springfield
IRS county-to-county migration data, 2022–2023, aggregated to the 149 metro areas we cover.
Natural hazard risk
FEMA rates the Springfield area above average for natural hazard risk (score 77.8 of 100), with expected losses of about $371 per resident per year. Disaster risk by county in Missouri.
The vertical line marks the middle of U.S. counties (50).
Frequently asked questions
What salary do you need to live in Springfield?
To match the buying power of $75,000 in an average-priced area with no state income tax, you need about $68,200 in Springfield. Renting the median home at 30% of income takes $40,760, and buying the median home with 20% down takes about $70,790.
Is Springfield expensive?
The Springfield metro area's price level is 88.6 (U.S. = 100), #147 of the 149 metro areas we cover, from most to least expensive. Its housing price index is 65.6, 34% below the U.S. average.
Are people moving to Springfield?
Counting moves to and from the other 148 metro areas we cover, Springfield had a net loss of about 357 households in 2022–2023 (IRS county migration data).
What is the weather like in Springfield?
In NOAA's 1991–2020 climate normals for the Springfield area (Springfield weather station), the average January low is 24°F and the average July high 90°F. The area has about 40 days a year at 90°F or hotter and gets 45 inches of precipitation a year and about 14 inches of snow.
What are jobs and pay like in Springfield?
The Springfield metro area's unemployment rate averaged 3.7% in 2025, below the U.S. rate (4.3%). The median wage across all jobs was $45,780 a year in May 2025, 10% below the U.S. median of $50,980 (Bureau of Labor Statistics).
What natural disasters affect Springfield?
FEMA's National Risk Index rates the area above average overall (score 77.8). The highest relative risks are ice storm, heat wave, winter weather.
Cities with similar prices
- Wichita, KS 88.9
- Jackson, MS 89.0
- Tulsa, OK 89.2
- Columbus, GA 89.3
- Little Rock, AR 89.4
- El Paso, TX 89.9
- Moving from Missouri