Moving from Washington to Colorado
Your real buying power stays about the same (+0.1%). Change the salary below to see your own numbers.
Equal salary in CO: $99,900
To keep the same lifestyle, you need about $99,900 in Colorado to match $100,000 in Washington ($100 less), after 2026 taxes and local prices.
Single filer, W-2 salary, standard deduction.
These changes cover taxes, housing and electricity. Food, transport, healthcare, other spending and one-time moving costs are excluded. They are not total savings. State medians may differ from your neighborhood and current quotes.
| Tax on $100,000 | Washington | Colorado |
|---|---|---|
| Federal income tax | $13,170 | $13,170 |
| Social Security + Medicare | $7,650 | $7,650 |
| State income tax | $0 | $3,692 |
| State payroll programs (UI, disability, paid leave, transit) | $1,387 | $440 |
| Take-home pay | $77,793 | $75,048 |
Key facts: Washington to Colorado
- Median rent
- $1,824 → $1,822/mo
- Median home value
- $602,200 → $574,600
- Price level (U.S. = 100)
- 107.0 → 103.1
- Road distance
- ≈ 1,150 miles
- Natural hazard risk (FEMA)
- Among the highest (92.8 → 85.0 of 100)
What changes when you move to Colorado
- Washington has no state income tax on wages; Colorado does. At $100,000 expect about $3,692 a year in Colorado income tax. You'd stop paying about $1,387 a year in Washington's paid-leave and long-term-care premiums (Colorado's payroll taxes and premiums are about $440), so your take-home falls by about $2,744 a year.
- BEA's housing price index is 1% higher in Colorado. Median rent goes from $1,824 to $1,822 a month and the median home value from $602,200 to $574,600.
- Homeowners pay less property tax: the median bill is $2,828 in Colorado vs $4,729 in Washington.
- The average home electric bill is $101 a month in Colorado vs $114 in Washington (EIA 2024), about $157 a year less.
- Prices for everyday goods are 5% lower (BEA). The statewide sales tax rate is 2.9% in Colorado vs 6.5% in Washington, before local sales taxes.
Who moves from Washington to Colorado
In the latest IRS migration data (2022–2023), 3,480 households (5,520 people) filed their taxes in Colorado after filing in Washington the year before. That makes Colorado the #8 destination for people leaving Washington. These households reported an average adjusted gross income of $96,285. Going the other way, 3,935 households moved from Colorado to Washington, a net loss of 455 households for Colorado.
Five-year trend
Moves from Washington to Colorado peaked in 2021–22 at 3,879 households, then fell 10% by 2022–23. That is still up 16% from 2018–19.
Source: IRS SOI state-to-state migration files, tax years 2018–19 to 2022–23.
Cost to move from Washington to Colorado
Moving cost: $820–$10,970
Moving about 1,150 miles from Washington to Colorado costs roughly $820 – $10,970, depending on how much of the work you hire out.
Distance between the states' population centers by road (estimate).
| Moving method | Typical range |
|---|---|
| Rental truck (DIY) Truck rental, taxes and fees. Add fuel, damage coverage, lodging and your time. | $820 – $3,460 |
| Moving container You pack and load; the company drives the container. | $1,650 – $4,130 |
| Full-service movers Packing, loading, transport and unloading. | $2,670 – $10,970 |
These ranges are based on summer (peak-season) quotes. A move between October and April usually costs less: peak prices run 20–30% higher.
A rental truck also burns about 115 gallons of fuel over this distance. One-way truck rental prices depend on direction: a truck headed where many people are moving often costs more than the same trip in reverse.
Ranges combine 198 published quote ranges on 22 interstate routes (moveBuddha, retrieved 2026-09-24) with 47 independent published prices from U-Pack, HireAHelper and Move.org, which raised the top of several ranges. They are not quotes; get at least three written estimates.
Alaska and Hawaii ranges come from published carrier rates and moving quotes, dated in each row (Matson's household-goods rates, U-Pack, Royal Hawaiian Movers). See how we estimate.
Shipping a car from Washington to Colorado
Car shipping: $940–$1,380
Shipping a sedan from Washington to Colorado on an open carrier costs about $940–$1,380, typically 3–7 days in transit over about 1,150 miles.
Modeled from 32 published 2026 route prices (SGT Auto Transport 'Ship a Car to Another State' sample routes, SGT Auto Transport cost calculator sample routes) plus published Hawaii and Alaska rates. SUVs cost about 25% more and enclosed carriers about 35% more. Not a quote.
Washington vs Colorado take-home pay at every salary
| Salary | Equal salary in CO | Take-home change | Take-home in WA | Take-home in CO |
|---|---|---|---|---|
| $50,000 | $49,300 | -$1,018 | $41,661 | $40,643 |
| $75,000 | $74,500 | -$1,881 | $60,552 | $58,671 |
| $100,000 | $99,900 | -$2,744 | $77,793 | $75,048 |
| $150,000 | $150,600 | -$4,471 | $111,710 | $107,239 |
| $250,000 | $252,600 | -$8,164 | $180,243 | $172,079 |
Single filer, 2026 tax rules, standard deduction. "Equal salary" keeps the same after-tax buying power.
At higher incomes, especially for homeowners, itemizing state and local taxes (deductible up to $40,400 in 2026) can lower your federal tax once you live in Colorado, which narrows the gap shown.
Cost of living: Washington vs Colorado
| Measure | Washington | Colorado |
|---|---|---|
| Overall price level (U.S. = 100) | 107.0 | 103.1 |
| Housing price index | 126.0 | 127.4 |
| Utilities price index | 92.9 | 85.0 |
| Goods price index | 104.4 | 98.7 |
| Median rent (monthly) | $1,824 | $1,822 |
| Median home value | $602,200 | $574,600 |
| Median property tax (yearly) | $4,729 | $2,828 |
| Electricity (residential) | 14.91¢/kWh | 17.13¢/kWh |
| State sales tax rate | 6.5% | 2.9% |
| Median household income | $99,389 | $97,113 |
Renting and buying: Washington vs Colorado
| Measure | Washington | Colorado |
|---|---|---|
| Income to rent the median home (30% rule) | $72,960 | $72,880 |
| Monthly cost to own the median home (20% down) | $3,692 | $3,466 |
| Income needed to buy the median home | $158,207 | $148,554 |
| Homeowners insurance (yearly median, homes with a mortgage) | $1,301 | $2,253 |
| Infant child care (center, yearly) | $21,348 | $20,978 |
Mortgage at the Freddie Mac 30-year average with 20% down, plus the median property tax and the median homeowners insurance that owners with a mortgage paid in 2024 (Census ACS). Premiums have risen in most states since then, so get quotes. See buying a home in Colorado for other down payments.
Your yearly budget: Washington vs Colorado
On a $100,000 salary, taxes, housing, electricity, one car and health insurance for one adult come to $56,622 a year in Washington and $58,248 in Colorado if you rent: $1,626 more after the move. If you buy the median home, they come to $79,032 and $77,979 ($1,053 less).
Your yearly budget, before vs after
| Yearly cost | WA | CO | Change |
|---|---|---|---|
| Income and payroll taxes on $100,000, single filer | $22,207 | $24,952 | +$2,745 |
| Electricity state average bill | $1,364 | $1,207 | -$157 |
| Car insurance one car, state average | $1,153 | $1,453 | +$300 |
| Gas 12,000 miles at 25 mpg | $2,666 | $2,088 | -$578 |
| Health insurance one adult, age 40, own plan before subsidies | $7,344 | $6,684 | -$660 |
| If you rent | |||
| Rent median, 12 months | $21,888 | $21,864 | -$24 |
| Total if you rent | $56,622 | $58,248 | +$1,626 |
| If you buy the median home (20% down) | |||
| Mortgage payment median home, 20% down, 6.95% | $38,268 | $36,514 | -$1,754 |
| Property tax median home | $4,729 | $2,828 | -$1,901 |
| Homeowners insurance state median, with a mortgage | $1,301 | $2,253 | +$952 |
| Total if you buy | $79,032 | $77,979 | -$1,053 |
Taxes: 2026 federal and state rules, standard deduction. Rent, home value and property tax: Census ACS 2024 state medians. Mortgage: Freddie Mac 30-year average (6.95%, week of September 17, 2026).
State figures: EIA 2024 average residential power bill, NAIC 2023 auto insurance (average per car), Census ACS 2024 homeowners insurance (median for owners with a mortgage; premiums have risen since), AAA regular gas on September 23, 2026, and the KFF 2026 benchmark silver Marketplace premium. Job-based health coverage usually costs you less, and in 2026 incomes between 100% and 400% of the federal poverty level can get a premium tax credit.
Not included: sales tax (combined state and local rates are not in our data yet), food, car payments and other spending.
Child care is not in the totals. Full-time center care for one infant averages $21,348 a year in Washington and $20,978 in Colorado (Child Care Aware of America, 2024 state averages).
Compare cities: Washington to Colorado
Cost of living in Colorado cities: Denver, Colorado Springs, Fort Collins, Greeley.
After you arrive in Colorado
- Colorado new resident checklist: driver license and vehicle registration deadlines.
- Taxes the year you move: part-year returns in Washington and Colorado.
- How Colorado taxes retirement income.
Frequently asked questions
How much salary do I need in Colorado to live like I do in Washington?
A $100,000 salary in Washington works out to about $99,900 in Colorado once 2026 federal and state taxes and BEA regional price levels are counted.
Will I pay less tax in Colorado than in Washington?
No, about $2,744 more a year in income and payroll taxes on a $100,000 salary (22.2% of pay in Washington vs 25.0% in Colorado). Property and sales taxes are shown separately.
How much does it cost to move from Washington to Colorado?
For a 2–3 bedroom home over about 1,150 miles, expect roughly $820–$3,460 with a rental truck, $1,650–$4,130 with a moving container, or $2,670–$10,970 with full-service movers.
Are more people moving from Washington to Colorado?
Moves from Washington to Colorado peaked in 2021–22 at 3,879 households, then fell 10% by 2022–23. That is still up 16% from 2018–19.
How many people move from Washington to Colorado?
IRS migration data for 2022–2023 show 3,480 households (5,520 people) moved from Washington to Colorado, making Colorado the #8 destination for people leaving Washington. 3,935 households moved the other way.
Is Colorado cheaper than Washington?
Overall prices in Colorado are 3.6% lower than Washington (BEA Regional Price Parities 2024). Median rent is $1,822 vs $1,824 a month.
Compare other moves
Where people from Washington actually move
- WA to California 17,871 households
- WA to Oregon 12,212 households
- WA to Texas 9,863 households
- WA to Arizona 8,011 households
- WA to Idaho 6,151 households
- WA to Florida 5,661 households
- WA to New York 3,513 households
- WA to Nevada 2,580 households