Relocation report 2026

Moving from Oklahoma to Missouri

Moving to Missouri on the same salary slightly lowers your real buying power (-2.7%); you'd need about $67,000 to break even. Change the salary below to see your own numbers.

About 380 miles by road
Equal salary in MO
$67,000
matches $65,000 in OK
Take-home change per year
+$301
same $65,000 salary, after 2026 taxes
Moving cost (2–3 BR)
$400–$6,020
truck to full-service
Households made this move
1,938
IRS, 2022–2023
Your income

Equal salary in MO: $67,000

To keep the same lifestyle, you need about $67,000 in Missouri to match $65,000 in Oklahoma ($2,000 more), after 2026 taxes and local prices.

Single filer, W-2 salary, standard deduction.

Take-home in OK
$52,028
20.0% total tax
Take-home in MO
$52,329
19.5% total tax
Take-home change per year
+$301
same salary, after moving
Purchasing power
-2.7%
prices higher by 3.4%
Renting: yearly change after selected costs
+$60
take-home change − rent change ($1,044 → $1,067/mo) − power bill change
Buying the median home (20% down): yearly change after selected costs
-$1,517
take-home change − change in monthly cost to own the median home ($1,501 → $1,655/mo: 30-year mortgage at the current 6.95% average rate, property tax, insurance) − power bill change

These changes cover taxes, housing and electricity. Food, transport, healthcare, other spending and one-time moving costs are excluded. They are not total savings. State medians may differ from your neighborhood and current quotes.

2026 taxes on a $65,000 salary in Oklahoma and Missouri
Tax on $65,000OklahomaMissouri
Federal income tax$5,620$5,620
Social Security + Medicare$4,973$4,973
State income tax$2,380$2,078
State payroll programs (UI, disability, paid leave, transit)$0$0
Take-home pay$52,028$52,329

Key facts: Oklahoma to Missouri

Median rent
$1,044 → $1,067/mo
Median home value
$222,100 → $254,400
Price level (U.S. = 100)
87.8 → 90.8
Road distance
≈ 380 miles
Natural hazard risk (FEMA)
Among the highest (82.3 → 80.1 of 100)

What changes when you move to Missouri

Yearly rent at the state median
Oklahoma$12,528
Missouri$12,804

Who moves from Oklahoma to Missouri

In the latest IRS migration data (2022–2023), 1,938 households (3,455 people) filed their taxes in Missouri after filing in Oklahoma the year before. That makes Missouri the #6 destination for people leaving Oklahoma. These households reported an average adjusted gross income of $49,417. Going the other way, 1,826 households moved from Missouri to Oklahoma, a net gain of 112 households for Missouri.

Five-year trend

Moves from Oklahoma to Missouri peaked in 2021–22 at 1,956 households, then held roughly steady by 2022–23. That is still up 11% from 2018–19.

Households moving OK → MO, by IRS tax year
2018–191,748
2019–201,881
2020–211,902
2021–221,956
2022–231,938

Source: IRS SOI state-to-state migration files, tax years 2018–19 to 2022–23.

Cost to move from Oklahoma to Missouri

Moving cost: $400–$6,020

Moving about 380 miles from Oklahoma to Missouri costs roughly $400 – $6,020, depending on how much of the work you hire out.

Distance between the states' population centers by road (estimate).

Moving methodTypical range
Rental truck (DIY)
Truck rental, taxes and fees. Add fuel, damage coverage, lodging and your time.
$400 – $1,140
Moving container
You pack and load; the company drives the container.
$1,200 – $2,430
Full-service movers
Packing, loading, transport and unloading.
$1,990 – $6,020

These ranges are based on summer (peak-season) quotes. A move between October and April usually costs less: peak prices run 20–30% higher.

A rental truck also burns about 38 gallons of fuel over this distance. One-way truck rental prices depend on direction: a truck headed where many people are moving often costs more than the same trip in reverse.

Ranges combine 198 published quote ranges on 22 interstate routes (moveBuddha, retrieved 2026-09-24) with 47 independent published prices from U-Pack, HireAHelper and Move.org, which raised the top of several ranges. They are not quotes; get at least three written estimates.

Shipping a car from Oklahoma to Missouri

Car shipping: $650–$980

Shipping a sedan from Oklahoma to Missouri on an open carrier costs about $650–$980, typically 1–4 days in transit over about 380 miles.

Modeled from 32 published 2026 route prices (SGT Auto Transport 'Ship a Car to Another State' sample routes, SGT Auto Transport cost calculator sample routes) plus published Hawaii and Alaska rates. SUVs cost about 25% more and enclosed carriers about 35% more. Not a quote.

Oklahoma vs Missouri take-home pay at every salary

Salary needed in Missouri to match each Oklahoma salary, and take-home pay in both states (single filer, 2026 taxes)
SalaryEqual salary in MOTake-home changeTake-home in OKTake-home in MO
$50,000$51,400+$337$40,651$40,987
$75,000$77,600+$296$58,763$59,059
$100,000$103,600+$285$75,226$75,510
$150,000$155,600+$92$107,587$107,678
$250,000$259,800-$108$172,478$172,369

Single filer, 2026 tax rules, standard deduction. "Equal salary" keeps the same after-tax buying power.

Cost of living: Oklahoma vs Missouri

Prices, rent, home values and taxes in Oklahoma and Missouri
MeasureOklahomaMissouri
Overall price level (U.S. = 100)87.890.8
Housing price index62.869.9
Utilities price index73.979.4
Goods price index93.896.3
Median rent (monthly)$1,044$1,067
Median home value$222,100$254,400
Median property tax (yearly)$1,672$2,021
Electricity (residential)14.33¢/kWh16.22¢/kWh
State sales tax rate4.5%4.225%
Median household income$66,148$71,589

Renting and buying: Oklahoma vs Missouri

Cost to rent or buy the median home in Oklahoma and Missouri
MeasureOklahomaMissouri
Income to rent the median home (30% rule)$41,760$42,680
Monthly cost to own the median home (20% down)$1,501$1,655
Income needed to buy the median home$64,324$70,941
Homeowners insurance (yearly median, homes with a mortgage)$2,225$1,676
Infant child care (center, yearly)$10,809$13,780

Mortgage at the Freddie Mac 30-year average with 20% down, plus the median property tax and the median homeowners insurance that owners with a mortgage paid in 2024 (Census ACS). Premiums have risen in most states since then, so get quotes. See buying a home in Missouri for other down payments.

Your yearly budget: Oklahoma vs Missouri

On a $65,000 salary, taxes, housing, electricity, one car and health insurance for one adult come to $37,369 a year in Oklahoma and $37,443 in Missouri if you rent: $74 more after the move. If you buy the median home, they come to $42,852 and $44,502 ($1,650 more).

Your yearly budget, before vs after
Yearly costs on a $65,000 salary in Oklahoma and Missouri; change is Missouri minus Oklahoma
Yearly costOKMOChange
Income and payroll taxes
on $65,000, single filer
$12,972$12,671-$301
Electricity
state average bill
$1,585$1,550-$35
Car insurance
one car, state average
$1,084$1,155+$71
Gas
12,000 miles at 25 mpg
$1,952$2,003+$51
Health insurance
one adult, age 40, own plan before subsidies
$7,248$7,260+$12
If you rent
Rent
median, 12 months
$12,528$12,804+$276
Total if you rent$37,369$37,443+$74
If you buy the median home (20% down)
Mortgage payment
median home, 20% down, 6.95%
$14,114$16,166+$2,052
Property tax
median home
$1,672$2,021+$349
Homeowners insurance
state median, with a mortgage
$2,225$1,676-$549
Total if you buy$42,852$44,502+$1,650

Taxes: 2026 federal and state rules, standard deduction. Rent, home value and property tax: Census ACS 2024 state medians. Mortgage: Freddie Mac 30-year average (6.95%, week of September 17, 2026).

State figures: EIA 2024 average residential power bill, NAIC 2023 auto insurance (average per car), Census ACS 2024 homeowners insurance (median for owners with a mortgage; premiums have risen since), AAA regular gas on September 23, 2026, and the KFF 2026 benchmark silver Marketplace premium. Job-based health coverage usually costs you less, and in 2026 incomes between 100% and 400% of the federal poverty level can get a premium tax credit.

Not included: sales tax (combined state and local rates are not in our data yet), food, car payments and other spending.

Child care is not in the totals. Full-time center care for one infant averages $10,809 a year in Oklahoma and $13,780 in Missouri (Child Care Aware of America, 2024 state averages).

Cost of living in Missouri cities: St. Louis, Kansas City, Springfield.

After you arrive in Missouri

Frequently asked questions

How much salary do I need in Missouri to live like I do in Oklahoma?

A $65,000 salary in Oklahoma works out to about $67,000 in Missouri once 2026 federal and state taxes and BEA regional price levels are counted. At $100,000 it is about $103,600.

Will I pay less tax in Missouri than in Oklahoma?

Yes, about $301 less a year in income and payroll taxes on a $65,000 salary (20.0% of pay in Oklahoma vs 19.5% in Missouri). Property and sales taxes are shown separately.

How much does it cost to move from Oklahoma to Missouri?

For a 2–3 bedroom home over about 380 miles, expect roughly $400–$1,140 with a rental truck, $1,200–$2,430 with a moving container, or $1,990–$6,020 with full-service movers.

Are more people moving from Oklahoma to Missouri?

Moves from Oklahoma to Missouri peaked in 2021–22 at 1,956 households, then held roughly steady by 2022–23. That is still up 11% from 2018–19.

How many people move from Oklahoma to Missouri?

IRS migration data for 2022–2023 show 1,938 households (3,455 people) moved from Oklahoma to Missouri, making Missouri the #6 destination for people leaving Oklahoma. 1,826 households moved the other way.

Is Missouri cheaper than Oklahoma?

Overall prices in Missouri are 3.4% higher than Oklahoma (BEA Regional Price Parities 2024). Median rent is $1,067 vs $1,044 a month.

Compare other moves

Where people from Oklahoma actually move

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