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City cost of living 2026

Cost of living in Virginia Beach, VA

The Virginia Beach-Chesapeake-Norfolk, VA-NC metro area (1,796,689 people) ranks #78 of 149 for prices among the U.S. metro areas we cover. Here's what it costs to live there.

By Data reviewed Data: Census ACS, BEA, BLS, NOAA, IRS, FEMA (methodology)

New York, NY: price level 112.6Los Angeles, CA: price level 113.6Chicago, IL: price level 103.6Dallas, TX: price level 103.1Houston, TX: price level 98.6Miami, FL: price level 114.2Washington, D.C.: price level 108.9Atlanta, GA: price level 100.1Philadelphia, PA: price level 102.6Phoenix, AZ: price level 103.3Boston, MA: price level 108.3Riverside, CA: price level 106.4San Francisco, CA: price level 115.6Detroit, MI: price level 100.3Seattle, WA: price level 111.1Minneapolis, MN: price level 104.8Tampa, FL: price level 100.9San Diego, CA: price level 111.9Denver, CO: price level 105.8Orlando, FL: price level 101.4Charlotte, NC: price level 97.3Baltimore, MD: price level 104.5St. Louis, MO: price level 95.1San Antonio, TX: price level 94.7Austin, TX: price level 98.1Portland, OR: price level 105.4Sacramento, CA: price level 106.7Pittsburgh, PA: price level 94.7Las Vegas, NV: price level 100.2Cincinnati, OH: price level 95.4Kansas City, MO: price level 92.5Columbus, OH: price level 95.5Indianapolis, IN: price level 95.7Cleveland, OH: price level 93.9Nashville, TN: price level 96.3San Jose, CA: price level 110.4Virginia Beach, VA: price level 97.9Jacksonville, FL: price level 99.5Providence, RI: price level 101.8Milwaukee, WI: price level 96.9Raleigh, NC: price level 98.2Oklahoma City, OK: price level 90.4Louisville, KY: price level 93.1Richmond, VA: price level 97.9Memphis, TN: price level 92.2Salt Lake City, UT: price level 100.9Birmingham, AL: price level 91.6Fresno, CA: price level 102.2Grand Rapids, MI: price level 95.5Hartford, CT: price level 102.7Buffalo, NY: price level 95.8Tucson, AZ: price level 96.9Tulsa, OK: price level 89.2Rochester, NY: price level 97.0Omaha, NE: price level 91.9Honolulu, HI: price level 111.0Greenville, SC: price level 93.3Bridgeport, CT: price level 106.9New Orleans, LA: price level 92.6Knoxville, TN: price level 92.6Sarasota, FL: price level 102.4Albuquerque, NM: price level 95.5Bakersfield, CA: price level 100.9McAllen, TX: price level 85.9Albany, NY: price level 99.6Allentown, PA: price level 100.0Baton Rouge, LA: price level 90.8Worcester, MA: price level 102.5El Paso, TX: price level 89.9Columbia, SC: price level 93.7Charleston, SC: price level 101.0Cape Coral, FL: price level 102.3Lakeland, FL: price level 97.1Boise, ID: price level 98.4Oxnard, CA: price level 110.5Dayton, OH: price level 92.7Stockton, CA: price level 105.1Greensboro, NC: price level 92.9Colorado Springs, CO: price level 100.7Little Rock, AR: price level 89.4Provo, UT: price level 98.2Des Moines, IA: price level 91.7Daytona Beach, FL: price level 99.4Poughkeepsie, NY: price level 109.4Madison, WI: price level 97.3Winston-Salem, NC: price level 92.0Akron, OH: price level 93.4Ogden, UT: price level 100.3Wichita, KS: price level 88.9Palm Bay, FL: price level 100.0Syracuse, NY: price level 95.7Augusta, GA: price level 91.9Durham, NC: price level 97.6Harrisburg, PA: price level 98.7Jackson, MS: price level 89.0Fayetteville, AR: price level 91.4Spokane, WA: price level 100.3Toledo, OH: price level 91.5Chattanooga, TN: price level 91.5New Haven, CT: price level 104.6Reno, NV: price level 101.0Portland, ME: price level 101.9Port St. Lucie, FL: price level 100.2Huntsville, AL: price level 93.1Pensacola, FL: price level 97.7Lexington, KY: price level 92.9Killeen, TX: price level 91.1Springfield, MO: price level 88.6Santa Rosa, CA: price level 107.8Wilmington, NC: price level 96.4Fort Wayne, IN: price level 92.6Vallejo, CA: price level 108.5Santa Barbara, CA: price level 108.8Salinas, CA: price level 109.0Savannah, GA: price level 95.2Manchester, NH: price level 105.7Ocala, FL: price level 95.2Asheville, NC: price level 96.5Naples, FL: price level 103.2Myrtle Beach, SC: price level 93.6Anchorage, AK: price level 105.4Spartanburg, SC: price level 91.1Fayetteville, NC: price level 92.0Trenton, NJ: price level 103.2Eugene, OR: price level 101.6Fort Collins, CO: price level 101.1Ann Arbor, MI: price level 100.9Greeley, CO: price level 100.2Gainesville, FL: price level 96.7Clarksville, TN: price level 90.9Boulder, CO: price level 105.2Columbus, GA: price level 89.3Crestview, FL: price level 97.0Sioux Falls, SD: price level 90.6Olympia, WA: price level 103.7Norwich, CT: price level 100.4Bremerton, WA: price level 105.6Fargo, ND: price level 90.9Bend, OR: price level 103.6Daphne, AL: price level 94.7Prescott, AZ: price level 98.3Hilton Head Island, SC: price level 98.0Burlington, VT: price level 100.9Panama City, FL: price level 97.3Jacksonville, NC: price level 92.1Punta Gorda, FL: price level 100.5Billings, MT: price level 93.5The Villages, FL: price level 85.4Cheyenne, WY: price level 96.5

Hover over or tap a dot to see its value.

Price level of the 149 metros we cover
See all 149 cities

Price level, from cheaper to pricier.

Salary to match $75k
$78,400
vs. an average-priced, no-income-tax area
Median rent
$1,556
per month · need $62,240 income
Median home
$363,400
need about $97,614 to buy

Compare Virginia Beach with your city

See what you'd need to earn in Virginia Beach to keep your lifestyle, after taxes and local prices. The calculator starts from Washington, D.C., which sends the most households here of the metros we cover (IRS, 2022–2023), at about its median household income. Pick your own city and salary.

Equal salary in Virginia Beach: $109,000

Compare any two of 149 U.S. metro areas. All cities

To keep the same lifestyle, you need about $109,000 in Virginia Beach, VA to match $125,000 in Washington, D.C. ($16,000 less), after 2026 taxes and local prices.

Single filer, W-2 salary. Uses Washington, DC and Virginia state income tax; neither city levies a resident income tax.

Take-home in Washington, D.C.
$89,047
28.8% total tax
Take-home in Virginia Beach
$90,330
27.7% total tax
Prices in Virginia Beach
-10.1%
vs Washington, D.C. (BEA 2024)
Renting: change after selected costs
+$6,629
per year, after taxes, rent and power; excludes food, transport, healthcare, child care and moving costs

See the full Washington, D.C. to Virginia Beach report

What things cost in Virginia Beach

Price level by category (U.S. = 100)
Below the U.S. average At the U.S. average
Overall97.9
Housing99.8
Goods96.8
Utilities89.6
Other services98.6

The vertical line marks the U.S. average (100). BEA Regional Price Parities 2024 for the metropolitan area.

Taxes in Virginia Beach

On an $80,000 salary (about the area's median household income), a single filer keeps $61,324 after 2026 federal tax ($8,770), Social Security and Medicare ($6,120) and Virginia income tax ($3,786).

Housing

MeasureVirginia Beach area
Median rent$1,556/mo
Median home value$363,400
Median property tax$2,949/yr
Monthly cost to own the median home (20% down)$2,278
Median household income$82,402

Climate and jobs in Virginia Beach

In the Virginia Beach area the average January low is 34°F and the average July high 89°F, and the area has about 36 days a year at 90°F or hotter. Unemployment averaged 3.5% in 2025, below the U.S. rate (4.3%), and the median wage across all jobs was $49,430 a year, 3% below the U.S. median.

Climate in the Virginia Beach area: NOAA 1991–2020 normals
Climate1991–2020 average
January low34°F
July high89°F
Days 90°F or hotter36 a year
Precipitation49 in a year
Snowfall6.2 in a year
Jobs and pay in the Virginia Beach area compared with the U.S. (Bureau of Labor Statistics)
Jobs and payMetro areaU.S.
Unemployment rate, 2025 average3.5%4.3%
Median wage, all jobs (May 2025)$49,430$50,980
Wage and salary jobs (May 2025)763,060155.5 million

Climate: NOAA U.S. Climate Normals, 1991–2020 averages at the Norfolk International Airport station (USW00013737). Weather varies across a metro area, especially with elevation and distance from the coast. Jobs: unemployment from BLS Local Area Unemployment Statistics; wages and job counts from BLS Occupational Employment and Wage Statistics, which count wage and salary jobs, not the self-employed; wages are before taxes. The 2025 average covers 11 months: October 2025 data were not collected during the federal government shutdown.

Retiring in Virginia Beach

A single retiree spends about $3,099 a month here if they own their home outright, or $4,115 renting, based on typical spending for households 65 and older (BLS 2024) adjusted for local prices. See where your budget goes furthest.

Where people move to and from Virginia Beach

Leaving Virginia Beach for… (households)
Washington, D.C.2,224
Richmond2,101
San Diego923
Jacksonville848
Honolulu359
New York343
Raleigh322
Baltimore321
Moving to Virginia Beach from… (households)
Washington, D.C.2,130
Richmond1,426
San Diego1,086
New York795
Jacksonville527
Los Angeles409
Honolulu396
Charleston377

IRS county-to-county migration data, 2022–2023, aggregated to the 149 metro areas we cover.

Natural hazard risk

FEMA rates the Virginia Beach area above average for natural hazard risk (score 61.5 of 100), with expected losses of about $188 per resident per year. Disaster risk by county in Virginia.

Highest relative risks (national percentile)
Higher risk than most U.S. counties
Hurricane88
Heat wave79
Coastal flooding69
Lightning69
Earthquake65

The vertical line marks the middle of U.S. counties (50).

Frequently asked questions

What salary do you need to live in Virginia Beach?

To match the buying power of $75,000 in an average-priced area with no state income tax, you need about $78,400 in Virginia Beach. Renting the median home at 30% of income takes $62,240, and buying the median home with 20% down takes about $97,614.

Is Virginia Beach expensive?

The Virginia Beach metro area's price level is 97.9 (U.S. = 100), #78 of the 149 metro areas we cover, from most to least expensive. Its housing price index is 99.8, about the same as the U.S. average.

Are people moving to Virginia Beach?

Counting moves to and from the other 148 metro areas we cover, Virginia Beach had a net loss of about 1,025 households in 2022–2023 (IRS county migration data).

What is the weather like in Virginia Beach?

In NOAA's 1991–2020 climate normals for the Virginia Beach area (Norfolk International Airport weather station), the average January low is 34°F and the average July high 89°F. The area has about 36 days a year at 90°F or hotter and gets 49 inches of precipitation a year and about 6.2 inches of snow.

What are jobs and pay like in Virginia Beach?

The Virginia Beach metro area's unemployment rate averaged 3.5% in 2025, below the U.S. rate (4.3%). The median wage across all jobs was $49,430 a year in May 2025, 3% below the U.S. median of $50,980 (Bureau of Labor Statistics).

What natural disasters affect Virginia Beach?

FEMA's National Risk Index rates the area above average overall (score 61.5). The highest relative risks are hurricane, heat wave, coastal flooding.

Compare Virginia Beach with other cities

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