Relocation report 2026

Moving from Montana to Wyoming

Moving to Wyoming on the same salary raises your real buying power by 7.0%. Change the salary below to see your own numbers.

About 410 miles by road
Equal salary in WY
$69,200
matches $75,000 in MT
Take-home change per year
+$2,877
same $75,000 salary, after 2026 taxes
Moving cost (2–3 BR)
$420–$6,210
truck to full-service
Households made this move
643
IRS, 2022–2023

State-median gross rent (2024 ACS): $1,177/month in Montana and $998/month in Wyoming. These are state benchmarks, not current rental quotes or your own housing costs. Compare your salary offer, housing and moving-cost recovery using the personal-budget option in the calculator.

Your income

Use your own pay and costs to see the monthly change, first-year impact and time to recover moving costs.

Equal salary in WY: $69,200

To keep the same lifestyle, you need about $69,200 in Wyoming to match $75,000 in Montana ($5,800 less), after 2026 taxes and local prices.

Single filer, W-2 salary, standard deduction.

Take-home in MT
$58,716
21.7% total tax
Take-home in WY
$61,593
17.9% total tax
Take-home change per year
+$2,877
same salary, after moving
Purchasing power
+7.0%
prices lower by 2.0%
Renting: yearly change after selected costs
+$5,025
take-home change − gross rent change ($1,177 → $998/mo, including basic utilities)
Buying the median home (20% down): yearly change after selected costs
+$9,424
take-home change − change in monthly cost to own the median home ($2,699 → $2,153/mo: 30-year mortgage at the current 7.24% average rate, property tax, insurance) − power bill change

The renter figure uses ACS gross rent, which includes tenant-paid electricity, gas, water/sewer and fuels. The buyer figure adds electricity separately to mortgage, property tax and insurance. Food, transport, healthcare, other spending and one-time moving costs are excluded. These are selected-cost changes, not total savings. State medians may differ from your neighborhood and current quotes.

2026 taxes on a $75,000 salary in Montana and Wyoming
Tax on $75,000MontanaWyoming
Federal income tax$7,670$7,670
Social Security + Medicare$5,738$5,738
State income tax$2,877$0
State payroll programs (UI, disability, paid leave, transit)$0$0
Take-home pay$58,716$61,593

Key facts: Montana to Wyoming

Median rent
$1,177 → $998/mo
Median home value
$425,400 → $339,500
Price level (U.S. = 100)
94.6 → 92.7
Road distance
≈ 410 miles
Natural hazard risk (FEMA)
High county-score mean → Midrange county-score mean

What changes when you move to Wyoming

Yearly rent at the state median
Montana$14,124
Wyoming$11,976

Who moves from Montana to Wyoming

In the latest IRS migration data (2022–2023), 643 households (1,108 people) filed their taxes in Wyoming after filing in Montana the year before. That makes Wyoming the #10 destination for people leaving Montana. These households reported an average adjusted gross income of $55,846. Going the other way, 700 households moved from Wyoming to Montana, a net loss of 57 households for Wyoming.

Five-year trend

Moves from Montana to Wyoming reached a five-year high in 2022–23, up 10% from 2018–19.

Households moving MT → WY, by IRS tax year
2018–19587
2019–20578
2020–21615
2021–22607
2022–23643

Source: IRS SOI state-to-state migration files, tax years 2018–19 to 2022–23.

Cost to move from Montana to Wyoming

Moving cost: $420–$6,210

Moving about 410 miles from Montana to Wyoming costs roughly $420 – $6,210, depending on how much of the work you hire out.

Distance between the states' population centers by road (estimate).

Moving methodTypical range
Rental truck (DIY)
Truck rental, taxes and fees. Add fuel, damage coverage, lodging and your time.
$420 – $1,230
Moving container
You pack and load; the company drives the container.
$1,210 – $2,490
Full-service movers
Loading, transport and unloading. Packing, storage and other extra services may cost more; confirm the written estimate.
$2,010 – $6,210

These ranges are based on summer (peak-season) quotes. A move between October and April usually costs less: peak prices run 20–30% higher.

A rental truck also burns about 41 gallons of fuel over this distance. One-way truck rental prices depend on direction: a truck headed where many people are moving often costs more than the same trip in reverse.

Ranges combine 198 published quote ranges on 22 interstate routes (moveBuddha, retrieved 2026-09-24) with 47 independent published prices from U-Pack, HireAHelper and Move.org, which raised the top of several ranges. They are not quotes; get at least three written estimates.

Shipping a car from Montana to Wyoming

Car shipping: $660–$1,000

Shipping a sedan from Montana to Wyoming on an open carrier costs about $660–$1,000, typically 1–4 days in transit over about 410 miles.

Modeled from 32 published 2026 route prices (SGT Auto Transport 'Ship a Car to Another State' sample routes, SGT Auto Transport cost calculator sample routes) plus published mainland-to-Hawaii and mainland-to-Alaska prices. Reverse ocean routes reuse those inbound prices as a proxy, not a separately sourced price for that direction. The 25% SUV and 35% enclosed-carrier uplifts are model assumptions; ocean carrier packages and vehicle charges can differ. Not a quote.

Montana vs Wyoming take-home pay at every salary

Salary needed in Wyoming to match each Montana salary, and take-home pay in both states (single filer, 2026 taxes)
SalaryEqual salary in WYTake-home changeTake-home in MTTake-home in WY
$50,000$47,000+$1,593$40,762$42,355
$75,000$69,200+$2,877$58,716$61,593
$100,000$91,800+$4,289$74,891$79,180
$150,000$136,500+$7,114$106,677$113,791
$250,000$225,300+$12,764$170,418$183,182

Single filer, 2026 tax rules, standard deduction. "Equal salary" keeps the same after-tax buying power.

At higher incomes, especially for homeowners, itemizing state and local taxes (deductible up to $40,400 in 2026) can lower your federal tax while you live in Montana, which narrows the gap shown.

Cost of living: Montana vs Wyoming

Prices, rent, home values and taxes in Montana and Wyoming
MeasureMontanaWyoming
Overall price level (U.S. = 100)94.692.7
Housing rents price index84.671.1
Utilities price index72.378.4
Goods price index96.095.4
Median rent (monthly)$1,177$998
Median home value$425,400$339,500
Median property tax (yearly)$2,939$1,947
Electricity (residential)15.14¢/kWh15.24¢/kWh
State sales tax rate0%4%
Median household income$75,340$75,532

Renting and buying: Montana vs Wyoming

Cost to rent or buy the median home in Montana and Wyoming
MeasureMontanaWyoming
Income to rent the median home (30% rule)$47,080$39,920
Monthly cost to own the median home (20% down)$2,699$2,153
Income needed to buy the median home$115,669$92,251
Homeowners insurance (yearly median, homes with a mortgage)$1,617$1,672
Infant child care (center, yearly)$15,476$13,120

Mortgage at the Freddie Mac 30-year average with 20% down, plus the median property tax and the median homeowners insurance that owners with a mortgage paid in 2024 (Census ACS). Premiums have risen in most states since then, so get quotes. See buying a home in Wyoming for other down payments.

Your yearly budget: Montana vs Wyoming

On a $75,000 salary, taxes, gross rent including basic utilities, one car and health insurance for one adult come to $41,782 a year in Montana and $41,530 in Wyoming if you rent: $252 less after the move. If you buy the median home, those selected costs use mortgage, property tax, homeowners insurance and electricity instead of gross rent; they come to $61,375 and $56,723 ($4,652 less).

Your yearly budget, before vs after
Yearly costs on a $75,000 salary in Montana and Wyoming; change is Wyoming minus Montana
Yearly costMTWYChange
Income and payroll taxes
on $75,000, single filer
$16,284$13,408-$2,876
Car insurance
one car, state average
$975$948-$27
Gas
12,000 miles at 25 mpg
$2,095$2,118+$23
Health insurance
one adult, age 40, own plan before subsidies
$8,304$13,080+$4,776
If you rent
Rent and basic utilities
ACS median gross rent, 12 months
$14,124$11,976-$2,148
Total if you rent$41,782$41,530-$252
If you buy the median home (20% down)
Mortgage payment
median home, 20% down, 7.24%
$27,831$22,211-$5,620
Property tax
median home
$2,939$1,947-$992
Homeowners insurance
state median, with a mortgage
$1,617$1,672+$55
Electricity
state average bill
$1,330$1,339+$9
Total if you buy$61,375$56,723-$4,652

Taxes: 2026 federal and state rules, standard deduction. Rent, home value and property tax: Census ACS 2024 state medians. Gross rent includes tenant-paid electricity, gas, water/sewer and fuels; those basic utilities are not added again. Mortgage: Freddie Mac 30-year average (7.24%, week of October 29, 2026).

State figures: EIA 2025 average residential power bill (buyers only), NAIC 2023 auto insurance (average per car), Census ACS 2024 homeowners insurance (median for owners with a mortgage; premiums have risen since), AAA regular gas on October 29, 2026, and the KFF 2026 benchmark silver Marketplace premium. Job-based health coverage usually costs you less, and in 2026 incomes between 100% and 400% of the federal poverty level can get a premium tax credit.

Not included: sales tax (combined state and local rates are not in our data yet), food, car payments and other spending.

Child care is not in the totals. Full-time center care for one infant averages $15,476 a year in Montana and $13,120 in Wyoming (Child Care Aware of America, 2025 (2024 fallback for Colorado, Washington, DC and South Carolina) state averages).

Cost of living in Wyoming cities: Cheyenne.

After you arrive in Wyoming

Frequently asked questions

How much salary do I need in Wyoming to live like I do in Montana?

A $75,000 salary in Montana works out to about $69,200 in Wyoming once 2026 federal and state taxes and BEA regional price levels are counted. At $100,000 it is about $91,800.

Will I pay less tax in Wyoming than in Montana?

Yes, about $2,877 less a year in income and payroll taxes on a $75,000 salary (21.7% of pay in Montana vs 17.9% in Wyoming). Property and sales taxes are shown separately.

How much does it cost to move from Montana to Wyoming?

For a 2–3 bedroom home over about 410 miles, expect roughly $420–$1,230 with a rental truck, $1,210–$2,490 with a moving container, or $2,010–$6,210 with full-service movers.

Are more people moving from Montana to Wyoming?

Moves from Montana to Wyoming reached a five-year high in 2022–23, up 10% from 2018–19.

How many people move from Montana to Wyoming?

IRS migration data for 2022–2023 show 643 households (1,108 people) moved from Montana to Wyoming, making Wyoming the #10 destination for people leaving Montana. 700 households moved the other way.

Is Wyoming cheaper than Montana?

Overall prices in Wyoming are 2.0% lower than Montana (BEA Regional Price Parities 2024). Median rent is $998 vs $1,177 a month.

Compare other moves

Where people from Montana actually move

Related

State-agency links identify the responsible tax office; they do not verify every modeled rule. Use forms and guidance for the year you are filing.