Relocation report 2026

Moving from Montana to Wisconsin

Your real buying power stays about the same (+0.4%). Change the salary below to see your own numbers.

About 1,290 miles by road
Equal salary in WI
$74,600
matches $75,000 in MT
Take-home change per year
-$67
same $75,000 salary, after 2026 taxes
Moving cost (2–3 BR)
$890–$11,870
truck to full-service
Households made this move
279
IRS, 2022–2023
Your income

Equal salary in WI: $74,600

To keep the same lifestyle, you need about $74,600 in Wisconsin to match $75,000 in Montana ($400 less), after 2026 taxes and local prices.

Single filer, W-2 salary, standard deduction.

Take-home in MT
$58,716
21.7% total tax
Take-home in WI
$58,649
21.8% total tax
Take-home change per year
-$67
same salary, after moving
Purchasing power
+0.4%
prices lower by 0.5%
Renting: yearly change after selected costs
+$318
take-home change − rent change ($1,177 → $1,142/mo) − power bill change
Buying the median home (20% down): yearly change after selected costs
+$7,951
take-home change − change in monthly cost to own the median home ($2,632 → $1,961/mo: 30-year mortgage at the current 6.95% average rate, property tax, insurance) − power bill change

These changes cover taxes, housing and electricity. Food, transport, healthcare, other spending and one-time moving costs are excluded. They are not total savings. State medians may differ from your neighborhood and current quotes.

2026 taxes on a $75,000 salary in Montana and Wisconsin
Tax on $75,000MontanaWisconsin
Federal income tax$7,670$7,670
Social Security + Medicare$5,738$5,738
State income tax$2,877$2,944
State payroll programs (UI, disability, paid leave, transit)$0$0
Take-home pay$58,716$58,649

Key facts: Montana to Wisconsin

Median rent
$1,177 → $1,142/mo
Median home value
$425,400 → $294,700
Price level (U.S. = 100)
94.6 → 94.1
Road distance
≈ 1,290 miles
Natural hazard risk (FEMA)
Above average (67.1 → 78.6 of 100)

What changes when you move to Wisconsin

Yearly rent at the state median
Montana$14,124
Wisconsin$13,704

Who moves from Montana to Wisconsin

In the latest IRS migration data (2022–2023), 279 households (475 people) filed their taxes in Wisconsin after filing in Montana the year before. That makes Wisconsin the #17 destination for people leaving Montana. These households reported an average adjusted gross income of $59,491. Going the other way, 329 households moved from Wisconsin to Montana, a net loss of 50 households for Wisconsin.

Five-year trend

Moves from Montana to Wisconsin reached a five-year high in 2022–23, up 23% from 2018–19.

Households moving MT → WI, by IRS tax year
2018–19226
2019–20206
2020–21244
2021–22277
2022–23279

Source: IRS SOI state-to-state migration files, tax years 2018–19 to 2022–23.

Cost to move from Montana to Wisconsin

Moving cost: $890–$11,870

Moving about 1,290 miles from Montana to Wisconsin costs roughly $890 – $11,870, depending on how much of the work you hire out.

Distance between the states' population centers by road (estimate).

Moving methodTypical range
Rental truck (DIY)
Truck rental, taxes and fees. Add fuel, damage coverage, lodging and your time.
$890 – $3,880
Moving container
You pack and load; the company drives the container.
$1,730 – $4,450
Full-service movers
Packing, loading, transport and unloading.
$2,790 – $11,870

These ranges are based on summer (peak-season) quotes. A move between October and April usually costs less: peak prices run 20–30% higher.

A rental truck also burns about 129 gallons of fuel over this distance. One-way truck rental prices depend on direction: a truck headed where many people are moving often costs more than the same trip in reverse.

Ranges combine 198 published quote ranges on 22 interstate routes (moveBuddha, retrieved 2026-09-24) with 47 independent published prices from U-Pack, HireAHelper and Move.org, which raised the top of several ranges. They are not quotes; get at least three written estimates.

Shipping a car from Montana to Wisconsin

Car shipping: $990–$1,450

Shipping a sedan from Montana to Wisconsin on an open carrier costs about $990–$1,450, typically 3–7 days in transit over about 1,290 miles.

Modeled from 32 published 2026 route prices (SGT Auto Transport 'Ship a Car to Another State' sample routes, SGT Auto Transport cost calculator sample routes) plus published Hawaii and Alaska rates. SUVs cost about 25% more and enclosed carriers about 35% more. Not a quote.

Montana vs Wisconsin take-home pay at every salary

Salary needed in Wisconsin to match each Montana salary, and take-home pay in both states (single filer, 2026 taxes)
SalaryEqual salary in WITake-home changeTake-home in MTTake-home in WI
$50,000$49,700+$17$40,762$40,778
$75,000$74,600-$67$58,716$58,649
$100,000$99,600-$138$74,891$74,752
$150,000$149,400-$195$106,677$106,482
$250,000$248,300+$155$170,418$170,573

Single filer, 2026 tax rules, standard deduction. "Equal salary" keeps the same after-tax buying power.

Cost of living: Montana vs Wisconsin

Prices, rent, home values and taxes in Montana and Wisconsin
MeasureMontanaWisconsin
Overall price level (U.S. = 100)94.694.1
Housing price index84.679.3
Utilities price index72.389.9
Goods price index96.094.3
Median rent (monthly)$1,177$1,142
Median home value$425,400$294,700
Median property tax (yearly)$2,939$3,680
Electricity (residential)15.14¢/kWh19.56¢/kWh
State sales tax rate0%5%
Median household income$75,340$77,488

Renting and buying: Montana vs Wisconsin

Cost to rent or buy the median home in Montana and Wisconsin
MeasureMontanaWisconsin
Income to rent the median home (30% rule)$47,080$45,680
Monthly cost to own the median home (20% down)$2,632$1,961
Income needed to buy the median home$112,817$84,055
Homeowners insurance (yearly median, homes with a mortgage)$1,617$1,128
Infant child care (center, yearly)$15,080$17,963

Mortgage at the Freddie Mac 30-year average with 20% down, plus the median property tax and the median homeowners insurance that owners with a mortgage paid in 2024 (Census ACS). Premiums have risen in most states since then, so get quotes. See buying a home in Wisconsin for other down payments.

Your yearly budget: Montana vs Wisconsin

On a $75,000 salary, taxes, housing, electricity, one car and health insurance for one adult come to $43,194 a year in Montana and $41,754 in Wisconsin if you rent: $1,440 less after the move. If you buy the median home, they come to $60,659 and $51,585 ($9,074 less).

Your yearly budget, before vs after
Yearly costs on a $75,000 salary in Montana and Wisconsin; change is Wisconsin minus Montana
Yearly costMTWIChange
Income and payroll taxes
on $75,000, single filer
$16,284$16,351+$67
Electricity
state average bill
$1,295$1,330+$35
Car insurance
one car, state average
$975$922-$53
Gas
12,000 miles at 25 mpg
$2,212$2,115-$97
Health insurance
one adult, age 40, own plan before subsidies
$8,304$7,332-$972
If you rent
Rent
median, 12 months
$14,124$13,704-$420
Total if you rent$43,194$41,754-$1,440
If you buy the median home (20% down)
Mortgage payment
median home, 20% down, 6.95%
$27,033$18,727-$8,306
Property tax
median home
$2,939$3,680+$741
Homeowners insurance
state median, with a mortgage
$1,617$1,128-$489
Total if you buy$60,659$51,585-$9,074

Taxes: 2026 federal and state rules, standard deduction. Rent, home value and property tax: Census ACS 2024 state medians. Mortgage: Freddie Mac 30-year average (6.95%, week of September 17, 2026).

State figures: EIA 2024 average residential power bill, NAIC 2023 auto insurance (average per car), Census ACS 2024 homeowners insurance (median for owners with a mortgage; premiums have risen since), AAA regular gas on September 23, 2026, and the KFF 2026 benchmark silver Marketplace premium. Job-based health coverage usually costs you less, and in 2026 incomes between 100% and 400% of the federal poverty level can get a premium tax credit.

Not included: sales tax (combined state and local rates are not in our data yet), food, car payments and other spending.

Child care is not in the totals. Full-time center care for one infant averages $15,080 a year in Montana and $17,963 in Wisconsin (Child Care Aware of America, 2024 state averages).

Cost of living in Wisconsin cities: Milwaukee, Madison.

After you arrive in Wisconsin

Frequently asked questions

How much salary do I need in Wisconsin to live like I do in Montana?

A $75,000 salary in Montana works out to about $74,600 in Wisconsin once 2026 federal and state taxes and BEA regional price levels are counted. At $100,000 it is about $99,600.

Will I pay less tax in Wisconsin than in Montana?

No, about $67 more a year in income and payroll taxes on a $75,000 salary (21.7% of pay in Montana vs 21.8% in Wisconsin). Property and sales taxes are shown separately.

How much does it cost to move from Montana to Wisconsin?

For a 2–3 bedroom home over about 1,290 miles, expect roughly $890–$3,880 with a rental truck, $1,730–$4,450 with a moving container, or $2,790–$11,870 with full-service movers.

Are more people moving from Montana to Wisconsin?

Moves from Montana to Wisconsin reached a five-year high in 2022–23, up 23% from 2018–19.

How many people move from Montana to Wisconsin?

IRS migration data for 2022–2023 show 279 households (475 people) moved from Montana to Wisconsin, making Wisconsin the #17 destination for people leaving Montana. 329 households moved the other way.

Is Wisconsin cheaper than Montana?

Overall prices in Wisconsin are 0.5% lower than Montana (BEA Regional Price Parities 2024). Median rent is $1,142 vs $1,177 a month.

Compare other moves

Where people from Montana actually move

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