Cost of living in Tampa, FL
The Tampa-St. Petersburg-Clearwater, FL metro area (3,424,560 people) ranks #50 of 149 for prices among the U.S. metro areas we cover. Here's what it costs to live there.
Hover over or tap a dot to see its value.
See all 149 cities
Price level, from cheaper to pricier.
- The Villages, FL 85.4
- McAllen, TX 85.9
- Springfield, MO 88.6
- Wichita, KS 88.9
- Jackson, MS 89.0
- Tulsa, OK 89.2
- Columbus, GA 89.3
- Little Rock, AR 89.4
- El Paso, TX 89.9
- Oklahoma City, OK 90.4
- Sioux Falls, SD 90.6
- Baton Rouge, LA 90.8
- Clarksville, TN 90.9
- Fargo, ND 90.9
- Killeen, TX 91.1
- Spartanburg, SC 91.1
- Fayetteville, AR 91.4
- Chattanooga, TN 91.5
- Toledo, OH 91.5
- Birmingham, AL 91.6
- Des Moines, IA 91.7
- Augusta, GA 91.9
- Omaha, NE 91.9
- Fayetteville, NC 92.0
- Winston-Salem, NC 92.0
- Jacksonville, NC 92.1
- Memphis, TN 92.2
- Kansas City, MO 92.5
- Fort Wayne, IN 92.6
- Knoxville, TN 92.6
- New Orleans, LA 92.6
- Dayton, OH 92.7
- Greensboro, NC 92.9
- Lexington, KY 92.9
- Huntsville, AL 93.1
- Louisville, KY 93.1
- Greenville, SC 93.3
- Akron, OH 93.4
- Billings, MT 93.5
- Myrtle Beach, SC 93.6
- Columbia, SC 93.7
- Cleveland, OH 93.9
- Daphne, AL 94.7
- Pittsburgh, PA 94.7
- San Antonio, TX 94.7
- St. Louis, MO 95.1
- Ocala, FL 95.2
- Savannah, GA 95.2
- Cincinnati, OH 95.4
- Albuquerque, NM 95.5
- Columbus, OH 95.5
- Grand Rapids, MI 95.5
- Indianapolis, IN 95.7
- Syracuse, NY 95.7
- Buffalo, NY 95.8
- Nashville, TN 96.3
- Wilmington, NC 96.4
- Asheville, NC 96.5
- Cheyenne, WY 96.5
- Gainesville, FL 96.7
- Milwaukee, WI 96.9
- Tucson, AZ 96.9
- Crestview, FL 97.0
- Rochester, NY 97.0
- Lakeland, FL 97.1
- Charlotte, NC 97.3
- Madison, WI 97.3
- Panama City, FL 97.3
- Durham, NC 97.6
- Pensacola, FL 97.7
- Richmond, VA 97.9
- Virginia Beach, VA 97.9
- Hilton Head Island, SC 98.0
- Austin, TX 98.1
- Provo, UT 98.2
- Raleigh, NC 98.2
- Prescott, AZ 98.3
- Boise, ID 98.4
- Houston, TX 98.6
- Harrisburg, PA 98.7
- Daytona Beach, FL 99.4
- Jacksonville, FL 99.5
- Albany, NY 99.6
- Allentown, PA 100.0
- Palm Bay, FL 100.0
- Atlanta, GA 100.1
- Greeley, CO 100.2
- Las Vegas, NV 100.2
- Port St. Lucie, FL 100.2
- Detroit, MI 100.3
- Ogden, UT 100.3
- Spokane, WA 100.3
- Norwich, CT 100.4
- Punta Gorda, FL 100.5
- Colorado Springs, CO 100.7
- Ann Arbor, MI 100.9
- Bakersfield, CA 100.9
- Burlington, VT 100.9
- Salt Lake City, UT 100.9
- Tampa, FL 100.9
- Charleston, SC 101.0
- Reno, NV 101.0
- Fort Collins, CO 101.1
- Orlando, FL 101.4
- Eugene, OR 101.6
- Providence, RI 101.8
- Portland, ME 101.9
- Fresno, CA 102.2
- Cape Coral, FL 102.3
- Sarasota, FL 102.4
- Worcester, MA 102.5
- Philadelphia, PA 102.6
- Hartford, CT 102.7
- Dallas, TX 103.1
- Naples, FL 103.2
- Trenton, NJ 103.2
- Phoenix, AZ 103.3
- Bend, OR 103.6
- Chicago, IL 103.6
- Olympia, WA 103.7
- Baltimore, MD 104.5
- New Haven, CT 104.6
- Minneapolis, MN 104.8
- Stockton, CA 105.1
- Boulder, CO 105.2
- Anchorage, AK 105.4
- Portland, OR 105.4
- Bremerton, WA 105.6
- Manchester, NH 105.7
- Denver, CO 105.8
- Riverside, CA 106.4
- Sacramento, CA 106.7
- Bridgeport, CT 106.9
- Santa Rosa, CA 107.8
- Boston, MA 108.3
- Vallejo, CA 108.5
- Santa Barbara, CA 108.8
- Washington, D.C. 108.9
- Salinas, CA 109.0
- Poughkeepsie, NY 109.4
- San Jose, CA 110.4
- Oxnard, CA 110.5
- Honolulu, HI 111.0
- Seattle, WA 111.1
- San Diego, CA 111.9
- New York, NY 112.6
- Los Angeles, CA 113.6
- Miami, FL 114.2
- San Francisco, CA 115.6
Compare Tampa with your city
See what you'd need to earn in Tampa to keep your lifestyle, after taxes and local prices. The calculator starts from New York, NY, which sends the most households here of the metros we cover (IRS, 2022–2023), using its median household income as an illustrative single-earner salary. Household income can include several earners and other income; it is not a typical individual wage. Pick your own city, salary and filing status.
Equal salary in Tampa: $77,200
Compare any two of 149 U.S. metro areas. All cities
To keep the same lifestyle, you need about $77,200 in Tampa, FL to match $100,000 in New York, NY ($22,800 less), after 2026 taxes and local prices.
Single filer, W-2 salary. Florida has no state income tax on wages; New York does; includes New York City resident tax $3,441 (inside city limits).
Prices and housing cover the metro area; taxes use New York and Florida, their principal states. A metro can span several states; living in its other state can change the tax result.
What things cost in Tampa
The vertical line marks the U.S. average (100). BEA Regional Price Parities 2024 for the metropolitan area.
Taxes in Tampa
In this fixed example, one single filer earning an $80,000 W-2 salary keeps $65,110 after 2026 federal tax ($8,770), Social Security and Medicare ($6,120). Florida has no state income tax on wages. The salary is rounded from median household income, not an observed individual wage. This example stays fixed when you change the calculator.
Housing
| Measure | Tampa area |
|---|---|
| Median rent | $1,776/mo |
| Median home value | $387,400 |
| Median property tax | $2,876/yr |
| Monthly cost to own the median home (20% down) | $2,559 |
| Median household income | $78,275 |
Climate and jobs in Tampa
In the Tampa area the average January low is 53°F and the average July high 91°F, and the area has about 94 days a year at 90°F or hotter. Unemployment averaged 4.0% in 2025, below the U.S. rate (4.3%), and the median wage across all jobs was $48,940 a year, 4% below the U.S. median.
| Climate | 1991–2020 average |
|---|---|
| January low | 53°F |
| July high | 91°F |
| Days 90°F or hotter | 94 a year |
| Precipitation | 49 in a year |
| Snowfall | 0 in a year |
| Jobs and pay | Metro area | U.S. |
|---|---|---|
| Unemployment rate, 2025 average | 4.0% | 4.3% |
| Median wage, all jobs (May 2025) | $48,940 | $50,980 |
| Wage and salary jobs (May 2025) | 1.4 million | 155.5 million |
Climate: NOAA U.S. Climate Normals, 1991–2020 averages at the Tampa International Airport station (USW00012842). Weather varies across a metro area, especially with elevation and distance from the coast. Jobs: unemployment from BLS Local Area Unemployment Statistics; wages and job counts from BLS Occupational Employment and Wage Statistics, which count wage and salary jobs, not the self-employed; wages are before taxes. The 2025 average covers 11 months: October 2025 data were not collected during the federal government shutdown.
Retiring in Tampa
Our modeled retiree budget is about $3,173 a month here with a home owned outright, or $4,174 renting. It uses spending benchmarks for households with a reference person age 65 or older (BLS 2024), adjusted for local prices. These are household-based estimates, not observed spending by a single retiree in Tampa. See where your budget goes furthest.
Where people move to and from Tampa
- Tampa to Lakeland
- Tampa to Orlando
- Tampa to Sarasota
- Tampa to Miami
- Tampa to New York
- Tampa to Atlanta
- Tampa to Jacksonville
- Tampa to Ocala
- New York to Tampa
- Miami to Tampa
- Orlando to Tampa
- Sarasota to Tampa
- Lakeland to Tampa
- Chicago to Tampa
- Washington, D.C. to Tampa
- Atlanta to Tampa
IRS county-to-county migration data, 2022–2023, aggregated to the 149 metro areas we cover.
Natural hazard risk
RelocateMath's population-weighted mean of FEMA county risk scores for the Tampa area is 97.5 of 100 (very high county-score mean), with modeled expected losses of about $333 per resident per year. A mean of county percentiles is not an official FEMA metro rating or a national metro percentile. It describes the counties in the metro; your property's risk can differ. Disaster risk by county in Florida.
The vertical line marks county-score scale midpoint (50).
Frequently asked questions
What salary do you need to live in Tampa?
In a fixed single-filer W-2 example living inside the principal city, about $75,800 in Tampa matches the buying power of $75,000 in an average-priced area with no state income tax. The example uses 2026 federal taxes, Florida state taxes and modeled resident local taxes where applicable. It stays fixed when calculator inputs change. Renting the median home at 30% of income takes $71,040, and buying the median home with 20% down takes about $109,690.
Is Tampa expensive?
The Tampa metro area's price level is 100.9 (U.S. = 100), #50 of the 149 metro areas we cover, from most to least expensive. Its housing rents price index is 125.8, 26% above the U.S. average.
Are people moving to Tampa?
Counting moves to and from the other 148 metro areas we cover, Tampa had a net gain of about 13,695 households in 2022–2023 (IRS county migration data).
What is the weather like in Tampa?
In NOAA's 1991–2020 climate normals for the Tampa area (Tampa International Airport weather station), the average January low is 53°F and the average July high 91°F. The area has about 94 days a year at 90°F or hotter and gets 49 inches of precipitation a year and almost no snow.
What are jobs and pay like in Tampa?
The Tampa metro area's unemployment rate averaged 4.0% in 2025, below the U.S. rate (4.3%). The median wage across all jobs was $48,940 a year in May 2025, 4% below the U.S. median of $50,980 (Bureau of Labor Statistics).
What natural disasters affect Tampa?
RelocateMath's population-weighted mean of FEMA county risk scores is 97.5 out of 100 (very high county-score mean). This is not an official FEMA metro rating or a national metro percentile. The highest county-score means by hazard are lightning, hurricane, tornado.
Compare Tampa with other cities
Moving from Tampa to…
Cities with similar prices
- Salt Lake City, UT 100.9
- Bakersfield, CA 100.9
- Ann Arbor, MI 100.9
- Burlington, VT 100.9
- Charleston, SC 101.0
- Reno, NV 101.0
- Moving from Florida
State-agency links identify the responsible tax office; they do not verify every modeled rule. Use forms and guidance for the year you are filing.