City cost of living 2026

Cost of living in Denver, CO

The Denver-Aurora-Centennial, CO metro area (3,050,512 people) ranks #20 of 149 for prices among the U.S. metro areas we cover. Here's what it costs to live there.

New York, NY: price level 112.6Los Angeles, CA: price level 113.6Chicago, IL: price level 103.6Dallas, TX: price level 103.1Houston, TX: price level 98.6Miami, FL: price level 114.2Washington, D.C.: price level 108.9Atlanta, GA: price level 100.1Philadelphia, PA: price level 102.6Phoenix, AZ: price level 103.3Boston, MA: price level 108.3Riverside, CA: price level 106.4San Francisco, CA: price level 115.6Detroit, MI: price level 100.3Seattle, WA: price level 111.1Minneapolis, MN: price level 104.8Tampa, FL: price level 100.9San Diego, CA: price level 111.9Denver, CO: price level 105.8Orlando, FL: price level 101.4Charlotte, NC: price level 97.3Baltimore, MD: price level 104.5St. Louis, MO: price level 95.1San Antonio, TX: price level 94.7Austin, TX: price level 98.1Portland, OR: price level 105.4Sacramento, CA: price level 106.7Pittsburgh, PA: price level 94.7Las Vegas, NV: price level 100.2Cincinnati, OH: price level 95.4Kansas City, MO: price level 92.5Columbus, OH: price level 95.5Indianapolis, IN: price level 95.7Cleveland, OH: price level 93.9Nashville, TN: price level 96.3San Jose, CA: price level 110.4Virginia Beach, VA: price level 97.9Jacksonville, FL: price level 99.5Providence, RI: price level 101.8Milwaukee, WI: price level 96.9Raleigh, NC: price level 98.2Oklahoma City, OK: price level 90.4Louisville, KY: price level 93.1Richmond, VA: price level 97.9Memphis, TN: price level 92.2Salt Lake City, UT: price level 100.9Birmingham, AL: price level 91.6Fresno, CA: price level 102.2Grand Rapids, MI: price level 95.5Hartford, CT: price level 102.7Buffalo, NY: price level 95.8Tucson, AZ: price level 96.9Tulsa, OK: price level 89.2Rochester, NY: price level 97.0Omaha, NE: price level 91.9Honolulu, HI: price level 111.0Greenville, SC: price level 93.3Bridgeport, CT: price level 106.9New Orleans, LA: price level 92.6Knoxville, TN: price level 92.6Sarasota, FL: price level 102.4Albuquerque, NM: price level 95.5Bakersfield, CA: price level 100.9McAllen, TX: price level 85.9Albany, NY: price level 99.6Allentown, PA: price level 100.0Baton Rouge, LA: price level 90.8Worcester, MA: price level 102.5El Paso, TX: price level 89.9Columbia, SC: price level 93.7Charleston, SC: price level 101.0Cape Coral, FL: price level 102.3Lakeland, FL: price level 97.1Boise, ID: price level 98.4Oxnard, CA: price level 110.5Dayton, OH: price level 92.7Stockton, CA: price level 105.1Greensboro, NC: price level 92.9Colorado Springs, CO: price level 100.7Little Rock, AR: price level 89.4Provo, UT: price level 98.2Des Moines, IA: price level 91.7Daytona Beach, FL: price level 99.4Poughkeepsie, NY: price level 109.4Madison, WI: price level 97.3Winston-Salem, NC: price level 92.0Akron, OH: price level 93.4Ogden, UT: price level 100.3Wichita, KS: price level 88.9Palm Bay, FL: price level 100.0Syracuse, NY: price level 95.7Augusta, GA: price level 91.9Durham, NC: price level 97.6Harrisburg, PA: price level 98.7Jackson, MS: price level 89.0Fayetteville, AR: price level 91.4Spokane, WA: price level 100.3Toledo, OH: price level 91.5Chattanooga, TN: price level 91.5New Haven, CT: price level 104.6Reno, NV: price level 101.0Portland, ME: price level 101.9Port St. Lucie, FL: price level 100.2Huntsville, AL: price level 93.1Pensacola, FL: price level 97.7Lexington, KY: price level 92.9Killeen, TX: price level 91.1Springfield, MO: price level 88.6Santa Rosa, CA: price level 107.8Wilmington, NC: price level 96.4Fort Wayne, IN: price level 92.6Vallejo, CA: price level 108.5Santa Barbara, CA: price level 108.8Salinas, CA: price level 109.0Savannah, GA: price level 95.2Manchester, NH: price level 105.7Ocala, FL: price level 95.2Asheville, NC: price level 96.5Naples, FL: price level 103.2Myrtle Beach, SC: price level 93.6Anchorage, AK: price level 105.4Spartanburg, SC: price level 91.1Fayetteville, NC: price level 92.0Trenton, NJ: price level 103.2Eugene, OR: price level 101.6Fort Collins, CO: price level 101.1Ann Arbor, MI: price level 100.9Greeley, CO: price level 100.2Gainesville, FL: price level 96.7Clarksville, TN: price level 90.9Boulder, CO: price level 105.2Columbus, GA: price level 89.3Crestview, FL: price level 97.0Sioux Falls, SD: price level 90.6Olympia, WA: price level 103.7Norwich, CT: price level 100.4Bremerton, WA: price level 105.6Fargo, ND: price level 90.9Bend, OR: price level 103.6Daphne, AL: price level 94.7Prescott, AZ: price level 98.3Hilton Head Island, SC: price level 98.0Burlington, VT: price level 100.9Panama City, FL: price level 97.3Jacksonville, NC: price level 92.1Punta Gorda, FL: price level 100.5Billings, MT: price level 93.5The Villages, FL: price level 85.4Cheyenne, WY: price level 96.5

Hover over or tap a dot to see its value.

Price level of the 149 metros we cover
See all 149 cities

Price level, from cheaper to pricier.

Salary to match $75k
$84,900
vs. an average-priced, no-income-tax area
Median rent
$1,943
per month · need $77,720 income
Median home
$631,000
need about $167,580 to buy

Compare Denver with your city

See what you'd need to earn in Denver to keep your lifestyle, after taxes and local prices. The calculator starts from Boulder, CO, which sends the most households here of the metros we cover (IRS, 2022–2023), using its median household income as an illustrative single-earner salary. Household income can include several earners and other income; it is not a typical individual wage. Pick your own city, salary and filing status.

Equal salary in Denver: $105,700

Compare any two of 149 U.S. metro areas. All cities

To keep the same lifestyle, you need about $105,700 in Denver, CO to match $105,000 in Boulder, CO ($700 more), after 2026 taxes and local prices.

Single filer, W-2 salary. Both are in Colorado, so state income tax is the same; neither city levies a resident income tax.

Prices and housing cover the metro area; taxes use Colorado, its principal state. A metro can span several states; living in its other state can change the tax result.

Take-home in Boulder
$78,324
25.4% total tax
Take-home in Denver
$78,324
25.4% total tax
Prices in Denver
+0.6%
vs Boulder (BEA 2024)
Renting: change after selected costs
+$276
per year, after taxes and gross rent including basic utilities; excludes food, transport, healthcare, child care and moving costs

See the full Boulder to Denver report

What things cost in Denver

Price level by category (U.S. = 100)
Below the U.S. average Above the U.S. average
Overall105.8
Housing rents146.9
Goods101.0
Utilities87.9
Other services99.4

The vertical line marks the U.S. average (100). BEA Regional Price Parities 2024 for the metropolitan area.

Taxes in Denver

In this fixed example, one single filer earning a $110,000 W-2 salary keeps $81,599 after 2026 federal tax ($15,370), Social Security and Medicare ($8,415) and Colorado income tax ($4,132), plus $484 in state payroll programs. The salary is rounded from median household income, not an observed individual wage. This example stays fixed when you change the calculator.

Denver charges employees $5.75 a month (Occupational Privilege Tax) in months they earn $500+ working in the city. It isn't included above.

Housing

MeasureDenver area
Median rent$1,943/mo
Median home value$631,000
Median property tax$3,387/yr
Monthly cost to own the median home (20% down)$3,910
Median household income$108,046

Climate and jobs in Denver

In the Denver area the average January low is 19°F and the average July high 90°F, and the area has about 46 days a year at 90°F or hotter. Unemployment averaged 4.0% in 2025, below the U.S. rate (4.3%), and the median wage across all jobs was $62,320 a year, 22% above the U.S. median.

Climate in the Denver area: NOAA 1991–2020 normals
Climate1991–2020 average
January low19°F
July high90°F
Days 90°F or hotter46 a year
Precipitation14 in a year
Snowfall49 in a year
Jobs and pay in the Denver area compared with the U.S. (Bureau of Labor Statistics)
Jobs and payMetro areaU.S.
Unemployment rate, 2025 average4.0%4.3%
Median wage, all jobs (May 2025)$62,320$50,980
Wage and salary jobs (May 2025)1.6 million155.5 million

Climate: NOAA U.S. Climate Normals, 1991–2020 averages at the Denver International Airport station (USW00003017), with snowfall from Denver-Stapleton (USW00023062) because the main station doesn't record it. Weather varies across a metro area, especially with elevation and distance from the coast. Jobs: unemployment from BLS Local Area Unemployment Statistics; wages and job counts from BLS Occupational Employment and Wage Statistics, which count wage and salary jobs, not the self-employed; wages are before taxes. The 2025 average covers 11 months: October 2025 data were not collected during the federal government shutdown.

Retiring in Denver

Our modeled retiree budget is about $3,220 a month here with a home owned outright, or $4,407 renting. It uses spending benchmarks for households with a reference person age 65 or older (BLS 2024), adjusted for local prices. These are household-based estimates, not observed spending by a single retiree in Denver. See where your budget goes furthest.

Where people move to and from Denver

Leaving Denver for… (households)
Greeley4,223
Boulder3,811
Colorado Springs3,457
Fort Collins2,438
Phoenix2,060
Los Angeles1,718
Dallas1,644
Seattle1,182
Moving to Denver from… (households)
Boulder4,657
Colorado Springs3,447
Greeley2,527
Los Angeles2,447
Fort Collins2,366
Dallas2,168
Chicago2,160
Phoenix1,862

IRS county-to-county migration data, 2022–2023, aggregated to the 149 metro areas we cover.

Natural hazard risk

RelocateMath's population-weighted mean of FEMA county risk scores for the Denver area is 90.6 of 100 (very high county-score mean), with modeled expected losses of about $317 per resident per year. A mean of county percentiles is not an official FEMA metro rating or a national metro percentile. It describes the counties in the metro; your property's risk can differ. Disaster risk by county in Colorado.

Highest population-weighted county hazard scores
County-score mean above 50
Hail99
Lightning97
Tornado94
Winter weather93
Strong wind92

The vertical line marks county-score scale midpoint (50).

Frequently asked questions

What salary do you need to live in Denver?

In a fixed single-filer W-2 example living inside the principal city, about $84,900 in Denver matches the buying power of $75,000 in an average-priced area with no state income tax. The example uses 2026 federal taxes, Colorado state taxes and modeled resident local taxes where applicable. It stays fixed when calculator inputs change. Renting the median home at 30% of income takes $77,720, and buying the median home with 20% down takes about $167,580.

Is Denver expensive?

The Denver metro area's price level is 105.8 (U.S. = 100), #20 of the 149 metro areas we cover, from most to least expensive. Its housing rents price index is 146.9, 47% above the U.S. average.

Are people moving to Denver?

Counting moves to and from the other 148 metro areas we cover, Denver had a net gain of about 7,566 households in 2022–2023 (IRS county migration data).

What is the weather like in Denver?

In NOAA's 1991–2020 climate normals for the Denver area (Denver International Airport weather station), the average January low is 19°F and the average July high 90°F. The area has about 46 days a year at 90°F or hotter and gets 14 inches of precipitation a year and about 49 inches of snow.

What are jobs and pay like in Denver?

The Denver metro area's unemployment rate averaged 4.0% in 2025, below the U.S. rate (4.3%). The median wage across all jobs was $62,320 a year in May 2025, 22% above the U.S. median of $50,980 (Bureau of Labor Statistics).

What natural disasters affect Denver?

RelocateMath's population-weighted mean of FEMA county risk scores is 90.6 out of 100 (very high county-score mean). This is not an official FEMA metro rating or a national metro percentile. The highest county-score means by hazard are hail, lightning, tornado.

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State-agency links identify the responsible tax office; they do not verify every modeled rule. Use forms and guidance for the year you are filing.