Moving from Massachusetts to Virginia
Moving to Virginia on the same salary raises your real buying power by 5.0%. Change the salary below to see your own numbers.
The salary comparison above is for W-2 earnings. Your retirement income and budget results appear in the calculator below.
State-median gross rent (2024 ACS): $1,848/month in Massachusetts and $1,646/month in Virginia. These are state benchmarks, not current rental quotes or your own housing costs. Compare your salary offer, housing and moving-cost recovery using the personal-budget option in the calculator.
Equal salary in VA: $99,200
To keep the same lifestyle, you need about $99,200 in Virginia to match $105,000 in Massachusetts ($5,800 less), after 2026 taxes and local prices.
Single filer, W-2 salary, standard deduction.
The renter figure uses ACS gross rent, which includes tenant-paid electricity, gas, water/sewer and fuels. The buyer figure adds electricity separately to mortgage, property tax and insurance. Food, transport, healthcare, other spending and one-time moving costs are excluded. These are selected-cost changes, not total savings. State medians may differ from your neighborhood and current quotes.
| Tax on $105,000 | Massachusetts | Virginia |
|---|---|---|
| Federal income tax | $14,270 | $14,270 |
| Social Security + Medicare | $8,033 | $8,033 |
| State income tax | $5,030 | $5,223 |
| State payroll programs (UI, disability, paid leave, transit) | $483 | $0 |
| Take-home pay | $77,185 | $77,474 |
Key facts: Massachusetts to Virginia
- Median rent
- $1,848 → $1,646/mo
- Median home value
- $607,400 → $403,500
- Price level (U.S. = 100)
- 105.8 → 101.1
- Road distance
- ≈ 530 miles
- Natural hazard risk (FEMA)
- Very high county-score mean → High county-score mean
What changes when you move to Virginia
- Your state taxes fall by about $290 a year on the same $105,000 salary.
- BEA's housing rents price index is 17% lower in Virginia. Median rent goes from $1,848 to $1,646 a month and the median home value from $607,400 to $403,500.
- Homeowners pay less property tax: the median bill is $2,872 in Virginia vs $6,080 in Massachusetts.
- The average home electric bill is $163 a month in Virginia vs $181 in Massachusetts (EIA 2025), about $216 a year less.
Who moves from Massachusetts to Virginia
In the latest IRS migration data (2022–2023), 2,381 households (3,577 people) filed their taxes in Virginia after filing in Massachusetts the year before. That makes Virginia the #12 destination for people leaving Massachusetts. These households reported an average adjusted gross income of $98,381. Going the other way, 2,189 households moved from Virginia to Massachusetts, a net gain of 192 households for Virginia.
Five-year trend
Moves from Massachusetts to Virginia peaked in 2020–21 at 2,383 households, then held roughly steady by 2022–23. That is still up 7% from 2018–19.
Source: IRS SOI state-to-state migration files, tax years 2018–19 to 2022–23.
Cost to move from Massachusetts to Virginia
Moving cost: $480–$6,980
Moving about 530 miles from Massachusetts to Virginia costs roughly $480 – $6,980, depending on how much of the work you hire out.
Distance between the states' population centers by road (estimate).
| Moving method | Typical range |
|---|---|
| Rental truck (DIY) Truck rental, taxes and fees. Add fuel, damage coverage, lodging and your time. | $480 – $1,590 |
| Moving container You pack and load; the company drives the container. | $1,280 – $2,760 |
| Full-service movers Loading, transport and unloading. Packing, storage and other extra services may cost more; confirm the written estimate. | $2,120 – $6,980 |
These ranges are based on summer (peak-season) quotes. A move between October and April usually costs less: peak prices run 20–30% higher.
A rental truck also burns about 53 gallons of fuel over this distance. One-way truck rental prices depend on direction: a truck headed where many people are moving often costs more than the same trip in reverse.
Ranges combine 198 published quote ranges on 22 interstate routes (moveBuddha, retrieved 2026-09-24) with 47 independent published prices from U-Pack, HireAHelper and Move.org, which raised the top of several ranges. They are not quotes; get at least three written estimates.
Alaska and Hawaii ranges come from published carrier rates and moving quotes, dated in each row (Matson's household-goods rates, U-Pack, Royal Hawaiian Movers). See how we estimate.
Shipping a car from Massachusetts to Virginia
Car shipping: $700–$1,060
Shipping a sedan from Massachusetts to Virginia on an open carrier costs about $700–$1,060, typically 3–7 days in transit over about 530 miles.
Modeled from 32 published 2026 route prices (SGT Auto Transport 'Ship a Car to Another State' sample routes, SGT Auto Transport cost calculator sample routes) plus published mainland-to-Hawaii and mainland-to-Alaska prices. Reverse ocean routes reuse those inbound prices as a proxy, not a separately sourced price for that direction. The 25% SUV and 35% enclosed-carrier uplifts are model assumptions; ocean carrier packages and vehicle charges can differ. Not a quote.
Massachusetts vs Virginia take-home pay at every salary
| Salary | Equal salary in VA | Take-home change | Take-home in MA | Take-home in VA |
|---|---|---|---|---|
| $50,000 | $47,000 | +$449 | $39,845 | $40,294 |
| $75,000 | $70,400 | +$377 | $57,718 | $58,094 |
| $100,000 | $94,400 | +$304 | $73,940 | $74,244 |
| $150,000 | $142,200 | +$159 | $105,821 | $105,980 |
| $250,000 | $238,100 | -$432 | $170,053 | $169,621 |
Single filer, 2026 tax rules, standard deduction. "Equal salary" keeps the same after-tax buying power.
Cost of living: Massachusetts vs Virginia
| Measure | Massachusetts | Virginia |
|---|---|---|
| Overall price level (U.S. = 100) | 105.8 | 101.1 |
| Housing rents price index | 128.1 | 106.8 |
| Utilities price index | 152.1 | 92.2 |
| Goods price index | 98.8 | 100.4 |
| Median rent (monthly) | $1,848 | $1,646 |
| Median home value | $607,400 | $403,500 |
| Median property tax (yearly) | $6,080 | $2,872 |
| Electricity (residential) | 29.61¢/kWh | 17.22¢/kWh |
| State sales tax rate | 6.25% | 5.3% |
| Median household income | $104,828 | $92,090 |
Renting and buying: Massachusetts vs Virginia
| Measure | Massachusetts | Virginia |
|---|---|---|
| Income to rent the median home (30% rule) | $73,920 | $65,840 |
| Monthly cost to own the median home (20% down) | $3,956 | $2,547 |
| Income needed to buy the median home | $169,548 | $109,145 |
| Homeowners insurance (yearly median, homes with a mortgage) | $1,655 | $1,290 |
| Infant child care (center, yearly) | $27,067 | $17,264 |
Mortgage at the Freddie Mac 30-year average with 20% down, plus the median property tax and the median homeowners insurance that owners with a mortgage paid in 2024 (Census ACS). Premiums have risen in most states since then, so get quotes. See buying a home in Virginia for other down payments.
Your yearly budget: Massachusetts vs Virginia
On a $105,000 salary, taxes, gross rent including basic utilities, one car and health insurance for one adult come to $59,262 a year in Massachusetts and $55,772 in Virginia if you rent: $3,490 less after the move. If you buy the median home, those selected costs use mortgage, property tax, homeowners insurance and electricity instead of gross rent; they come to $86,732 and $68,538 ($18,194 less).
Your yearly budget, before vs after
| Yearly cost | MA | VA | Change |
|---|---|---|---|
| Income and payroll taxes on $105,000, single filer | $27,816 | $27,526 | -$290 |
| Car insurance one car, state average | $1,326 | $1,114 | -$212 |
| Gas 12,000 miles at 25 mpg | $2,016 | $1,920 | -$96 |
| Health insurance one adult, age 40, own plan before subsidies | $5,928 | $5,460 | -$468 |
| If you rent | |||
| Rent and basic utilities ACS median gross rent, 12 months | $22,176 | $19,752 | -$2,424 |
| Total if you rent | $59,262 | $55,772 | -$3,490 |
| If you buy the median home (20% down) | |||
| Mortgage payment median home, 20% down, 7.24% | $39,738 | $26,399 | -$13,339 |
| Property tax median home | $6,080 | $2,872 | -$3,208 |
| Homeowners insurance state median, with a mortgage | $1,655 | $1,290 | -$365 |
| Electricity state average bill | $2,173 | $1,957 | -$216 |
| Total if you buy | $86,732 | $68,538 | -$18,194 |
Taxes: 2026 federal and state rules, standard deduction. Rent, home value and property tax: Census ACS 2024 state medians. Gross rent includes tenant-paid electricity, gas, water/sewer and fuels; those basic utilities are not added again. Mortgage: Freddie Mac 30-year average (7.24%, week of October 29, 2026).
State figures: EIA 2025 average residential power bill (buyers only), NAIC 2023 auto insurance (average per car), Census ACS 2024 homeowners insurance (median for owners with a mortgage; premiums have risen since), AAA regular gas on October 29, 2026, and the KFF 2026 benchmark silver Marketplace premium. Job-based health coverage usually costs you less, and in 2026 incomes between 100% and 400% of the federal poverty level can get a premium tax credit.
Not included: sales tax (combined state and local rates are not in our data yet), food, car payments and other spending.
Child care is not in the totals. Full-time center care for one infant averages $27,067 a year in Massachusetts and $17,264 in Virginia (Child Care Aware of America, 2025 (2024 fallback for Colorado, Washington, DC and South Carolina) state averages).
Cost of living in Virginia cities: Virginia Beach, Richmond.
After you arrive in Virginia
- Virginia new resident checklist: driver license and vehicle registration deadlines.
- Taxes the year you move: part-year returns in Massachusetts and Virginia.
- How Virginia taxes retirement income.
Frequently asked questions
How much salary do I need in Virginia to live like I do in Massachusetts?
A $105,000 salary in Massachusetts works out to about $99,200 in Virginia once 2026 federal and state taxes and BEA regional price levels are counted. At $100,000 it is about $94,400.
Will I pay less tax in Virginia than in Massachusetts?
Yes, about $290 less a year in income and payroll taxes on a $105,000 salary (26.5% of pay in Massachusetts vs 26.2% in Virginia). Property and sales taxes are shown separately.
How much does it cost to move from Massachusetts to Virginia?
For a 2–3 bedroom home over about 530 miles, expect roughly $480–$1,590 with a rental truck, $1,280–$2,760 with a moving container, or $2,120–$6,980 with full-service movers.
Are more people moving from Massachusetts to Virginia?
Moves from Massachusetts to Virginia peaked in 2020–21 at 2,383 households, then held roughly steady by 2022–23. That is still up 7% from 2018–19.
How many people move from Massachusetts to Virginia?
IRS migration data for 2022–2023 show 2,381 households (3,577 people) moved from Massachusetts to Virginia, making Virginia the #12 destination for people leaving Massachusetts. 2,189 households moved the other way.
Is Virginia cheaper than Massachusetts?
Overall prices in Virginia are 4.4% lower than Massachusetts (BEA Regional Price Parities 2024). Median rent is $1,646 vs $1,848 a month.
Compare other moves
Where people from Massachusetts actually move
- MA to Florida 12,159 households
- MA to New York 11,027 households
- MA to New Hampshire 10,603 households
- MA to California 7,767 households
- MA to Rhode Island 6,510 households
- MA to Connecticut 6,006 households
- MA to Texas 4,218 households
- MA to North Carolina 3,483 households
State-agency links identify the responsible tax office; they do not verify every modeled rule. Use forms and guidance for the year you are filing.