Moving from Colorado to Washington
Your real buying power stays about the same (-0.2%). Change the salary below to see your own numbers.
Equal salary in WA: $95,200
To keep the same lifestyle, you need about $95,200 in Washington to match $95,000 in Colorado ($200 more), after 2026 taxes and local prices.
Single filer, W-2 salary, standard deduction.
These changes cover taxes, housing and electricity. Food, transport, healthcare, other spending and one-time moving costs are excluded. They are not total savings. State medians may differ from your neighborhood and current quotes.
| Tax on $95,000 | Colorado | Washington |
|---|---|---|
| Federal income tax | $12,070 | $12,070 |
| Social Security + Medicare | $7,268 | $7,268 |
| State income tax | $3,472 | $0 |
| State payroll programs (UI, disability, paid leave, transit) | $418 | $1,318 |
| Take-home pay | $71,773 | $74,345 |
Key facts: Colorado to Washington
- Median rent
- $1,822 → $1,824/mo
- Median home value
- $574,600 → $602,200
- Price level (U.S. = 100)
- 103.1 → 107.0
- Road distance
- ≈ 1,150 miles
- Natural hazard risk (FEMA)
- Among the highest (85.0 → 92.8 of 100)
What changes when you move to Washington
- Washington has no state income tax on wages. At $95,000 you'd stop paying about $3,472 a year in Colorado income tax. Washington's paid-leave and long-term-care premiums cost about $1,318 a year (Colorado's payroll taxes and premiums are about $418), so your take-home rises by about $2,572 a year.
- BEA's housing price index is 1% lower in Washington. Median rent goes from $1,822 to $1,824 a month and the median home value from $574,600 to $602,200.
- Homeowners pay more property tax: the median bill is $4,729 in Washington vs $2,828 in Colorado.
- The average home electric bill is $114 a month in Washington vs $101 in Colorado (EIA 2024), about $157 a year more.
- Prices for everyday goods are 6% higher (BEA). The statewide sales tax rate is 6.5% in Washington vs 2.9% in Colorado, before local sales taxes.
Who moves from Colorado to Washington
In the latest IRS migration data (2022–2023), 3,935 households (6,024 people) filed their taxes in Washington after filing in Colorado the year before. That makes Washington the #5 destination for people leaving Colorado. These households reported an average adjusted gross income of $86,638. Going the other way, 3,480 households moved from Washington to Colorado, a net gain of 455 households for Washington.
Five-year trend
Moves from Colorado to Washington peaked in 2021–22 at 4,149 households, then fell 5% by 2022–23. That is still up 13% from 2018–19.
Source: IRS SOI state-to-state migration files, tax years 2018–19 to 2022–23.
Cost to move from Colorado to Washington
Moving cost: $820–$10,970
Moving about 1,150 miles from Colorado to Washington costs roughly $820 – $10,970, depending on how much of the work you hire out.
Distance between the states' population centers by road (estimate).
| Moving method | Typical range |
|---|---|
| Rental truck (DIY) Truck rental, taxes and fees. Add fuel, damage coverage, lodging and your time. | $820 – $3,460 |
| Moving container You pack and load; the company drives the container. | $1,650 – $4,130 |
| Full-service movers Packing, loading, transport and unloading. | $2,670 – $10,970 |
These ranges are based on summer (peak-season) quotes. A move between October and April usually costs less: peak prices run 20–30% higher.
A rental truck also burns about 115 gallons of fuel over this distance. One-way truck rental prices depend on direction: a truck headed where many people are moving often costs more than the same trip in reverse.
Ranges combine 198 published quote ranges on 22 interstate routes (moveBuddha, retrieved 2026-09-24) with 47 independent published prices from U-Pack, HireAHelper and Move.org, which raised the top of several ranges. They are not quotes; get at least three written estimates.
Alaska and Hawaii ranges come from published carrier rates and moving quotes, dated in each row (Matson's household-goods rates, U-Pack, Royal Hawaiian Movers). See how we estimate.
Shipping a car from Colorado to Washington
Car shipping: $940–$1,380
Shipping a sedan from Colorado to Washington on an open carrier costs about $940–$1,380, typically 3–7 days in transit over about 1,150 miles.
Modeled from 32 published 2026 route prices (SGT Auto Transport 'Ship a Car to Another State' sample routes, SGT Auto Transport cost calculator sample routes) plus published Hawaii and Alaska rates. SUVs cost about 25% more and enclosed carriers about 35% more. Not a quote.
Colorado vs Washington take-home pay at every salary
| Salary | Equal salary in WA | Take-home change | Take-home in CO | Take-home in WA |
|---|---|---|---|---|
| $50,000 | $50,700 | +$1,018 | $40,643 | $41,661 |
| $75,000 | $75,500 | +$1,881 | $58,671 | $60,552 |
| $100,000 | $100,100 | +$2,744 | $75,048 | $77,793 |
| $150,000 | $149,400 | +$4,471 | $107,239 | $111,710 |
| $250,000 | $247,500 | +$8,164 | $172,079 | $180,243 |
Single filer, 2026 tax rules, standard deduction. "Equal salary" keeps the same after-tax buying power.
At higher incomes, especially for homeowners, itemizing state and local taxes (deductible up to $40,400 in 2026) can lower your federal tax while you live in Colorado, which narrows the gap shown.
Cost of living: Colorado vs Washington
| Measure | Colorado | Washington |
|---|---|---|
| Overall price level (U.S. = 100) | 103.1 | 107.0 |
| Housing price index | 127.4 | 126.0 |
| Utilities price index | 85.0 | 92.9 |
| Goods price index | 98.7 | 104.4 |
| Median rent (monthly) | $1,822 | $1,824 |
| Median home value | $574,600 | $602,200 |
| Median property tax (yearly) | $2,828 | $4,729 |
| Electricity (residential) | 17.13¢/kWh | 14.91¢/kWh |
| State sales tax rate | 2.9% | 6.5% |
| Median household income | $97,113 | $99,389 |
Renting and buying: Colorado vs Washington
| Measure | Colorado | Washington |
|---|---|---|
| Income to rent the median home (30% rule) | $72,880 | $72,960 |
| Monthly cost to own the median home (20% down) | $3,466 | $3,692 |
| Income needed to buy the median home | $148,554 | $158,207 |
| Homeowners insurance (yearly median, homes with a mortgage) | $2,253 | $1,301 |
| Infant child care (center, yearly) | $20,978 | $21,348 |
Mortgage at the Freddie Mac 30-year average with 20% down, plus the median property tax and the median homeowners insurance that owners with a mortgage paid in 2024 (Census ACS). Premiums have risen in most states since then, so get quotes. See buying a home in Washington for other down payments.
Your yearly budget: Colorado vs Washington
On a $95,000 salary, taxes, housing, electricity, one car and health insurance for one adult come to $56,523 a year in Colorado and $55,070 in Washington if you rent: $1,453 less after the move. If you buy the median home, they come to $76,254 and $77,480 ($1,226 more).
Your yearly budget, before vs after
| Yearly cost | CO | WA | Change |
|---|---|---|---|
| Income and payroll taxes on $95,000, single filer | $23,227 | $20,655 | -$2,572 |
| Electricity state average bill | $1,207 | $1,364 | +$157 |
| Car insurance one car, state average | $1,453 | $1,153 | -$300 |
| Gas 12,000 miles at 25 mpg | $2,088 | $2,666 | +$578 |
| Health insurance one adult, age 40, own plan before subsidies | $6,684 | $7,344 | +$660 |
| If you rent | |||
| Rent median, 12 months | $21,864 | $21,888 | +$24 |
| Total if you rent | $56,523 | $55,070 | -$1,453 |
| If you buy the median home (20% down) | |||
| Mortgage payment median home, 20% down, 6.95% | $36,514 | $38,268 | +$1,754 |
| Property tax median home | $2,828 | $4,729 | +$1,901 |
| Homeowners insurance state median, with a mortgage | $2,253 | $1,301 | -$952 |
| Total if you buy | $76,254 | $77,480 | +$1,226 |
Taxes: 2026 federal and state rules, standard deduction. Rent, home value and property tax: Census ACS 2024 state medians. Mortgage: Freddie Mac 30-year average (6.95%, week of September 17, 2026).
State figures: EIA 2024 average residential power bill, NAIC 2023 auto insurance (average per car), Census ACS 2024 homeowners insurance (median for owners with a mortgage; premiums have risen since), AAA regular gas on September 23, 2026, and the KFF 2026 benchmark silver Marketplace premium. Job-based health coverage usually costs you less, and in 2026 incomes between 100% and 400% of the federal poverty level can get a premium tax credit.
Not included: sales tax (combined state and local rates are not in our data yet), food, car payments and other spending.
Child care is not in the totals. Full-time center care for one infant averages $20,978 a year in Colorado and $21,348 in Washington (Child Care Aware of America, 2024 state averages).
Compare cities: Colorado to Washington
Cost of living in Washington cities: Seattle, Spokane, Olympia, Bremerton.
After you arrive in Washington
- Washington new resident checklist: driver license and vehicle registration deadlines.
- Taxes the year you move: part-year returns in Colorado and Washington.
- How Washington taxes retirement income.
Frequently asked questions
How much salary do I need in Washington to live like I do in Colorado?
A $95,000 salary in Colorado works out to about $95,200 in Washington once 2026 federal and state taxes and BEA regional price levels are counted. At $100,000 it is about $100,100.
Will I pay less tax in Washington than in Colorado?
Yes, about $2,572 less a year in income and payroll taxes on a $95,000 salary (24.4% of pay in Colorado vs 21.7% in Washington). Property and sales taxes are shown separately.
How much does it cost to move from Colorado to Washington?
For a 2–3 bedroom home over about 1,150 miles, expect roughly $820–$3,460 with a rental truck, $1,650–$4,130 with a moving container, or $2,670–$10,970 with full-service movers.
Are more people moving from Colorado to Washington?
Moves from Colorado to Washington peaked in 2021–22 at 4,149 households, then fell 5% by 2022–23. That is still up 13% from 2018–19.
How many people move from Colorado to Washington?
IRS migration data for 2022–2023 show 3,935 households (6,024 people) moved from Colorado to Washington, making Washington the #5 destination for people leaving Colorado. 3,480 households moved the other way.
Is Washington cheaper than Colorado?
Overall prices in Washington are 3.8% higher than Colorado (BEA Regional Price Parities 2024). Median rent is $1,824 vs $1,822 a month.
Compare other moves
Where people from Colorado actually move
- CO to Texas 12,275 households
- CO to California 9,699 households
- CO to Florida 9,070 households
- CO to Arizona 6,012 households
- CO to North Carolina 3,423 households
- CO to New York 3,210 households
- CO to Illinois 3,198 households
- CO to Missouri 2,677 households