City cost of living 2026

Cost of living in The Villages, FL

The Wildwood-The Villages, FL metro area (154,693 people) ranks #149 of 149 for prices among the U.S. metro areas we cover. Here's what it costs to live there.

New York, NY: price level 112.6Los Angeles, CA: price level 113.6Chicago, IL: price level 103.6Dallas, TX: price level 103.1Houston, TX: price level 98.6Miami, FL: price level 114.2Washington, D.C.: price level 108.9Atlanta, GA: price level 100.1Philadelphia, PA: price level 102.6Phoenix, AZ: price level 103.3Boston, MA: price level 108.3Riverside, CA: price level 106.4San Francisco, CA: price level 115.6Detroit, MI: price level 100.3Seattle, WA: price level 111.1Minneapolis, MN: price level 104.8Tampa, FL: price level 100.9San Diego, CA: price level 111.9Denver, CO: price level 105.8Orlando, FL: price level 101.4Charlotte, NC: price level 97.3Baltimore, MD: price level 104.5St. Louis, MO: price level 95.1San Antonio, TX: price level 94.7Austin, TX: price level 98.1Portland, OR: price level 105.4Sacramento, CA: price level 106.7Pittsburgh, PA: price level 94.7Las Vegas, NV: price level 100.2Cincinnati, OH: price level 95.4Kansas City, MO: price level 92.5Columbus, OH: price level 95.5Indianapolis, IN: price level 95.7Cleveland, OH: price level 93.9Nashville, TN: price level 96.3San Jose, CA: price level 110.4Virginia Beach, VA: price level 97.9Jacksonville, FL: price level 99.5Providence, RI: price level 101.8Milwaukee, WI: price level 96.9Raleigh, NC: price level 98.2Oklahoma City, OK: price level 90.4Louisville, KY: price level 93.1Richmond, VA: price level 97.9Memphis, TN: price level 92.2Salt Lake City, UT: price level 100.9Birmingham, AL: price level 91.6Fresno, CA: price level 102.2Grand Rapids, MI: price level 95.5Hartford, CT: price level 102.7Buffalo, NY: price level 95.8Tucson, AZ: price level 96.9Tulsa, OK: price level 89.2Rochester, NY: price level 97.0Omaha, NE: price level 91.9Honolulu, HI: price level 111.0Greenville, SC: price level 93.3Bridgeport, CT: price level 106.9New Orleans, LA: price level 92.6Knoxville, TN: price level 92.6Sarasota, FL: price level 102.4Albuquerque, NM: price level 95.5Bakersfield, CA: price level 100.9McAllen, TX: price level 85.9Albany, NY: price level 99.6Allentown, PA: price level 100.0Baton Rouge, LA: price level 90.8Worcester, MA: price level 102.5El Paso, TX: price level 89.9Columbia, SC: price level 93.7Charleston, SC: price level 101.0Cape Coral, FL: price level 102.3Lakeland, FL: price level 97.1Boise, ID: price level 98.4Oxnard, CA: price level 110.5Dayton, OH: price level 92.7Stockton, CA: price level 105.1Greensboro, NC: price level 92.9Colorado Springs, CO: price level 100.7Little Rock, AR: price level 89.4Provo, UT: price level 98.2Des Moines, IA: price level 91.7Daytona Beach, FL: price level 99.4Poughkeepsie, NY: price level 109.4Madison, WI: price level 97.3Winston-Salem, NC: price level 92.0Akron, OH: price level 93.4Ogden, UT: price level 100.3Wichita, KS: price level 88.9Palm Bay, FL: price level 100.0Syracuse, NY: price level 95.7Augusta, GA: price level 91.9Durham, NC: price level 97.6Harrisburg, PA: price level 98.7Jackson, MS: price level 89.0Fayetteville, AR: price level 91.4Spokane, WA: price level 100.3Toledo, OH: price level 91.5Chattanooga, TN: price level 91.5New Haven, CT: price level 104.6Reno, NV: price level 101.0Portland, ME: price level 101.9Port St. Lucie, FL: price level 100.2Huntsville, AL: price level 93.1Pensacola, FL: price level 97.7Lexington, KY: price level 92.9Killeen, TX: price level 91.1Springfield, MO: price level 88.6Santa Rosa, CA: price level 107.8Wilmington, NC: price level 96.4Fort Wayne, IN: price level 92.6Vallejo, CA: price level 108.5Santa Barbara, CA: price level 108.8Salinas, CA: price level 109.0Savannah, GA: price level 95.2Manchester, NH: price level 105.7Ocala, FL: price level 95.2Asheville, NC: price level 96.5Naples, FL: price level 103.2Myrtle Beach, SC: price level 93.6Anchorage, AK: price level 105.4Spartanburg, SC: price level 91.1Fayetteville, NC: price level 92.0Trenton, NJ: price level 103.2Eugene, OR: price level 101.6Fort Collins, CO: price level 101.1Ann Arbor, MI: price level 100.9Greeley, CO: price level 100.2Gainesville, FL: price level 96.7Clarksville, TN: price level 90.9Boulder, CO: price level 105.2Columbus, GA: price level 89.3Crestview, FL: price level 97.0Sioux Falls, SD: price level 90.6Olympia, WA: price level 103.7Norwich, CT: price level 100.4Bremerton, WA: price level 105.6Fargo, ND: price level 90.9Bend, OR: price level 103.6Daphne, AL: price level 94.7Prescott, AZ: price level 98.3Hilton Head Island, SC: price level 98.0Burlington, VT: price level 100.9Panama City, FL: price level 97.3Jacksonville, NC: price level 92.1Punta Gorda, FL: price level 100.5Billings, MT: price level 93.5The Villages, FL: price level 85.4Cheyenne, WY: price level 96.5

Hover over or tap a dot to see its value.

Price level of the 149 metros we cover
See all 149 cities

Price level, from cheaper to pricier.

Salary to match $75k
$62,800
vs. an average-priced, no-income-tax area
Median rent
$1,155
per month · need $46,200 income
Median home
$412,800
need about $113,440 to buy

Compare The Villages with your city

See what you'd need to earn in The Villages to keep your lifestyle, after taxes and local prices. The calculator starts from Orlando, FL, which sends the most households here of the metros we cover (IRS, 2022–2023), at about its median household income. Pick your own city and salary.

Equal salary in The Villages: $65,500

Compare any two of 149 U.S. metro areas. All cities

To keep the same lifestyle, you need about $65,500 in The Villages, FL to match $80,000 in Orlando, FL ($14,500 less), after 2026 taxes and local prices.

Single filer, W-2 salary. Both are in Florida, which has no state income tax on wages; neither city levies a resident income tax.

Take-home in Orlando
$65,110
18.6% total tax
Take-home in The Villages
$65,110
18.6% total tax
Prices in The Villages
-15.8%
vs Orlando (BEA 2024)
Renting: change after selected costs
+$8,664
per year, after taxes, rent and power; excludes food, transport, healthcare, child care and moving costs

See the full Orlando to The Villages report

What things cost in The Villages

Price level by category (U.S. = 100)
Below the U.S. average
Overall85.4
Housing51.7
Goods96.2
Utilities89.0
Other services98.9

The vertical line marks the U.S. average (100). BEA Regional Price Parities 2024 for the metropolitan area.

Taxes in The Villages

On an $80,000 salary (about the area's median household income), a single filer keeps $65,110 after 2026 federal tax ($8,770), Social Security and Medicare ($6,120). Florida has no state income tax on wages.

Housing

MeasureThe Villages area
Median rent$1,155/mo
Median home value$412,800
Median property tax$3,039/yr
Monthly cost to own the median home (20% down)$2,647
Median household income$78,807

Climate and jobs in The Villages

In The Villages area the average January low is 49°F and the average July high 91°F, and the area has about 108 days a year at 90°F or hotter. Unemployment averaged 6.8% in 2025, above the U.S. rate (4.3%), and the median wage across all jobs was $45,830 a year, 10% below the U.S. median.

Climate in The Villages area: NOAA 1991–2020 normals
Climate1991–2020 average
January low49°F
July high91°F
Days 90°F or hotter108 a year
Precipitation44 in a year
Snowfall0 in a year
Jobs and pay in The Villages area compared with the U.S. (Bureau of Labor Statistics)
Jobs and payMetro areaU.S.
Unemployment rate, 2025 average6.8%4.3%
Median wage, all jobs (May 2025)$45,830$50,980
Wage and salary jobs (May 2025)41,300155.5 million

Climate: NOAA U.S. Climate Normals, 1991–2020 averages at the Leesburg Municipal Airport station (USW00012819), with snowfall from Lisbon (USC00085076) because the main station doesn't record it. Weather varies across a metro area, especially with elevation and distance from the coast. Jobs: unemployment from BLS Local Area Unemployment Statistics; wages and job counts from BLS Occupational Employment and Wage Statistics, which count wage and salary jobs, not the self-employed; wages are before taxes. The 2025 average covers 11 months: October 2025 data were not collected during the federal government shutdown.

Retiring in The Villages

A single retiree spends about $3,073 a month here if they own their home outright, or $3,680 renting, based on typical spending for households 65 and older (BLS 2024) adjusted for local prices. See where your budget goes furthest.

Where people move to and from The Villages

Leaving The Villages for… (households)
Orlando899
Ocala530
Tampa357
Miami91
Lakeland63
Sarasota61
Jacksonville59
Cape Coral53
Moving to The Villages from… (households)
Orlando1,066
Tampa578
Ocala484
New York255
Miami237
Chicago103
Cape Coral96
Sarasota88

IRS county-to-county migration data, 2022–2023, aggregated to the 149 metro areas we cover.

Natural hazard risk

FEMA rates The Villages area among the highest for natural hazard risk (score 87.6 of 100), with expected losses of about $356 per resident per year. Disaster risk by county in Florida.

Highest relative risks (national percentile)
Higher risk than most U.S. counties
Hurricane96
Lightning93
Wildfire92
Tornado92
Strong wind91

The vertical line marks the middle of U.S. counties (50).

Frequently asked questions

What salary do you need to live in The Villages?

To match the buying power of $75,000 in an average-priced area with no state income tax, you need about $62,800 in The Villages. Renting the median home at 30% of income takes $46,200, and buying the median home with 20% down takes about $113,440.

Is The Villages expensive?

The Villages metro area's price level is 85.4 (U.S. = 100), #149 of the 149 metro areas we cover, from most to least expensive. Its housing price index is 51.7, 48% below the U.S. average.

Are people moving to The Villages?

Counting moves to and from the other 148 metro areas we cover, The Villages had a net gain of about 1,649 households in 2022–2023 (IRS county migration data).

What is the weather like in The Villages?

In NOAA's 1991–2020 climate normals for The Villages area (Leesburg Municipal Airport weather station), the average January low is 49°F and the average July high 91°F. The area has about 108 days a year at 90°F or hotter and gets 44 inches of precipitation a year and almost no snow.

What are jobs and pay like in The Villages?

The Villages metro area's unemployment rate averaged 6.8% in 2025, above the U.S. rate (4.3%). The median wage across all jobs was $45,830 a year in May 2025, 10% below the U.S. median of $50,980 (Bureau of Labor Statistics).

What natural disasters affect The Villages?

FEMA's National Risk Index rates the area among the highest overall (score 87.6). The highest relative risks are hurricane, lightning, wildfire.

Compare The Villages with other cities

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