City relocation report 2026

Moving from San Francisco to Los Angeles

Your paycheck buys slightly more in Los Angeles than in San Francisco (+1.8%). Compare taxes, rent, home prices and the cost of the move.

About 400 miles by road
Equal salary in Los Angeles
$132,200
matches $135,000 in San Francisco
Price level change
-1.7%
BEA metro prices, 2024
Moving cost (2–3 BR)
$410–$6,150
≈ 400 miles
Households made this move
8,569
IRS, 2022–2023

Equal salary in Los Angeles: $132,200

Compare any two of 149 U.S. metro areas. All cities

To keep the same lifestyle, you need about $132,200 in Los Angeles, CA to match $135,000 in San Francisco, CA ($2,800 less), after 2026 taxes and local prices.

Single filer, W-2 salary. Both are in California, so state income tax is the same; neither city levies a resident income tax.

Prices and housing cover the metro area; taxes use California, its principal state. A metro can span several states; living in its other state can change the tax result.

Take-home in San Francisco
$93,618
30.7% total tax
Take-home in Los Angeles
$93,618
30.7% total tax
Prices in Los Angeles
-1.7%
vs San Francisco (BEA 2024)
Renting: change after selected costs
+$3,852
per year, after taxes and gross rent including basic utilities; excludes food, transport, healthcare, child care and moving costs

See the full Los Angeles cost of living report

San Francisco vs Los Angeles: key facts

Median rent
$2,435 → $2,114/mo
Median home value
$1,132,900 → $908,500
Median household income
$135,590 → $96,405
Price level (U.S. = 100)
115.6 → 113.6
FEMA county-score mean
Very high county-score mean (99.4 → 100.0 of 100)

San Francisco vs Los Angeles cost of living

Price level by category (U.S. = 100)
San Francisco Los Angeles
San Francisco housing rents195
Los Angeles housing rents170
San Francisco goods109
Los Angeles goods107
San Francisco utilities173
Los Angeles utilities159

The vertical line marks the U.S. average (100).

Yearly rent at the metro median
San Francisco$29,220
Los Angeles$25,368
MeasureSan Francisco, CALos Angeles, CA
Overall price level (U.S. = 100)115.6113.6
Median rent$2,435$2,114
Income to rent affordably (30%)$97,400$84,560
Median home value$1,132,900$908,500
Monthly cost to own (20% down)$7,031$5,577
Income needed to buy$301,317$239,006
Median property tax$8,777$6,011
State income tax on $135,000$8,166$8,166
Metro population4,648,48612,927,614

Metro-area figures (Census ACS 2024, BEA 2024). The fixed tax rows above use an illustrative single-earner salary of $135,000, rounded from San Francisco's median household income. Household income can include multiple earners; it is not a typical individual wage. Taxes use each metro's principal state.

Your yearly budget: San Francisco vs Los Angeles

This fixed budget example uses $135,000, single filing and residence inside the principal city tax areas. It does not change with the calculator above.

On a $135,000 salary, taxes, gross rent including basic utilities, one car and health insurance for one adult come to $81,522 a year in San Francisco and $77,670 in Los Angeles if you rent: $3,852 less after the move. If you buy the median home, those selected costs use mortgage, property tax, homeowners insurance and electricity instead of gross rent; they come to $138,528 and $121,081 ($17,447 less).

Your yearly budget, before vs after
Yearly costs on a $135,000 salary in San Francisco, CA and Los Angeles, CA; change is Los Angeles, CA minus San Francisco, CA
Yearly costSan FranciscoBeforeLos AngelesAfterChange
Income and payroll taxes
on $135,000, single filer
$41,382$41,382$0
Car insurance
one car, state average
$1,225$1,225$0
Gas
12,000 miles at 25 mpg
$2,855$2,855$0
Health insurance
one adult, age 40, own plan before subsidies
$6,840$6,840$0
If you rent
Rent and basic utilities
ACS median gross rent, 12 months
$29,220$25,368-$3,852
Total if you rent$81,522$77,670-$3,852
If you buy the median home (20% down)
Mortgage payment
median home, 20% down, 7.24%
$74,119$59,438-$14,681
Property tax
median home
$8,777$6,011-$2,766
Homeowners insurance
state median, with a mortgage
$1,473$1,473$0
Electricity
state average bill
$1,857$1,857$0
Total if you buy$138,528$121,081-$17,447

Taxes: 2026 federal and state rules, plus the principal city's resident income tax where it has one, standard deduction. Rent, home value and property tax: Census ACS 2024 metro-area medians. Gross rent includes tenant-paid electricity, gas, water/sewer and fuels; those basic utilities are not added again. Mortgage: Freddie Mac 30-year average (7.24%, week of October 29, 2026).

State figures for the principal state: EIA 2025 average residential power bill (buyers only), NAIC 2023 auto insurance (average per car), Census ACS 2024 homeowners insurance (median for owners with a mortgage; premiums have risen since), AAA regular gas on October 29, 2026, and the KFF 2026 benchmark silver Marketplace premium. Job-based health coverage usually costs you less, and in 2026 incomes between 100% and 400% of the federal poverty level can get a premium tax credit.

Not included: sales tax (combined state and local rates are not in our data yet), food, car payments and other spending.

Child care is not in the totals. Full-time center care for one infant averages $23,071 a year in San Francisco and $23,071 in Los Angeles (Child Care Aware of America, 2025 (2024 fallback for Colorado, Washington, DC and South Carolina) state averages).

Who moves from San Francisco to Los Angeles

About 8,569 households (11,662 people) moved from the San Francisco metro area to the Los Angeles metro area in 2022–2023, making Los Angeles the #2 destination for people leaving San Francisco among the 149 metro areas we cover. 8,041 households moved the other way. Their average adjusted gross income was $151,477.

Cost to move from San Francisco to Los Angeles

Moving method (2–3 bedrooms)Typical range
Rental truck (DIY)$410–$1,200
Moving container$1,210–$2,470
Full-service movers$2,000–$6,150

Shipping a car instead of driving

Car shipping: $650–$990

Shipping a sedan from San Francisco to Los Angeles on an open carrier costs about $650–$990, typically 1–4 days in transit over about 400 miles.

Modeled from 32 published 2026 route prices (SGT Auto Transport 'Ship a Car to Another State' sample routes, SGT Auto Transport cost calculator sample routes) plus published mainland-to-Hawaii and mainland-to-Alaska prices. Reverse ocean routes reuse those inbound prices as a proxy, not a separately sourced price for that direction. The 25% SUV and 35% enclosed-carrier uplifts are model assumptions; ocean carrier packages and vehicle charges can differ. Not a quote.

Natural hazard risk: San Francisco vs Los Angeles

RelocateMath's population-weighted means of FEMA county risk scores are 99.4 for the San Francisco area and 100 for the Los Angeles area, on the county-score scale of 0–100. These means are not official FEMA metro ratings or national metro percentiles. Modeled expected yearly losses from natural hazards average $993 vs $722 per resident; individual properties can differ.

County hazard-score means, San Francisco
County-score mean above 50
Earthquake100
Landslide99
Riverine flooding99

The vertical line marks county-score scale midpoint (50).

County hazard-score means, Los Angeles
County-score mean above 50
Earthquake100
Riverine flooding100
Wildfire100

The vertical line marks county-score scale midpoint (50).

Frequently asked questions

Is Los Angeles cheaper than San Francisco?

Overall prices in the Los Angeles area are 1.7% lower than in San Francisco (BEA Regional Price Parities 2024). Median rent is $2,114 vs $2,435 a month, and the median home is $908,500 vs $1,132,900.

What salary do I need in Los Angeles to match $100,000 in San Francisco?

About $97,900 in a fixed single-filer W-2 example assuming residence inside both principal cities. It accounts for 2026 federal and principal-state taxes, modeled resident local taxes where applicable, and metro prices. Both are in California, so state income tax is the same. This illustration stays fixed when calculator inputs change.

How much does it cost to move from San Francisco to Los Angeles?

For a 2–3 bedroom home over about 400 miles: roughly $410–$1,200 with a rental truck, $1,210–$2,470 with a container, or $2,000–$6,150 with full-service movers.

How many people move from San Francisco to Los Angeles?

IRS county migration data for 2022–2023 show about 8,569 households (11,662 people) moved from the San Francisco metro area to the Los Angeles metro area, and 8,041 moved the other way.

Related

Where people from San Francisco move

More

State-agency links identify the responsible tax office; they do not verify every modeled rule. Use forms and guidance for the year you are filing.