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City cost of living 2026

Cost of living in Jacksonville, FL

The Jacksonville, FL metro area (1,760,548 people) ranks #68 of 149 for prices among the U.S. metro areas we cover. Here's what it costs to live there.

By Data reviewed Data: Census ACS, BEA, BLS, NOAA, IRS, FEMA (methodology)

New York, NY: price level 112.6Los Angeles, CA: price level 113.6Chicago, IL: price level 103.6Dallas, TX: price level 103.1Houston, TX: price level 98.6Miami, FL: price level 114.2Washington, D.C.: price level 108.9Atlanta, GA: price level 100.1Philadelphia, PA: price level 102.6Phoenix, AZ: price level 103.3Boston, MA: price level 108.3Riverside, CA: price level 106.4San Francisco, CA: price level 115.6Detroit, MI: price level 100.3Seattle, WA: price level 111.1Minneapolis, MN: price level 104.8Tampa, FL: price level 100.9San Diego, CA: price level 111.9Denver, CO: price level 105.8Orlando, FL: price level 101.4Charlotte, NC: price level 97.3Baltimore, MD: price level 104.5St. Louis, MO: price level 95.1San Antonio, TX: price level 94.7Austin, TX: price level 98.1Portland, OR: price level 105.4Sacramento, CA: price level 106.7Pittsburgh, PA: price level 94.7Las Vegas, NV: price level 100.2Cincinnati, OH: price level 95.4Kansas City, MO: price level 92.5Columbus, OH: price level 95.5Indianapolis, IN: price level 95.7Cleveland, OH: price level 93.9Nashville, TN: price level 96.3San Jose, CA: price level 110.4Virginia Beach, VA: price level 97.9Jacksonville, FL: price level 99.5Providence, RI: price level 101.8Milwaukee, WI: price level 96.9Raleigh, NC: price level 98.2Oklahoma City, OK: price level 90.4Louisville, KY: price level 93.1Richmond, VA: price level 97.9Memphis, TN: price level 92.2Salt Lake City, UT: price level 100.9Birmingham, AL: price level 91.6Fresno, CA: price level 102.2Grand Rapids, MI: price level 95.5Hartford, CT: price level 102.7Buffalo, NY: price level 95.8Tucson, AZ: price level 96.9Tulsa, OK: price level 89.2Rochester, NY: price level 97.0Omaha, NE: price level 91.9Honolulu, HI: price level 111.0Greenville, SC: price level 93.3Bridgeport, CT: price level 106.9New Orleans, LA: price level 92.6Knoxville, TN: price level 92.6Sarasota, FL: price level 102.4Albuquerque, NM: price level 95.5Bakersfield, CA: price level 100.9McAllen, TX: price level 85.9Albany, NY: price level 99.6Allentown, PA: price level 100.0Baton Rouge, LA: price level 90.8Worcester, MA: price level 102.5El Paso, TX: price level 89.9Columbia, SC: price level 93.7Charleston, SC: price level 101.0Cape Coral, FL: price level 102.3Lakeland, FL: price level 97.1Boise, ID: price level 98.4Oxnard, CA: price level 110.5Dayton, OH: price level 92.7Stockton, CA: price level 105.1Greensboro, NC: price level 92.9Colorado Springs, CO: price level 100.7Little Rock, AR: price level 89.4Provo, UT: price level 98.2Des Moines, IA: price level 91.7Daytona Beach, FL: price level 99.4Poughkeepsie, NY: price level 109.4Madison, WI: price level 97.3Winston-Salem, NC: price level 92.0Akron, OH: price level 93.4Ogden, UT: price level 100.3Wichita, KS: price level 88.9Palm Bay, FL: price level 100.0Syracuse, NY: price level 95.7Augusta, GA: price level 91.9Durham, NC: price level 97.6Harrisburg, PA: price level 98.7Jackson, MS: price level 89.0Fayetteville, AR: price level 91.4Spokane, WA: price level 100.3Toledo, OH: price level 91.5Chattanooga, TN: price level 91.5New Haven, CT: price level 104.6Reno, NV: price level 101.0Portland, ME: price level 101.9Port St. Lucie, FL: price level 100.2Huntsville, AL: price level 93.1Pensacola, FL: price level 97.7Lexington, KY: price level 92.9Killeen, TX: price level 91.1Springfield, MO: price level 88.6Santa Rosa, CA: price level 107.8Wilmington, NC: price level 96.4Fort Wayne, IN: price level 92.6Vallejo, CA: price level 108.5Santa Barbara, CA: price level 108.8Salinas, CA: price level 109.0Savannah, GA: price level 95.2Manchester, NH: price level 105.7Ocala, FL: price level 95.2Asheville, NC: price level 96.5Naples, FL: price level 103.2Myrtle Beach, SC: price level 93.6Anchorage, AK: price level 105.4Spartanburg, SC: price level 91.1Fayetteville, NC: price level 92.0Trenton, NJ: price level 103.2Eugene, OR: price level 101.6Fort Collins, CO: price level 101.1Ann Arbor, MI: price level 100.9Greeley, CO: price level 100.2Gainesville, FL: price level 96.7Clarksville, TN: price level 90.9Boulder, CO: price level 105.2Columbus, GA: price level 89.3Crestview, FL: price level 97.0Sioux Falls, SD: price level 90.6Olympia, WA: price level 103.7Norwich, CT: price level 100.4Bremerton, WA: price level 105.6Fargo, ND: price level 90.9Bend, OR: price level 103.6Daphne, AL: price level 94.7Prescott, AZ: price level 98.3Hilton Head Island, SC: price level 98.0Burlington, VT: price level 100.9Panama City, FL: price level 97.3Jacksonville, NC: price level 92.1Punta Gorda, FL: price level 100.5Billings, MT: price level 93.5The Villages, FL: price level 85.4Cheyenne, WY: price level 96.5

Hover over or tap a dot to see its value.

Price level of the 149 metros we cover
See all 149 cities

Price level, from cheaper to pricier.

Salary to match $75k
$74,600
vs. an average-priced, no-income-tax area
Median rent
$1,625
per month · need $65,000 income
Median home
$375,200
need about $104,082 to buy

Compare Jacksonville with your city

See what you'd need to earn in Jacksonville to keep your lifestyle, after taxes and local prices. The calculator starts from Miami, FL, which sends the most households here of the metros we cover (IRS, 2022–2023), at about its median household income. Pick your own city and salary.

Equal salary in Jacksonville: $68,100

Compare any two of 149 U.S. metro areas. All cities

To keep the same lifestyle, you need about $68,100 in Jacksonville, FL to match $80,000 in Miami, FL ($11,900 less), after 2026 taxes and local prices.

Single filer, W-2 salary. Both are in Florida, which has no state income tax on wages; neither city levies a resident income tax.

Take-home in Miami
$65,110
18.6% total tax
Take-home in Jacksonville
$65,110
18.6% total tax
Prices in Jacksonville
-12.9%
vs Miami (BEA 2024)
Renting: change after selected costs
+$5,496
per year, after taxes, rent and power; excludes food, transport, healthcare, child care and moving costs

See the full Miami to Jacksonville report

What things cost in Jacksonville

Price level by category (U.S. = 100)
Below the U.S. average Above the U.S. average At the U.S. average
Overall99.5
Housing109.8
Goods96.2
Utilities87.5
Other services98.9

The vertical line marks the U.S. average (100). BEA Regional Price Parities 2024 for the metropolitan area.

Taxes in Jacksonville

On an $80,000 salary (about the area's median household income), a single filer keeps $65,110 after 2026 federal tax ($8,770), Social Security and Medicare ($6,120). Florida has no state income tax on wages.

Housing

MeasureJacksonville area
Median rent$1,625/mo
Median home value$375,200
Median property tax$2,808/yr
Monthly cost to own the median home (20% down)$2,429
Median household income$82,053

Climate and jobs in Jacksonville

In the Jacksonville area the average January low is 43°F and the average July high 92°F, and the area has about 80 days a year at 90°F or hotter. Unemployment averaged 4.1% in 2025, below the U.S. rate (4.3%), and the median wage across all jobs was $48,830 a year, 4% below the U.S. median.

Climate in the Jacksonville area: NOAA 1991–2020 normals
Climate1991–2020 average
January low43°F
July high92°F
Days 90°F or hotter80 a year
Precipitation53 in a year
Snowfall0 in a year
Jobs and pay in the Jacksonville area compared with the U.S. (Bureau of Labor Statistics)
Jobs and payMetro areaU.S.
Unemployment rate, 2025 average4.1%4.3%
Median wage, all jobs (May 2025)$48,830$50,980
Wage and salary jobs (May 2025)765,930155.5 million

Climate: NOAA U.S. Climate Normals, 1991–2020 averages at the Jacksonville station (USW00013889). Weather varies across a metro area, especially with elevation and distance from the coast. Jobs: unemployment from BLS Local Area Unemployment Statistics; wages and job counts from BLS Occupational Employment and Wage Statistics, which count wage and salary jobs, not the self-employed; wages are before taxes. The 2025 average covers 11 months: October 2025 data were not collected during the federal government shutdown.

Retiring in Jacksonville

A single retiree spends about $3,156 a month here if they own their home outright, or $4,252 renting, based on typical spending for households 65 and older (BLS 2024) adjusted for local prices. See where your budget goes furthest.

Where people move to and from Jacksonville

Leaving Jacksonville for… (households)
Orlando1,634
Miami1,342
Tampa1,334
Daytona Beach1,314
Atlanta969
Gainesville589
New York589
Virginia Beach527
Moving to Jacksonville from… (households)
Miami3,060
New York1,932
Orlando1,746
Tampa1,392
Daytona Beach1,299
Atlanta1,139
Virginia Beach848
Gainesville714

IRS county-to-county migration data, 2022–2023, aggregated to the 149 metro areas we cover.

Natural hazard risk

FEMA rates the Jacksonville area among the highest for natural hazard risk (score 89.8 of 100), with expected losses of about $280 per resident per year. Disaster risk by county in Florida.

Highest relative risks (national percentile)
Higher risk than most U.S. counties
Hurricane95
Lightning94
Riverine flooding91
Heat wave90
Wildfire88

The vertical line marks the middle of U.S. counties (50).

Frequently asked questions

What salary do you need to live in Jacksonville?

To match the buying power of $75,000 in an average-priced area with no state income tax, you need about $74,600 in Jacksonville. Renting the median home at 30% of income takes $65,000, and buying the median home with 20% down takes about $104,082.

Is Jacksonville expensive?

The Jacksonville metro area's price level is 99.5 (U.S. = 100), #68 of the 149 metro areas we cover, from most to least expensive. Its housing price index is 109.8, 10% above the U.S. average.

Are people moving to Jacksonville?

Counting moves to and from the other 148 metro areas we cover, Jacksonville had a net gain of about 7,797 households in 2022–2023 (IRS county migration data).

What is the weather like in Jacksonville?

In NOAA's 1991–2020 climate normals for the Jacksonville area (Jacksonville weather station), the average January low is 43°F and the average July high 92°F. The area has about 80 days a year at 90°F or hotter and gets 53 inches of precipitation a year and almost no snow.

What are jobs and pay like in Jacksonville?

The Jacksonville metro area's unemployment rate averaged 4.1% in 2025, below the U.S. rate (4.3%). The median wage across all jobs was $48,830 a year in May 2025, 4% below the U.S. median of $50,980 (Bureau of Labor Statistics).

What natural disasters affect Jacksonville?

FEMA's National Risk Index rates the area among the highest overall (score 89.8). The highest relative risks are hurricane, lightning, riverine flooding.

Compare Jacksonville with other cities

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