City cost of living 2026

Cost of living in Albuquerque, NM

The Albuquerque, NM metro area (929,919 people) ranks #100 of 149 for prices among the U.S. metro areas we cover. Here's what it costs to live there.

New York, NY: price level 112.6Los Angeles, CA: price level 113.6Chicago, IL: price level 103.6Dallas, TX: price level 103.1Houston, TX: price level 98.6Miami, FL: price level 114.2Washington, D.C.: price level 108.9Atlanta, GA: price level 100.1Philadelphia, PA: price level 102.6Phoenix, AZ: price level 103.3Boston, MA: price level 108.3Riverside, CA: price level 106.4San Francisco, CA: price level 115.6Detroit, MI: price level 100.3Seattle, WA: price level 111.1Minneapolis, MN: price level 104.8Tampa, FL: price level 100.9San Diego, CA: price level 111.9Denver, CO: price level 105.8Orlando, FL: price level 101.4Charlotte, NC: price level 97.3Baltimore, MD: price level 104.5St. Louis, MO: price level 95.1San Antonio, TX: price level 94.7Austin, TX: price level 98.1Portland, OR: price level 105.4Sacramento, CA: price level 106.7Pittsburgh, PA: price level 94.7Las Vegas, NV: price level 100.2Cincinnati, OH: price level 95.4Kansas City, MO: price level 92.5Columbus, OH: price level 95.5Indianapolis, IN: price level 95.7Cleveland, OH: price level 93.9Nashville, TN: price level 96.3San Jose, CA: price level 110.4Virginia Beach, VA: price level 97.9Jacksonville, FL: price level 99.5Providence, RI: price level 101.8Milwaukee, WI: price level 96.9Raleigh, NC: price level 98.2Oklahoma City, OK: price level 90.4Louisville, KY: price level 93.1Richmond, VA: price level 97.9Memphis, TN: price level 92.2Salt Lake City, UT: price level 100.9Birmingham, AL: price level 91.6Fresno, CA: price level 102.2Grand Rapids, MI: price level 95.5Hartford, CT: price level 102.7Buffalo, NY: price level 95.8Tucson, AZ: price level 96.9Tulsa, OK: price level 89.2Rochester, NY: price level 97.0Omaha, NE: price level 91.9Honolulu, HI: price level 111.0Greenville, SC: price level 93.3Bridgeport, CT: price level 106.9New Orleans, LA: price level 92.6Knoxville, TN: price level 92.6Sarasota, FL: price level 102.4Albuquerque, NM: price level 95.5Bakersfield, CA: price level 100.9McAllen, TX: price level 85.9Albany, NY: price level 99.6Allentown, PA: price level 100.0Baton Rouge, LA: price level 90.8Worcester, MA: price level 102.5El Paso, TX: price level 89.9Columbia, SC: price level 93.7Charleston, SC: price level 101.0Cape Coral, FL: price level 102.3Lakeland, FL: price level 97.1Boise, ID: price level 98.4Oxnard, CA: price level 110.5Dayton, OH: price level 92.7Stockton, CA: price level 105.1Greensboro, NC: price level 92.9Colorado Springs, CO: price level 100.7Little Rock, AR: price level 89.4Provo, UT: price level 98.2Des Moines, IA: price level 91.7Daytona Beach, FL: price level 99.4Poughkeepsie, NY: price level 109.4Madison, WI: price level 97.3Winston-Salem, NC: price level 92.0Akron, OH: price level 93.4Ogden, UT: price level 100.3Wichita, KS: price level 88.9Palm Bay, FL: price level 100.0Syracuse, NY: price level 95.7Augusta, GA: price level 91.9Durham, NC: price level 97.6Harrisburg, PA: price level 98.7Jackson, MS: price level 89.0Fayetteville, AR: price level 91.4Spokane, WA: price level 100.3Toledo, OH: price level 91.5Chattanooga, TN: price level 91.5New Haven, CT: price level 104.6Reno, NV: price level 101.0Portland, ME: price level 101.9Port St. Lucie, FL: price level 100.2Huntsville, AL: price level 93.1Pensacola, FL: price level 97.7Lexington, KY: price level 92.9Killeen, TX: price level 91.1Springfield, MO: price level 88.6Santa Rosa, CA: price level 107.8Wilmington, NC: price level 96.4Fort Wayne, IN: price level 92.6Vallejo, CA: price level 108.5Santa Barbara, CA: price level 108.8Salinas, CA: price level 109.0Savannah, GA: price level 95.2Manchester, NH: price level 105.7Ocala, FL: price level 95.2Asheville, NC: price level 96.5Naples, FL: price level 103.2Myrtle Beach, SC: price level 93.6Anchorage, AK: price level 105.4Spartanburg, SC: price level 91.1Fayetteville, NC: price level 92.0Trenton, NJ: price level 103.2Eugene, OR: price level 101.6Fort Collins, CO: price level 101.1Ann Arbor, MI: price level 100.9Greeley, CO: price level 100.2Gainesville, FL: price level 96.7Clarksville, TN: price level 90.9Boulder, CO: price level 105.2Columbus, GA: price level 89.3Crestview, FL: price level 97.0Sioux Falls, SD: price level 90.6Olympia, WA: price level 103.7Norwich, CT: price level 100.4Bremerton, WA: price level 105.6Fargo, ND: price level 90.9Bend, OR: price level 103.6Daphne, AL: price level 94.7Prescott, AZ: price level 98.3Hilton Head Island, SC: price level 98.0Burlington, VT: price level 100.9Panama City, FL: price level 97.3Jacksonville, NC: price level 92.1Punta Gorda, FL: price level 100.5Billings, MT: price level 93.5The Villages, FL: price level 85.4Cheyenne, WY: price level 96.5

Hover over or tap a dot to see its value.

Price level of the 149 metros we cover
See all 149 cities

Price level, from cheaper to pricier.

Salary to match $75k
$74,400
vs. an average-priced, no-income-tax area
Median rent
$1,220
per month · need $48,800 income
Median home
$322,700
need about $86,738 to buy

Compare Albuquerque with your city

See what you'd need to earn in Albuquerque to keep your lifestyle, after taxes and local prices. The calculator starts from Phoenix, AZ, which sends the most households here of the metros we cover (IRS, 2022–2023), at about its median household income. Pick your own city and salary.

Equal salary in Albuquerque: $83,800

Compare any two of 149 U.S. metro areas. All cities

To keep the same lifestyle, you need about $83,800 in Albuquerque, NM to match $90,000 in Phoenix, AZ ($6,200 less), after 2026 taxes and local prices.

Single filer, W-2 salary. Uses Arizona and New Mexico state income tax; neither city levies a resident income tax.

Take-home in Phoenix
$70,298
21.9% total tax
Take-home in Albuquerque
$69,066
23.3% total tax
Prices in Albuquerque
-7.6%
vs Phoenix (BEA 2024)
Renting: change after selected costs
+$6,765
per year, after taxes, rent and power; excludes food, transport, healthcare, child care and moving costs

See the full Arizona to New Mexico report

There is no city-to-city report for this move. The state report compares taxes, housing and moving costs.

What things cost in Albuquerque

Price level by category (U.S. = 100)
Below the U.S. average
Overall95.5
Housing89.2
Goods96.1
Utilities77.9
Other services98.5

The vertical line marks the U.S. average (100). BEA Regional Price Parities 2024 for the metropolitan area.

Taxes in Albuquerque

On a $75,000 salary (about the area's median household income), a single filer keeps $59,233 after 2026 federal tax ($7,670), Social Security and Medicare ($5,738) and New Mexico income tax ($2,359).

Housing

MeasureAlbuquerque area
Median rent$1,220/mo
Median home value$322,700
Median property tax$2,520/yr
Monthly cost to own the median home (20% down)$2,024
Median household income$76,097

Climate and jobs in Albuquerque

In the Albuquerque area the average January low is 26°F and the average July high 91°F, and the area has about 64 days a year at 90°F or hotter. Unemployment averaged 4.0% in 2025, below the U.S. rate (4.3%), and the median wage across all jobs was $48,060 a year, 6% below the U.S. median.

Climate in the Albuquerque area: NOAA 1991–2020 normals
Climate1991–2020 average
January low26°F
July high91°F
Days 90°F or hotter64 a year
Precipitation8.8 in a year
Snowfall7.9 in a year
Jobs and pay in the Albuquerque area compared with the U.S. (Bureau of Labor Statistics)
Jobs and payMetro areaU.S.
Unemployment rate, 2025 average4.0%4.3%
Median wage, all jobs (May 2025)$48,060$50,980
Wage and salary jobs (May 2025)404,700155.5 million

Climate: NOAA U.S. Climate Normals, 1991–2020 averages at the Albuquerque International Airport station (USW00023050). Weather varies across a metro area, especially with elevation and distance from the coast. Jobs: unemployment from BLS Local Area Unemployment Statistics; wages and job counts from BLS Occupational Employment and Wage Statistics, which count wage and salary jobs, not the self-employed; wages are before taxes. The 2025 average covers 11 months: October 2025 data were not collected during the federal government shutdown.

Retiring in Albuquerque

A single retiree spends about $2,966 a month here if they own their home outright, or $3,682 renting, based on typical spending for households 65 and older (BLS 2024) adjusted for local prices. See where your budget goes furthest.

Where people move to and from Albuquerque

Leaving Albuquerque for… (households)
Phoenix876
Denver442
Dallas379
Los Angeles326
Las Vegas204
Houston202
El Paso200
Seattle196
Moving to Albuquerque from… (households)
Phoenix628
Los Angeles427
Denver367
Dallas272
El Paso254
Las Vegas249
Houston218
San Diego191

IRS county-to-county migration data, 2022–2023, aggregated to the 149 metro areas we cover.

Natural hazard risk

FEMA rates the Albuquerque area among the highest for natural hazard risk (score 89.8 of 100), with expected losses of about $253 per resident per year. Disaster risk by county in New Mexico.

Highest relative risks (national percentile)
Higher risk than most U.S. counties
Earthquake95
Lightning95
Wildfire94
Winter weather94
Riverine flooding93

The vertical line marks the middle of U.S. counties (50).

Frequently asked questions

What salary do you need to live in Albuquerque?

To match the buying power of $75,000 in an average-priced area with no state income tax, you need about $74,400 in Albuquerque. Renting the median home at 30% of income takes $48,800, and buying the median home with 20% down takes about $86,738.

Is Albuquerque expensive?

The Albuquerque metro area's price level is 95.5 (U.S. = 100), #100 of the 149 metro areas we cover, from most to least expensive. Its housing price index is 89.2, 11% below the U.S. average.

Are people moving to Albuquerque?

Counting moves to and from the other 148 metro areas we cover, Albuquerque had a net loss of about 521 households in 2022–2023 (IRS county migration data).

What is the weather like in Albuquerque?

In NOAA's 1991–2020 climate normals for the Albuquerque area (Albuquerque International Airport weather station), the average January low is 26°F and the average July high 91°F. The area has about 64 days a year at 90°F or hotter and gets 8.8 inches of precipitation a year and about 7.9 inches of snow.

What are jobs and pay like in Albuquerque?

The Albuquerque metro area's unemployment rate averaged 4.0% in 2025, below the U.S. rate (4.3%). The median wage across all jobs was $48,060 a year in May 2025, 6% below the U.S. median of $50,980 (Bureau of Labor Statistics).

What natural disasters affect Albuquerque?

FEMA's National Risk Index rates the area among the highest overall (score 89.8). The highest relative risks are earthquake, lightning, wildfire.

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