Natural disaster risk FEMA county data

Washington, DC natural disaster risk

Washington, DC ranks #49 of 51 from the lowest population-weighted county-score mean in our state comparison. Its highest hazard-score means are heat wave, earthquake, strong wind.

County-score mean
97.6
Very high county-score mean
Expected loss per resident
$425
per year, all hazards
Home insurance (median)
$1,168
per year with a mortgage, ACS 2024

RelocateMath computes these state means by weighting FEMA county scores by population. A mean of county percentiles is not a national state percentile or an official FEMA state rating.

Highest county hazard-score means in Washington, DC
County-score mean above 50
Heat wave99
Earthquake98
Strong wind98
Riverine flooding97
Hail97
Winter weather97

The vertical line marks county-score scale midpoint (50).

FEMA risk data for Washington, DC

One county-equivalent area; there is no within-DC county ranking.

FEMA v1.20 county risk scores in Washington, DC; population from Census ACS 2020–2024
CountyPopulationRisk scoreFEMA rating
District of Columbia681,29497.6Relatively High

The county rows show FEMA's own county percentile scores and rating categories; the state figures above are our weighted means. County data cannot establish a property's safety. Expected loss is modeled annual loss per resident, not a premium quote. The insurance figure is what owners with a mortgage reported paying in 2024 (Census American Community Survey), not a current quote. For a specific home, check the address on FEMA's flood map and get insurance quotes before you commit. Our guide explains how to check natural disaster risk before you move.

Cities in Washington, DC

Frequently asked questions

Is Washington, DC safe from natural disasters?

Washington, DC's population-weighted county-score mean is 97.6 out of 100 (very high county-score mean), #49 of 51 from the lowest mean in our state comparison. A state average cannot show whether an individual home is safe. About 100% of residents live in counties FEMA rates relatively high or very high.

What natural disasters happen in Washington, DC?

The highest population-weighted county hazard-score means in Washington, DC are heat wave, earthquake, strong wind (means 99, 98, 98 on the 0–100 county-score scale). These are not national state percentiles.