Relocation report 2026

Moving from Washington, DC to North Dakota

Moving to North Dakota on the same salary raises your real buying power by 32.0%. Change the salary below to see your own numbers.

About 1,480 miles by road
Equal salary in ND
$79,700
matches $110,000 in DC
Take-home change per year
+$5,517
same $110,000 salary, after 2026 taxes
Moving cost (2–3 BR)
$990–$13,090
truck to full-service
Households made this move
10
IRS, 2022–2023

State-median gross rent (2024 ACS): $1,931/month in Washington, DC and $980/month in North Dakota. These are state benchmarks, not current rental quotes or your own housing costs. Compare your salary offer, housing and moving-cost recovery using the personal-budget option in the calculator.

Your income

Use your own pay and costs to see the monthly change, first-year impact and time to recover moving costs.

Equal salary in ND: $79,700

To keep the same lifestyle, you need about $79,700 in North Dakota to match $110,000 in Washington, DC ($30,300 less), after 2026 taxes and local prices.

Single filer, W-2 salary, standard deduction.

D.C. tax is provisional: the standard deduction follows the published estimated-payment worksheet while newer legislation is reconciled with final instructions. See tax assumptions.

Take-home in DC
$79,834
27.4% total tax
Take-home in ND
$85,351
22.4% total tax
Take-home change per year
+$5,517
same salary, after moving
Purchasing power
+32.0%
prices lower by 19.0%
Renting: yearly change after selected costs
+$16,929
take-home change − gross rent change ($1,931 → $980/mo, including basic utilities)
Buying the median home (20% down): yearly change after selected costs
+$37,926
take-home change − change in monthly cost to own the median home ($4,479 → $1,792/mo: 30-year mortgage at the current 7.24% average rate, property tax, insurance) − power bill change

The renter figure uses ACS gross rent, which includes tenant-paid electricity, gas, water/sewer and fuels. The buyer figure adds electricity separately to mortgage, property tax and insurance. Food, transport, healthcare, other spending and one-time moving costs are excluded. These are selected-cost changes, not total savings. State medians may differ from your neighborhood and current quotes.

2026 taxes on a $110,000 salary in Washington, DC and North Dakota
Tax on $110,000Washington, DCNorth Dakota
Federal income tax$15,370$15,370
Social Security + Medicare$8,415$8,415
State income tax$6,382$864
State payroll programs (UI, disability, paid leave, transit)$0$0
Take-home pay$79,834$85,351

Key facts: Washington, DC to North Dakota

Median rent
$1,931 → $980/mo
Median home value
$733,400 → $266,100
Price level (U.S. = 100)
109.9 → 89.0
Road distance
≈ 1,480 miles
Natural hazard risk (FEMA)
Very high county-score mean → Midrange county-score mean

What changes when you move to North Dakota

Yearly rent at the state median
Washington, DC$23,172
North Dakota$11,760

Who moves from Washington, DC to North Dakota

In the latest IRS migration data (2022–2023), 10 households (16 people) filed their taxes in North Dakota after filing in Washington, DC the year before. That makes North Dakota the #50 destination for people leaving Washington, DC. These households reported an average adjusted gross income of $61,900. Going the other way, 21 households moved from North Dakota to Washington, DC, a net loss of 11 households for North Dakota.

Five-year trend

Moves from Washington, DC to North Dakota peaked in 2020–21 at 16 households, then fell 38% by 2022–23. That is still down 9% from 2018–19.

Households moving DC → ND, by IRS tax year
2018–1911
2019–2013
2020–2116
2021–2212
2022–2310

Source: IRS SOI state-to-state migration files, tax years 2018–19 to 2022–23.

Cost to move from Washington, DC to North Dakota

Moving cost: $990–$13,090

Moving about 1,480 miles from Washington, DC to North Dakota costs roughly $990 – $13,090, depending on how much of the work you hire out.

Distance between the states' population centers by road (estimate).

Moving methodTypical range
Rental truck (DIY)
Truck rental, taxes and fees. Add fuel, damage coverage, lodging and your time.
$990 – $4,450
Moving container
You pack and load; the company drives the container.
$1,840 – $4,870
Full-service movers
Loading, transport and unloading. Packing, storage and other extra services may cost more; confirm the written estimate.
$2,960 – $13,090

These ranges are based on summer (peak-season) quotes. A move between October and April usually costs less: peak prices run 20–30% higher.

A rental truck also burns about 148 gallons of fuel over this distance. One-way truck rental prices depend on direction: a truck headed where many people are moving often costs more than the same trip in reverse.

Ranges combine 198 published quote ranges on 22 interstate routes (moveBuddha, retrieved 2026-09-24) with 47 independent published prices from U-Pack, HireAHelper and Move.org, which raised the top of several ranges. They are not quotes; get at least three written estimates.

Shipping a car from Washington, DC to North Dakota

Car shipping: $1,060–$1,550

Shipping a sedan from Washington, DC to North Dakota on an open carrier costs about $1,060–$1,550, typically 3–7 days in transit over about 1,480 miles.

Modeled from 32 published 2026 route prices (SGT Auto Transport 'Ship a Car to Another State' sample routes, SGT Auto Transport cost calculator sample routes) plus published mainland-to-Hawaii and mainland-to-Alaska prices. Reverse ocean routes reuse those inbound prices as a proxy, not a separately sourced price for that direction. The 25% SUV and 35% enclosed-carrier uplifts are model assumptions; ocean carrier packages and vehicle charges can differ. Not a quote.

Washington, DC vs North Dakota take-home pay at every salary

Salary needed in North Dakota to match each Washington, DC salary, and take-home pay in both states (single filer, 2026 taxes)
SalaryEqual salary in NDTake-home changeTake-home in DCTake-home in ND
$50,000$38,100+$1,834$40,521$42,355
$75,000$55,900+$3,247$58,164$61,411
$100,000$72,400+$4,862$73,649$78,511
$150,000$108,400+$8,137$104,010$112,147
$250,000$182,200+$14,687$164,901$179,588

Single filer, 2026 tax rules, standard deduction. "Equal salary" keeps the same after-tax buying power.

At higher incomes, especially for homeowners, itemizing state and local taxes (deductible up to $40,400 in 2026) can lower your federal tax while you live in Washington, DC, which narrows the gap shown.

Cost of living: Washington, DC vs North Dakota

Prices, rent, home values and taxes in Washington, DC and North Dakota
MeasureWashington, DCNorth Dakota
Overall price level (U.S. = 100)109.989.0
Housing rents price index155.071.4
Utilities price index112.873.7
Goods price index106.595.7
Median rent (monthly)$1,931$980
Median home value$733,400$266,100
Median property tax (yearly)$4,594$2,550
Electricity (residential)24.39¢/kWh14.12¢/kWh
State sales tax rate6%5%
Median household income$109,707$77,871

Renting and buying: Washington, DC vs North Dakota

Cost to rent or buy the median home in Washington, DC and North Dakota
MeasureWashington, DCNorth Dakota
Income to rent the median home (30% rule)$77,240$39,200
Monthly cost to own the median home (20% down)$4,479$1,792
Income needed to buy the median home$191,942$76,783
Homeowners insurance (yearly median, homes with a mortgage)$1,168$1,540
Infant child care (center, yearly)$26,193$12,281

Mortgage at the Freddie Mac 30-year average with 20% down, plus the median property tax and the median homeowners insurance that owners with a mortgage paid in 2024 (Census ACS). Premiums have risen in most states since then, so get quotes. See buying a home in North Dakota for other down payments.

Your yearly budget: Washington, DC vs North Dakota

On a $110,000 salary, taxes, gross rent including basic utilities, one car and health insurance for one adult come to $64,409 a year in Washington, DC and $46,015 in North Dakota if you rent: $18,394 less after the move. If you buy the median home, those selected costs use mortgage, property tax, homeowners insurance and electricity instead of gross rent; they come to $96,662 and $57,271 ($39,391 less).

Your yearly budget, before vs after
Yearly costs on a $110,000 salary in Washington, DC and North Dakota; change is North Dakota minus Washington, DC
Yearly costDCNDChange
Income and payroll taxes
on $110,000, single filer
$30,167$24,649-$5,518
Car insurance
one car, state average
$1,677$808-$869
Gas
12,000 miles at 25 mpg
$2,073$1,958-$115
Health insurance
one adult, age 40, own plan before subsidies
$7,320$6,840-$480
If you rent
Rent and basic utilities
ACS median gross rent, 12 months
$23,172$11,760-$11,412
Total if you rent$64,409$46,015-$18,394
If you buy the median home (20% down)
Mortgage payment
median home, 20% down, 7.24%
$47,982$17,409-$30,573
Property tax
median home
$4,594$2,550-$2,044
Homeowners insurance
state median, with a mortgage
$1,168$1,540+$372
Electricity
state average bill
$1,681$1,517-$164
Total if you buy$96,662$57,271-$39,391

Taxes: 2026 federal and state rules, standard deduction. Rent, home value and property tax: Census ACS 2024 state medians. Gross rent includes tenant-paid electricity, gas, water/sewer and fuels; those basic utilities are not added again. Mortgage: Freddie Mac 30-year average (7.24%, week of October 29, 2026).

State figures: EIA 2025 average residential power bill (buyers only), NAIC 2023 auto insurance (average per car), Census ACS 2024 homeowners insurance (median for owners with a mortgage; premiums have risen since), AAA regular gas on October 29, 2026, and the KFF 2026 benchmark silver Marketplace premium. Job-based health coverage usually costs you less, and in 2026 incomes between 100% and 400% of the federal poverty level can get a premium tax credit.

Not included: sales tax (combined state and local rates are not in our data yet), food, car payments and other spending.

Child care is not in the totals. Full-time center care for one infant averages $26,193 a year in Washington, DC and $12,281 in North Dakota (Child Care Aware of America, 2025 (2024 fallback for Colorado, Washington, DC and South Carolina) state averages).

Cost of living in North Dakota cities: Fargo.

After you arrive in North Dakota

Frequently asked questions

How much salary do I need in North Dakota to live like I do in Washington, DC?

A $110,000 salary in Washington, DC works out to about $79,700 in North Dakota once 2026 federal and state taxes and BEA regional price levels are counted. At $100,000 it is about $72,400.

Will I pay less tax in North Dakota than in Washington, DC?

Yes, about $5,517 less a year in income and payroll taxes on a $110,000 salary (27.4% of pay in Washington, DC vs 22.4% in North Dakota). Property and sales taxes are shown separately.

How much does it cost to move from Washington, DC to North Dakota?

For a 2–3 bedroom home over about 1,480 miles, expect roughly $990–$4,450 with a rental truck, $1,840–$4,870 with a moving container, or $2,960–$13,090 with full-service movers.

Are more people moving from Washington, DC to North Dakota?

Moves from Washington, DC to North Dakota peaked in 2020–21 at 16 households, then fell 38% by 2022–23. That is still down 9% from 2018–19.

How many people move from Washington, DC to North Dakota?

IRS migration data for 2022–2023 show 10 households (16 people) moved from Washington, DC to North Dakota, making North Dakota the #50 destination for people leaving Washington, DC. 21 households moved the other way.

Is North Dakota cheaper than Washington, DC?

Overall prices in North Dakota are 19.0% lower than Washington, DC (BEA Regional Price Parities 2024). Median rent is $980 vs $1,931 a month.

Compare other moves

Where people from Washington, DC actually move

Related

State-agency links identify the responsible tax office; they do not verify every modeled rule. Use forms and guidance for the year you are filing.