Natural disaster risk FEMA

Utah natural disaster risk

Utah ranks #32 of 51 from safest. Its biggest relative risks are wildfire, earthquake, lightning.

Risk score
84.9
Among the highest of U.S. counties
Expected loss per resident
$483
per year, all hazards
Home insurance (median)
$1,119
per year with a mortgage, ACS 2024
Highest relative risks in Utah (national percentile)
Higher risk than most U.S. counties
Wildfire95
Earthquake94
Lightning92
Avalanche92
Winter weather90
Heat wave82

The vertical line marks the middle of U.S. counties (50).

Risk in Utah's largest counties

CountyPopulationRisk scoreFEMA rating
Salt Lake County1,196,52398.6Relatively High
Utah County705,40095.3Relatively High
Davis County370,92487.8Relatively Moderate
Weber County269,64887.0Relatively Moderate
Washington County196,43192.8Relatively Moderate
Cache County140,04666.5Relatively Low
Tooele County79,34748.9Relatively Low
Iron County62,25261.4Relatively Low
Box Elder County61,24655.9Relatively Low
Summit County42,97060.1Relatively Low
Uintah County37,0564.0Very Low
Wasatch County36,64233.5Very Low
Sanpete County29,71938.6Very Low
Sevier County22,08522.7Very Low
Carbon County20,5178.7Very Low
Duchesne County20,1857.6Very Low
San Juan County14,48326.8Very Low
Millard County13,31522.2Very Low
Morgan County12,8023.5Very Low
Juab County12,58615.3Very Low
Emery County10,0467.0Very Low
Grand County9,75410.3Very Low
Kane County8,17039.7Very Low
Beaver County7,27310.4Very Low
Garfield County5,21937.6Very Low

County scores are averages, and the insurance figure above is what owners with a mortgage reported paying in 2024 (Census American Community Survey); premiums have risen since, especially in high-risk areas. For a specific home, check the address on FEMA's flood map and get insurance quotes before you commit. Our guide explains how to check natural disaster risk before you move.

Lowest-risk counties in Utah

Cities in Utah

Frequently asked questions

Is Utah safe from natural disasters?

Utah's population-weighted FEMA risk score is 84.9 out of 100 (among the highest of U.S. counties), #32 of 51 from safest. About 56% of residents live in counties FEMA rates relatively high or very high.

What natural disasters happen in Utah?

The highest relative risks in Utah are wildfire, earthquake, lightning (national percentile scores 95, 94, 92).

Where is the safest place to live in Utah?

Among counties with at least 20,000 people, the lowest FEMA risk scores are in Uintah County, Duchesne County, Carbon County.