Moving from Phoenix to Tucson
Your paycheck goes 6.6% further in Tucson than in Phoenix. Compare taxes, rent, home prices and the cost of the move.
Equal salary in Tucson: $83,600
Compare any two of 149 U.S. metro areas. All cities
To keep the same lifestyle, you need about $83,600 in Tucson, AZ to match $90,000 in Phoenix, AZ ($6,400 less), after 2026 taxes and local prices.
Single filer, W-2 salary. Both are in Arizona, so state income tax is the same; neither city levies a resident income tax.
Phoenix vs Tucson: key facts
- Median rent
- $1,819 → $1,300/mo
- Median home value
- $470,600 → $349,500
- Median household income
- $90,133 → $72,067
- Price level (U.S. = 100)
- 103.3 → 96.9
- Natural hazard risk (FEMA)
- Among the highest (99.3 → 99.1 of 100)
Phoenix vs Tucson cost of living
The vertical line marks the U.S. average (100).
| Measure | Phoenix, AZ | Tucson, AZ |
|---|---|---|
| Overall price level (U.S. = 100) | 103.3 | 96.9 |
| Median rent | $1,819 | $1,300 |
| Income to rent affordably (30%) | $72,760 | $52,000 |
| Median home value | $470,600 | $349,500 |
| Monthly cost to own (20% down) | $2,748 | $2,140 |
| Income needed to buy | $117,776 | $91,695 |
| Median property tax | $1,883 | $2,276 |
| State income tax on $90,000 | $1,848 | $1,848 |
| Metro population | 5,186,958 | 1,080,149 |
Metro-area figures (Census ACS 2024, BEA 2024). Taxes use each metro's principal state.
Your yearly budget: Phoenix vs Tucson
On a $90,000 salary, taxes, housing, electricity, one car and health insurance for one adult come to $53,459 a year in Phoenix and $47,231 in Tucson if you rent: $6,228 less after the move. If you buy the median home, they come to $64,608 and $57,306 ($7,302 less).
Your yearly budget, before vs after
| Yearly cost | PhoenixBefore | TucsonAfter | Change |
|---|---|---|---|
| Income and payroll taxes on $90,000, single filer | $19,703 | $19,703 | $0 |
| Electricity state average bill | $1,923 | $1,923 | $0 |
| Car insurance one car, state average | $1,344 | $1,344 | $0 |
| Gas 12,000 miles at 25 mpg | $2,277 | $2,277 | $0 |
| Health insurance one adult, age 40, own plan before subsidies | $6,384 | $6,384 | $0 |
| If you rent | |||
| Rent median, 12 months | $21,828 | $15,600 | -$6,228 |
| Total if you rent | $53,459 | $47,231 | -$6,228 |
| If you buy the median home (20% down) | |||
| Mortgage payment median home, 20% down, 6.95% | $29,905 | $22,210 | -$7,695 |
| Property tax median home | $1,883 | $2,276 | +$393 |
| Homeowners insurance state median, with a mortgage | $1,189 | $1,189 | $0 |
| Total if you buy | $64,608 | $57,306 | -$7,302 |
Taxes: 2026 federal and state rules, plus the principal city's resident income tax where it has one, standard deduction. Rent, home value and property tax: Census ACS 2024 metro-area medians. Mortgage: Freddie Mac 30-year average (6.95%, week of September 17, 2026).
State figures for the principal state: EIA 2024 average residential power bill, NAIC 2023 auto insurance (average per car), Census ACS 2024 homeowners insurance (median for owners with a mortgage; premiums have risen since), AAA regular gas on September 23, 2026, and the KFF 2026 benchmark silver Marketplace premium. Job-based health coverage usually costs you less, and in 2026 incomes between 100% and 400% of the federal poverty level can get a premium tax credit.
Not included: sales tax (combined state and local rates are not in our data yet), food, car payments and other spending.
Child care is not in the totals. Full-time center care for one infant averages $15,964 a year in Phoenix and $15,964 in Tucson (Child Care Aware of America, 2024 state averages).
Who moves from Phoenix to Tucson
About 3,473 households (5,622 people) moved from the Phoenix metro area to the Tucson metro area in 2022–2023, making Tucson the #1 destination for people leaving Phoenix among the 149 metro areas we cover. 4,034 households moved the other way. Their average adjusted gross income was $64,569.
Cost to move from Phoenix to Tucson
| Moving method (2–3 bedrooms) | Typical range |
|---|---|
| Rental truck (DIY) | $310–$600 |
| Moving container | $1,090–$2,030 |
| Full-service movers | $1,830–$4,860 |
At about 140 miles, this move is shorter than the long-distance routes these ranges are modeled on. A move this short is often priced by the hour, so quotes can come in lower.
Natural hazard risk: Phoenix vs Tucson
FEMA's National Risk Index rates the Phoenix area among the highest (score 99.3) and the Tucson area among the highest (score 99.1), on a 0–100 national percentile scale. Expected yearly losses from natural hazards average $482 vs $510 per resident.
The vertical line marks the middle of U.S. counties (50).
The vertical line marks the middle of U.S. counties (50).
Frequently asked questions
Is Tucson cheaper than Phoenix?
Overall prices in the Tucson area are 6.2% lower than in Phoenix (BEA Regional Price Parities 2024). Median rent is $1,300 vs $1,819 a month, and the median home is $349,500 vs $470,600.
What salary do I need in Tucson to match $100,000 in Phoenix?
About $93,000, after 2026 federal taxes and local prices. Both are in Arizona, so state income tax is the same.
How much does it cost to move from Phoenix to Tucson?
For a 2–3 bedroom home over about 140 miles: roughly $310–$600 with a rental truck, $1,090–$2,030 with a container, or $1,830–$4,860 with full-service movers. A move this short is often priced by the hour, so quotes can come in lower.
How many people move from Phoenix to Tucson?
IRS county migration data for 2022–2023 show about 3,473 households (5,622 people) moved from the Phoenix metro area to the Tucson metro area, and 4,034 moved the other way.
Related
Where people from Phoenix move
- Phoenix to Los Angeles 3,264 households
- Phoenix to Prescott 2,432 households
- Phoenix to Seattle 2,250 households
- Phoenix to Dallas 2,225 households
- Phoenix to Chicago 2,054 households
- Phoenix to Denver 1,862 households
- Phoenix to San Diego 1,802 households
- Phoenix to Riverside 1,498 households