City cost of living 2026

Cost of living in El Paso, TX

The El Paso, TX metro area (877,840 people) ranks #141 of 149 for prices among the U.S. metro areas we cover. Here's what it costs to live there.

New York, NY: price level 112.6Los Angeles, CA: price level 113.6Chicago, IL: price level 103.6Dallas, TX: price level 103.1Houston, TX: price level 98.6Miami, FL: price level 114.2Washington, D.C.: price level 108.9Atlanta, GA: price level 100.1Philadelphia, PA: price level 102.6Phoenix, AZ: price level 103.3Boston, MA: price level 108.3Riverside, CA: price level 106.4San Francisco, CA: price level 115.6Detroit, MI: price level 100.3Seattle, WA: price level 111.1Minneapolis, MN: price level 104.8Tampa, FL: price level 100.9San Diego, CA: price level 111.9Denver, CO: price level 105.8Orlando, FL: price level 101.4Charlotte, NC: price level 97.3Baltimore, MD: price level 104.5St. Louis, MO: price level 95.1San Antonio, TX: price level 94.7Austin, TX: price level 98.1Portland, OR: price level 105.4Sacramento, CA: price level 106.7Pittsburgh, PA: price level 94.7Las Vegas, NV: price level 100.2Cincinnati, OH: price level 95.4Kansas City, MO: price level 92.5Columbus, OH: price level 95.5Indianapolis, IN: price level 95.7Cleveland, OH: price level 93.9Nashville, TN: price level 96.3San Jose, CA: price level 110.4Virginia Beach, VA: price level 97.9Jacksonville, FL: price level 99.5Providence, RI: price level 101.8Milwaukee, WI: price level 96.9Raleigh, NC: price level 98.2Oklahoma City, OK: price level 90.4Louisville, KY: price level 93.1Richmond, VA: price level 97.9Memphis, TN: price level 92.2Salt Lake City, UT: price level 100.9Birmingham, AL: price level 91.6Fresno, CA: price level 102.2Grand Rapids, MI: price level 95.5Hartford, CT: price level 102.7Buffalo, NY: price level 95.8Tucson, AZ: price level 96.9Tulsa, OK: price level 89.2Rochester, NY: price level 97.0Omaha, NE: price level 91.9Honolulu, HI: price level 111.0Greenville, SC: price level 93.3Bridgeport, CT: price level 106.9New Orleans, LA: price level 92.6Knoxville, TN: price level 92.6Sarasota, FL: price level 102.4Albuquerque, NM: price level 95.5Bakersfield, CA: price level 100.9McAllen, TX: price level 85.9Albany, NY: price level 99.6Allentown, PA: price level 100.0Baton Rouge, LA: price level 90.8Worcester, MA: price level 102.5El Paso, TX: price level 89.9Columbia, SC: price level 93.7Charleston, SC: price level 101.0Cape Coral, FL: price level 102.3Lakeland, FL: price level 97.1Boise, ID: price level 98.4Oxnard, CA: price level 110.5Dayton, OH: price level 92.7Stockton, CA: price level 105.1Greensboro, NC: price level 92.9Colorado Springs, CO: price level 100.7Little Rock, AR: price level 89.4Provo, UT: price level 98.2Des Moines, IA: price level 91.7Daytona Beach, FL: price level 99.4Poughkeepsie, NY: price level 109.4Madison, WI: price level 97.3Winston-Salem, NC: price level 92.0Akron, OH: price level 93.4Ogden, UT: price level 100.3Wichita, KS: price level 88.9Palm Bay, FL: price level 100.0Syracuse, NY: price level 95.7Augusta, GA: price level 91.9Durham, NC: price level 97.6Harrisburg, PA: price level 98.7Jackson, MS: price level 89.0Fayetteville, AR: price level 91.4Spokane, WA: price level 100.3Toledo, OH: price level 91.5Chattanooga, TN: price level 91.5New Haven, CT: price level 104.6Reno, NV: price level 101.0Portland, ME: price level 101.9Port St. Lucie, FL: price level 100.2Huntsville, AL: price level 93.1Pensacola, FL: price level 97.7Lexington, KY: price level 92.9Killeen, TX: price level 91.1Springfield, MO: price level 88.6Santa Rosa, CA: price level 107.8Wilmington, NC: price level 96.4Fort Wayne, IN: price level 92.6Vallejo, CA: price level 108.5Santa Barbara, CA: price level 108.8Salinas, CA: price level 109.0Savannah, GA: price level 95.2Manchester, NH: price level 105.7Ocala, FL: price level 95.2Asheville, NC: price level 96.5Naples, FL: price level 103.2Myrtle Beach, SC: price level 93.6Anchorage, AK: price level 105.4Spartanburg, SC: price level 91.1Fayetteville, NC: price level 92.0Trenton, NJ: price level 103.2Eugene, OR: price level 101.6Fort Collins, CO: price level 101.1Ann Arbor, MI: price level 100.9Greeley, CO: price level 100.2Gainesville, FL: price level 96.7Clarksville, TN: price level 90.9Boulder, CO: price level 105.2Columbus, GA: price level 89.3Crestview, FL: price level 97.0Sioux Falls, SD: price level 90.6Olympia, WA: price level 103.7Norwich, CT: price level 100.4Bremerton, WA: price level 105.6Fargo, ND: price level 90.9Bend, OR: price level 103.6Daphne, AL: price level 94.7Prescott, AZ: price level 98.3Hilton Head Island, SC: price level 98.0Burlington, VT: price level 100.9Panama City, FL: price level 97.3Jacksonville, NC: price level 92.1Punta Gorda, FL: price level 100.5Billings, MT: price level 93.5The Villages, FL: price level 85.4Cheyenne, WY: price level 96.5

Hover over or tap a dot to see its value.

Price level of the 149 metros we cover
See all 149 cities

Price level, from cheaper to pricier.

Salary to match $75k
$66,200
vs. an average-priced, no-income-tax area
Median rent
$1,081
per month · need $43,240 income
Median home
$208,800
need about $68,345 to buy

Compare El Paso with your city

See what you'd need to earn in El Paso to keep your lifestyle, after taxes and local prices. The calculator starts from Dallas, TX, which sends the most households here of the metros we cover (IRS, 2022–2023), at about its median household income. Pick your own city and salary.

Equal salary in El Paso: $81,200

Compare any two of 149 U.S. metro areas. All cities

To keep the same lifestyle, you need about $81,200 in El Paso, TX to match $95,000 in Dallas, TX ($13,800 less), after 2026 taxes and local prices.

Single filer, W-2 salary. Both are in Texas, which has no state income tax on wages; neither city levies a resident income tax.

Take-home in Dallas
$75,663
20.4% total tax
Take-home in El Paso
$75,663
20.4% total tax
Prices in El Paso
-12.8%
vs Dallas (BEA 2024)
Renting: change after selected costs
+$7,644
per year, after taxes, rent and power; excludes food, transport, healthcare, child care and moving costs

What things cost in El Paso

Price level by category (U.S. = 100)
Below the U.S. average
Overall89.9
Housing71.2
Goods93.8
Utilities82.6
Other services96.2

The vertical line marks the U.S. average (100). BEA Regional Price Parities 2024 for the metropolitan area.

Taxes in El Paso

On a $60,000 salary (about the area's median household income), a single filer keeps $50,390 after 2026 federal tax ($5,020), Social Security and Medicare ($4,590). Texas has no state income tax on wages.

Housing

MeasureEl Paso area
Median rent$1,081/mo
Median home value$208,800
Median property tax$3,617/yr
Monthly cost to own the median home (20% down)$1,595
Median household income$59,834

Climate and jobs in El Paso

In the El Paso area the average January low is 35°F and the average July high 96°F, and the area has about 117 days a year at 90°F or hotter. Unemployment averaged 4.4% in 2025, above the U.S. rate (4.3%), and the median wage across all jobs was $39,510 a year, 22% below the U.S. median.

Climate in the El Paso area: NOAA 1991–2020 normals
Climate1991–2020 average
January low35°F
July high96°F
Days 90°F or hotter117 a year
Precipitation8.8 in a year
Snowfall2.8 in a year
Jobs and pay in the El Paso area compared with the U.S. (Bureau of Labor Statistics)
Jobs and payMetro areaU.S.
Unemployment rate, 2025 average4.4%4.3%
Median wage, all jobs (May 2025)$39,510$50,980
Wage and salary jobs (May 2025)339,120155.5 million

Climate: NOAA U.S. Climate Normals, 1991–2020 averages at the El Paso International Airport station (USW00023044). Weather varies across a metro area, especially with elevation and distance from the coast. Jobs: unemployment from BLS Local Area Unemployment Statistics; wages and job counts from BLS Occupational Employment and Wage Statistics, which count wage and salary jobs, not the self-employed; wages are before taxes. The 2025 average covers 11 months: October 2025 data were not collected during the federal government shutdown.

Retiring in El Paso

A single retiree spends about $3,081 a month here if they own their home outright, or $3,573 renting, based on typical spending for households 65 and older (BLS 2024) adjusted for local prices. See where your budget goes furthest.

Where people move to and from El Paso

Leaving El Paso for… (households)
Dallas1,015
San Antonio776
Austin679
Phoenix558
Houston527
Los Angeles350
Denver342
Seattle294
Moving to El Paso from… (households)
Dallas655
San Antonio514
Phoenix454
Houston438
Los Angeles430
Austin322
Denver300
Riverside277

IRS county-to-county migration data, 2022–2023, aggregated to the 149 metro areas we cover.

Natural hazard risk

FEMA rates the El Paso area among the highest for natural hazard risk (score 95.1 of 100), with expected losses of about $141 per resident per year. Disaster risk by county in Texas.

Highest relative risks (national percentile)
Higher risk than most U.S. counties
Lightning100
Winter weather100
Hail99
Heat wave98
Riverine flooding97

The vertical line marks the middle of U.S. counties (50).

Frequently asked questions

What salary do you need to live in El Paso?

To match the buying power of $75,000 in an average-priced area with no state income tax, you need about $66,200 in El Paso. Renting the median home at 30% of income takes $43,240, and buying the median home with 20% down takes about $68,345.

Is El Paso expensive?

The El Paso metro area's price level is 89.9 (U.S. = 100), #141 of the 149 metro areas we cover, from most to least expensive. Its housing price index is 71.2, 29% below the U.S. average.

Are people moving to El Paso?

Counting moves to and from the other 148 metro areas we cover, El Paso had a net loss of about 1,466 households in 2022–2023 (IRS county migration data).

What is the weather like in El Paso?

In NOAA's 1991–2020 climate normals for the El Paso area (El Paso International Airport weather station), the average January low is 35°F and the average July high 96°F. The area has about 117 days a year at 90°F or hotter and gets 8.8 inches of precipitation a year and about 2.8 inches of snow.

What are jobs and pay like in El Paso?

The El Paso metro area's unemployment rate averaged 4.4% in 2025, above the U.S. rate (4.3%). The median wage across all jobs was $39,510 a year in May 2025, 22% below the U.S. median of $50,980 (Bureau of Labor Statistics).

What natural disasters affect El Paso?

FEMA's National Risk Index rates the area among the highest overall (score 95.1). The highest relative risks are lightning, winter weather, hail.

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