City cost of living 2026

Cost of living in Austin, TX

The Austin-Round Rock-San Marcos, TX metro area (2,550,637 people) ranks #76 of 149 for prices among the U.S. metro areas we cover. Here's what it costs to live there.

New York, NY: price level 112.6Los Angeles, CA: price level 113.6Chicago, IL: price level 103.6Dallas, TX: price level 103.1Houston, TX: price level 98.6Miami, FL: price level 114.2Washington, D.C.: price level 108.9Atlanta, GA: price level 100.1Philadelphia, PA: price level 102.6Phoenix, AZ: price level 103.3Boston, MA: price level 108.3Riverside, CA: price level 106.4San Francisco, CA: price level 115.6Detroit, MI: price level 100.3Seattle, WA: price level 111.1Minneapolis, MN: price level 104.8Tampa, FL: price level 100.9San Diego, CA: price level 111.9Denver, CO: price level 105.8Orlando, FL: price level 101.4Charlotte, NC: price level 97.3Baltimore, MD: price level 104.5St. Louis, MO: price level 95.1San Antonio, TX: price level 94.7Austin, TX: price level 98.1Portland, OR: price level 105.4Sacramento, CA: price level 106.7Pittsburgh, PA: price level 94.7Las Vegas, NV: price level 100.2Cincinnati, OH: price level 95.4Kansas City, MO: price level 92.5Columbus, OH: price level 95.5Indianapolis, IN: price level 95.7Cleveland, OH: price level 93.9Nashville, TN: price level 96.3San Jose, CA: price level 110.4Virginia Beach, VA: price level 97.9Jacksonville, FL: price level 99.5Providence, RI: price level 101.8Milwaukee, WI: price level 96.9Raleigh, NC: price level 98.2Oklahoma City, OK: price level 90.4Louisville, KY: price level 93.1Richmond, VA: price level 97.9Memphis, TN: price level 92.2Salt Lake City, UT: price level 100.9Birmingham, AL: price level 91.6Fresno, CA: price level 102.2Grand Rapids, MI: price level 95.5Hartford, CT: price level 102.7Buffalo, NY: price level 95.8Tucson, AZ: price level 96.9Tulsa, OK: price level 89.2Rochester, NY: price level 97.0Omaha, NE: price level 91.9Honolulu, HI: price level 111.0Greenville, SC: price level 93.3Bridgeport, CT: price level 106.9New Orleans, LA: price level 92.6Knoxville, TN: price level 92.6Sarasota, FL: price level 102.4Albuquerque, NM: price level 95.5Bakersfield, CA: price level 100.9McAllen, TX: price level 85.9Albany, NY: price level 99.6Allentown, PA: price level 100.0Baton Rouge, LA: price level 90.8Worcester, MA: price level 102.5El Paso, TX: price level 89.9Columbia, SC: price level 93.7Charleston, SC: price level 101.0Cape Coral, FL: price level 102.3Lakeland, FL: price level 97.1Boise, ID: price level 98.4Oxnard, CA: price level 110.5Dayton, OH: price level 92.7Stockton, CA: price level 105.1Greensboro, NC: price level 92.9Colorado Springs, CO: price level 100.7Little Rock, AR: price level 89.4Provo, UT: price level 98.2Des Moines, IA: price level 91.7Daytona Beach, FL: price level 99.4Poughkeepsie, NY: price level 109.4Madison, WI: price level 97.3Winston-Salem, NC: price level 92.0Akron, OH: price level 93.4Ogden, UT: price level 100.3Wichita, KS: price level 88.9Palm Bay, FL: price level 100.0Syracuse, NY: price level 95.7Augusta, GA: price level 91.9Durham, NC: price level 97.6Harrisburg, PA: price level 98.7Jackson, MS: price level 89.0Fayetteville, AR: price level 91.4Spokane, WA: price level 100.3Toledo, OH: price level 91.5Chattanooga, TN: price level 91.5New Haven, CT: price level 104.6Reno, NV: price level 101.0Portland, ME: price level 101.9Port St. Lucie, FL: price level 100.2Huntsville, AL: price level 93.1Pensacola, FL: price level 97.7Lexington, KY: price level 92.9Killeen, TX: price level 91.1Springfield, MO: price level 88.6Santa Rosa, CA: price level 107.8Wilmington, NC: price level 96.4Fort Wayne, IN: price level 92.6Vallejo, CA: price level 108.5Santa Barbara, CA: price level 108.8Salinas, CA: price level 109.0Savannah, GA: price level 95.2Manchester, NH: price level 105.7Ocala, FL: price level 95.2Asheville, NC: price level 96.5Naples, FL: price level 103.2Myrtle Beach, SC: price level 93.6Anchorage, AK: price level 105.4Spartanburg, SC: price level 91.1Fayetteville, NC: price level 92.0Trenton, NJ: price level 103.2Eugene, OR: price level 101.6Fort Collins, CO: price level 101.1Ann Arbor, MI: price level 100.9Greeley, CO: price level 100.2Gainesville, FL: price level 96.7Clarksville, TN: price level 90.9Boulder, CO: price level 105.2Columbus, GA: price level 89.3Crestview, FL: price level 97.0Sioux Falls, SD: price level 90.6Olympia, WA: price level 103.7Norwich, CT: price level 100.4Bremerton, WA: price level 105.6Fargo, ND: price level 90.9Bend, OR: price level 103.6Daphne, AL: price level 94.7Prescott, AZ: price level 98.3Hilton Head Island, SC: price level 98.0Burlington, VT: price level 100.9Panama City, FL: price level 97.3Jacksonville, NC: price level 92.1Punta Gorda, FL: price level 100.5Billings, MT: price level 93.5The Villages, FL: price level 85.4Cheyenne, WY: price level 96.5

Hover over or tap a dot to see its value.

Price level of the 149 metros we cover
See all 149 cities

Price level, from cheaper to pricier.

Salary to match $75k
$73,300
vs. an average-priced, no-income-tax area
Median rent
$1,784
per month · need $71,360 income
Median home
$482,800
need about $142,241 to buy

Compare Austin with your city

See what you'd need to earn in Austin to keep your lifestyle, after taxes and local prices. The calculator starts from Houston, TX, which sends the most households here of the metros we cover (IRS, 2022–2023), at about its median household income. Pick your own city and salary.

Equal salary in Austin: $79,500

Compare any two of 149 U.S. metro areas. All cities

To keep the same lifestyle, you need about $79,500 in Austin, TX to match $80,000 in Houston, TX ($500 less), after 2026 taxes and local prices.

Single filer, W-2 salary. Both are in Texas, which has no state income tax on wages; neither city levies a resident income tax.

Take-home in Houston
$65,110
18.6% total tax
Take-home in Austin
$65,110
18.6% total tax
Prices in Austin
-0.5%
vs Houston (BEA 2024)
Renting: change after selected costs
-$3,780
per year, after taxes, rent and power; excludes food, transport, healthcare, child care and moving costs

See the full Houston to Austin report

What things cost in Austin

Price level by category (U.S. = 100)
Below the U.S. average Above the U.S. average
Overall98.1
Housing120.4
Goods93.8
Utilities82.0
Other services96.2

The vertical line marks the U.S. average (100). BEA Regional Price Parities 2024 for the metropolitan area.

Taxes in Austin

On a $100,000 salary (about the area's median household income), a single filer keeps $79,180 after 2026 federal tax ($13,170), Social Security and Medicare ($7,650). Texas has no state income tax on wages.

Housing

MeasureAustin area
Median rent$1,784/mo
Median home value$482,800
Median property tax$6,896/yr
Monthly cost to own the median home (20% down)$3,319
Median household income$99,897

Climate and jobs in Austin

In the Austin area the average January low is 42°F and the average July high 97°F, and the area has about 123 days a year at 90°F or hotter. Unemployment averaged 3.5% in 2025, below the U.S. rate (4.3%), and the median wage across all jobs was $56,950 a year, 12% above the U.S. median.

Climate in the Austin area: NOAA 1991–2020 normals
Climate1991–2020 average
January low42°F
July high97°F
Days 90°F or hotter123 a year
Precipitation36 in a year
Snowfall0.2 in a year
Jobs and pay in the Austin area compared with the U.S. (Bureau of Labor Statistics)
Jobs and payMetro areaU.S.
Unemployment rate, 2025 average3.5%4.3%
Median wage, all jobs (May 2025)$56,950$50,980
Wage and salary jobs (May 2025)1.3 million155.5 million

Climate: NOAA U.S. Climate Normals, 1991–2020 averages at the Austin-Camp Mabry station (USW00013958). Weather varies across a metro area, especially with elevation and distance from the coast. Jobs: unemployment from BLS Local Area Unemployment Statistics; wages and job counts from BLS Occupational Employment and Wage Statistics, which count wage and salary jobs, not the self-employed; wages are before taxes. The 2025 average covers 11 months: October 2025 data were not collected during the federal government shutdown.

Retiring in Austin

A single retiree spends about $3,414 a month here if they own their home outright, or $4,337 renting, based on typical spending for households 65 and older (BLS 2024) adjusted for local prices. See where your budget goes furthest.

Where people move to and from Austin

Leaving Austin for… (households)
San Antonio6,106
Dallas5,664
Houston5,331
Killeen2,759
New York1,472
Los Angeles1,277
Denver1,207
Seattle976
Moving to Austin from… (households)
Houston7,107
Dallas6,408
San Antonio5,295
Los Angeles2,388
Killeen2,368
New York2,347
San Francisco1,436
Chicago1,387

IRS county-to-county migration data, 2022–2023, aggregated to the 149 metro areas we cover.

Natural hazard risk

FEMA rates the Austin area among the highest for natural hazard risk (score 93.9 of 100), with expected losses of about $306 per resident per year. Disaster risk by county in Texas.

Highest relative risks (national percentile)
Higher risk than most U.S. counties
Hail98
Tornado97
Riverine flooding95
Heat wave95
Lightning91

The vertical line marks the middle of U.S. counties (50).

Frequently asked questions

What salary do you need to live in Austin?

To match the buying power of $75,000 in an average-priced area with no state income tax, you need about $73,300 in Austin. Renting the median home at 30% of income takes $71,360, and buying the median home with 20% down takes about $142,241.

Is Austin expensive?

The Austin metro area's price level is 98.1 (U.S. = 100), #76 of the 149 metro areas we cover, from most to least expensive. Its housing price index is 120.4, 20% above the U.S. average.

Are people moving to Austin?

Counting moves to and from the other 148 metro areas we cover, Austin had a net gain of about 11,901 households in 2022–2023 (IRS county migration data).

What is the weather like in Austin?

In NOAA's 1991–2020 climate normals for the Austin area (Austin-Camp Mabry weather station), the average January low is 42°F and the average July high 97°F. The area has about 123 days a year at 90°F or hotter and gets 36 inches of precipitation a year and almost no snow.

What are jobs and pay like in Austin?

The Austin metro area's unemployment rate averaged 3.5% in 2025, below the U.S. rate (4.3%). The median wage across all jobs was $56,950 a year in May 2025, 12% above the U.S. median of $50,980 (Bureau of Labor Statistics).

What natural disasters affect Austin?

FEMA's National Risk Index rates the area among the highest overall (score 93.9). The highest relative risks are hail, tornado, riverine flooding.

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