City cost of living 2026

Cost of living in Harrisburg, PA

The Harrisburg-Carlisle, PA metro area (615,361 people) ranks #70 of 149 for prices among the U.S. metro areas we cover. Here's what it costs to live there.

New York, NY: price level 112.6Los Angeles, CA: price level 113.6Chicago, IL: price level 103.6Dallas, TX: price level 103.1Houston, TX: price level 98.6Miami, FL: price level 114.2Washington, D.C.: price level 108.9Atlanta, GA: price level 100.1Philadelphia, PA: price level 102.6Phoenix, AZ: price level 103.3Boston, MA: price level 108.3Riverside, CA: price level 106.4San Francisco, CA: price level 115.6Detroit, MI: price level 100.3Seattle, WA: price level 111.1Minneapolis, MN: price level 104.8Tampa, FL: price level 100.9San Diego, CA: price level 111.9Denver, CO: price level 105.8Orlando, FL: price level 101.4Charlotte, NC: price level 97.3Baltimore, MD: price level 104.5St. Louis, MO: price level 95.1San Antonio, TX: price level 94.7Austin, TX: price level 98.1Portland, OR: price level 105.4Sacramento, CA: price level 106.7Pittsburgh, PA: price level 94.7Las Vegas, NV: price level 100.2Cincinnati, OH: price level 95.4Kansas City, MO: price level 92.5Columbus, OH: price level 95.5Indianapolis, IN: price level 95.7Cleveland, OH: price level 93.9Nashville, TN: price level 96.3San Jose, CA: price level 110.4Virginia Beach, VA: price level 97.9Jacksonville, FL: price level 99.5Providence, RI: price level 101.8Milwaukee, WI: price level 96.9Raleigh, NC: price level 98.2Oklahoma City, OK: price level 90.4Louisville, KY: price level 93.1Richmond, VA: price level 97.9Memphis, TN: price level 92.2Salt Lake City, UT: price level 100.9Birmingham, AL: price level 91.6Fresno, CA: price level 102.2Grand Rapids, MI: price level 95.5Hartford, CT: price level 102.7Buffalo, NY: price level 95.8Tucson, AZ: price level 96.9Tulsa, OK: price level 89.2Rochester, NY: price level 97.0Omaha, NE: price level 91.9Honolulu, HI: price level 111.0Greenville, SC: price level 93.3Bridgeport, CT: price level 106.9New Orleans, LA: price level 92.6Knoxville, TN: price level 92.6Sarasota, FL: price level 102.4Albuquerque, NM: price level 95.5Bakersfield, CA: price level 100.9McAllen, TX: price level 85.9Albany, NY: price level 99.6Allentown, PA: price level 100.0Baton Rouge, LA: price level 90.8Worcester, MA: price level 102.5El Paso, TX: price level 89.9Columbia, SC: price level 93.7Charleston, SC: price level 101.0Cape Coral, FL: price level 102.3Lakeland, FL: price level 97.1Boise, ID: price level 98.4Oxnard, CA: price level 110.5Dayton, OH: price level 92.7Stockton, CA: price level 105.1Greensboro, NC: price level 92.9Colorado Springs, CO: price level 100.7Little Rock, AR: price level 89.4Provo, UT: price level 98.2Des Moines, IA: price level 91.7Daytona Beach, FL: price level 99.4Poughkeepsie, NY: price level 109.4Madison, WI: price level 97.3Winston-Salem, NC: price level 92.0Akron, OH: price level 93.4Ogden, UT: price level 100.3Wichita, KS: price level 88.9Palm Bay, FL: price level 100.0Syracuse, NY: price level 95.7Augusta, GA: price level 91.9Durham, NC: price level 97.6Harrisburg, PA: price level 98.7Jackson, MS: price level 89.0Fayetteville, AR: price level 91.4Spokane, WA: price level 100.3Toledo, OH: price level 91.5Chattanooga, TN: price level 91.5New Haven, CT: price level 104.6Reno, NV: price level 101.0Portland, ME: price level 101.9Port St. Lucie, FL: price level 100.2Huntsville, AL: price level 93.1Pensacola, FL: price level 97.7Lexington, KY: price level 92.9Killeen, TX: price level 91.1Springfield, MO: price level 88.6Santa Rosa, CA: price level 107.8Wilmington, NC: price level 96.4Fort Wayne, IN: price level 92.6Vallejo, CA: price level 108.5Santa Barbara, CA: price level 108.8Salinas, CA: price level 109.0Savannah, GA: price level 95.2Manchester, NH: price level 105.7Ocala, FL: price level 95.2Asheville, NC: price level 96.5Naples, FL: price level 103.2Myrtle Beach, SC: price level 93.6Anchorage, AK: price level 105.4Spartanburg, SC: price level 91.1Fayetteville, NC: price level 92.0Trenton, NJ: price level 103.2Eugene, OR: price level 101.6Fort Collins, CO: price level 101.1Ann Arbor, MI: price level 100.9Greeley, CO: price level 100.2Gainesville, FL: price level 96.7Clarksville, TN: price level 90.9Boulder, CO: price level 105.2Columbus, GA: price level 89.3Crestview, FL: price level 97.0Sioux Falls, SD: price level 90.6Olympia, WA: price level 103.7Norwich, CT: price level 100.4Bremerton, WA: price level 105.6Fargo, ND: price level 90.9Bend, OR: price level 103.6Daphne, AL: price level 94.7Prescott, AZ: price level 98.3Hilton Head Island, SC: price level 98.0Burlington, VT: price level 100.9Panama City, FL: price level 97.3Jacksonville, NC: price level 92.1Punta Gorda, FL: price level 100.5Billings, MT: price level 93.5The Villages, FL: price level 85.4Cheyenne, WY: price level 96.5

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Price level of the 149 metros we cover
See all 149 cities

Price level, from cheaper to pricier.

Salary to match $75k
$79,700
vs. an average-priced, no-income-tax area
Median rent
$1,254
per month · need $50,160 income
Median home
$282,600
need about $79,451 to buy

Compare Harrisburg with your city

See what you'd need to earn in Harrisburg to keep your lifestyle, after taxes and local prices. The calculator starts from Philadelphia, PA, which sends the most households here of the metros we cover (IRS, 2022–2023), at about its median household income. Pick your own city and salary.

Equal salary in Harrisburg: $83,800

Compare any two of 149 U.S. metro areas. All cities

To keep the same lifestyle, you need about $83,800 in Harrisburg, PA to match $90,000 in Philadelphia, PA ($6,200 less), after 2026 taxes and local prices.

Single filer, W-2 salary. Both are in Pennsylvania, so state income tax is the same; includes Philadelphia resident tax $3,362 and Harrisburg resident tax $1,800 (inside city limits).

Take-home in Philadelphia
$65,958
26.7% total tax
Take-home in Harrisburg
$67,519
25.0% total tax
Prices in Harrisburg
-3.8%
vs Philadelphia (BEA 2024)
Renting: change after selected costs
+$5,318
per year, after taxes, rent and power; excludes food, transport, healthcare, child care and moving costs

What things cost in Harrisburg

Price level by category (U.S. = 100)
Below the U.S. average Above the U.S. average
Overall98.7
Housing96.3
Goods100.7
Utilities108.1
Other services97.7

The vertical line marks the U.S. average (100). BEA Regional Price Parities 2024 for the metropolitan area.

Taxes in Harrisburg

On an $80,000 salary (about the area's median household income), a single filer keeps $60,998 after 2026 federal tax ($8,770), Social Security and Medicare ($6,120) and Pennsylvania income tax ($2,456), plus $56 in state payroll programs, and $1,600 in Harrisburg resident income tax.

Harrisburg residents pay a 2% earned income tax (1.5% city plus 0.5% school district). Suburbs around Harrisburg charge their own earned income tax, mostly 1%–2% (about 1.6% is typical). If you live elsewhere but work in Harrisburg, you pay your home rate or Harrisburg's 1% nonresident rate, whichever is higher.

Housing

MeasureHarrisburg area
Median rent$1,254/mo
Median home value$282,600
Median property tax$3,160/yr
Monthly cost to own the median home (20% down)$1,854
Median household income$80,904

Climate and jobs in Harrisburg

In the Harrisburg area the average January low is 23°F and the average July high 87°F, and the area has about 22 days a year at 90°F or hotter. Unemployment averaged 3.9% in 2025, below the U.S. rate (4.3%), and the median wage across all jobs was $49,610 a year, 3% below the U.S. median.

Climate in the Harrisburg area: NOAA 1991–2020 normals
Climate1991–2020 average
January low23°F
July high87°F
Days 90°F or hotter22 a year
Precipitation44 in a year
Snowfall30 in a year
Jobs and pay in the Harrisburg area compared with the U.S. (Bureau of Labor Statistics)
Jobs and payMetro areaU.S.
Unemployment rate, 2025 average3.9%4.3%
Median wage, all jobs (May 2025)$49,610$50,980
Wage and salary jobs (May 2025)335,010155.5 million

Climate: NOAA U.S. Climate Normals, 1991–2020 averages at the Middletown Harrisburg International Airport station (USW00014711). Weather varies across a metro area, especially with elevation and distance from the coast. Jobs: unemployment from BLS Local Area Unemployment Statistics; wages and job counts from BLS Occupational Employment and Wage Statistics, which count wage and salary jobs, not the self-employed; wages are before taxes. The 2025 average covers 11 months: October 2025 data were not collected during the federal government shutdown.

Retiring in Harrisburg

A single retiree spends about $3,193 a month here if they own their home outright, or $3,893 renting, based on typical spending for households 65 and older (BLS 2024) adjusted for local prices. See where your budget goes furthest.

Where people move to and from Harrisburg

Leaving Harrisburg for… (households)
Philadelphia732
Washington, D.C.309
New York257
Pittsburgh231
Baltimore177
Allentown135
Tampa91
Los Angeles63
Moving to Harrisburg from… (households)
Philadelphia786
New York609
Washington, D.C.275
Pittsburgh189
Allentown180
Baltimore113
Columbus79
Miami70

IRS county-to-county migration data, 2022–2023, aggregated to the 149 metro areas we cover.

Natural hazard risk

FEMA rates the Harrisburg area among the highest for natural hazard risk (score 86 of 100), with expected losses of about $316 per resident per year. Disaster risk by county in Pennsylvania.

Highest relative risks (national percentile)
Higher risk than most U.S. counties
Winter weather95
Strong wind92
Riverine flooding91
Hurricane87
Heat wave86

The vertical line marks the middle of U.S. counties (50).

Frequently asked questions

What salary do you need to live in Harrisburg?

To match the buying power of $75,000 in an average-priced area with no state income tax, you need about $79,700 in Harrisburg. Renting the median home at 30% of income takes $50,160, and buying the median home with 20% down takes about $79,451.

Is Harrisburg expensive?

The Harrisburg metro area's price level is 98.7 (U.S. = 100), #70 of the 149 metro areas we cover, from most to least expensive. Its housing price index is 96.3, 4% below the U.S. average.

Are people moving to Harrisburg?

Counting moves to and from the other 148 metro areas we cover, Harrisburg had a net gain of about 213 households in 2022–2023 (IRS county migration data).

What is the weather like in Harrisburg?

In NOAA's 1991–2020 climate normals for the Harrisburg area (Middletown Harrisburg International Airport weather station), the average January low is 23°F and the average July high 87°F. The area has about 22 days a year at 90°F or hotter and gets 44 inches of precipitation a year and about 30 inches of snow.

What are jobs and pay like in Harrisburg?

The Harrisburg metro area's unemployment rate averaged 3.9% in 2025, below the U.S. rate (4.3%). The median wage across all jobs was $49,610 a year in May 2025, 3% below the U.S. median of $50,980 (Bureau of Labor Statistics).

What natural disasters affect Harrisburg?

FEMA's National Risk Index rates the area among the highest overall (score 86). The highest relative risks are winter weather, strong wind, riverine flooding.

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