City cost of living 2026

Cost of living in Denver, CO

The Denver-Aurora-Centennial, CO metro area (3,050,512 people) ranks #20 of 149 for prices among the U.S. metro areas we cover. Here's what it costs to live there.

New York, NY: price level 112.6Los Angeles, CA: price level 113.6Chicago, IL: price level 103.6Dallas, TX: price level 103.1Houston, TX: price level 98.6Miami, FL: price level 114.2Washington, D.C.: price level 108.9Atlanta, GA: price level 100.1Philadelphia, PA: price level 102.6Phoenix, AZ: price level 103.3Boston, MA: price level 108.3Riverside, CA: price level 106.4San Francisco, CA: price level 115.6Detroit, MI: price level 100.3Seattle, WA: price level 111.1Minneapolis, MN: price level 104.8Tampa, FL: price level 100.9San Diego, CA: price level 111.9Denver, CO: price level 105.8Orlando, FL: price level 101.4Charlotte, NC: price level 97.3Baltimore, MD: price level 104.5St. Louis, MO: price level 95.1San Antonio, TX: price level 94.7Austin, TX: price level 98.1Portland, OR: price level 105.4Sacramento, CA: price level 106.7Pittsburgh, PA: price level 94.7Las Vegas, NV: price level 100.2Cincinnati, OH: price level 95.4Kansas City, MO: price level 92.5Columbus, OH: price level 95.5Indianapolis, IN: price level 95.7Cleveland, OH: price level 93.9Nashville, TN: price level 96.3San Jose, CA: price level 110.4Virginia Beach, VA: price level 97.9Jacksonville, FL: price level 99.5Providence, RI: price level 101.8Milwaukee, WI: price level 96.9Raleigh, NC: price level 98.2Oklahoma City, OK: price level 90.4Louisville, KY: price level 93.1Richmond, VA: price level 97.9Memphis, TN: price level 92.2Salt Lake City, UT: price level 100.9Birmingham, AL: price level 91.6Fresno, CA: price level 102.2Grand Rapids, MI: price level 95.5Hartford, CT: price level 102.7Buffalo, NY: price level 95.8Tucson, AZ: price level 96.9Tulsa, OK: price level 89.2Rochester, NY: price level 97.0Omaha, NE: price level 91.9Honolulu, HI: price level 111.0Greenville, SC: price level 93.3Bridgeport, CT: price level 106.9New Orleans, LA: price level 92.6Knoxville, TN: price level 92.6Sarasota, FL: price level 102.4Albuquerque, NM: price level 95.5Bakersfield, CA: price level 100.9McAllen, TX: price level 85.9Albany, NY: price level 99.6Allentown, PA: price level 100.0Baton Rouge, LA: price level 90.8Worcester, MA: price level 102.5El Paso, TX: price level 89.9Columbia, SC: price level 93.7Charleston, SC: price level 101.0Cape Coral, FL: price level 102.3Lakeland, FL: price level 97.1Boise, ID: price level 98.4Oxnard, CA: price level 110.5Dayton, OH: price level 92.7Stockton, CA: price level 105.1Greensboro, NC: price level 92.9Colorado Springs, CO: price level 100.7Little Rock, AR: price level 89.4Provo, UT: price level 98.2Des Moines, IA: price level 91.7Daytona Beach, FL: price level 99.4Poughkeepsie, NY: price level 109.4Madison, WI: price level 97.3Winston-Salem, NC: price level 92.0Akron, OH: price level 93.4Ogden, UT: price level 100.3Wichita, KS: price level 88.9Palm Bay, FL: price level 100.0Syracuse, NY: price level 95.7Augusta, GA: price level 91.9Durham, NC: price level 97.6Harrisburg, PA: price level 98.7Jackson, MS: price level 89.0Fayetteville, AR: price level 91.4Spokane, WA: price level 100.3Toledo, OH: price level 91.5Chattanooga, TN: price level 91.5New Haven, CT: price level 104.6Reno, NV: price level 101.0Portland, ME: price level 101.9Port St. Lucie, FL: price level 100.2Huntsville, AL: price level 93.1Pensacola, FL: price level 97.7Lexington, KY: price level 92.9Killeen, TX: price level 91.1Springfield, MO: price level 88.6Santa Rosa, CA: price level 107.8Wilmington, NC: price level 96.4Fort Wayne, IN: price level 92.6Vallejo, CA: price level 108.5Santa Barbara, CA: price level 108.8Salinas, CA: price level 109.0Savannah, GA: price level 95.2Manchester, NH: price level 105.7Ocala, FL: price level 95.2Asheville, NC: price level 96.5Naples, FL: price level 103.2Myrtle Beach, SC: price level 93.6Anchorage, AK: price level 105.4Spartanburg, SC: price level 91.1Fayetteville, NC: price level 92.0Trenton, NJ: price level 103.2Eugene, OR: price level 101.6Fort Collins, CO: price level 101.1Ann Arbor, MI: price level 100.9Greeley, CO: price level 100.2Gainesville, FL: price level 96.7Clarksville, TN: price level 90.9Boulder, CO: price level 105.2Columbus, GA: price level 89.3Crestview, FL: price level 97.0Sioux Falls, SD: price level 90.6Olympia, WA: price level 103.7Norwich, CT: price level 100.4Bremerton, WA: price level 105.6Fargo, ND: price level 90.9Bend, OR: price level 103.6Daphne, AL: price level 94.7Prescott, AZ: price level 98.3Hilton Head Island, SC: price level 98.0Burlington, VT: price level 100.9Panama City, FL: price level 97.3Jacksonville, NC: price level 92.1Punta Gorda, FL: price level 100.5Billings, MT: price level 93.5The Villages, FL: price level 85.4Cheyenne, WY: price level 96.5

Hover over or tap a dot to see its value.

Price level of the 149 metros we cover
See all 149 cities

Price level, from cheaper to pricier.

Salary to match $75k
$84,900
vs. an average-priced, no-income-tax area
Median rent
$1,943
per month · need $77,720 income
Median home
$631,000
need about $163,351 to buy

Compare Denver with your city

See what you'd need to earn in Denver to keep your lifestyle, after taxes and local prices. The calculator starts from Boulder, CO, which sends the most households here of the metros we cover (IRS, 2022–2023), at about its median household income. Pick your own city and salary.

Equal salary in Denver: $105,700

Compare any two of 149 U.S. metro areas. All cities

To keep the same lifestyle, you need about $105,700 in Denver, CO to match $105,000 in Boulder, CO ($700 more), after 2026 taxes and local prices.

Single filer, W-2 salary. Both are in Colorado, so state income tax is the same; neither city levies a resident income tax.

Take-home in Boulder
$78,324
25.4% total tax
Take-home in Denver
$78,324
25.4% total tax
Prices in Denver
+0.6%
vs Boulder (BEA 2024)
Renting: change after selected costs
+$276
per year, after taxes, rent and power; excludes food, transport, healthcare, child care and moving costs

See the full Boulder to Denver report

What things cost in Denver

Price level by category (U.S. = 100)
Below the U.S. average Above the U.S. average
Overall105.8
Housing146.9
Goods101.0
Utilities87.9
Other services99.4

The vertical line marks the U.S. average (100). BEA Regional Price Parities 2024 for the metropolitan area.

Taxes in Denver

On a $110,000 salary (about the area's median household income), a single filer keeps $81,599 after 2026 federal tax ($15,370), Social Security and Medicare ($8,415) and Colorado income tax ($4,132), plus $484 in state payroll programs.

Denver charges employees $5.75 a month (Occupational Privilege Tax) in months they earn $500+ working in the city. It isn't included above.

Housing

MeasureDenver area
Median rent$1,943/mo
Median home value$631,000
Median property tax$3,387/yr
Monthly cost to own the median home (20% down)$3,812
Median household income$108,046

Climate and jobs in Denver

In the Denver area the average January low is 19°F and the average July high 90°F, and the area has about 46 days a year at 90°F or hotter. Unemployment averaged 4.0% in 2025, below the U.S. rate (4.3%), and the median wage across all jobs was $62,320 a year, 22% above the U.S. median.

Climate in the Denver area: NOAA 1991–2020 normals
Climate1991–2020 average
January low19°F
July high90°F
Days 90°F or hotter46 a year
Precipitation14 in a year
Snowfall49 in a year
Jobs and pay in the Denver area compared with the U.S. (Bureau of Labor Statistics)
Jobs and payMetro areaU.S.
Unemployment rate, 2025 average4.0%4.3%
Median wage, all jobs (May 2025)$62,320$50,980
Wage and salary jobs (May 2025)1.6 million155.5 million

Climate: NOAA U.S. Climate Normals, 1991–2020 averages at the Denver International Airport station (USW00003017), with snowfall from Denver-Stapleton (USW00023062) because the main station doesn't record it. Weather varies across a metro area, especially with elevation and distance from the coast. Jobs: unemployment from BLS Local Area Unemployment Statistics; wages and job counts from BLS Occupational Employment and Wage Statistics, which count wage and salary jobs, not the self-employed; wages are before taxes. The 2025 average covers 11 months: October 2025 data were not collected during the federal government shutdown.

Retiring in Denver

A single retiree spends about $3,211 a month here if they own their home outright, or $4,575 renting, based on typical spending for households 65 and older (BLS 2024) adjusted for local prices. See where your budget goes furthest.

Where people move to and from Denver

Leaving Denver for… (households)
Greeley4,223
Boulder3,811
Colorado Springs3,457
Fort Collins2,438
Phoenix2,060
Los Angeles1,718
Dallas1,644
Seattle1,182
Moving to Denver from… (households)
Boulder4,657
Colorado Springs3,447
Greeley2,527
Los Angeles2,447
Fort Collins2,366
Dallas2,168
Chicago2,160
Phoenix1,862

IRS county-to-county migration data, 2022–2023, aggregated to the 149 metro areas we cover.

Natural hazard risk

FEMA rates the Denver area among the highest for natural hazard risk (score 90.6 of 100), with expected losses of about $317 per resident per year. Disaster risk by county in Colorado.

Highest relative risks (national percentile)
Higher risk than most U.S. counties
Hail99
Lightning97
Tornado94
Winter weather93
Strong wind92

The vertical line marks the middle of U.S. counties (50).

Frequently asked questions

What salary do you need to live in Denver?

To match the buying power of $75,000 in an average-priced area with no state income tax, you need about $84,900 in Denver. Renting the median home at 30% of income takes $77,720, and buying the median home with 20% down takes about $163,351.

Is Denver expensive?

The Denver metro area's price level is 105.8 (U.S. = 100), #20 of the 149 metro areas we cover, from most to least expensive. Its housing price index is 146.9, 47% above the U.S. average.

Are people moving to Denver?

Counting moves to and from the other 148 metro areas we cover, Denver had a net gain of about 7,566 households in 2022–2023 (IRS county migration data).

What is the weather like in Denver?

In NOAA's 1991–2020 climate normals for the Denver area (Denver International Airport weather station), the average January low is 19°F and the average July high 90°F. The area has about 46 days a year at 90°F or hotter and gets 14 inches of precipitation a year and about 49 inches of snow.

What are jobs and pay like in Denver?

The Denver metro area's unemployment rate averaged 4.0% in 2025, below the U.S. rate (4.3%). The median wage across all jobs was $62,320 a year in May 2025, 22% above the U.S. median of $50,980 (Bureau of Labor Statistics).

What natural disasters affect Denver?

FEMA's National Risk Index rates the area among the highest overall (score 90.6). The highest relative risks are hail, lightning, tornado.

Compare Denver with other cities

Moving from Denver to…

Moving to Denver from…

Cities with similar prices