City cost of living 2026

Cost of living in Riverside, CA

The Riverside-San Bernardino-Ontario, CA metro area (4,744,214 people) ranks #19 of 149 for prices among the U.S. metro areas we cover. Here's what it costs to live there.

New York, NY: price level 112.6Los Angeles, CA: price level 113.6Chicago, IL: price level 103.6Dallas, TX: price level 103.1Houston, TX: price level 98.6Miami, FL: price level 114.2Washington, D.C.: price level 108.9Atlanta, GA: price level 100.1Philadelphia, PA: price level 102.6Phoenix, AZ: price level 103.3Boston, MA: price level 108.3Riverside, CA: price level 106.4San Francisco, CA: price level 115.6Detroit, MI: price level 100.3Seattle, WA: price level 111.1Minneapolis, MN: price level 104.8Tampa, FL: price level 100.9San Diego, CA: price level 111.9Denver, CO: price level 105.8Orlando, FL: price level 101.4Charlotte, NC: price level 97.3Baltimore, MD: price level 104.5St. Louis, MO: price level 95.1San Antonio, TX: price level 94.7Austin, TX: price level 98.1Portland, OR: price level 105.4Sacramento, CA: price level 106.7Pittsburgh, PA: price level 94.7Las Vegas, NV: price level 100.2Cincinnati, OH: price level 95.4Kansas City, MO: price level 92.5Columbus, OH: price level 95.5Indianapolis, IN: price level 95.7Cleveland, OH: price level 93.9Nashville, TN: price level 96.3San Jose, CA: price level 110.4Virginia Beach, VA: price level 97.9Jacksonville, FL: price level 99.5Providence, RI: price level 101.8Milwaukee, WI: price level 96.9Raleigh, NC: price level 98.2Oklahoma City, OK: price level 90.4Louisville, KY: price level 93.1Richmond, VA: price level 97.9Memphis, TN: price level 92.2Salt Lake City, UT: price level 100.9Birmingham, AL: price level 91.6Fresno, CA: price level 102.2Grand Rapids, MI: price level 95.5Hartford, CT: price level 102.7Buffalo, NY: price level 95.8Tucson, AZ: price level 96.9Tulsa, OK: price level 89.2Rochester, NY: price level 97.0Omaha, NE: price level 91.9Honolulu, HI: price level 111.0Greenville, SC: price level 93.3Bridgeport, CT: price level 106.9New Orleans, LA: price level 92.6Knoxville, TN: price level 92.6Sarasota, FL: price level 102.4Albuquerque, NM: price level 95.5Bakersfield, CA: price level 100.9McAllen, TX: price level 85.9Albany, NY: price level 99.6Allentown, PA: price level 100.0Baton Rouge, LA: price level 90.8Worcester, MA: price level 102.5El Paso, TX: price level 89.9Columbia, SC: price level 93.7Charleston, SC: price level 101.0Cape Coral, FL: price level 102.3Lakeland, FL: price level 97.1Boise, ID: price level 98.4Oxnard, CA: price level 110.5Dayton, OH: price level 92.7Stockton, CA: price level 105.1Greensboro, NC: price level 92.9Colorado Springs, CO: price level 100.7Little Rock, AR: price level 89.4Provo, UT: price level 98.2Des Moines, IA: price level 91.7Daytona Beach, FL: price level 99.4Poughkeepsie, NY: price level 109.4Madison, WI: price level 97.3Winston-Salem, NC: price level 92.0Akron, OH: price level 93.4Ogden, UT: price level 100.3Wichita, KS: price level 88.9Palm Bay, FL: price level 100.0Syracuse, NY: price level 95.7Augusta, GA: price level 91.9Durham, NC: price level 97.6Harrisburg, PA: price level 98.7Jackson, MS: price level 89.0Fayetteville, AR: price level 91.4Spokane, WA: price level 100.3Toledo, OH: price level 91.5Chattanooga, TN: price level 91.5New Haven, CT: price level 104.6Reno, NV: price level 101.0Portland, ME: price level 101.9Port St. Lucie, FL: price level 100.2Huntsville, AL: price level 93.1Pensacola, FL: price level 97.7Lexington, KY: price level 92.9Killeen, TX: price level 91.1Springfield, MO: price level 88.6Santa Rosa, CA: price level 107.8Wilmington, NC: price level 96.4Fort Wayne, IN: price level 92.6Vallejo, CA: price level 108.5Santa Barbara, CA: price level 108.8Salinas, CA: price level 109.0Savannah, GA: price level 95.2Manchester, NH: price level 105.7Ocala, FL: price level 95.2Asheville, NC: price level 96.5Naples, FL: price level 103.2Myrtle Beach, SC: price level 93.6Anchorage, AK: price level 105.4Spartanburg, SC: price level 91.1Fayetteville, NC: price level 92.0Trenton, NJ: price level 103.2Eugene, OR: price level 101.6Fort Collins, CO: price level 101.1Ann Arbor, MI: price level 100.9Greeley, CO: price level 100.2Gainesville, FL: price level 96.7Clarksville, TN: price level 90.9Boulder, CO: price level 105.2Columbus, GA: price level 89.3Crestview, FL: price level 97.0Sioux Falls, SD: price level 90.6Olympia, WA: price level 103.7Norwich, CT: price level 100.4Bremerton, WA: price level 105.6Fargo, ND: price level 90.9Bend, OR: price level 103.6Daphne, AL: price level 94.7Prescott, AZ: price level 98.3Hilton Head Island, SC: price level 98.0Burlington, VT: price level 100.9Panama City, FL: price level 97.3Jacksonville, NC: price level 92.1Punta Gorda, FL: price level 100.5Billings, MT: price level 93.5The Villages, FL: price level 85.4Cheyenne, WY: price level 96.5

Hover over or tap a dot to see its value.

Price level of the 149 metros we cover
See all 149 cities

Price level, from cheaper to pricier.

Salary to match $75k
$87,800
vs. an average-priced, no-income-tax area
Median rent
$2,006
per month · need $80,240 income
Median home
$579,500
need about $151,395 to buy

Compare Riverside with your city

See what you'd need to earn in Riverside to keep your lifestyle, after taxes and local prices. The calculator starts from Los Angeles, CA, which sends the most households here of the metros we cover (IRS, 2022–2023), at about its median household income. Pick your own city and salary.

Equal salary in Riverside: $87,600

Compare any two of 149 U.S. metro areas. All cities

To keep the same lifestyle, you need about $87,600 in Riverside, CA to match $95,000 in Los Angeles, CA ($7,400 less), after 2026 taxes and local prices.

Single filer, W-2 salary. Both are in California, so state income tax is the same; neither city levies a resident income tax.

Take-home in Los Angeles
$69,838
26.5% total tax
Take-home in Riverside
$69,838
26.5% total tax
Prices in Riverside
-6.3%
vs Los Angeles (BEA 2024)
Renting: change after selected costs
+$1,296
per year, after taxes, rent and power; excludes food, transport, healthcare, child care and moving costs

See the full Los Angeles to Riverside report

What things cost in Riverside

Price level by category (U.S. = 100)
Above the U.S. average
Overall106.4
Housing129.3
Goods101.4
Utilities148.6
Other services101.3

The vertical line marks the U.S. average (100). BEA Regional Price Parities 2024 for the metropolitan area.

Taxes in Riverside

On a $90,000 salary (about the area's median household income), a single filer keeps $66,850 after 2026 federal tax ($10,970), Social Security and Medicare ($6,885) and California income tax ($4,125), plus $1,170 in state payroll programs.

Housing

MeasureRiverside area
Median rent$2,006/mo
Median home value$579,500
Median property tax$4,092/yr
Monthly cost to own the median home (20% down)$3,533
Median household income$91,013

Climate and jobs in Riverside

In the Riverside area the average January low is 44°F and the average July high 93°F, and the area has about 101 days a year at 90°F or hotter. Unemployment averaged 5.5% in 2025, above the U.S. rate (4.3%), and the median wage across all jobs was $48,400 a year, 5% below the U.S. median.

Climate in the Riverside area: NOAA 1991–2020 normals
Climate1991–2020 average
January low44°F
July high93°F
Days 90°F or hotter101 a year
Precipitation9.4 in a year
Snowfall0 in a year
Jobs and pay in the Riverside area compared with the U.S. (Bureau of Labor Statistics)
Jobs and payMetro areaU.S.
Unemployment rate, 2025 average5.5%4.3%
Median wage, all jobs (May 2025)$48,400$50,980
Wage and salary jobs (May 2025)1.7 million155.5 million

Climate: NOAA U.S. Climate Normals, 1991–2020 averages at the Riverside Municipal Airport station (USW00003171), with snowfall from Riverside Fire Station 3 (USC00047470) because the main station doesn't record it. Weather varies across a metro area, especially with elevation and distance from the coast. Jobs: unemployment from BLS Local Area Unemployment Statistics; wages and job counts from BLS Occupational Employment and Wage Statistics, which count wage and salary jobs, not the self-employed; wages are before taxes. The 2025 average covers 11 months: October 2025 data were not collected during the federal government shutdown.

Retiring in Riverside

A single retiree spends about $3,477 a month here if they own their home outright, or $4,840 renting, based on typical spending for households 65 and older (BLS 2024) adjusted for local prices. See where your budget goes furthest.

Where people move to and from Riverside

Leaving Riverside for… (households)
Los Angeles26,275
San Diego6,757
Las Vegas3,072
Phoenix2,959
Dallas1,726
San Francisco1,353
Seattle1,171
Houston1,120
Moving to Riverside from… (households)
Los Angeles41,500
San Diego7,896
Las Vegas1,789
Phoenix1,498
San Francisco1,494
Seattle996
Sacramento799
Bakersfield713

IRS county-to-county migration data, 2022–2023, aggregated to the 149 metro areas we cover.

Natural hazard risk

FEMA rates the Riverside area among the highest for natural hazard risk (score 99.9 of 100), with expected losses of about $944 per resident per year. Disaster risk by county in California.

Highest relative risks (national percentile)
Higher risk than most U.S. counties
Riverine flooding100
Wildfire100
Earthquake100
Landslide99
Heat wave98

The vertical line marks the middle of U.S. counties (50).

Frequently asked questions

What salary do you need to live in Riverside?

To match the buying power of $75,000 in an average-priced area with no state income tax, you need about $87,800 in Riverside. Renting the median home at 30% of income takes $80,240, and buying the median home with 20% down takes about $151,395.

Is Riverside expensive?

The Riverside metro area's price level is 106.4 (U.S. = 100), #19 of the 149 metro areas we cover, from most to least expensive. Its housing price index is 129.3, 29% above the U.S. average.

Are people moving to Riverside?

Counting moves to and from the other 148 metro areas we cover, Riverside had a net gain of about 4,580 households in 2022–2023 (IRS county migration data).

What is the weather like in Riverside?

In NOAA's 1991–2020 climate normals for the Riverside area (Riverside Municipal Airport weather station), the average January low is 44°F and the average July high 93°F. The area has about 101 days a year at 90°F or hotter and gets 9.4 inches of precipitation a year and almost no snow.

What are jobs and pay like in Riverside?

The Riverside metro area's unemployment rate averaged 5.5% in 2025, above the U.S. rate (4.3%). The median wage across all jobs was $48,400 a year in May 2025, 5% below the U.S. median of $50,980 (Bureau of Labor Statistics).

What natural disasters affect Riverside?

FEMA's National Risk Index rates the area among the highest overall (score 99.9). The highest relative risks are riverine flooding, wildfire, earthquake.

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