City cost of living 2026

Cost of living in Daphne, AL

The Daphne-Fairhope-Foley, AL metro area (261,608 people) ranks #107 of 149 for prices among the U.S. metro areas we cover. Here's what it costs to live there.

New York, NY: price level 112.6Los Angeles, CA: price level 113.6Chicago, IL: price level 103.6Dallas, TX: price level 103.1Houston, TX: price level 98.6Miami, FL: price level 114.2Washington, D.C.: price level 108.9Atlanta, GA: price level 100.1Philadelphia, PA: price level 102.6Phoenix, AZ: price level 103.3Boston, MA: price level 108.3Riverside, CA: price level 106.4San Francisco, CA: price level 115.6Detroit, MI: price level 100.3Seattle, WA: price level 111.1Minneapolis, MN: price level 104.8Tampa, FL: price level 100.9San Diego, CA: price level 111.9Denver, CO: price level 105.8Orlando, FL: price level 101.4Charlotte, NC: price level 97.3Baltimore, MD: price level 104.5St. Louis, MO: price level 95.1San Antonio, TX: price level 94.7Austin, TX: price level 98.1Portland, OR: price level 105.4Sacramento, CA: price level 106.7Pittsburgh, PA: price level 94.7Las Vegas, NV: price level 100.2Cincinnati, OH: price level 95.4Kansas City, MO: price level 92.5Columbus, OH: price level 95.5Indianapolis, IN: price level 95.7Cleveland, OH: price level 93.9Nashville, TN: price level 96.3San Jose, CA: price level 110.4Virginia Beach, VA: price level 97.9Jacksonville, FL: price level 99.5Providence, RI: price level 101.8Milwaukee, WI: price level 96.9Raleigh, NC: price level 98.2Oklahoma City, OK: price level 90.4Louisville, KY: price level 93.1Richmond, VA: price level 97.9Memphis, TN: price level 92.2Salt Lake City, UT: price level 100.9Birmingham, AL: price level 91.6Fresno, CA: price level 102.2Grand Rapids, MI: price level 95.5Hartford, CT: price level 102.7Buffalo, NY: price level 95.8Tucson, AZ: price level 96.9Tulsa, OK: price level 89.2Rochester, NY: price level 97.0Omaha, NE: price level 91.9Honolulu, HI: price level 111.0Greenville, SC: price level 93.3Bridgeport, CT: price level 106.9New Orleans, LA: price level 92.6Knoxville, TN: price level 92.6Sarasota, FL: price level 102.4Albuquerque, NM: price level 95.5Bakersfield, CA: price level 100.9McAllen, TX: price level 85.9Albany, NY: price level 99.6Allentown, PA: price level 100.0Baton Rouge, LA: price level 90.8Worcester, MA: price level 102.5El Paso, TX: price level 89.9Columbia, SC: price level 93.7Charleston, SC: price level 101.0Cape Coral, FL: price level 102.3Lakeland, FL: price level 97.1Boise, ID: price level 98.4Oxnard, CA: price level 110.5Dayton, OH: price level 92.7Stockton, CA: price level 105.1Greensboro, NC: price level 92.9Colorado Springs, CO: price level 100.7Little Rock, AR: price level 89.4Provo, UT: price level 98.2Des Moines, IA: price level 91.7Daytona Beach, FL: price level 99.4Poughkeepsie, NY: price level 109.4Madison, WI: price level 97.3Winston-Salem, NC: price level 92.0Akron, OH: price level 93.4Ogden, UT: price level 100.3Wichita, KS: price level 88.9Palm Bay, FL: price level 100.0Syracuse, NY: price level 95.7Augusta, GA: price level 91.9Durham, NC: price level 97.6Harrisburg, PA: price level 98.7Jackson, MS: price level 89.0Fayetteville, AR: price level 91.4Spokane, WA: price level 100.3Toledo, OH: price level 91.5Chattanooga, TN: price level 91.5New Haven, CT: price level 104.6Reno, NV: price level 101.0Portland, ME: price level 101.9Port St. Lucie, FL: price level 100.2Huntsville, AL: price level 93.1Pensacola, FL: price level 97.7Lexington, KY: price level 92.9Killeen, TX: price level 91.1Springfield, MO: price level 88.6Santa Rosa, CA: price level 107.8Wilmington, NC: price level 96.4Fort Wayne, IN: price level 92.6Vallejo, CA: price level 108.5Santa Barbara, CA: price level 108.8Salinas, CA: price level 109.0Savannah, GA: price level 95.2Manchester, NH: price level 105.7Ocala, FL: price level 95.2Asheville, NC: price level 96.5Naples, FL: price level 103.2Myrtle Beach, SC: price level 93.6Anchorage, AK: price level 105.4Spartanburg, SC: price level 91.1Fayetteville, NC: price level 92.0Trenton, NJ: price level 103.2Eugene, OR: price level 101.6Fort Collins, CO: price level 101.1Ann Arbor, MI: price level 100.9Greeley, CO: price level 100.2Gainesville, FL: price level 96.7Clarksville, TN: price level 90.9Boulder, CO: price level 105.2Columbus, GA: price level 89.3Crestview, FL: price level 97.0Sioux Falls, SD: price level 90.6Olympia, WA: price level 103.7Norwich, CT: price level 100.4Bremerton, WA: price level 105.6Fargo, ND: price level 90.9Bend, OR: price level 103.6Daphne, AL: price level 94.7Prescott, AZ: price level 98.3Hilton Head Island, SC: price level 98.0Burlington, VT: price level 100.9Panama City, FL: price level 97.3Jacksonville, NC: price level 92.1Punta Gorda, FL: price level 100.5Billings, MT: price level 93.5The Villages, FL: price level 85.4Cheyenne, WY: price level 96.5

Hover over or tap a dot to see its value.

Price level of the 149 metros we cover
See all 149 cities

Price level, from cheaper to pricier.

Salary to match $75k
$74,800
vs. an average-priced, no-income-tax area
Median rent
$1,440
per month · need $57,600 income
Median home
$338,100
need about $88,592 to buy

Compare Daphne with your city

See what you'd need to earn in Daphne to keep your lifestyle, after taxes and local prices. The calculator starts from Pensacola, FL, which sends the most households here of the metros we cover (IRS, 2022–2023), using its median household income as an illustrative single-earner salary. Household income can include several earners and other income; it is not a typical individual wage. Pick your own city, salary and filing status.

Equal salary in Daphne: $76,900

Compare any two of 149 U.S. metro areas. All cities

To keep the same lifestyle, you need about $76,900 in Daphne, AL to match $75,000 in Pensacola, FL ($1,900 more), after 2026 taxes and local prices.

Single filer, W-2 salary. Florida has no state income tax on wages; Alabama does; neither city levies a resident income tax.

Prices and housing cover the metro area; taxes use Florida and Alabama, their principal states. A metro can span several states; living in its other state can change the tax result.

Take-home in Pensacola
$61,593
17.9% total tax
Take-home in Daphne
$58,466
22.0% total tax
Prices in Daphne
-3.1%
vs Pensacola (BEA 2024)
Renting: change after selected costs
-$2,635
per year, after taxes and gross rent including basic utilities; excludes food, transport, healthcare, child care and moving costs

See the full Florida to Alabama report

There is no city-to-city report for this move. The state report compares statewide taxes, housing and moving costs; it does not use the city or suburb tax settings above.

What things cost in Daphne

Price level by category (U.S. = 100)
Below the U.S. average
Overall94.7
Housing rents89.2
Goods96.4
Utilities83.3
Other services96.7

The vertical line marks the U.S. average (100). BEA Regional Price Parities 2024 for the metropolitan area.

Taxes in Daphne

In this fixed example, one single filer earning an $85,000 W-2 salary keeps $65,111 after 2026 federal tax ($9,870), Social Security and Medicare ($6,503) and Alabama income tax ($3,517). The salary is rounded from median household income, not an observed individual wage. This example stays fixed when you change the calculator.

Housing

MeasureDaphne area
Median rent$1,440/mo
Median home value$338,100
Median property tax$1,093/yr
Monthly cost to own the median home (20% down)$2,067
Median household income$82,501

Climate and jobs in Daphne

In the Daphne area the average January low is 37°F and the average July high 91°F, and the area has about 81 days a year at 90°F or hotter. Unemployment averaged 2.5% in 2025, below the U.S. rate (4.3%), and the median wage across all jobs was $38,520 a year, 24% below the U.S. median.

Climate in the Daphne area: NOAA 1991–2020 normals
Climate1991–2020 average
January low37°F
July high91°F
Days 90°F or hotter81 a year
Precipitation69 in a year
Snowfall0 in a year
Jobs and pay in the Daphne area compared with the U.S. (Bureau of Labor Statistics)
Jobs and payMetro areaU.S.
Unemployment rate, 2025 average2.5%4.3%
Median wage, all jobs (May 2025)$38,520$50,980
Wage and salary jobs (May 2025)87,120155.5 million

Climate: NOAA U.S. Climate Normals, 1991–2020 averages at the Fairhope 2 NE station (USC00012813). Weather varies across a metro area, especially with elevation and distance from the coast. Jobs: unemployment from BLS Local Area Unemployment Statistics; wages and job counts from BLS Occupational Employment and Wage Statistics, which count wage and salary jobs, not the self-employed; wages are before taxes. The 2025 average covers 11 months: October 2025 data were not collected during the federal government shutdown.

Retiring in Daphne

Our modeled retiree budget is about $2,927 a month here with a home owned outright, or $3,735 renting. It uses spending benchmarks for households with a reference person age 65 or older (BLS 2024), adjusted for local prices. These are household-based estimates, not observed spending by a single retiree in Daphne. See where your budget goes furthest.

Where people move to and from Daphne

Leaving Daphne for… (households)
Pensacola449
Birmingham258
Huntsville108
Nashville53
Atlanta53
Crestview50
Houston48
Jacksonville29
Moving to Daphne from… (households)
Pensacola528
Birmingham351
Atlanta129
Memphis105
Huntsville85
Dallas73
Houston71
Nashville64

IRS county-to-county migration data, 2022–2023, aggregated to the 149 metro areas we cover.

Natural hazard risk

RelocateMath's population-weighted mean of FEMA county risk scores for the Daphne area is 96.7 of 100 (very high county-score mean), with modeled expected losses of about $1,026 per resident per year. A mean of county percentiles is not an official FEMA metro rating or a national metro percentile. It describes the counties in the metro; your property's risk can differ. Disaster risk by county in Alabama.

Highest population-weighted county hazard scores
County-score mean above 50
Hurricane99
Lightning99
Tornado93
Heat wave92
Riverine flooding92

The vertical line marks county-score scale midpoint (50).

Frequently asked questions

What salary do you need to live in Daphne?

In a fixed single-filer W-2 example living inside the principal city, about $74,800 in Daphne matches the buying power of $75,000 in an average-priced area with no state income tax. The example uses 2026 federal taxes, Alabama state taxes and modeled resident local taxes where applicable. It stays fixed when calculator inputs change. Renting the median home at 30% of income takes $57,600, and buying the median home with 20% down takes about $88,592.

Is Daphne expensive?

The Daphne metro area's price level is 94.7 (U.S. = 100), #107 of the 149 metro areas we cover, from most to least expensive. Its housing rents price index is 89.2, 11% below the U.S. average.

Are people moving to Daphne?

Counting moves to and from the other 148 metro areas we cover, Daphne had a net gain of about 831 households in 2022–2023 (IRS county migration data).

What is the weather like in Daphne?

In NOAA's 1991–2020 climate normals for the Daphne area (Fairhope 2 NE weather station), the average January low is 37°F and the average July high 91°F. The area has about 81 days a year at 90°F or hotter and gets 69 inches of precipitation a year and almost no snow.

What are jobs and pay like in Daphne?

The Daphne metro area's unemployment rate averaged 2.5% in 2025, below the U.S. rate (4.3%). The median wage across all jobs was $38,520 a year in May 2025, 24% below the U.S. median of $50,980 (Bureau of Labor Statistics).

What natural disasters affect Daphne?

RelocateMath's population-weighted mean of FEMA county risk scores is 96.7 out of 100 (very high county-score mean). This is not an official FEMA metro rating or a national metro percentile. The highest county-score means by hazard are hurricane, lightning, tornado.

Cities with similar prices

State-agency links identify the responsible tax office; they do not verify every modeled rule. Use forms and guidance for the year you are filing.