City cost of living 2026

Cost of living in Grand Rapids, MI

The Grand Rapids-Wyoming-Kentwood, MI metro area (1,178,826 people) ranks #99 of 149 for prices among the U.S. metro areas we cover. Here's what it costs to live there.

New York, NY: price level 112.6Los Angeles, CA: price level 113.6Chicago, IL: price level 103.6Dallas, TX: price level 103.1Houston, TX: price level 98.6Miami, FL: price level 114.2Washington, D.C.: price level 108.9Atlanta, GA: price level 100.1Philadelphia, PA: price level 102.6Phoenix, AZ: price level 103.3Boston, MA: price level 108.3Riverside, CA: price level 106.4San Francisco, CA: price level 115.6Detroit, MI: price level 100.3Seattle, WA: price level 111.1Minneapolis, MN: price level 104.8Tampa, FL: price level 100.9San Diego, CA: price level 111.9Denver, CO: price level 105.8Orlando, FL: price level 101.4Charlotte, NC: price level 97.3Baltimore, MD: price level 104.5St. Louis, MO: price level 95.1San Antonio, TX: price level 94.7Austin, TX: price level 98.1Portland, OR: price level 105.4Sacramento, CA: price level 106.7Pittsburgh, PA: price level 94.7Las Vegas, NV: price level 100.2Cincinnati, OH: price level 95.4Kansas City, MO: price level 92.5Columbus, OH: price level 95.5Indianapolis, IN: price level 95.7Cleveland, OH: price level 93.9Nashville, TN: price level 96.3San Jose, CA: price level 110.4Virginia Beach, VA: price level 97.9Jacksonville, FL: price level 99.5Providence, RI: price level 101.8Milwaukee, WI: price level 96.9Raleigh, NC: price level 98.2Oklahoma City, OK: price level 90.4Louisville, KY: price level 93.1Richmond, VA: price level 97.9Memphis, TN: price level 92.2Salt Lake City, UT: price level 100.9Birmingham, AL: price level 91.6Fresno, CA: price level 102.2Grand Rapids, MI: price level 95.5Hartford, CT: price level 102.7Buffalo, NY: price level 95.8Tucson, AZ: price level 96.9Tulsa, OK: price level 89.2Rochester, NY: price level 97.0Omaha, NE: price level 91.9Honolulu, HI: price level 111.0Greenville, SC: price level 93.3Bridgeport, CT: price level 106.9New Orleans, LA: price level 92.6Knoxville, TN: price level 92.6Sarasota, FL: price level 102.4Albuquerque, NM: price level 95.5Bakersfield, CA: price level 100.9McAllen, TX: price level 85.9Albany, NY: price level 99.6Allentown, PA: price level 100.0Baton Rouge, LA: price level 90.8Worcester, MA: price level 102.5El Paso, TX: price level 89.9Columbia, SC: price level 93.7Charleston, SC: price level 101.0Cape Coral, FL: price level 102.3Lakeland, FL: price level 97.1Boise, ID: price level 98.4Oxnard, CA: price level 110.5Dayton, OH: price level 92.7Stockton, CA: price level 105.1Greensboro, NC: price level 92.9Colorado Springs, CO: price level 100.7Little Rock, AR: price level 89.4Provo, UT: price level 98.2Des Moines, IA: price level 91.7Daytona Beach, FL: price level 99.4Poughkeepsie, NY: price level 109.4Madison, WI: price level 97.3Winston-Salem, NC: price level 92.0Akron, OH: price level 93.4Ogden, UT: price level 100.3Wichita, KS: price level 88.9Palm Bay, FL: price level 100.0Syracuse, NY: price level 95.7Augusta, GA: price level 91.9Durham, NC: price level 97.6Harrisburg, PA: price level 98.7Jackson, MS: price level 89.0Fayetteville, AR: price level 91.4Spokane, WA: price level 100.3Toledo, OH: price level 91.5Chattanooga, TN: price level 91.5New Haven, CT: price level 104.6Reno, NV: price level 101.0Portland, ME: price level 101.9Port St. Lucie, FL: price level 100.2Huntsville, AL: price level 93.1Pensacola, FL: price level 97.7Lexington, KY: price level 92.9Killeen, TX: price level 91.1Springfield, MO: price level 88.6Santa Rosa, CA: price level 107.8Wilmington, NC: price level 96.4Fort Wayne, IN: price level 92.6Vallejo, CA: price level 108.5Santa Barbara, CA: price level 108.8Salinas, CA: price level 109.0Savannah, GA: price level 95.2Manchester, NH: price level 105.7Ocala, FL: price level 95.2Asheville, NC: price level 96.5Naples, FL: price level 103.2Myrtle Beach, SC: price level 93.6Anchorage, AK: price level 105.4Spartanburg, SC: price level 91.1Fayetteville, NC: price level 92.0Trenton, NJ: price level 103.2Eugene, OR: price level 101.6Fort Collins, CO: price level 101.1Ann Arbor, MI: price level 100.9Greeley, CO: price level 100.2Gainesville, FL: price level 96.7Clarksville, TN: price level 90.9Boulder, CO: price level 105.2Columbus, GA: price level 89.3Crestview, FL: price level 97.0Sioux Falls, SD: price level 90.6Olympia, WA: price level 103.7Norwich, CT: price level 100.4Bremerton, WA: price level 105.6Fargo, ND: price level 90.9Bend, OR: price level 103.6Daphne, AL: price level 94.7Prescott, AZ: price level 98.3Hilton Head Island, SC: price level 98.0Burlington, VT: price level 100.9Panama City, FL: price level 97.3Jacksonville, NC: price level 92.1Punta Gorda, FL: price level 100.5Billings, MT: price level 93.5The Villages, FL: price level 85.4Cheyenne, WY: price level 96.5

Hover over or tap a dot to see its value.

Price level of the 149 metros we cover
See all 149 cities

Price level, from cheaper to pricier.

Salary to match $75k
$77,000
vs. an average-priced, no-income-tax area
Median rent
$1,289
per month · need $51,560 income
Median home
$316,600
need about $87,368 to buy

Compare Grand Rapids with your city

See what you'd need to earn in Grand Rapids to keep your lifestyle, after taxes and local prices. The calculator starts from Detroit, MI, which sends the most households here of the metros we cover (IRS, 2022–2023), at about its median household income. Pick your own city and salary.

Equal salary in Grand Rapids: $69,800

Compare any two of 149 U.S. metro areas. All cities

To keep the same lifestyle, you need about $69,800 in Grand Rapids, MI to match $75,000 in Detroit, MI ($5,200 less), after 2026 taxes and local prices.

Single filer, W-2 salary. Both are in Michigan, so state income tax is the same; includes Detroit resident tax $1,786 and Grand Rapids resident tax $1,116 (inside city limits).

Take-home in Detroit
$56,870
24.2% total tax
Take-home in Grand Rapids
$57,540
23.3% total tax
Prices in Grand Rapids
-4.8%
vs Detroit (BEA 2024)
Renting: change after selected costs
+$178
per year, after taxes, rent and power; excludes food, transport, healthcare, child care and moving costs

See the full Detroit to Grand Rapids report

What things cost in Grand Rapids

Price level by category (U.S. = 100)
Below the U.S. average At the U.S. average
Overall95.5
Housing86.6
Goods93.7
Utilities93.8
Other services99.6

The vertical line marks the U.S. average (100). BEA Regional Price Parities 2024 for the metropolitan area.

Taxes in Grand Rapids

On an $80,000 salary (about the area's median household income), a single filer keeps $60,770 after 2026 federal tax ($8,770), Social Security and Medicare ($6,120) and Michigan income tax ($3,149), and $1,191 in Grand Rapids resident income tax.

Grand Rapids residents pay a 1.5% city income tax, after a $600 exemption per person. If you live outside Grand Rapids but work in the city, you still pay the 0.75% nonresident rate on those wages. Most suburbs have no city income tax; Walker is an exception.

Housing

MeasureGrand Rapids area
Median rent$1,289/mo
Median home value$316,600
Median property tax$3,180/yr
Monthly cost to own the median home (20% down)$2,039
Median household income$81,541

Climate and jobs in Grand Rapids

In the Grand Rapids area the average January low is 19°F and the average July high 83°F, and the area has about 10 days a year at 90°F or hotter. Unemployment averaged 4.4% in 2025, above the U.S. rate (4.3%), and the median wage across all jobs was $47,570 a year, 7% below the U.S. median.

Climate in the Grand Rapids area: NOAA 1991–2020 normals
Climate1991–2020 average
January low19°F
July high83°F
Days 90°F or hotter10 a year
Precipitation39 in a year
Snowfall78 in a year
Jobs and pay in the Grand Rapids area compared with the U.S. (Bureau of Labor Statistics)
Jobs and payMetro areaU.S.
Unemployment rate, 2025 average4.4%4.3%
Median wage, all jobs (May 2025)$47,570$50,980
Wage and salary jobs (May 2025)598,260155.5 million

Climate: NOAA U.S. Climate Normals, 1991–2020 averages at the Grand Rapids station (USW00094860). Weather varies across a metro area, especially with elevation and distance from the coast. Jobs: unemployment from BLS Local Area Unemployment Statistics; wages and job counts from BLS Occupational Employment and Wage Statistics, which count wage and salary jobs, not the self-employed; wages are before taxes. The 2025 average covers 11 months: October 2025 data were not collected during the federal government shutdown.

Retiring in Grand Rapids

A single retiree spends about $3,094 a month here if they own their home outright, or $3,821 renting, based on typical spending for households 65 and older (BLS 2024) adjusted for local prices. See where your budget goes furthest.

Where people move to and from Grand Rapids

Leaving Grand Rapids for… (households)
Detroit1,176
Chicago556
Ann Arbor228
Phoenix218
Dallas167
Los Angeles165
Tampa139
Denver99
Moving to Grand Rapids from… (households)
Detroit1,606
Chicago697
Ann Arbor239
Phoenix162
Los Angeles161
Miami92
Tampa91
Houston84

IRS county-to-county migration data, 2022–2023, aggregated to the 149 metro areas we cover.

Natural hazard risk

FEMA rates the Grand Rapids area among the highest for natural hazard risk (score 83.1 of 100), with expected losses of about $236 per resident per year. Disaster risk by county in Michigan.

Highest relative risks (national percentile)
Higher risk than most U.S. counties
Strong wind97
Tornado91
Riverine flooding87
Winter weather86
Cold wave80

The vertical line marks the middle of U.S. counties (50).

Frequently asked questions

What salary do you need to live in Grand Rapids?

To match the buying power of $75,000 in an average-priced area with no state income tax, you need about $77,000 in Grand Rapids. Renting the median home at 30% of income takes $51,560, and buying the median home with 20% down takes about $87,368.

Is Grand Rapids expensive?

The Grand Rapids metro area's price level is 95.5 (U.S. = 100), #99 of the 149 metro areas we cover, from most to least expensive. Its housing price index is 86.6, 13% below the U.S. average.

Are people moving to Grand Rapids?

Counting moves to and from the other 148 metro areas we cover, Grand Rapids had a net gain of about 37 households in 2022–2023 (IRS county migration data).

What is the weather like in Grand Rapids?

In NOAA's 1991–2020 climate normals for the Grand Rapids area (Grand Rapids weather station), the average January low is 19°F and the average July high 83°F. The area has about 10 days a year at 90°F or hotter and gets 39 inches of precipitation a year and about 78 inches of snow.

What are jobs and pay like in Grand Rapids?

The Grand Rapids metro area's unemployment rate averaged 4.4% in 2025, above the U.S. rate (4.3%). The median wage across all jobs was $47,570 a year in May 2025, 7% below the U.S. median of $50,980 (Bureau of Labor Statistics).

What natural disasters affect Grand Rapids?

FEMA's National Risk Index rates the area among the highest overall (score 83.1). The highest relative risks are strong wind, tornado, riverine flooding.

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