New Mexico natural disaster risk
New Mexico ranks #31 of 51 from the lowest population-weighted county-score mean in our state comparison. Its highest hazard-score means are wildfire, winter weather, lightning.
RelocateMath computes these state means by weighting FEMA county scores by population. A mean of county percentiles is not a national state percentile or an official FEMA state rating.
The vertical line marks county-score scale midpoint (50).
Find your county's risk in New Mexico
All 33 county rows with a FEMA score are available below, initially ordered by population.
| County | Population | Risk score | FEMA rating |
|---|---|---|---|
| Bernalillo County | 673,930 | 94.4 | Relatively High |
| Doña Ana County | 224,266 | 96.1 | Relatively High |
| Santa Fe County | 156,105 | 86.0 | Relatively Moderate |
| Sandoval County | 153,604 | 77.0 | Relatively Low |
| San Juan County | 120,942 | 88.3 | Relatively Moderate |
| Valencia County | 78,458 | 82.3 | Relatively Moderate |
| Lea County | 73,733 | 86.0 | Relatively Moderate |
| McKinley County | 70,431 | 78.2 | Relatively Low |
| Otero County | 68,816 | 84.7 | Relatively Moderate |
| Chaves County | 64,217 | 87.6 | Relatively Moderate |
| Eddy County | 61,105 | 83.7 | Relatively Moderate |
| Curry County | 47,638 | 61.8 | Relatively Low |
| Rio Arriba County | 40,070 | 80.5 | Relatively Low |
| Taos County | 34,543 | 74.3 | Relatively Low |
| Grant County | 27,775 | 74.1 | Relatively Low |
| San Miguel County | 26,850 | 74.6 | Relatively Low |
| Cibola County | 26,845 | 58.4 | Relatively Low |
| Luna County | 25,611 | 51.6 | Relatively Low |
| Lincoln County | 20,224 | 79.5 | Relatively Low |
| Los Alamos County | 19,435 | 3.6 | Very Low |
| Roosevelt County | 18,928 | 84.1 | Relatively Moderate |
| Socorro County | 16,200 | 61.5 | Relatively Low |
| Torrance County | 15,490 | 46.2 | Relatively Low |
| Colfax County | 12,322 | 58.5 | Relatively Low |
| Sierra County | 11,500 | 55.8 | Relatively Low |
| Quay County | 8,564 | 26.0 | Very Low |
| Guadalupe County | 4,381 | 8.8 | Very Low |
| Mora County | 4,149 | 38.8 | Very Low |
| Hidalgo County | 4,041 | 8.9 | Very Low |
| Union County | 4,013 | 12.1 | Very Low |
| Catron County | 3,743 | 36.6 | Very Low |
| De Baca County | 1,576 | 4.1 | Very Low |
| Harding County | 741 | 0.4 | Very Low |
The county rows show FEMA's own county percentile scores and rating categories; the state figures above are our weighted means. County data cannot establish a property's safety. Expected loss is modeled annual loss per resident, not a premium quote. The insurance figure is what owners with a mortgage reported paying in 2024 (Census American Community Survey), not a current quote. For a specific home, check the address on FEMA's flood map and get insurance quotes before you commit. Our guide explains how to check natural disaster risk before you move.
Lowest FEMA county risk scores in New Mexico
- Luna County 51.6
- Cibola County 58.4
- Curry County 61.8
- Grant County 74.1
- Taos County 74.3
- San Miguel County 74.6
- Sandoval County 77.0
- McKinley County 78.2
Cities in New Mexico
- Albuquerque, NM county-score mean 89.8
Frequently asked questions
Is New Mexico safe from natural disasters?
New Mexico's population-weighted county-score mean is 84.2 out of 100 (very high county-score mean), #31 of 51 from the lowest mean in our state comparison. A state average cannot show whether an individual home is safe. About 42% of residents live in counties FEMA rates relatively high or very high.
What natural disasters happen in New Mexico?
The highest population-weighted county hazard-score means in New Mexico are wildfire, winter weather, lightning (means 92, 90, 90 on the 0–100 county-score scale). These are not national state percentiles.
Which counties have the lowest modeled risk scores in New Mexico?
Among counties with at least 20,000 people, the lowest FEMA county risk scores are in Luna County, Cibola County, Curry County. Conditions vary within each county; check an individual address separately.