Moving from Houston to San Antonio
Your paycheck buys slightly more in San Antonio than in Houston (+4.1%). Compare taxes, rent, home prices and the cost of the move.
Equal salary in San Antonio: $76,300
Compare any two of 149 U.S. metro areas. All cities
To keep the same lifestyle, you need about $76,300 in San Antonio, TX to match $80,000 in Houston, TX ($3,700 less), after 2026 taxes and local prices.
Single filer, W-2 salary. Both are in Texas, which has no state income tax on wages; neither city levies a resident income tax.
Prices and housing cover the metro area; taxes use Texas, its principal state. A metro can span several states; living in its other state can change the tax result.
Houston vs San Antonio: key facts
- Median rent
- $1,469 → $1,422/mo
- Median home value
- $327,400 → $304,800
- Median household income
- $81,417 → $78,112
- Price level (U.S. = 100)
- 98.6 → 94.7
- FEMA county-score mean
- Very high county-score mean (97.6 → 95.8 of 100)
Houston vs San Antonio cost of living
The vertical line marks the U.S. average (100).
| Measure | Houston, TX | San Antonio, TX |
|---|---|---|
| Overall price level (U.S. = 100) | 98.6 | 94.7 |
| Median rent | $1,469 | $1,422 |
| Income to rent affordably (30%) | $58,760 | $56,880 |
| Median home value | $327,400 | $304,800 |
| Monthly cost to own (20% down) | $2,368 | $2,208 |
| Income needed to buy | $101,503 | $94,626 |
| Median property tax | $4,750 | $4,303 |
| State income tax on $80,000 | $0 | $0 |
| Metro population | 7,796,182 | 2,763,006 |
Metro-area figures (Census ACS 2024, BEA 2024). The fixed tax rows above use an illustrative single-earner salary of $80,000, rounded from Houston's median household income. Household income can include multiple earners; it is not a typical individual wage. Taxes use each metro's principal state.
Your yearly budget: Houston vs San Antonio
This fixed budget example uses $80,000, single filing and residence inside the principal city tax areas. It does not change with the calculator above.
On an $80,000 salary, taxes, gross rent including basic utilities, one car and health insurance for one adult come to $43,655 a year in Houston and $43,091 in San Antonio if you rent: $564 less after the move. If you buy the median home, those selected costs use mortgage, property tax, homeowners insurance and electricity instead of gross rent; they come to $56,499 and $54,573 ($1,926 less).
Your yearly budget, before vs after
| Yearly cost | HoustonBefore | San AntonioAfter | Change |
|---|---|---|---|
| Income and payroll taxes on $80,000, single filer | $14,890 | $14,890 | $0 |
| Car insurance one car, state average | $1,429 | $1,429 | $0 |
| Gas 12,000 miles at 25 mpg | $1,776 | $1,776 | $0 |
| Health insurance one adult, age 40, own plan before subsidies | $7,932 | $7,932 | $0 |
| If you rent | |||
| Rent and basic utilities ACS median gross rent, 12 months | $17,628 | $17,064 | -$564 |
| Total if you rent | $43,655 | $43,091 | -$564 |
| If you buy the median home (20% down) | |||
| Mortgage payment median home, 20% down, 7.24% | $21,420 | $19,941 | -$1,479 |
| Property tax median home | $4,750 | $4,303 | -$447 |
| Homeowners insurance state median, with a mortgage | $2,251 | $2,251 | $0 |
| Electricity state average bill | $2,051 | $2,051 | $0 |
| Total if you buy | $56,499 | $54,573 | -$1,926 |
Taxes: 2026 federal and state rules, plus the principal city's resident income tax where it has one, standard deduction. Rent, home value and property tax: Census ACS 2024 metro-area medians. Gross rent includes tenant-paid electricity, gas, water/sewer and fuels; those basic utilities are not added again. Mortgage: Freddie Mac 30-year average (7.24%, week of October 29, 2026).
State figures for the principal state: EIA 2025 average residential power bill (buyers only), NAIC 2023 auto insurance (average per car), Census ACS 2024 homeowners insurance (median for owners with a mortgage; premiums have risen since), AAA regular gas on October 29, 2026, and the KFF 2026 benchmark silver Marketplace premium. Job-based health coverage usually costs you less, and in 2026 incomes between 100% and 400% of the federal poverty level can get a premium tax credit.
Not included: sales tax (combined state and local rates are not in our data yet), food, car payments and other spending.
Child care is not in the totals. Full-time center care for one infant averages $10,894 a year in Houston and $10,894 in San Antonio (Child Care Aware of America, 2025 (2024 fallback for Colorado, Washington, DC and South Carolina) state averages).
Who moves from Houston to San Antonio
About 3,591 households (6,266 people) moved from the Houston metro area to the San Antonio metro area in 2022–2023, making San Antonio the #3 destination for people leaving Houston among the 149 metro areas we cover. 3,217 households moved the other way. Their average adjusted gross income was $83,821.
Cost to move from Houston to San Antonio
| Moving method (2–3 bedrooms) | Typical range |
|---|---|
| Rental truck (DIY) | $320–$660 |
| Moving container | $1,100–$2,070 |
| Full-service movers | $1,840–$4,990 |
Natural hazard risk: Houston vs San Antonio
RelocateMath's population-weighted means of FEMA county risk scores are 97.6 for the Houston area and 95.8 for the San Antonio area, on the county-score scale of 0–100. These means are not official FEMA metro ratings or national metro percentiles. Modeled expected yearly losses from natural hazards average $456 vs $390 per resident; individual properties can differ.
The vertical line marks county-score scale midpoint (50).
The vertical line marks county-score scale midpoint (50).
Frequently asked questions
Is San Antonio cheaper than Houston?
Overall prices in the San Antonio area are 4.0% lower than in Houston (BEA Regional Price Parities 2024). Median rent is $1,422 vs $1,469 a month, and the median home is $304,800 vs $327,400.
What salary do I need in San Antonio to match $100,000 in Houston?
About $95,500 in a fixed single-filer W-2 example assuming residence inside both principal cities. It accounts for 2026 federal and principal-state taxes, modeled resident local taxes where applicable, and metro prices. Both are in Texas, which has no state income tax on wages. This illustration stays fixed when calculator inputs change.
How much does it cost to move from Houston to San Antonio?
For a 2–3 bedroom home over about 220 miles: roughly $320–$660 with a rental truck, $1,100–$2,070 with a container, or $1,840–$4,990 with full-service movers.
How many people move from Houston to San Antonio?
IRS county migration data for 2022–2023 show about 3,591 households (6,266 people) moved from the Houston metro area to the San Antonio metro area, and 3,217 moved the other way.
Related
Where people from Houston move
- Houston to Dallas 8,093 households
- Houston to Austin 7,107 households
- Houston to New York 2,142 households
- Houston to Los Angeles 1,769 households
- Houston to Chicago 1,412 households
- Houston to Denver 1,391 households
- Houston to Miami 1,291 households
- Houston to Seattle 1,139 households
State-agency links identify the responsible tax office; they do not verify every modeled rule. Use forms and guidance for the year you are filing.