Moving from South Dakota to Pennsylvania
Moving to Pennsylvania on the same salary cuts your real buying power by 12.7%; you'd need about $87,800 to break even. Change the salary below to see your own numbers.
Equal salary in PA: $87,800
To keep the same lifestyle, you need about $87,800 in Pennsylvania to match $75,000 in South Dakota ($12,800 more), after 2026 taxes and local prices.
Single filer, W-2 salary, standard deduction.
These changes cover taxes, housing and electricity. Food, transport, healthcare, other spending and one-time moving costs are excluded. They are not total savings. State medians may differ from your neighborhood and current quotes.
| Tax on $75,000 | South Dakota | Pennsylvania |
|---|---|---|
| Federal income tax | $7,670 | $7,670 |
| Social Security + Medicare | $5,738 | $5,738 |
| State income tax | $0 | $2,303 |
| State payroll programs (UI, disability, paid leave, transit) | $0 | $53 |
| Take-home pay | $61,593 | $59,238 |
Key facts: South Dakota to Pennsylvania
- Median rent
- $999 → $1,252/mo
- Median home value
- $289,600 → $277,600
- Price level (U.S. = 100)
- 88.6 → 97.6
- Road distance
- ≈ 1,340 miles
- Natural hazard risk (FEMA)
- About average → Among the highest
What changes when you move to Pennsylvania
- South Dakota has no state income tax on wages; Pennsylvania does. At $75,000 expect about $2,303 a year in Pennsylvania income tax.
- BEA's housing price index is 26% higher in Pennsylvania. Median rent goes from $999 to $1,252 a month and the median home value from $289,600 to $277,600.
- The average home electric bill is $145 a month in Pennsylvania vs $128 in South Dakota (EIA 2024), about $208 a year more.
- Prices for everyday goods are 4% higher (BEA). The statewide sales tax rate is 6% in Pennsylvania vs 4.2% in South Dakota, before local sales taxes.
Who moves from South Dakota to Pennsylvania
In the latest IRS migration data (2022–2023), 158 households (256 people) filed their taxes in Pennsylvania after filing in South Dakota the year before. That makes Pennsylvania the #30 destination for people leaving South Dakota. These households reported an average adjusted gross income of $55,158. Going the other way, 198 households moved from Pennsylvania to South Dakota, a net loss of 40 households for Pennsylvania.
Five-year trend
Moves from South Dakota to Pennsylvania peaked in 2020–21 at 170 households, then fell 7% by 2022–23. That is still up 42% from 2018–19.
Source: IRS SOI state-to-state migration files, tax years 2018–19 to 2022–23.
Cost to move from South Dakota to Pennsylvania
Moving cost: $920–$12,190
Moving about 1,340 miles from South Dakota to Pennsylvania costs roughly $920 – $12,190, depending on how much of the work you hire out.
Distance between the states' population centers by road (estimate).
| Moving method | Typical range |
|---|---|
| Rental truck (DIY) Truck rental, taxes and fees. Add fuel, damage coverage, lodging and your time. | $920 – $4,030 |
| Moving container You pack and load; the company drives the container. | $1,760 – $4,560 |
| Full-service movers Packing, loading, transport and unloading. | $2,840 – $12,190 |
These ranges are based on summer (peak-season) quotes. A move between October and April usually costs less: peak prices run 20–30% higher.
A rental truck also burns about 134 gallons of fuel over this distance. One-way truck rental prices depend on direction: a truck headed where many people are moving often costs more than the same trip in reverse.
Ranges combine 198 published quote ranges on 22 interstate routes (moveBuddha, retrieved 2026-09-24) with 47 independent published prices from U-Pack, HireAHelper and Move.org, which raised the top of several ranges. They are not quotes; get at least three written estimates.
Alaska and Hawaii ranges come from published carrier rates and moving quotes, dated in each row (Matson's household-goods rates, U-Pack, Royal Hawaiian Movers). See how we estimate.
Shipping a car from South Dakota to Pennsylvania
Car shipping: $1,010–$1,480
Shipping a sedan from South Dakota to Pennsylvania on an open carrier costs about $1,010–$1,480, typically 3–7 days in transit over about 1,340 miles.
Modeled from 32 published 2026 route prices (SGT Auto Transport 'Ship a Car to Another State' sample routes, SGT Auto Transport cost calculator sample routes) plus published Hawaii and Alaska rates. SUVs cost about 25% more and enclosed carriers about 35% more. Not a quote.
South Dakota vs Pennsylvania take-home pay at every salary
| Salary | Equal salary in PA | Take-home change | Take-home in SD | Take-home in PA |
|---|---|---|---|---|
| $50,000 | $57,600 | -$1,570 | $42,355 | $40,785 |
| $75,000 | $87,800 | -$2,355 | $61,593 | $59,238 |
| $100,000 | $116,600 | -$3,140 | $79,180 | $76,040 |
| $150,000 | $174,900 | -$4,710 | $113,791 | $109,081 |
| $250,000 | $293,300 | -$7,850 | $183,182 | $175,332 |
Single filer, 2026 tax rules, standard deduction. "Equal salary" keeps the same after-tax buying power.
At higher incomes, especially for homeowners, itemizing state and local taxes (deductible up to $40,400 in 2026) can lower your federal tax once you live in Pennsylvania, which narrows the gap shown.
Cost of living: South Dakota vs Pennsylvania
| Measure | South Dakota | Pennsylvania |
|---|---|---|
| Overall price level (U.S. = 100) | 88.6 | 97.6 |
| Housing price index | 67.6 | 85.1 |
| Utilities price index | 79.7 | 109.3 |
| Goods price index | 95.5 | 99.4 |
| Median rent (monthly) | $999 | $1,252 |
| Median home value | $289,600 | $277,600 |
| Median property tax (yearly) | $2,940 | $3,214 |
| Electricity (residential) | 15.36¢/kWh | 21.73¢/kWh |
| State sales tax rate | 4.2% | 6% |
| Median household income | $76,881 | $77,545 |
Renting and buying: South Dakota vs Pennsylvania
| Measure | South Dakota | Pennsylvania |
|---|---|---|
| Income to rent the median home (30% rule) | $39,960 | $50,080 |
| Monthly cost to own the median home (20% down) | $1,924 | $1,832 |
| Income needed to buy the median home | $82,476 | $78,509 |
| Homeowners insurance (yearly median, homes with a mortgage) | $1,750 | $1,128 |
| Infant child care (center, yearly) | $8,632 | $14,910 |
Mortgage at the Freddie Mac 30-year average with 20% down, plus the median property tax and the median homeowners insurance that owners with a mortgage paid in 2024 (Census ACS). Premiums have risen in most states since then, so get quotes. See buying a home in Pennsylvania for other down payments.
Your yearly budget: South Dakota vs Pennsylvania
On a $75,000 salary, taxes, housing, electricity, one car and health insurance for one adult come to $37,801 a year in South Dakota and $42,736 in Pennsylvania if you rent: $4,935 more after the move. If you buy the median home, they come to $48,906 and $49,695 ($789 more).
Your yearly budget, before vs after
| Yearly cost | SD | PA | Change |
|---|---|---|---|
| Income and payroll taxes on $75,000, single filer | $13,408 | $15,763 | +$2,355 |
| Electricity state average bill | $1,534 | $1,742 | +$208 |
| Car insurance one car, state average | $937 | $1,155 | +$218 |
| Gas 12,000 miles at 25 mpg | $2,074 | $2,188 | +$114 |
| Health insurance one adult, age 40, own plan before subsidies | $7,860 | $6,864 | -$996 |
| If you rent | |||
| Rent median, 12 months | $11,988 | $15,024 | +$3,036 |
| Total if you rent | $37,801 | $42,736 | +$4,935 |
| If you buy the median home (20% down) | |||
| Mortgage payment median home, 20% down, 6.95% | $18,403 | $17,641 | -$762 |
| Property tax median home | $2,940 | $3,214 | +$274 |
| Homeowners insurance state median, with a mortgage | $1,750 | $1,128 | -$622 |
| Total if you buy | $48,906 | $49,695 | +$789 |
Taxes: 2026 federal and state rules, standard deduction. Rent, home value and property tax: Census ACS 2024 state medians. Mortgage: Freddie Mac 30-year average (6.95%, week of September 17, 2026).
State figures: EIA 2024 average residential power bill, NAIC 2023 auto insurance (average per car), Census ACS 2024 homeowners insurance (median for owners with a mortgage; premiums have risen since), AAA regular gas on September 23, 2026, and the KFF 2026 benchmark silver Marketplace premium. Job-based health coverage usually costs you less, and in 2026 incomes between 100% and 400% of the federal poverty level can get a premium tax credit.
Not included: sales tax (combined state and local rates are not in our data yet), food, car payments and other spending.
Child care is not in the totals. Full-time center care for one infant averages $8,632 a year in South Dakota and $14,910 in Pennsylvania (Child Care Aware of America, 2024 state averages).
Cost of living in Pennsylvania cities: Philadelphia, Pittsburgh, Allentown, Harrisburg.
After you arrive in Pennsylvania
- Pennsylvania new resident checklist: driver license and vehicle registration deadlines.
- Taxes the year you move: part-year returns in South Dakota and Pennsylvania.
- How Pennsylvania taxes retirement income.
Frequently asked questions
How much salary do I need in Pennsylvania to live like I do in South Dakota?
A $75,000 salary in South Dakota works out to about $87,800 in Pennsylvania once 2026 federal and state taxes and BEA regional price levels are counted. At $100,000 it is about $116,600.
Will I pay less tax in Pennsylvania than in South Dakota?
No, about $2,355 more a year in income and payroll taxes on a $75,000 salary (17.9% of pay in South Dakota vs 21.0% in Pennsylvania). Property and sales taxes are shown separately.
How much does it cost to move from South Dakota to Pennsylvania?
For a 2–3 bedroom home over about 1,340 miles, expect roughly $920–$4,030 with a rental truck, $1,760–$4,560 with a moving container, or $2,840–$12,190 with full-service movers.
Are more people moving from South Dakota to Pennsylvania?
Moves from South Dakota to Pennsylvania peaked in 2020–21 at 170 households, then fell 7% by 2022–23. That is still up 42% from 2018–19.
How many people move from South Dakota to Pennsylvania?
IRS migration data for 2022–2023 show 158 households (256 people) moved from South Dakota to Pennsylvania, making Pennsylvania the #30 destination for people leaving South Dakota. 198 households moved the other way.
Is Pennsylvania cheaper than South Dakota?
Overall prices in Pennsylvania are 10.2% higher than South Dakota (BEA Regional Price Parities 2024). Median rent is $1,252 vs $999 a month.
Compare other moves
Where people from South Dakota actually move
- SD to Minnesota 1,855 households
- SD to Iowa 977 households
- SD to Texas 926 households
- SD to Nebraska 907 households
- SD to Arizona 901 households
- SD to Colorado 716 households
- SD to Florida 702 households
- SD to North Dakota 656 households