City cost of living 2026

Cost of living in Sioux Falls, SD

The Sioux Falls, SD-MN metro area (308,711 people) ranks #139 of 149 for prices among the U.S. metro areas we cover. Here's what it costs to live there.

New York, NY: price level 112.6Los Angeles, CA: price level 113.6Chicago, IL: price level 103.6Dallas, TX: price level 103.1Houston, TX: price level 98.6Miami, FL: price level 114.2Washington, D.C.: price level 108.9Atlanta, GA: price level 100.1Philadelphia, PA: price level 102.6Phoenix, AZ: price level 103.3Boston, MA: price level 108.3Riverside, CA: price level 106.4San Francisco, CA: price level 115.6Detroit, MI: price level 100.3Seattle, WA: price level 111.1Minneapolis, MN: price level 104.8Tampa, FL: price level 100.9San Diego, CA: price level 111.9Denver, CO: price level 105.8Orlando, FL: price level 101.4Charlotte, NC: price level 97.3Baltimore, MD: price level 104.5St. Louis, MO: price level 95.1San Antonio, TX: price level 94.7Austin, TX: price level 98.1Portland, OR: price level 105.4Sacramento, CA: price level 106.7Pittsburgh, PA: price level 94.7Las Vegas, NV: price level 100.2Cincinnati, OH: price level 95.4Kansas City, MO: price level 92.5Columbus, OH: price level 95.5Indianapolis, IN: price level 95.7Cleveland, OH: price level 93.9Nashville, TN: price level 96.3San Jose, CA: price level 110.4Virginia Beach, VA: price level 97.9Jacksonville, FL: price level 99.5Providence, RI: price level 101.8Milwaukee, WI: price level 96.9Raleigh, NC: price level 98.2Oklahoma City, OK: price level 90.4Louisville, KY: price level 93.1Richmond, VA: price level 97.9Memphis, TN: price level 92.2Salt Lake City, UT: price level 100.9Birmingham, AL: price level 91.6Fresno, CA: price level 102.2Grand Rapids, MI: price level 95.5Hartford, CT: price level 102.7Buffalo, NY: price level 95.8Tucson, AZ: price level 96.9Tulsa, OK: price level 89.2Rochester, NY: price level 97.0Omaha, NE: price level 91.9Honolulu, HI: price level 111.0Greenville, SC: price level 93.3Bridgeport, CT: price level 106.9New Orleans, LA: price level 92.6Knoxville, TN: price level 92.6Sarasota, FL: price level 102.4Albuquerque, NM: price level 95.5Bakersfield, CA: price level 100.9McAllen, TX: price level 85.9Albany, NY: price level 99.6Allentown, PA: price level 100.0Baton Rouge, LA: price level 90.8Worcester, MA: price level 102.5El Paso, TX: price level 89.9Columbia, SC: price level 93.7Charleston, SC: price level 101.0Cape Coral, FL: price level 102.3Lakeland, FL: price level 97.1Boise, ID: price level 98.4Oxnard, CA: price level 110.5Dayton, OH: price level 92.7Stockton, CA: price level 105.1Greensboro, NC: price level 92.9Colorado Springs, CO: price level 100.7Little Rock, AR: price level 89.4Provo, UT: price level 98.2Des Moines, IA: price level 91.7Daytona Beach, FL: price level 99.4Poughkeepsie, NY: price level 109.4Madison, WI: price level 97.3Winston-Salem, NC: price level 92.0Akron, OH: price level 93.4Ogden, UT: price level 100.3Wichita, KS: price level 88.9Palm Bay, FL: price level 100.0Syracuse, NY: price level 95.7Augusta, GA: price level 91.9Durham, NC: price level 97.6Harrisburg, PA: price level 98.7Jackson, MS: price level 89.0Fayetteville, AR: price level 91.4Spokane, WA: price level 100.3Toledo, OH: price level 91.5Chattanooga, TN: price level 91.5New Haven, CT: price level 104.6Reno, NV: price level 101.0Portland, ME: price level 101.9Port St. Lucie, FL: price level 100.2Huntsville, AL: price level 93.1Pensacola, FL: price level 97.7Lexington, KY: price level 92.9Killeen, TX: price level 91.1Springfield, MO: price level 88.6Santa Rosa, CA: price level 107.8Wilmington, NC: price level 96.4Fort Wayne, IN: price level 92.6Vallejo, CA: price level 108.5Santa Barbara, CA: price level 108.8Salinas, CA: price level 109.0Savannah, GA: price level 95.2Manchester, NH: price level 105.7Ocala, FL: price level 95.2Asheville, NC: price level 96.5Naples, FL: price level 103.2Myrtle Beach, SC: price level 93.6Anchorage, AK: price level 105.4Spartanburg, SC: price level 91.1Fayetteville, NC: price level 92.0Trenton, NJ: price level 103.2Eugene, OR: price level 101.6Fort Collins, CO: price level 101.1Ann Arbor, MI: price level 100.9Greeley, CO: price level 100.2Gainesville, FL: price level 96.7Clarksville, TN: price level 90.9Boulder, CO: price level 105.2Columbus, GA: price level 89.3Crestview, FL: price level 97.0Sioux Falls, SD: price level 90.6Olympia, WA: price level 103.7Norwich, CT: price level 100.4Bremerton, WA: price level 105.6Fargo, ND: price level 90.9Bend, OR: price level 103.6Daphne, AL: price level 94.7Prescott, AZ: price level 98.3Hilton Head Island, SC: price level 98.0Burlington, VT: price level 100.9Panama City, FL: price level 97.3Jacksonville, NC: price level 92.1Punta Gorda, FL: price level 100.5Billings, MT: price level 93.5The Villages, FL: price level 85.4Cheyenne, WY: price level 96.5

Hover over or tap a dot to see its value.

Price level of the 149 metros we cover
See all 149 cities

Price level, from cheaper to pricier.

Salary to match $75k
$66,800
vs. an average-priced, no-income-tax area
Median rent
$1,094
per month · need $43,760 income
Median home
$331,400
need about $94,802 to buy

Compare Sioux Falls with your city

See what you'd need to earn in Sioux Falls to keep your lifestyle, after taxes and local prices. The calculator starts from Minneapolis, MN, which sends the most households here of the metros we cover (IRS, 2022–2023), at about its median household income. Pick your own city and salary.

Equal salary in Sioux Falls: $77,700

Compare any two of 149 U.S. metro areas. All cities

To keep the same lifestyle, you need about $77,700 in Sioux Falls, SD to match $100,000 in Minneapolis, MN ($22,300 less), after 2026 taxes and local prices.

Single filer, W-2 salary. South Dakota has no state income tax on wages; Minnesota does; neither city levies a resident income tax.

Take-home in Minneapolis
$73,463
26.5% total tax
Take-home in Sioux Falls
$79,180
20.8% total tax
Prices in Sioux Falls
-13.5%
vs Minneapolis (BEA 2024)
Renting: change after selected costs
+$9,704
per year, after taxes, rent and power; excludes food, transport, healthcare, child care and moving costs

See the full Minnesota to South Dakota report

There is no city-to-city report for this move. The state report compares taxes, housing and moving costs.

What things cost in Sioux Falls

Price level by category (U.S. = 100)
Below the U.S. average
Overall90.6
Housing77.6
Goods95.5
Utilities80.7
Other services91.9

The vertical line marks the U.S. average (100). BEA Regional Price Parities 2024 for the metropolitan area.

Taxes in Sioux Falls

On an $85,000 salary (about the area's median household income), a single filer keeps $68,628 after 2026 federal tax ($9,870), Social Security and Medicare ($6,503). South Dakota has no state income tax on wages.

Housing

MeasureSioux Falls area
Median rent$1,094/mo
Median home value$331,400
Median property tax$3,735/yr
Monthly cost to own the median home (20% down)$2,212
Median household income$82,509

Climate and jobs in Sioux Falls

In the Sioux Falls area the average January low is 9°F and the average July high 85°F, and the area has about 15 days a year at 90°F or hotter. Unemployment averaged 2.0% in 2025, below the U.S. rate (4.3%), and the median wage across all jobs was $47,970 a year, 6% below the U.S. median.

Climate in the Sioux Falls area: NOAA 1991–2020 normals
Climate1991–2020 average
January low9°F
July high85°F
Days 90°F or hotter15 a year
Precipitation28 in a year
Snowfall45 in a year
Jobs and pay in the Sioux Falls area compared with the U.S. (Bureau of Labor Statistics)
Jobs and payMetro areaU.S.
Unemployment rate, 2025 average2.0%4.3%
Median wage, all jobs (May 2025)$47,970$50,980
Wage and salary jobs (May 2025)178,590155.5 million

Climate: NOAA U.S. Climate Normals, 1991–2020 averages at the Sioux Falls station (USW00014944). Weather varies across a metro area, especially with elevation and distance from the coast. Jobs: unemployment from BLS Local Area Unemployment Statistics; wages and job counts from BLS Occupational Employment and Wage Statistics, which count wage and salary jobs, not the self-employed; wages are before taxes. The 2025 average covers 11 months: October 2025 data were not collected during the federal government shutdown.

Retiring in Sioux Falls

A single retiree spends about $3,031 a month here if they own their home outright, or $3,539 renting, based on typical spending for households 65 and older (BLS 2024) adjusted for local prices. See where your budget goes furthest.

Where people move to and from Sioux Falls

Leaving Sioux Falls for… (households)
Minneapolis279
Phoenix195
Omaha113
Fargo41
Des Moines38
Denver30
Tucson29
Las Vegas28
Moving to Sioux Falls from… (households)
Minneapolis222
Phoenix127
Omaha75
Los Angeles63
Fargo60
San Diego55
Las Vegas37
Des Moines32

IRS county-to-county migration data, 2022–2023, aggregated to the 149 metro areas we cover.

Natural hazard risk

FEMA rates the Sioux Falls area above average for natural hazard risk (score 77.9 of 100), with expected losses of about $643 per resident per year. Disaster risk by county in South Dakota.

Highest relative risks (national percentile)
Higher risk than most U.S. counties
Ice storm94
Winter weather94
Tornado94
Hail87
Cold wave83

The vertical line marks the middle of U.S. counties (50).

Frequently asked questions

What salary do you need to live in Sioux Falls?

To match the buying power of $75,000 in an average-priced area with no state income tax, you need about $66,800 in Sioux Falls. Renting the median home at 30% of income takes $43,760, and buying the median home with 20% down takes about $94,802.

Is Sioux Falls expensive?

The Sioux Falls metro area's price level is 90.6 (U.S. = 100), #139 of the 149 metro areas we cover, from most to least expensive. Its housing price index is 77.6, 22% below the U.S. average.

Are people moving to Sioux Falls?

Counting moves to and from the other 148 metro areas we cover, Sioux Falls had a net loss of about 38 households in 2022–2023 (IRS county migration data).

What is the weather like in Sioux Falls?

In NOAA's 1991–2020 climate normals for the Sioux Falls area (Sioux Falls weather station), the average January low is 9°F and the average July high 85°F. The area has about 15 days a year at 90°F or hotter and gets 28 inches of precipitation a year and about 45 inches of snow.

What are jobs and pay like in Sioux Falls?

The Sioux Falls metro area's unemployment rate averaged 2.0% in 2025, below the U.S. rate (4.3%). The median wage across all jobs was $47,970 a year in May 2025, 6% below the U.S. median of $50,980 (Bureau of Labor Statistics).

What natural disasters affect Sioux Falls?

FEMA's National Risk Index rates the area above average overall (score 77.9). The highest relative risks are ice storm, winter weather, tornado.

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