Cost of living in Omaha, NE
The Omaha, NE-IA metro area (1,001,186 people) ranks #127 of 149 for prices among the U.S. metro areas we cover. Here's what it costs to live there.
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Price level, from cheaper to pricier.
- The Villages, FL 85.4
- McAllen, TX 85.9
- Springfield, MO 88.6
- Wichita, KS 88.9
- Jackson, MS 89.0
- Tulsa, OK 89.2
- Columbus, GA 89.3
- Little Rock, AR 89.4
- El Paso, TX 89.9
- Oklahoma City, OK 90.4
- Sioux Falls, SD 90.6
- Baton Rouge, LA 90.8
- Clarksville, TN 90.9
- Fargo, ND 90.9
- Killeen, TX 91.1
- Spartanburg, SC 91.1
- Fayetteville, AR 91.4
- Chattanooga, TN 91.5
- Toledo, OH 91.5
- Birmingham, AL 91.6
- Des Moines, IA 91.7
- Augusta, GA 91.9
- Omaha, NE 91.9
- Fayetteville, NC 92.0
- Winston-Salem, NC 92.0
- Jacksonville, NC 92.1
- Memphis, TN 92.2
- Kansas City, MO 92.5
- Fort Wayne, IN 92.6
- Knoxville, TN 92.6
- New Orleans, LA 92.6
- Dayton, OH 92.7
- Greensboro, NC 92.9
- Lexington, KY 92.9
- Huntsville, AL 93.1
- Louisville, KY 93.1
- Greenville, SC 93.3
- Akron, OH 93.4
- Billings, MT 93.5
- Myrtle Beach, SC 93.6
- Columbia, SC 93.7
- Cleveland, OH 93.9
- Daphne, AL 94.7
- Pittsburgh, PA 94.7
- San Antonio, TX 94.7
- St. Louis, MO 95.1
- Ocala, FL 95.2
- Savannah, GA 95.2
- Cincinnati, OH 95.4
- Albuquerque, NM 95.5
- Columbus, OH 95.5
- Grand Rapids, MI 95.5
- Indianapolis, IN 95.7
- Syracuse, NY 95.7
- Buffalo, NY 95.8
- Nashville, TN 96.3
- Wilmington, NC 96.4
- Asheville, NC 96.5
- Cheyenne, WY 96.5
- Gainesville, FL 96.7
- Milwaukee, WI 96.9
- Tucson, AZ 96.9
- Crestview, FL 97.0
- Rochester, NY 97.0
- Lakeland, FL 97.1
- Charlotte, NC 97.3
- Madison, WI 97.3
- Panama City, FL 97.3
- Durham, NC 97.6
- Pensacola, FL 97.7
- Richmond, VA 97.9
- Virginia Beach, VA 97.9
- Hilton Head Island, SC 98.0
- Austin, TX 98.1
- Provo, UT 98.2
- Raleigh, NC 98.2
- Prescott, AZ 98.3
- Boise, ID 98.4
- Houston, TX 98.6
- Harrisburg, PA 98.7
- Daytona Beach, FL 99.4
- Jacksonville, FL 99.5
- Albany, NY 99.6
- Allentown, PA 100.0
- Palm Bay, FL 100.0
- Atlanta, GA 100.1
- Greeley, CO 100.2
- Las Vegas, NV 100.2
- Port St. Lucie, FL 100.2
- Detroit, MI 100.3
- Ogden, UT 100.3
- Spokane, WA 100.3
- Norwich, CT 100.4
- Punta Gorda, FL 100.5
- Colorado Springs, CO 100.7
- Ann Arbor, MI 100.9
- Bakersfield, CA 100.9
- Burlington, VT 100.9
- Salt Lake City, UT 100.9
- Tampa, FL 100.9
- Charleston, SC 101.0
- Reno, NV 101.0
- Fort Collins, CO 101.1
- Orlando, FL 101.4
- Eugene, OR 101.6
- Providence, RI 101.8
- Portland, ME 101.9
- Fresno, CA 102.2
- Cape Coral, FL 102.3
- Sarasota, FL 102.4
- Worcester, MA 102.5
- Philadelphia, PA 102.6
- Hartford, CT 102.7
- Dallas, TX 103.1
- Naples, FL 103.2
- Trenton, NJ 103.2
- Phoenix, AZ 103.3
- Bend, OR 103.6
- Chicago, IL 103.6
- Olympia, WA 103.7
- Baltimore, MD 104.5
- New Haven, CT 104.6
- Minneapolis, MN 104.8
- Stockton, CA 105.1
- Boulder, CO 105.2
- Anchorage, AK 105.4
- Portland, OR 105.4
- Bremerton, WA 105.6
- Manchester, NH 105.7
- Denver, CO 105.8
- Riverside, CA 106.4
- Sacramento, CA 106.7
- Bridgeport, CT 106.9
- Santa Rosa, CA 107.8
- Boston, MA 108.3
- Vallejo, CA 108.5
- Santa Barbara, CA 108.8
- Washington, D.C. 108.9
- Salinas, CA 109.0
- Poughkeepsie, NY 109.4
- San Jose, CA 110.4
- Oxnard, CA 110.5
- Honolulu, HI 111.0
- Seattle, WA 111.1
- San Diego, CA 111.9
- New York, NY 112.6
- Los Angeles, CA 113.6
- Miami, FL 114.2
- San Francisco, CA 115.6
Compare Omaha with your city
See what you'd need to earn in Omaha to keep your lifestyle, after taxes and local prices. The calculator starts from Phoenix, AZ, which sends the most households here of the metros we cover (IRS, 2022–2023), at about its median household income. Pick your own city and salary.
Equal salary in Omaha: $80,300
Compare any two of 149 U.S. metro areas. All cities
To keep the same lifestyle, you need about $80,300 in Omaha, NE to match $90,000 in Phoenix, AZ ($9,700 less), after 2026 taxes and local prices.
Single filer, W-2 salary. Uses Arizona and Nebraska state income tax; neither city levies a resident income tax.
See the full Arizona to Nebraska report
There is no city-to-city report for this move. The state report compares taxes, housing and moving costs.
What things cost in Omaha
The vertical line marks the U.S. average (100). BEA Regional Price Parities 2024 for the metropolitan area.
Taxes in Omaha
On an $85,000 salary (about the area's median household income), a single filer keeps $65,640 after 2026 federal tax ($9,870), Social Security and Medicare ($6,503) and Nebraska income tax ($2,988).
Housing
| Measure | Omaha area |
|---|---|
| Median rent | $1,230/mo |
| Median home value | $292,800 |
| Median property tax | $4,633/yr |
| Monthly cost to own the median home (20% down) | $2,115 |
| Median household income | $84,524 |
Climate and jobs in Omaha
In the Omaha area the average January low is 15°F and the average July high 88°F, and the area has about 33 days a year at 90°F or hotter. Unemployment averaged 3.2% in 2025, below the U.S. rate (4.3%), and the median wage across all jobs was $49,660 a year, 3% below the U.S. median.
| Climate | 1991–2020 average |
|---|---|
| January low | 15°F |
| July high | 88°F |
| Days 90°F or hotter | 33 a year |
| Precipitation | 32 in a year |
| Snowfall | 27 in a year |
| Jobs and pay | Metro area | U.S. |
|---|---|---|
| Unemployment rate, 2025 average | 3.2% | 4.3% |
| Median wage, all jobs (May 2025) | $49,660 | $50,980 |
| Wage and salary jobs (May 2025) | 498,100 | 155.5 million |
Climate: NOAA U.S. Climate Normals, 1991–2020 averages at the Omaha Eppley Airfield station (USW00014942). Weather varies across a metro area, especially with elevation and distance from the coast. Jobs: unemployment from BLS Local Area Unemployment Statistics; wages and job counts from BLS Occupational Employment and Wage Statistics, which count wage and salary jobs, not the self-employed; wages are before taxes. The 2025 average covers 11 months: October 2025 data were not collected during the federal government shutdown.
Retiring in Omaha
A single retiree spends about $3,085 a month here if they own their home outright, or $3,652 renting, based on typical spending for households 65 and older (BLS 2024) adjusted for local prices. See where your budget goes furthest.
Where people move to and from Omaha
IRS county-to-county migration data, 2022–2023, aggregated to the 149 metro areas we cover.
Natural hazard risk
FEMA rates the Omaha area among the highest for natural hazard risk (score 85 of 100), with expected losses of about $444 per resident per year. Disaster risk by county in Nebraska.
The vertical line marks the middle of U.S. counties (50).
Frequently asked questions
What salary do you need to live in Omaha?
To match the buying power of $75,000 in an average-priced area with no state income tax, you need about $71,300 in Omaha. Renting the median home at 30% of income takes $49,200, and buying the median home with 20% down takes about $90,656.
Is Omaha expensive?
The Omaha metro area's price level is 91.9 (U.S. = 100), #127 of the 149 metro areas we cover, from most to least expensive. Its housing price index is 86.4, 14% below the U.S. average.
Are people moving to Omaha?
Counting moves to and from the other 148 metro areas we cover, Omaha had a net loss of about 915 households in 2022–2023 (IRS county migration data).
What is the weather like in Omaha?
In NOAA's 1991–2020 climate normals for the Omaha area (Omaha Eppley Airfield weather station), the average January low is 15°F and the average July high 88°F. The area has about 33 days a year at 90°F or hotter and gets 32 inches of precipitation a year and about 27 inches of snow.
What are jobs and pay like in Omaha?
The Omaha metro area's unemployment rate averaged 3.2% in 2025, below the U.S. rate (4.3%). The median wage across all jobs was $49,660 a year in May 2025, 3% below the U.S. median of $50,980 (Bureau of Labor Statistics).
What natural disasters affect Omaha?
FEMA's National Risk Index rates the area among the highest overall (score 85). The highest relative risks are hail, tornado, strong wind.
Cities with similar prices
- Augusta, GA 91.9
- Winston-Salem, NC 92.0
- Fayetteville, NC 92.0
- Jacksonville, NC 92.1
- Des Moines, IA 91.7
- Memphis, TN 92.2
- Moving from Nebraska