City cost of living 2026

Cost of living in Boulder, CO

The Boulder, CO metro area (330,262 people) ranks #25 of 149 for prices among the U.S. metro areas we cover. Here's what it costs to live there.

New York, NY: price level 112.6Los Angeles, CA: price level 113.6Chicago, IL: price level 103.6Dallas, TX: price level 103.1Houston, TX: price level 98.6Miami, FL: price level 114.2Washington, D.C.: price level 108.9Atlanta, GA: price level 100.1Philadelphia, PA: price level 102.6Phoenix, AZ: price level 103.3Boston, MA: price level 108.3Riverside, CA: price level 106.4San Francisco, CA: price level 115.6Detroit, MI: price level 100.3Seattle, WA: price level 111.1Minneapolis, MN: price level 104.8Tampa, FL: price level 100.9San Diego, CA: price level 111.9Denver, CO: price level 105.8Orlando, FL: price level 101.4Charlotte, NC: price level 97.3Baltimore, MD: price level 104.5St. Louis, MO: price level 95.1San Antonio, TX: price level 94.7Austin, TX: price level 98.1Portland, OR: price level 105.4Sacramento, CA: price level 106.7Pittsburgh, PA: price level 94.7Las Vegas, NV: price level 100.2Cincinnati, OH: price level 95.4Kansas City, MO: price level 92.5Columbus, OH: price level 95.5Indianapolis, IN: price level 95.7Cleveland, OH: price level 93.9Nashville, TN: price level 96.3San Jose, CA: price level 110.4Virginia Beach, VA: price level 97.9Jacksonville, FL: price level 99.5Providence, RI: price level 101.8Milwaukee, WI: price level 96.9Raleigh, NC: price level 98.2Oklahoma City, OK: price level 90.4Louisville, KY: price level 93.1Richmond, VA: price level 97.9Memphis, TN: price level 92.2Salt Lake City, UT: price level 100.9Birmingham, AL: price level 91.6Fresno, CA: price level 102.2Grand Rapids, MI: price level 95.5Hartford, CT: price level 102.7Buffalo, NY: price level 95.8Tucson, AZ: price level 96.9Tulsa, OK: price level 89.2Rochester, NY: price level 97.0Omaha, NE: price level 91.9Honolulu, HI: price level 111.0Greenville, SC: price level 93.3Bridgeport, CT: price level 106.9New Orleans, LA: price level 92.6Knoxville, TN: price level 92.6Sarasota, FL: price level 102.4Albuquerque, NM: price level 95.5Bakersfield, CA: price level 100.9McAllen, TX: price level 85.9Albany, NY: price level 99.6Allentown, PA: price level 100.0Baton Rouge, LA: price level 90.8Worcester, MA: price level 102.5El Paso, TX: price level 89.9Columbia, SC: price level 93.7Charleston, SC: price level 101.0Cape Coral, FL: price level 102.3Lakeland, FL: price level 97.1Boise, ID: price level 98.4Oxnard, CA: price level 110.5Dayton, OH: price level 92.7Stockton, CA: price level 105.1Greensboro, NC: price level 92.9Colorado Springs, CO: price level 100.7Little Rock, AR: price level 89.4Provo, UT: price level 98.2Des Moines, IA: price level 91.7Daytona Beach, FL: price level 99.4Poughkeepsie, NY: price level 109.4Madison, WI: price level 97.3Winston-Salem, NC: price level 92.0Akron, OH: price level 93.4Ogden, UT: price level 100.3Wichita, KS: price level 88.9Palm Bay, FL: price level 100.0Syracuse, NY: price level 95.7Augusta, GA: price level 91.9Durham, NC: price level 97.6Harrisburg, PA: price level 98.7Jackson, MS: price level 89.0Fayetteville, AR: price level 91.4Spokane, WA: price level 100.3Toledo, OH: price level 91.5Chattanooga, TN: price level 91.5New Haven, CT: price level 104.6Reno, NV: price level 101.0Portland, ME: price level 101.9Port St. Lucie, FL: price level 100.2Huntsville, AL: price level 93.1Pensacola, FL: price level 97.7Lexington, KY: price level 92.9Killeen, TX: price level 91.1Springfield, MO: price level 88.6Santa Rosa, CA: price level 107.8Wilmington, NC: price level 96.4Fort Wayne, IN: price level 92.6Vallejo, CA: price level 108.5Santa Barbara, CA: price level 108.8Salinas, CA: price level 109.0Savannah, GA: price level 95.2Manchester, NH: price level 105.7Ocala, FL: price level 95.2Asheville, NC: price level 96.5Naples, FL: price level 103.2Myrtle Beach, SC: price level 93.6Anchorage, AK: price level 105.4Spartanburg, SC: price level 91.1Fayetteville, NC: price level 92.0Trenton, NJ: price level 103.2Eugene, OR: price level 101.6Fort Collins, CO: price level 101.1Ann Arbor, MI: price level 100.9Greeley, CO: price level 100.2Gainesville, FL: price level 96.7Clarksville, TN: price level 90.9Boulder, CO: price level 105.2Columbus, GA: price level 89.3Crestview, FL: price level 97.0Sioux Falls, SD: price level 90.6Olympia, WA: price level 103.7Norwich, CT: price level 100.4Bremerton, WA: price level 105.6Fargo, ND: price level 90.9Bend, OR: price level 103.6Daphne, AL: price level 94.7Prescott, AZ: price level 98.3Hilton Head Island, SC: price level 98.0Burlington, VT: price level 100.9Panama City, FL: price level 97.3Jacksonville, NC: price level 92.1Punta Gorda, FL: price level 100.5Billings, MT: price level 93.5The Villages, FL: price level 85.4Cheyenne, WY: price level 96.5

Hover over or tap a dot to see its value.

Price level of the 149 metros we cover
See all 149 cities

Price level, from cheaper to pricier.

Salary to match $75k
$84,300
vs. an average-priced, no-income-tax area
Median rent
$1,966
per month · need $78,640 income
Median home
$783,000
need about $201,048 to buy

Compare Boulder with your city

See what you'd need to earn in Boulder to keep your lifestyle, after taxes and local prices. The calculator starts from Denver, CO, which sends the most households here of the metros we cover (IRS, 2022–2023), at about its median household income. Pick your own city and salary.

Equal salary in Boulder: $109,300

Compare any two of 149 U.S. metro areas. All cities

To keep the same lifestyle, you need about $109,300 in Boulder, CO to match $110,000 in Denver, CO ($700 less), after 2026 taxes and local prices.

Single filer, W-2 salary. Both are in Colorado, so state income tax is the same; neither city levies a resident income tax.

Take-home in Denver
$81,599
25.8% total tax
Take-home in Boulder
$81,599
25.8% total tax
Prices in Boulder
-0.6%
vs Denver (BEA 2024)
Renting: change after selected costs
-$276
per year, after taxes, rent and power; excludes food, transport, healthcare, child care and moving costs

See the full Denver to Boulder report

What things cost in Boulder

Price level by category (U.S. = 100)
Below the U.S. average Above the U.S. average At the U.S. average
Overall105.2
Housing157.0
Goods96.1
Utilities82.7
Other services99.8

The vertical line marks the U.S. average (100). BEA Regional Price Parities 2024 for the metropolitan area.

Taxes in Boulder

On a $105,000 salary (about the area's median household income), a single filer keeps $78,324 after 2026 federal tax ($14,270), Social Security and Medicare ($8,033) and Colorado income tax ($3,912), plus $462 in state payroll programs.

Housing

MeasureBoulder area
Median rent$1,966/mo
Median home value$783,000
Median property tax$4,283/yr
Monthly cost to own the median home (20% down)$4,691
Median household income$102,697

Climate and jobs in Boulder

In the Boulder area the average January low is 22°F and the average July high 88°F, and the area has about 33 days a year at 90°F or hotter. Unemployment averaged 4.0% in 2025, below the U.S. rate (4.3%), and the median wage across all jobs was $69,580 a year, 36% above the U.S. median.

Climate in the Boulder area: NOAA 1991–2020 normals
Climate1991–2020 average
January low22°F
July high88°F
Days 90°F or hotter33 a year
Precipitation21 in a year
Snowfall93 in a year
Jobs and pay in the Boulder area compared with the U.S. (Bureau of Labor Statistics)
Jobs and payMetro areaU.S.
Unemployment rate, 2025 average4.0%4.3%
Median wage, all jobs (May 2025)$69,580$50,980
Wage and salary jobs (May 2025)192,390155.5 million

Climate: NOAA U.S. Climate Normals, 1991–2020 averages at the Boulder station (USC00050848). Weather varies across a metro area, especially with elevation and distance from the coast. Jobs: unemployment from BLS Local Area Unemployment Statistics; wages and job counts from BLS Occupational Employment and Wage Statistics, which count wage and salary jobs, not the self-employed; wages are before taxes. The 2025 average covers 11 months: October 2025 data were not collected during the federal government shutdown.

Retiring in Boulder

A single retiree spends about $3,230 a month here if they own their home outright, or $4,542 renting, based on typical spending for households 65 and older (BLS 2024) adjusted for local prices. See where your budget goes furthest.

Where people move to and from Boulder

Leaving Boulder for… (households)
Denver4,657
Greeley1,534
Fort Collins984
Los Angeles243
San Francisco212
Seattle194
New York194
Colorado Springs183
Moving to Boulder from… (households)
Denver3,811
Greeley848
Fort Collins742
Los Angeles306
San Francisco263
New York241
Chicago217
Colorado Springs190

IRS county-to-county migration data, 2022–2023, aggregated to the 149 metro areas we cover.

Natural hazard risk

FEMA rates the Boulder area among the highest for natural hazard risk (score 90.7 of 100), with expected losses of about $379 per resident per year. Disaster risk by county in Colorado.

Highest relative risks (national percentile)
Higher risk than most U.S. counties
Lightning99
Hail98
Wildfire98
Winter weather96
Tornado93

The vertical line marks the middle of U.S. counties (50).

Frequently asked questions

What salary do you need to live in Boulder?

To match the buying power of $75,000 in an average-priced area with no state income tax, you need about $84,300 in Boulder. Renting the median home at 30% of income takes $78,640, and buying the median home with 20% down takes about $201,048.

Is Boulder expensive?

The Boulder metro area's price level is 105.2 (U.S. = 100), #25 of the 149 metro areas we cover, from most to least expensive. Its housing price index is 157.0, 57% above the U.S. average.

Are people moving to Boulder?

Counting moves to and from the other 148 metro areas we cover, Boulder had a net loss of about 805 households in 2022–2023 (IRS county migration data).

What is the weather like in Boulder?

In NOAA's 1991–2020 climate normals for the Boulder area (Boulder weather station), the average January low is 22°F and the average July high 88°F. The area has about 33 days a year at 90°F or hotter and gets 21 inches of precipitation a year and about 93 inches of snow.

What are jobs and pay like in Boulder?

The Boulder metro area's unemployment rate averaged 4.0% in 2025, below the U.S. rate (4.3%). The median wage across all jobs was $69,580 a year in May 2025, 36% above the U.S. median of $50,980 (Bureau of Labor Statistics).

What natural disasters affect Boulder?

FEMA's National Risk Index rates the area among the highest overall (score 90.7). The highest relative risks are lightning, hail, wildfire.

Compare Boulder with other cities

Moving from Boulder to…

Moving to Boulder from…

Cities with similar prices