City cost of living 2026

Cost of living in Eugene, OR

The Eugene-Springfield, OR metro area (382,396 people) ranks #45 of 149 for prices among the U.S. metro areas we cover. Here's what it costs to live there.

New York, NY: price level 112.6Los Angeles, CA: price level 113.6Chicago, IL: price level 103.6Dallas, TX: price level 103.1Houston, TX: price level 98.6Miami, FL: price level 114.2Washington, D.C.: price level 108.9Atlanta, GA: price level 100.1Philadelphia, PA: price level 102.6Phoenix, AZ: price level 103.3Boston, MA: price level 108.3Riverside, CA: price level 106.4San Francisco, CA: price level 115.6Detroit, MI: price level 100.3Seattle, WA: price level 111.1Minneapolis, MN: price level 104.8Tampa, FL: price level 100.9San Diego, CA: price level 111.9Denver, CO: price level 105.8Orlando, FL: price level 101.4Charlotte, NC: price level 97.3Baltimore, MD: price level 104.5St. Louis, MO: price level 95.1San Antonio, TX: price level 94.7Austin, TX: price level 98.1Portland, OR: price level 105.4Sacramento, CA: price level 106.7Pittsburgh, PA: price level 94.7Las Vegas, NV: price level 100.2Cincinnati, OH: price level 95.4Kansas City, MO: price level 92.5Columbus, OH: price level 95.5Indianapolis, IN: price level 95.7Cleveland, OH: price level 93.9Nashville, TN: price level 96.3San Jose, CA: price level 110.4Virginia Beach, VA: price level 97.9Jacksonville, FL: price level 99.5Providence, RI: price level 101.8Milwaukee, WI: price level 96.9Raleigh, NC: price level 98.2Oklahoma City, OK: price level 90.4Louisville, KY: price level 93.1Richmond, VA: price level 97.9Memphis, TN: price level 92.2Salt Lake City, UT: price level 100.9Birmingham, AL: price level 91.6Fresno, CA: price level 102.2Grand Rapids, MI: price level 95.5Hartford, CT: price level 102.7Buffalo, NY: price level 95.8Tucson, AZ: price level 96.9Tulsa, OK: price level 89.2Rochester, NY: price level 97.0Omaha, NE: price level 91.9Honolulu, HI: price level 111.0Greenville, SC: price level 93.3Bridgeport, CT: price level 106.9New Orleans, LA: price level 92.6Knoxville, TN: price level 92.6Sarasota, FL: price level 102.4Albuquerque, NM: price level 95.5Bakersfield, CA: price level 100.9McAllen, TX: price level 85.9Albany, NY: price level 99.6Allentown, PA: price level 100.0Baton Rouge, LA: price level 90.8Worcester, MA: price level 102.5El Paso, TX: price level 89.9Columbia, SC: price level 93.7Charleston, SC: price level 101.0Cape Coral, FL: price level 102.3Lakeland, FL: price level 97.1Boise, ID: price level 98.4Oxnard, CA: price level 110.5Dayton, OH: price level 92.7Stockton, CA: price level 105.1Greensboro, NC: price level 92.9Colorado Springs, CO: price level 100.7Little Rock, AR: price level 89.4Provo, UT: price level 98.2Des Moines, IA: price level 91.7Daytona Beach, FL: price level 99.4Poughkeepsie, NY: price level 109.4Madison, WI: price level 97.3Winston-Salem, NC: price level 92.0Akron, OH: price level 93.4Ogden, UT: price level 100.3Wichita, KS: price level 88.9Palm Bay, FL: price level 100.0Syracuse, NY: price level 95.7Augusta, GA: price level 91.9Durham, NC: price level 97.6Harrisburg, PA: price level 98.7Jackson, MS: price level 89.0Fayetteville, AR: price level 91.4Spokane, WA: price level 100.3Toledo, OH: price level 91.5Chattanooga, TN: price level 91.5New Haven, CT: price level 104.6Reno, NV: price level 101.0Portland, ME: price level 101.9Port St. Lucie, FL: price level 100.2Huntsville, AL: price level 93.1Pensacola, FL: price level 97.7Lexington, KY: price level 92.9Killeen, TX: price level 91.1Springfield, MO: price level 88.6Santa Rosa, CA: price level 107.8Wilmington, NC: price level 96.4Fort Wayne, IN: price level 92.6Vallejo, CA: price level 108.5Santa Barbara, CA: price level 108.8Salinas, CA: price level 109.0Savannah, GA: price level 95.2Manchester, NH: price level 105.7Ocala, FL: price level 95.2Asheville, NC: price level 96.5Naples, FL: price level 103.2Myrtle Beach, SC: price level 93.6Anchorage, AK: price level 105.4Spartanburg, SC: price level 91.1Fayetteville, NC: price level 92.0Trenton, NJ: price level 103.2Eugene, OR: price level 101.6Fort Collins, CO: price level 101.1Ann Arbor, MI: price level 100.9Greeley, CO: price level 100.2Gainesville, FL: price level 96.7Clarksville, TN: price level 90.9Boulder, CO: price level 105.2Columbus, GA: price level 89.3Crestview, FL: price level 97.0Sioux Falls, SD: price level 90.6Olympia, WA: price level 103.7Norwich, CT: price level 100.4Bremerton, WA: price level 105.6Fargo, ND: price level 90.9Bend, OR: price level 103.6Daphne, AL: price level 94.7Prescott, AZ: price level 98.3Hilton Head Island, SC: price level 98.0Burlington, VT: price level 100.9Panama City, FL: price level 97.3Jacksonville, NC: price level 92.1Punta Gorda, FL: price level 100.5Billings, MT: price level 93.5The Villages, FL: price level 85.4Cheyenne, WY: price level 96.5

Hover over or tap a dot to see its value.

Price level of the 149 metros we cover
See all 149 cities

Price level, from cheaper to pricier.

Salary to match $75k
$85,600
vs. an average-priced, no-income-tax area
Median rent
$1,470
per month · need $58,800 income
Median home
$448,000
need about $117,975 to buy

Compare Eugene with your city

See what you'd need to earn in Eugene to keep your lifestyle, after taxes and local prices. The calculator starts from Portland, OR, which sends the most households here of the metros we cover (IRS, 2022–2023), at about its median household income. Pick your own city and salary.

Equal salary in Eugene: $95,700

Compare any two of 149 U.S. metro areas. All cities

To keep the same lifestyle, you need about $95,700 in Eugene, OR to match $100,000 in Portland, OR ($4,300 less), after 2026 taxes and local prices.

Single filer, W-2 salary. Both are in Oregon, so state income tax is the same; includes Portland resident tax $50 (inside city limits).

Take-home in Portland
$71,282
28.7% total tax
Take-home in Eugene
$71,332
28.7% total tax
Prices in Eugene
-3.6%
vs Portland (BEA 2024)
Renting: change after selected costs
+$3,614
per year, after taxes, rent and power; excludes food, transport, healthcare, child care and moving costs

See the full Portland to Eugene report

What things cost in Eugene

Price level by category (U.S. = 100)
Below the U.S. average Above the U.S. average At the U.S. average
Overall101.6
Housing98.3
Goods105.3
Utilities102.5
Other services100.3

The vertical line marks the U.S. average (100). BEA Regional Price Parities 2024 for the metropolitan area.

Taxes in Eugene

On a $75,000 salary (about the area's median household income), a single filer keeps $56,013 after 2026 federal tax ($7,670), Social Security and Medicare ($5,738) and Oregon income tax ($5,055), plus $525 in state payroll programs.

Housing

MeasureEugene area
Median rent$1,470/mo
Median home value$448,000
Median property tax$3,438/yr
Monthly cost to own the median home (20% down)$2,753
Median household income$73,476

Climate and jobs in Eugene

In the Eugene area the average January low is 35°F and the average July high 84°F, and the area has about 18 days a year at 90°F or hotter. Unemployment averaged 5.1% in 2025, above the U.S. rate (4.3%), and the median wage across all jobs was $49,680 a year, 3% below the U.S. median.

Climate in the Eugene area: NOAA 1991–2020 normals
Climate1991–2020 average
January low35°F
July high84°F
Days 90°F or hotter18 a year
Precipitation41 in a year
SnowfallNot measured
Jobs and pay in the Eugene area compared with the U.S. (Bureau of Labor Statistics)
Jobs and payMetro areaU.S.
Unemployment rate, 2025 average5.1%4.3%
Median wage, all jobs (May 2025)$49,680$50,980
Wage and salary jobs (May 2025)157,710155.5 million

Climate: NOAA U.S. Climate Normals, 1991–2020 averages at the Eugene Mahlon Sweet Airport station (USW00024221); no nearby station has a snowfall normal. Weather varies across a metro area, especially with elevation and distance from the coast. Jobs: unemployment from BLS Local Area Unemployment Statistics; wages and job counts from BLS Occupational Employment and Wage Statistics, which count wage and salary jobs, not the self-employed; wages are before taxes. The 2025 average covers 11 months: October 2025 data were not collected during the federal government shutdown.

Retiring in Eugene

A single retiree spends about $3,276 a month here if they own their home outright, or $4,160 renting, based on typical spending for households 65 and older (BLS 2024) adjusted for local prices. See where your budget goes furthest.

Where people move to and from Eugene

Leaving Eugene for… (households)
Portland1,476
Bend399
Seattle312
Los Angeles206
Phoenix193
San Francisco111
San Diego88
Las Vegas84
Moving to Eugene from… (households)
Portland1,055
Los Angeles354
Seattle276
Bend274
San Francisco201
Phoenix161
Sacramento155
San Diego133

IRS county-to-county migration data, 2022–2023, aggregated to the 149 metro areas we cover.

Natural hazard risk

FEMA rates the Eugene area among the highest for natural hazard risk (score 96.4 of 100), with expected losses of about $578 per resident per year. Disaster risk by county in Oregon.

Highest relative risks (national percentile)
Higher risk than most U.S. counties
Earthquake99
Riverine flooding97
Volcanic activity95
Heat wave94
Landslide88

The vertical line marks the middle of U.S. counties (50).

Frequently asked questions

What salary do you need to live in Eugene?

To match the buying power of $75,000 in an average-priced area with no state income tax, you need about $85,600 in Eugene. Renting the median home at 30% of income takes $58,800, and buying the median home with 20% down takes about $117,975.

Is Eugene expensive?

The Eugene metro area's price level is 101.6 (U.S. = 100), #45 of the 149 metro areas we cover, from most to least expensive. Its housing price index is 98.3, 2% below the U.S. average.

Are people moving to Eugene?

Counting moves to and from the other 148 metro areas we cover, Eugene had a net gain of about 22 households in 2022–2023 (IRS county migration data).

What is the weather like in Eugene?

In NOAA's 1991–2020 climate normals for the Eugene area (Eugene Mahlon Sweet Airport weather station), the average January low is 35°F and the average July high 84°F. The area has about 18 days a year at 90°F or hotter and gets 41 inches of precipitation a year.

What are jobs and pay like in Eugene?

The Eugene metro area's unemployment rate averaged 5.1% in 2025, above the U.S. rate (4.3%). The median wage across all jobs was $49,680 a year in May 2025, 3% below the U.S. median of $50,980 (Bureau of Labor Statistics).

What natural disasters affect Eugene?

FEMA's National Risk Index rates the area among the highest overall (score 96.4). The highest relative risks are earthquake, riverine flooding, volcanic activity.

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