Live in Missouri, work in Oklahoma
No reciprocity: you file a nonresident return in the work state and pay its tax. Your home state gives a credit for that tax, so you pay the home state only if its tax is higher.
State income tax: $3,955 a year
Living in Missouri and working in Oklahoma, you'd pay about $3,955 in state income tax on $100,000 of wages, $285 more than if you worked in Missouri.
No reciprocity: you file a nonresident return in the work state and pay its tax. Your home state gives a credit for that tax, so you pay the home state only if its tax is higher.
State tax at different salaries
| Wages | To OK | To MO | Total | If you worked in MO |
|---|---|---|---|---|
| $50,000 | $1,705 | $0 | $1,705 | $1,368 |
| $75,000 | $2,830 | $0 | $2,830 | $2,534 |
| $100,000 | $3,955 | $0 | $3,955 | $3,670 |
| $150,000 | $6,205 | $0 | $6,205 | $6,113 |
| $250,000 | $10,705 | $108 | $10,813 | $10,813 |
Single filer, all wages earned in Oklahoma, 2026 state tax rules, standard deductions. Local income taxes not included.
What to do
- Ask your employer to withhold Oklahoma tax. If Missouri's tax is higher, withhold the difference for Missouri too (or make estimated payments) to avoid an underpayment penalty.
- File the Oklahoma nonresident return first, then claim the credit for taxes paid to another state on your Missouri resident return.
- Keep a record of the days you work in each state, especially if you sometimes work from home.
Local income taxes
- Missouri: Kansas City and St. Louis levy a 1% earnings tax on residents (all wages) and nonresidents (wages earned in the city) - relevant for KS and IL commuters.
Frequently asked questions
Do I pay Oklahoma income tax if I live in Missouri?
Yes. Oklahoma taxes wages earned there by nonresidents. On $100,000 that's about $3,955.
Do I have to file taxes in both Missouri and Oklahoma?
Usually yes: a nonresident return in Oklahoma and a resident return in Missouri, where you claim a credit for the tax paid to Oklahoma. File the Oklahoma return first.
Will I be taxed twice?
Not on the same state-level wages. Missouri credits the tax you pay Oklahoma, so your total is about $3,955 on $100,000, compared with $3,670 if you also worked in Missouri. Local city or county taxes may still apply.
Related
- Live in Oklahoma, work in Missouri
- Moving from Missouri to Oklahoma
- Moving from Oklahoma to Missouri
- Live in Missouri, work in Arkansas
- Live in Missouri, work in Iowa
- Live in Missouri, work in Illinois
- Live in Missouri, work in Kansas
- Live in Missouri, work in Kentucky
- Live in Missouri, work in Nebraska
- Live in Missouri, work in Tennessee
Rules reviewed 2026-09-24 from state revenue departments and the Tax Foundation. Estimates only; confirm with each state's revenue department.