Moving from Washington, DC to Texas
Moving to Texas on the same salary raises your real buying power by 22.2%. Change the salary below to see your own numbers.
The salary comparison above is for W-2 earnings. Your retirement income and budget results appear in the calculator below.
State-median gross rent (2024 ACS): $1,931/month in Washington, DC and $1,475/month in Texas. These are state benchmarks, not current rental quotes or your own housing costs. Compare your salary offer, housing and moving-cost recovery using the personal-budget option in the calculator.
Equal salary in TX: $87,700
To keep the same lifestyle, you need about $87,700 in Texas to match $110,000 in Washington, DC ($22,300 less), after 2026 taxes and local prices.
Single filer, W-2 salary, standard deduction.
D.C. tax is provisional: the standard deduction follows the published estimated-payment worksheet while newer legislation is reconciled with final instructions. See tax assumptions.
The renter figure uses ACS gross rent, which includes tenant-paid electricity, gas, water/sewer and fuels. The buyer figure adds electricity separately to mortgage, property tax and insurance. Food, transport, healthcare, other spending and one-time moving costs are excluded. These are selected-cost changes, not total savings. State medians may differ from your neighborhood and current quotes.
| Tax on $110,000 | Washington, DC | Texas |
|---|---|---|
| Federal income tax | $15,370 | $15,370 |
| Social Security + Medicare | $8,415 | $8,415 |
| State income tax | $6,382 | $0 |
| State payroll programs (UI, disability, paid leave, transit) | $0 | $0 |
| Take-home pay | $79,834 | $86,215 |
Key facts: Washington, DC to Texas
- Median rent
- $1,931 → $1,475/mo
- Median home value
- $733,400 → $313,200
- Price level (U.S. = 100)
- 109.9 → 97.1
- Road distance
- ≈ 1,490 miles
- Natural hazard risk (FEMA)
- Very high county-score mean (97.6 → 91.0 of 100)
What changes when you move to Texas
- Texas has no state income tax on wages. At $110,000 you'd stop paying about $6,382 a year in Washington, DC income tax.
- BEA's housing rents price index is 38% lower in Texas. Median rent goes from $1,931 to $1,475 a month and the median home value from $733,400 to $313,200.
- Homeowners pay less property tax: the median bill is $4,108 in Texas vs $4,594 in Washington, DC.
- The average home electric bill is $171 a month in Texas vs $140 in Washington, DC (EIA 2025), about $371 a year more.
- Prices for everyday goods are 8% lower (BEA). The statewide sales tax rate is 6.25% in Texas vs 6% in Washington, DC, before local sales taxes.
Who moves from Washington, DC to Texas
In the latest IRS migration data (2022–2023), 941 households (1,298 people) filed their taxes in Texas after filing in Washington, DC the year before. That makes Texas the #6 destination for people leaving Washington, DC. These households reported an average adjusted gross income of $120,443. Going the other way, 1,180 households moved from Texas to Washington, DC, a net loss of 239 households for Texas.
Five-year trend
Moves from Washington, DC to Texas peaked in 2020–21 at 1,062 households, then fell 11% by 2022–23. That is still up 10% from 2018–19.
Source: IRS SOI state-to-state migration files, tax years 2018–19 to 2022–23.
Cost to move from Washington, DC to Texas
Moving cost: $1,000–$13,160
Moving about 1,490 miles from Washington, DC to Texas costs roughly $1,000 – $13,160, depending on how much of the work you hire out.
Distance between the states' population centers by road (estimate).
| Moving method | Typical range |
|---|---|
| Rental truck (DIY) Truck rental, taxes and fees. Add fuel, damage coverage, lodging and your time. | $1,000 – $4,480 |
| Moving container You pack and load; the company drives the container. | $1,850 – $4,890 |
| Full-service movers Loading, transport and unloading. Packing, storage and other extra services may cost more; confirm the written estimate. | $2,970 – $13,160 |
These ranges are based on summer (peak-season) quotes. A move between October and April usually costs less: peak prices run 20–30% higher.
A rental truck also burns about 149 gallons of fuel over this distance. One-way truck rental prices depend on direction: a truck headed where many people are moving often costs more than the same trip in reverse.
Ranges combine 198 published quote ranges on 22 interstate routes (moveBuddha, retrieved 2026-09-24) with 47 independent published prices from U-Pack, HireAHelper and Move.org, which raised the top of several ranges. They are not quotes; get at least three written estimates.
Alaska and Hawaii ranges come from published carrier rates and moving quotes, dated in each row (Matson's household-goods rates, U-Pack, Royal Hawaiian Movers). See how we estimate.
Shipping a car from Washington, DC to Texas
Car shipping: $1,060–$1,560
Shipping a sedan from Washington, DC to Texas on an open carrier costs about $1,060–$1,560, typically 3–7 days in transit over about 1,490 miles.
Modeled from 32 published 2026 route prices (SGT Auto Transport 'Ship a Car to Another State' sample routes, SGT Auto Transport cost calculator sample routes) plus published mainland-to-Hawaii and mainland-to-Alaska prices. Reverse ocean routes reuse those inbound prices as a proxy, not a separately sourced price for that direction. The 25% SUV and 35% enclosed-carrier uplifts are model assumptions; ocean carrier packages and vehicle charges can differ. Not a quote.
Washington, DC vs Texas take-home pay at every salary
| Salary | Equal salary in TX | Take-home change | Take-home in DC | Take-home in TX |
|---|---|---|---|---|
| $50,000 | $41,800 | +$1,834 | $40,521 | $42,355 |
| $75,000 | $61,200 | +$3,429 | $58,164 | $61,593 |
| $100,000 | $79,900 | +$5,532 | $73,649 | $79,180 |
| $150,000 | $118,100 | +$9,782 | $104,010 | $113,791 |
| $250,000 | $195,700 | +$18,282 | $164,901 | $183,182 |
Single filer, 2026 tax rules, standard deduction. "Equal salary" keeps the same after-tax buying power.
At higher incomes, especially for homeowners, itemizing state and local taxes (deductible up to $40,400 in 2026) can lower your federal tax while you live in Washington, DC, which narrows the gap shown.
Cost of living: Washington, DC vs Texas
| Measure | Washington, DC | Texas |
|---|---|---|
| Overall price level (U.S. = 100) | 109.9 | 97.1 |
| Housing rents price index | 155.0 | 96.5 |
| Utilities price index | 112.8 | 87.5 |
| Goods price index | 106.5 | 98.1 |
| Median rent (monthly) | $1,931 | $1,475 |
| Median home value | $733,400 | $313,200 |
| Median property tax (yearly) | $4,594 | $4,108 |
| Electricity (residential) | 24.39¢/kWh | 15.94¢/kWh |
| State sales tax rate | 6% | 6.25% |
| Median household income | $109,707 | $79,721 |
Renting and buying: Washington, DC vs Texas
| Measure | Washington, DC | Texas |
|---|---|---|
| Income to rent the median home (30% rule) | $77,240 | $59,000 |
| Monthly cost to own the median home (20% down) | $4,479 | $2,237 |
| Income needed to buy the median home | $191,942 | $95,892 |
| Homeowners insurance (yearly median, homes with a mortgage) | $1,168 | $2,251 |
| Infant child care (center, yearly) | $26,193 | $10,894 |
Mortgage at the Freddie Mac 30-year average with 20% down, plus the median property tax and the median homeowners insurance that owners with a mortgage paid in 2024 (Census ACS). Premiums have risen in most states since then, so get quotes. See buying a home in Texas for other down payments.
Your yearly budget: Washington, DC vs Texas
On a $110,000 salary, taxes, gross rent including basic utilities, one car and health insurance for one adult come to $64,409 a year in Washington, DC and $52,622 in Texas if you rent: $11,787 less after the move. If you buy the median home, those selected costs use mortgage, property tax, homeowners insurance and electricity instead of gross rent; they come to $96,662 and $63,823 ($32,839 less).
Your yearly budget, before vs after
| Yearly cost | DC | TX | Change |
|---|---|---|---|
| Income and payroll taxes on $110,000, single filer | $30,167 | $23,785 | -$6,382 |
| Car insurance one car, state average | $1,677 | $1,429 | -$248 |
| Gas 12,000 miles at 25 mpg | $2,073 | $1,776 | -$297 |
| Health insurance one adult, age 40, own plan before subsidies | $7,320 | $7,932 | +$612 |
| If you rent | |||
| Rent and basic utilities ACS median gross rent, 12 months | $23,172 | $17,700 | -$5,472 |
| Total if you rent | $64,409 | $52,622 | -$11,787 |
| If you buy the median home (20% down) | |||
| Mortgage payment median home, 20% down, 7.24% | $47,982 | $20,491 | -$27,491 |
| Property tax median home | $4,594 | $4,108 | -$486 |
| Homeowners insurance state median, with a mortgage | $1,168 | $2,251 | +$1,083 |
| Electricity state average bill | $1,681 | $2,051 | +$370 |
| Total if you buy | $96,662 | $63,823 | -$32,839 |
Taxes: 2026 federal and state rules, standard deduction. Rent, home value and property tax: Census ACS 2024 state medians. Gross rent includes tenant-paid electricity, gas, water/sewer and fuels; those basic utilities are not added again. Mortgage: Freddie Mac 30-year average (7.24%, week of October 29, 2026).
State figures: EIA 2025 average residential power bill (buyers only), NAIC 2023 auto insurance (average per car), Census ACS 2024 homeowners insurance (median for owners with a mortgage; premiums have risen since), AAA regular gas on October 29, 2026, and the KFF 2026 benchmark silver Marketplace premium. Job-based health coverage usually costs you less, and in 2026 incomes between 100% and 400% of the federal poverty level can get a premium tax credit.
Not included: sales tax (combined state and local rates are not in our data yet), food, car payments and other spending.
Child care is not in the totals. Full-time center care for one infant averages $26,193 a year in Washington, DC and $10,894 in Texas (Child Care Aware of America, 2025 (2024 fallback for Colorado, Washington, DC and South Carolina) state averages).
Compare cities: Washington, DC to Texas
Cost of living in Texas cities: Dallas, Houston, San Antonio, Austin.
After you arrive in Texas
- Texas new resident checklist: driver license and vehicle registration deadlines.
- Taxes the year you move: part-year returns in Washington, DC and Texas.
- How Texas taxes retirement income.
Frequently asked questions
How much salary do I need in Texas to live like I do in Washington, DC?
A $110,000 salary in Washington, DC works out to about $87,700 in Texas once 2026 federal and state taxes and BEA regional price levels are counted. At $100,000 it is about $79,900.
Will I pay less tax in Texas than in Washington, DC?
Yes, about $6,382 less a year in income and payroll taxes on a $110,000 salary (27.4% of pay in Washington, DC vs 21.6% in Texas). Property and sales taxes are shown separately.
How much does it cost to move from Washington, DC to Texas?
For a 2–3 bedroom home over about 1,490 miles, expect roughly $1,000–$4,480 with a rental truck, $1,850–$4,890 with a moving container, or $2,970–$13,160 with full-service movers.
Are more people moving from Washington, DC to Texas?
Moves from Washington, DC to Texas peaked in 2020–21 at 1,062 households, then fell 11% by 2022–23. That is still up 10% from 2018–19.
How many people move from Washington, DC to Texas?
IRS migration data for 2022–2023 show 941 households (1,298 people) moved from Washington, DC to Texas, making Texas the #6 destination for people leaving Washington, DC. 1,180 households moved the other way.
Is Texas cheaper than Washington, DC?
Overall prices in Texas are 11.6% lower than Washington, DC (BEA Regional Price Parities 2024). Median rent is $1,475 vs $1,931 a month.
Compare other moves
Where people from Washington, DC actually move
- DC to Maryland 9,213 households
- DC to Virginia 6,502 households
- DC to New York 2,586 households
- DC to California 1,789 households
- DC to Florida 1,200 households
- DC to Pennsylvania 919 households
- DC to North Carolina 827 households
- DC to Massachusetts 818 households
State-agency links identify the responsible tax office; they do not verify every modeled rule. Use forms and guidance for the year you are filing.