City relocation report 2026

Moving from San Francisco to Los Angeles

Your paycheck buys slightly more in Los Angeles than in San Francisco (+1.8%). Compare taxes, rent, home prices and the cost of the move.

About 400 miles by road
Equal salary in Los Angeles
$132,200
matches $135,000 in San Francisco
Price level change
-1.7%
BEA metro prices, 2024
Moving cost (2–3 BR)
$410–$6,150
≈ 400 miles
Households made this move
8,569
IRS, 2022–2023

Equal salary in Los Angeles: $132,200

Compare any two of 149 U.S. metro areas. All cities

To keep the same lifestyle, you need about $132,200 in Los Angeles, CA to match $135,000 in San Francisco, CA ($2,800 less), after 2026 taxes and local prices.

Single filer, W-2 salary. Both are in California, so state income tax is the same; neither city levies a resident income tax.

Take-home in San Francisco
$93,474
30.8% total tax
Take-home in Los Angeles
$93,474
30.8% total tax
Prices in Los Angeles
-1.7%
vs San Francisco (BEA 2024)
Renting: change after selected costs
+$3,852
per year, after taxes, rent and power; excludes food, transport, healthcare, child care and moving costs

See the full Los Angeles cost of living report

San Francisco vs Los Angeles: key facts

Median rent
$2,435 → $2,114/mo
Median home value
$1,132,900 → $908,500
Median household income
$135,590 → $96,405
Price level (U.S. = 100)
115.6 → 113.6
Natural hazard risk (FEMA)
Among the highest (99.4 → 100.0 of 100)

San Francisco vs Los Angeles cost of living

Price level by category (U.S. = 100)
San Francisco Los Angeles
San Francisco housing195
Los Angeles housing170
San Francisco goods109
Los Angeles goods107
San Francisco utilities173
Los Angeles utilities159

The vertical line marks the U.S. average (100).

Yearly rent at the metro median
San Francisco$29,220
Los Angeles$25,368
MeasureSan Francisco, CALos Angeles, CA
Overall price level (U.S. = 100)115.6113.6
Median rent$2,435$2,114
Income to rent affordably (30%)$97,400$84,560
Median home value$1,132,900$908,500
Monthly cost to own (20% down)$6,854$5,435
Income needed to buy$293,723$232,916
Median property tax$8,777$6,011
State income tax on $135,000$8,310$8,310
Metro population4,648,48612,927,614

Metro-area figures (Census ACS 2024, BEA 2024). Taxes use each metro's principal state.

Your yearly budget: San Francisco vs Los Angeles

On a $135,000 salary, taxes, housing, electricity, one car and health insurance for one adult come to $83,718 a year in San Francisco and $79,866 in Los Angeles if you rent: $3,852 less after the move. If you buy the median home, they come to $136,740 and $119,714 ($17,026 less).

Your yearly budget, before vs after
Yearly costs on a $135,000 salary in San Francisco, CA and Los Angeles, CA; change is Los Angeles, CA minus San Francisco, CA
Yearly costSan FranciscoBeforeLos AngelesAfterChange
Income and payroll taxes
on $135,000, single filer
$41,526$41,526$0
Electricity
state average bill
$1,930$1,930$0
Car insurance
one car, state average
$1,225$1,225$0
Gas
12,000 miles at 25 mpg
$2,977$2,977$0
Health insurance
one adult, age 40, own plan before subsidies
$6,840$6,840$0
If you rent
Rent
median, 12 months
$29,220$25,368-$3,852
Total if you rent$83,718$79,866-$3,852
If you buy the median home (20% down)
Mortgage payment
median home, 20% down, 6.95%
$71,992$57,732-$14,260
Property tax
median home
$8,777$6,011-$2,766
Homeowners insurance
state median, with a mortgage
$1,473$1,473$0
Total if you buy$136,740$119,714-$17,026

Taxes: 2026 federal and state rules, plus the principal city's resident income tax where it has one, standard deduction. Rent, home value and property tax: Census ACS 2024 metro-area medians. Mortgage: Freddie Mac 30-year average (6.95%, week of September 17, 2026).

State figures for the principal state: EIA 2024 average residential power bill, NAIC 2023 auto insurance (average per car), Census ACS 2024 homeowners insurance (median for owners with a mortgage; premiums have risen since), AAA regular gas on September 23, 2026, and the KFF 2026 benchmark silver Marketplace premium. Job-based health coverage usually costs you less, and in 2026 incomes between 100% and 400% of the federal poverty level can get a premium tax credit.

Not included: sales tax (combined state and local rates are not in our data yet), food, car payments and other spending.

Child care is not in the totals. Full-time center care for one infant averages $22,628 a year in San Francisco and $22,628 in Los Angeles (Child Care Aware of America, 2024 state averages).

Who moves from San Francisco to Los Angeles

About 8,569 households (11,662 people) moved from the San Francisco metro area to the Los Angeles metro area in 2022–2023, making Los Angeles the #2 destination for people leaving San Francisco among the 149 metro areas we cover. 8,041 households moved the other way. Their average adjusted gross income was $151,477.

Cost to move from San Francisco to Los Angeles

Moving method (2–3 bedrooms)Typical range
Rental truck (DIY)$410–$1,200
Moving container$1,210–$2,470
Full-service movers$2,000–$6,150

Shipping a car instead of driving

Car shipping: $650–$990

Shipping a sedan from San Francisco to Los Angeles on an open carrier costs about $650–$990, typically 1–4 days in transit over about 400 miles.

Modeled from 32 published 2026 route prices (SGT Auto Transport 'Ship a Car to Another State' sample routes, SGT Auto Transport cost calculator sample routes) plus published Hawaii and Alaska rates. SUVs cost about 25% more and enclosed carriers about 35% more. Not a quote.

Natural hazard risk: San Francisco vs Los Angeles

FEMA's National Risk Index rates the San Francisco area among the highest (score 99.4) and the Los Angeles area among the highest (score 100), on a 0–100 national percentile scale. Expected yearly losses from natural hazards average $993 vs $722 per resident.

Top risks, San Francisco
Higher risk than most U.S. counties
Earthquake100
Landslide99
Riverine flooding99

The vertical line marks the middle of U.S. counties (50).

Top risks, Los Angeles
Higher risk than most U.S. counties
Earthquake100
Riverine flooding100
Wildfire100

The vertical line marks the middle of U.S. counties (50).

Frequently asked questions

Is Los Angeles cheaper than San Francisco?

Overall prices in the Los Angeles area are 1.7% lower than in San Francisco (BEA Regional Price Parities 2024). Median rent is $2,114 vs $2,435 a month, and the median home is $908,500 vs $1,132,900.

What salary do I need in Los Angeles to match $100,000 in San Francisco?

About $97,900, after 2026 federal taxes and local prices. Both are in California, so state income tax is the same.

How much does it cost to move from San Francisco to Los Angeles?

For a 2–3 bedroom home over about 400 miles: roughly $410–$1,200 with a rental truck, $1,210–$2,470 with a container, or $2,000–$6,150 with full-service movers.

How many people move from San Francisco to Los Angeles?

IRS county migration data for 2022–2023 show about 8,569 households (11,662 people) moved from the San Francisco metro area to the Los Angeles metro area, and 8,041 moved the other way.

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