City cost of living 2026

Cost of living in Washington, D.C.

The Washington-Arlington-Alexandria, DC-VA-MD-WV metro area (6,437,907 people) ranks #12 of 149 for prices among the U.S. metro areas we cover. Here's what it costs to live there.

New York, NY: price level 112.6Los Angeles, CA: price level 113.6Chicago, IL: price level 103.6Dallas, TX: price level 103.1Houston, TX: price level 98.6Miami, FL: price level 114.2Washington, D.C.: price level 108.9Atlanta, GA: price level 100.1Philadelphia, PA: price level 102.6Phoenix, AZ: price level 103.3Boston, MA: price level 108.3Riverside, CA: price level 106.4San Francisco, CA: price level 115.6Detroit, MI: price level 100.3Seattle, WA: price level 111.1Minneapolis, MN: price level 104.8Tampa, FL: price level 100.9San Diego, CA: price level 111.9Denver, CO: price level 105.8Orlando, FL: price level 101.4Charlotte, NC: price level 97.3Baltimore, MD: price level 104.5St. Louis, MO: price level 95.1San Antonio, TX: price level 94.7Austin, TX: price level 98.1Portland, OR: price level 105.4Sacramento, CA: price level 106.7Pittsburgh, PA: price level 94.7Las Vegas, NV: price level 100.2Cincinnati, OH: price level 95.4Kansas City, MO: price level 92.5Columbus, OH: price level 95.5Indianapolis, IN: price level 95.7Cleveland, OH: price level 93.9Nashville, TN: price level 96.3San Jose, CA: price level 110.4Virginia Beach, VA: price level 97.9Jacksonville, FL: price level 99.5Providence, RI: price level 101.8Milwaukee, WI: price level 96.9Raleigh, NC: price level 98.2Oklahoma City, OK: price level 90.4Louisville, KY: price level 93.1Richmond, VA: price level 97.9Memphis, TN: price level 92.2Salt Lake City, UT: price level 100.9Birmingham, AL: price level 91.6Fresno, CA: price level 102.2Grand Rapids, MI: price level 95.5Hartford, CT: price level 102.7Buffalo, NY: price level 95.8Tucson, AZ: price level 96.9Tulsa, OK: price level 89.2Rochester, NY: price level 97.0Omaha, NE: price level 91.9Honolulu, HI: price level 111.0Greenville, SC: price level 93.3Bridgeport, CT: price level 106.9New Orleans, LA: price level 92.6Knoxville, TN: price level 92.6Sarasota, FL: price level 102.4Albuquerque, NM: price level 95.5Bakersfield, CA: price level 100.9McAllen, TX: price level 85.9Albany, NY: price level 99.6Allentown, PA: price level 100.0Baton Rouge, LA: price level 90.8Worcester, MA: price level 102.5El Paso, TX: price level 89.9Columbia, SC: price level 93.7Charleston, SC: price level 101.0Cape Coral, FL: price level 102.3Lakeland, FL: price level 97.1Boise, ID: price level 98.4Oxnard, CA: price level 110.5Dayton, OH: price level 92.7Stockton, CA: price level 105.1Greensboro, NC: price level 92.9Colorado Springs, CO: price level 100.7Little Rock, AR: price level 89.4Provo, UT: price level 98.2Des Moines, IA: price level 91.7Daytona Beach, FL: price level 99.4Poughkeepsie, NY: price level 109.4Madison, WI: price level 97.3Winston-Salem, NC: price level 92.0Akron, OH: price level 93.4Ogden, UT: price level 100.3Wichita, KS: price level 88.9Palm Bay, FL: price level 100.0Syracuse, NY: price level 95.7Augusta, GA: price level 91.9Durham, NC: price level 97.6Harrisburg, PA: price level 98.7Jackson, MS: price level 89.0Fayetteville, AR: price level 91.4Spokane, WA: price level 100.3Toledo, OH: price level 91.5Chattanooga, TN: price level 91.5New Haven, CT: price level 104.6Reno, NV: price level 101.0Portland, ME: price level 101.9Port St. Lucie, FL: price level 100.2Huntsville, AL: price level 93.1Pensacola, FL: price level 97.7Lexington, KY: price level 92.9Killeen, TX: price level 91.1Springfield, MO: price level 88.6Santa Rosa, CA: price level 107.8Wilmington, NC: price level 96.4Fort Wayne, IN: price level 92.6Vallejo, CA: price level 108.5Santa Barbara, CA: price level 108.8Salinas, CA: price level 109.0Savannah, GA: price level 95.2Manchester, NH: price level 105.7Ocala, FL: price level 95.2Asheville, NC: price level 96.5Naples, FL: price level 103.2Myrtle Beach, SC: price level 93.6Anchorage, AK: price level 105.4Spartanburg, SC: price level 91.1Fayetteville, NC: price level 92.0Trenton, NJ: price level 103.2Eugene, OR: price level 101.6Fort Collins, CO: price level 101.1Ann Arbor, MI: price level 100.9Greeley, CO: price level 100.2Gainesville, FL: price level 96.7Clarksville, TN: price level 90.9Boulder, CO: price level 105.2Columbus, GA: price level 89.3Crestview, FL: price level 97.0Sioux Falls, SD: price level 90.6Olympia, WA: price level 103.7Norwich, CT: price level 100.4Bremerton, WA: price level 105.6Fargo, ND: price level 90.9Bend, OR: price level 103.6Daphne, AL: price level 94.7Prescott, AZ: price level 98.3Hilton Head Island, SC: price level 98.0Burlington, VT: price level 100.9Panama City, FL: price level 97.3Jacksonville, NC: price level 92.1Punta Gorda, FL: price level 100.5Billings, MT: price level 93.5The Villages, FL: price level 85.4Cheyenne, WY: price level 96.5

Hover over or tap a dot to see its value.

Price level of the 149 metros we cover
See all 149 cities

Price level, from cheaper to pricier.

Salary to match $75k
$89,400
vs. an average-priced, no-income-tax area
Median rent
$2,037
per month · need $81,480 income
Median home
$604,800
need about $160,826 to buy

Compare Washington, D.C. with your city

See what you'd need to earn in Washington, D.C. to keep your lifestyle, after taxes and local prices. The calculator starts from Baltimore, MD, which sends the most households here of the metros we cover (IRS, 2022–2023), at about its median household income. Pick your own city and salary.

Equal salary in Washington, D.C.: $101,900

Compare any two of 149 U.S. metro areas. All cities

To keep the same lifestyle, you need about $101,900 in Washington, D.C. to match $100,000 in Baltimore, MD ($1,900 more), after 2026 taxes and local prices.

Single filer, W-2 salary. Uses Maryland and Washington, DC state income tax; includes Baltimore resident tax $2,990 (inside city limits).

Take-home in Baltimore
$71,803
28.2% total tax
Take-home in Washington, D.C.
$73,649
26.4% total tax
Prices in Washington, D.C.
+4.2%
vs Baltimore (BEA 2024)
Renting: change after selected costs
-$2,371
per year, after taxes, rent and power; excludes food, transport, healthcare, child care and moving costs

See the full Baltimore to Washington, D.C. report

What things cost in Washington, D.C.

Price level by category (U.S. = 100)
Above the U.S. average
Overall108.9
Housing151.1
Goods104.8
Utilities106.7
Other services102.3

The vertical line marks the U.S. average (100). BEA Regional Price Parities 2024 for the metropolitan area.

Taxes in Washington, D.C.

On a $125,000 salary (about the area's median household income), a single filer keeps $89,047 after 2026 federal tax ($18,734), Social Security and Medicare ($9,563) and Washington, DC income tax ($7,657).

Housing

MeasureWashington, D.C. area
Median rent$2,037/mo
Median home value$604,800
Median property tax$5,430/yr
Monthly cost to own the median home (20% down)$3,753
Median household income$126,244

Climate and jobs in Washington, D.C.

In the Washington, D.C. area the average January low is 30°F and the average July high 90°F, and the area has about 40 days a year at 90°F or hotter. Unemployment averaged 3.8% in 2025, below the U.S. rate (4.3%), and the median wage across all jobs was $71,060 a year, 39% above the U.S. median.

Climate in the Washington, D.C. area: NOAA 1991–2020 normals
Climate1991–2020 average
January low30°F
July high90°F
Days 90°F or hotter40 a year
Precipitation42 in a year
Snowfall14 in a year
Jobs and pay in the Washington, D.C. area compared with the U.S. (Bureau of Labor Statistics)
Jobs and payMetro areaU.S.
Unemployment rate, 2025 average3.8%4.3%
Median wage, all jobs (May 2025)$71,060$50,980
Wage and salary jobs (May 2025)3.1 million155.5 million

Climate: NOAA U.S. Climate Normals, 1991–2020 averages at the Washington Reagan Airport station (USW00013743). Weather varies across a metro area, especially with elevation and distance from the coast. Jobs: unemployment from BLS Local Area Unemployment Statistics; wages and job counts from BLS Occupational Employment and Wage Statistics, which count wage and salary jobs, not the self-employed; wages are before taxes. The 2025 average covers 11 months: October 2025 data were not collected during the federal government shutdown.

Retiring in Washington, D.C.

A single retiree spends about $3,510 a month here if they own their home outright, or $4,790 renting, based on typical spending for households 65 and older (BLS 2024) adjusted for local prices. See where your budget goes furthest.

Where people move to and from Washington, D.C.

Leaving Washington, D.C. for… (households)
Baltimore14,713
New York7,558
Richmond3,558
Los Angeles2,641
Miami2,452
Philadelphia2,416
Virginia Beach2,130
Boston2,045
Moving to Washington, D.C. from… (households)
Baltimore12,103
New York8,033
Philadelphia2,932
Los Angeles2,408
Miami2,375
Boston2,324
Richmond2,235
Virginia Beach2,224

IRS county-to-county migration data, 2022–2023, aggregated to the 149 metro areas we cover.

Natural hazard risk

FEMA rates the Washington, D.C. area among the highest for natural hazard risk (score 82.9 of 100), with expected losses of about $192 per resident per year. Disaster risk by county in Washington, DC.

Highest relative risks (national percentile)
Higher risk than most U.S. counties
Heat wave92
Winter weather90
Lightning90
Strong wind90
Riverine flooding87

The vertical line marks the middle of U.S. counties (50).

Frequently asked questions

What salary do you need to live in Washington, D.C.?

To match the buying power of $75,000 in an average-priced area with no state income tax, you need about $89,400 in Washington, D.C. Renting the median home at 30% of income takes $81,480, and buying the median home with 20% down takes about $160,826.

Is Washington, D.C. expensive?

The Washington, D.C. metro area's price level is 108.9 (U.S. = 100), #12 of the 149 metro areas we cover, from most to least expensive. Its housing price index is 151.1, 51% above the U.S. average.

Are people moving to Washington, D.C.?

Counting moves to and from the other 148 metro areas we cover, Washington, D.C. had a net loss of about 6,622 households in 2022–2023 (IRS county migration data).

What is the weather like in Washington, D.C.?

In NOAA's 1991–2020 climate normals for the Washington, D.C. area (Washington Reagan Airport weather station), the average January low is 30°F and the average July high 90°F. The area has about 40 days a year at 90°F or hotter and gets 42 inches of precipitation a year and about 14 inches of snow.

What are jobs and pay like in Washington, D.C.?

The Washington, D.C. metro area's unemployment rate averaged 3.8% in 2025, below the U.S. rate (4.3%). The median wage across all jobs was $71,060 a year in May 2025, 39% above the U.S. median of $50,980 (Bureau of Labor Statistics).

What natural disasters affect Washington, D.C.?

FEMA's National Risk Index rates the area among the highest overall (score 82.9). The highest relative risks are heat wave, winter weather, lightning.

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