City cost of living 2026

Cost of living in Clarksville, TN

The Clarksville, TN-KY metro area (344,003 people) ranks #136 of 149 for prices among the U.S. metro areas we cover. Here's what it costs to live there.

New York, NY: price level 112.6Los Angeles, CA: price level 113.6Chicago, IL: price level 103.6Dallas, TX: price level 103.1Houston, TX: price level 98.6Miami, FL: price level 114.2Washington, D.C.: price level 108.9Atlanta, GA: price level 100.1Philadelphia, PA: price level 102.6Phoenix, AZ: price level 103.3Boston, MA: price level 108.3Riverside, CA: price level 106.4San Francisco, CA: price level 115.6Detroit, MI: price level 100.3Seattle, WA: price level 111.1Minneapolis, MN: price level 104.8Tampa, FL: price level 100.9San Diego, CA: price level 111.9Denver, CO: price level 105.8Orlando, FL: price level 101.4Charlotte, NC: price level 97.3Baltimore, MD: price level 104.5St. Louis, MO: price level 95.1San Antonio, TX: price level 94.7Austin, TX: price level 98.1Portland, OR: price level 105.4Sacramento, CA: price level 106.7Pittsburgh, PA: price level 94.7Las Vegas, NV: price level 100.2Cincinnati, OH: price level 95.4Kansas City, MO: price level 92.5Columbus, OH: price level 95.5Indianapolis, IN: price level 95.7Cleveland, OH: price level 93.9Nashville, TN: price level 96.3San Jose, CA: price level 110.4Virginia Beach, VA: price level 97.9Jacksonville, FL: price level 99.5Providence, RI: price level 101.8Milwaukee, WI: price level 96.9Raleigh, NC: price level 98.2Oklahoma City, OK: price level 90.4Louisville, KY: price level 93.1Richmond, VA: price level 97.9Memphis, TN: price level 92.2Salt Lake City, UT: price level 100.9Birmingham, AL: price level 91.6Fresno, CA: price level 102.2Grand Rapids, MI: price level 95.5Hartford, CT: price level 102.7Buffalo, NY: price level 95.8Tucson, AZ: price level 96.9Tulsa, OK: price level 89.2Rochester, NY: price level 97.0Omaha, NE: price level 91.9Honolulu, HI: price level 111.0Greenville, SC: price level 93.3Bridgeport, CT: price level 106.9New Orleans, LA: price level 92.6Knoxville, TN: price level 92.6Sarasota, FL: price level 102.4Albuquerque, NM: price level 95.5Bakersfield, CA: price level 100.9McAllen, TX: price level 85.9Albany, NY: price level 99.6Allentown, PA: price level 100.0Baton Rouge, LA: price level 90.8Worcester, MA: price level 102.5El Paso, TX: price level 89.9Columbia, SC: price level 93.7Charleston, SC: price level 101.0Cape Coral, FL: price level 102.3Lakeland, FL: price level 97.1Boise, ID: price level 98.4Oxnard, CA: price level 110.5Dayton, OH: price level 92.7Stockton, CA: price level 105.1Greensboro, NC: price level 92.9Colorado Springs, CO: price level 100.7Little Rock, AR: price level 89.4Provo, UT: price level 98.2Des Moines, IA: price level 91.7Daytona Beach, FL: price level 99.4Poughkeepsie, NY: price level 109.4Madison, WI: price level 97.3Winston-Salem, NC: price level 92.0Akron, OH: price level 93.4Ogden, UT: price level 100.3Wichita, KS: price level 88.9Palm Bay, FL: price level 100.0Syracuse, NY: price level 95.7Augusta, GA: price level 91.9Durham, NC: price level 97.6Harrisburg, PA: price level 98.7Jackson, MS: price level 89.0Fayetteville, AR: price level 91.4Spokane, WA: price level 100.3Toledo, OH: price level 91.5Chattanooga, TN: price level 91.5New Haven, CT: price level 104.6Reno, NV: price level 101.0Portland, ME: price level 101.9Port St. Lucie, FL: price level 100.2Huntsville, AL: price level 93.1Pensacola, FL: price level 97.7Lexington, KY: price level 92.9Killeen, TX: price level 91.1Springfield, MO: price level 88.6Santa Rosa, CA: price level 107.8Wilmington, NC: price level 96.4Fort Wayne, IN: price level 92.6Vallejo, CA: price level 108.5Santa Barbara, CA: price level 108.8Salinas, CA: price level 109.0Savannah, GA: price level 95.2Manchester, NH: price level 105.7Ocala, FL: price level 95.2Asheville, NC: price level 96.5Naples, FL: price level 103.2Myrtle Beach, SC: price level 93.6Anchorage, AK: price level 105.4Spartanburg, SC: price level 91.1Fayetteville, NC: price level 92.0Trenton, NJ: price level 103.2Eugene, OR: price level 101.6Fort Collins, CO: price level 101.1Ann Arbor, MI: price level 100.9Greeley, CO: price level 100.2Gainesville, FL: price level 96.7Clarksville, TN: price level 90.9Boulder, CO: price level 105.2Columbus, GA: price level 89.3Crestview, FL: price level 97.0Sioux Falls, SD: price level 90.6Olympia, WA: price level 103.7Norwich, CT: price level 100.4Bremerton, WA: price level 105.6Fargo, ND: price level 90.9Bend, OR: price level 103.6Daphne, AL: price level 94.7Prescott, AZ: price level 98.3Hilton Head Island, SC: price level 98.0Burlington, VT: price level 100.9Panama City, FL: price level 97.3Jacksonville, NC: price level 92.1Punta Gorda, FL: price level 100.5Billings, MT: price level 93.5The Villages, FL: price level 85.4Cheyenne, WY: price level 96.5

Hover over or tap a dot to see its value.

Price level of the 149 metros we cover
See all 149 cities

Price level, from cheaper to pricier.

Salary to match $75k
$67,000
vs. an average-priced, no-income-tax area
Median rent
$1,260
per month · need $50,400 income
Median home
$291,700
need about $76,731 to buy

Compare Clarksville with your city

See what you'd need to earn in Clarksville to keep your lifestyle, after taxes and local prices. The calculator starts from Nashville, TN, which sends the most households here of the metros we cover (IRS, 2022–2023), at about its median household income. Pick your own city and salary.

Equal salary in Clarksville: $84,200

Compare any two of 149 U.S. metro areas. All cities

To keep the same lifestyle, you need about $84,200 in Clarksville, TN to match $90,000 in Nashville, TN ($5,800 less), after 2026 taxes and local prices.

Single filer, W-2 salary. Both are in Tennessee, which has no state income tax on wages; neither city levies a resident income tax.

Take-home in Nashville
$72,145
19.8% total tax
Take-home in Clarksville
$72,145
19.8% total tax
Prices in Clarksville
-5.6%
vs Nashville (BEA 2024)
Renting: change after selected costs
+$4,404
per year, after taxes, rent and power; excludes food, transport, healthcare, child care and moving costs

See the full Nashville to Clarksville report

What things cost in Clarksville

Price level by category (U.S. = 100)
Below the U.S. average
Overall90.9
Housing73.8
Goods96.2
Utilities72.5
Other services95.5

The vertical line marks the U.S. average (100). BEA Regional Price Parities 2024 for the metropolitan area.

Taxes in Clarksville

On a $70,000 salary (about the area's median household income), a single filer keeps $58,075 after 2026 federal tax ($6,570), Social Security and Medicare ($5,355). Tennessee has no state income tax on wages.

Housing

MeasureClarksville area
Median rent$1,260/mo
Median home value$291,700
Median property tax$1,546/yr
Monthly cost to own the median home (20% down)$1,790
Median household income$72,347

Climate and jobs in Clarksville

In the Clarksville area the average January low is 28°F and the average July high 89°F, and the area has about 43 days a year at 90°F or hotter. Unemployment averaged 4.1% in 2025, below the U.S. rate (4.3%), and the median wage across all jobs was $44,860 a year, 12% below the U.S. median.

Climate in the Clarksville area: NOAA 1991–2020 normals
Climate1991–2020 average
January low28°F
July high89°F
Days 90°F or hotter43 a year
Precipitation47 in a year
Snowfall0.5 in a year
Jobs and pay in the Clarksville area compared with the U.S. (Bureau of Labor Statistics)
Jobs and payMetro areaU.S.
Unemployment rate, 2025 average4.1%4.3%
Median wage, all jobs (May 2025)$44,860$50,980
Wage and salary jobs (May 2025)103,220155.5 million

Climate: NOAA U.S. Climate Normals, 1991–2020 averages at the Clarksville Outlaw Airport station (USW00003894), with snowfall from Clarksville WWTP (USC00401790) because the main station doesn't record it. Weather varies across a metro area, especially with elevation and distance from the coast. Jobs: unemployment from BLS Local Area Unemployment Statistics; wages and job counts from BLS Occupational Employment and Wage Statistics, which count wage and salary jobs, not the self-employed; wages are before taxes. The 2025 average covers 11 months: October 2025 data were not collected during the federal government shutdown.

Retiring in Clarksville

A single retiree spends about $2,871 a month here if they own their home outright, or $3,717 renting, based on typical spending for households 65 and older (BLS 2024) adjusted for local prices. See where your budget goes furthest.

Where people move to and from Clarksville

Leaving Clarksville for… (households)
Nashville1,715
Killeen167
Colorado Springs159
Fayetteville, NC156
Honolulu119
Seattle106
San Antonio106
El Paso98
Moving to Clarksville from… (households)
Nashville2,369
Fayetteville, NC217
Riverside165
Colorado Springs155
Seattle154
Honolulu135
Killeen132
Los Angeles127

IRS county-to-county migration data, 2022–2023, aggregated to the 149 metro areas we cover.

Natural hazard risk

FEMA rates the Clarksville area among the highest for natural hazard risk (score 81.4 of 100), with expected losses of about $427 per resident per year. Disaster risk by county in Tennessee.

Highest relative risks (national percentile)
Higher risk than most U.S. counties
Earthquake94
Tornado90
Ice storm89
Lightning87
Cold wave83

The vertical line marks the middle of U.S. counties (50).

Frequently asked questions

What salary do you need to live in Clarksville?

To match the buying power of $75,000 in an average-priced area with no state income tax, you need about $67,000 in Clarksville. Renting the median home at 30% of income takes $50,400, and buying the median home with 20% down takes about $76,731.

Is Clarksville expensive?

The Clarksville metro area's price level is 90.9 (U.S. = 100), #136 of the 149 metro areas we cover, from most to least expensive. Its housing price index is 73.8, 26% below the U.S. average.

Are people moving to Clarksville?

Counting moves to and from the other 148 metro areas we cover, Clarksville had a net gain of about 1,343 households in 2022–2023 (IRS county migration data).

What is the weather like in Clarksville?

In NOAA's 1991–2020 climate normals for the Clarksville area (Clarksville Outlaw Airport weather station), the average January low is 28°F and the average July high 89°F. The area has about 43 days a year at 90°F or hotter and gets 47 inches of precipitation a year and about 0.5 inches of snow.

What are jobs and pay like in Clarksville?

The Clarksville metro area's unemployment rate averaged 4.1% in 2025, below the U.S. rate (4.3%). The median wage across all jobs was $44,860 a year in May 2025, 12% below the U.S. median of $50,980 (Bureau of Labor Statistics).

What natural disasters affect Clarksville?

FEMA's National Risk Index rates the area among the highest overall (score 81.4). The highest relative risks are earthquake, tornado, ice storm.

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