City relocation report 2026

Moving from Greeley to Fort Collins

Your paycheck buys about the same in Fort Collins as in Greeley. Compare taxes, rent, home prices and the cost of the move.

About 20 miles by road
Equal salary in Fort Collins
$101,000
matches $100,000 in Greeley
Price level change
+0.9%
BEA metro prices, 2024
Moving cost (2–3 BR)
$310–$4,860
≈ 20 miles, short move
Households made this move
2,021
IRS, 2022–2023

Equal salary in Fort Collins: $101,000

Compare any two of 149 U.S. metro areas. All cities

To keep the same lifestyle, you need about $101,000 in Fort Collins, CO to match $100,000 in Greeley, CO ($1,000 more), after 2026 taxes and local prices.

Single filer, W-2 salary. Both are in Colorado, so state income tax is the same; neither city levies a resident income tax.

Prices and housing cover the metro area; taxes use Colorado, its principal state. A metro can span several states; living in its other state can change the tax result.

Take-home in Greeley
$75,048
25.0% total tax
Take-home in Fort Collins
$75,048
25.0% total tax
Prices in Fort Collins
+0.9%
vs Greeley (BEA 2024)
Renting: change after selected costs
-$2,064
per year, after taxes and gross rent including basic utilities; excludes food, transport, healthcare, child care and moving costs

See the full Fort Collins cost of living report

Greeley vs Fort Collins: key facts

Median rent
$1,579 → $1,751/mo
Median home value
$496,100 → $610,000
Median household income
$101,563 → $93,276
Price level (U.S. = 100)
100.2 → 101.1
FEMA county-score mean
Very high county-score mean (89.2 → 90.1 of 100)

Greeley vs Fort Collins cost of living

Price level by category (U.S. = 100)
Greeley Fort Collins
Greeley housing rents113
Fort Collins housing rents121
Greeley goods96
Fort Collins goods96
Greeley utilities82
Fort Collins utilities82

The vertical line marks the U.S. average (100).

Yearly rent at the metro median
Greeley$18,948
Fort Collins$21,012
MeasureGreeley, COFort Collins, CO
Overall price level (U.S. = 100)100.2101.1
Median rent$1,579$1,751
Income to rent affordably (30%)$63,160$70,040
Median home value$496,100$610,000
Monthly cost to own (20% down)$3,116$3,776
Income needed to buy$133,563$161,813
Median property tax$2,688$3,146
State income tax on $100,000$3,692$3,692
Metro population369,745374,574

Metro-area figures (Census ACS 2024, BEA 2024). The fixed tax rows above use an illustrative single-earner salary of $100,000, rounded from Greeley's median household income. Household income can include multiple earners; it is not a typical individual wage. Taxes use each metro's principal state.

Your yearly budget: Greeley vs Fort Collins

This fixed budget example uses $100,000, single filing and residence inside the principal city tax areas. It does not change with the calculator above.

On a $100,000 salary, taxes, gross rent including basic utilities, one car and health insurance for one adult come to $54,126 a year in Greeley and $56,190 in Fort Collins if you rent: $2,064 more after the move. If you buy the median home, those selected costs use mortgage, property tax, homeowners insurance and electricity instead of gross rent; they come to $73,816 and $81,726 ($7,910 more).

Your yearly budget, before vs after
Yearly costs on a $100,000 salary in Greeley, CO and Fort Collins, CO; change is Fort Collins, CO minus Greeley, CO
Yearly costGreeleyBeforeFort CollinsAfterChange
Income and payroll taxes
on $100,000, single filer
$24,952$24,952$0
Car insurance
one car, state average
$1,453$1,453$0
Gas
12,000 miles at 25 mpg
$2,089$2,089$0
Health insurance
one adult, age 40, own plan before subsidies
$6,684$6,684$0
If you rent
Rent and basic utilities
ACS median gross rent, 12 months
$18,948$21,012+$2,064
Total if you rent$54,126$56,190+$2,064
If you buy the median home (20% down)
Mortgage payment
median home, 20% down, 7.24%
$32,457$39,909+$7,452
Property tax
median home
$2,688$3,146+$458
Homeowners insurance
state median, with a mortgage
$2,253$2,253$0
Electricity
state average bill
$1,240$1,240$0
Total if you buy$73,816$81,726+$7,910

Taxes: 2026 federal and state rules, plus the principal city's resident income tax where it has one, standard deduction. Rent, home value and property tax: Census ACS 2024 metro-area medians. Gross rent includes tenant-paid electricity, gas, water/sewer and fuels; those basic utilities are not added again. Mortgage: Freddie Mac 30-year average (7.24%, week of October 29, 2026).

State figures for the principal state: EIA 2025 average residential power bill (buyers only), NAIC 2023 auto insurance (average per car), Census ACS 2024 homeowners insurance (median for owners with a mortgage; premiums have risen since), AAA regular gas on October 29, 2026, and the KFF 2026 benchmark silver Marketplace premium. Job-based health coverage usually costs you less, and in 2026 incomes between 100% and 400% of the federal poverty level can get a premium tax credit.

Not included: sales tax (combined state and local rates are not in our data yet), food, car payments and other spending.

Child care is not in the totals. Full-time center care for one infant averages $20,978 a year in Greeley and $20,978 in Fort Collins (Child Care Aware of America, 2025 (2024 fallback for Colorado, Washington, DC and South Carolina) state averages).

Who moves from Greeley to Fort Collins

About 2,021 households (3,184 people) moved from the Greeley metro area to the Fort Collins metro area in 2022–2023, making Fort Collins the #2 destination for people leaving Greeley among the 149 metro areas we cover. 2,730 households moved the other way. Their average adjusted gross income was $72,390.

Cost to move from Greeley to Fort Collins

Moving method (2–3 bedrooms)Typical range
Rental truck (DIY)$310–$600
Moving container$1,090–$2,030
Full-service movers$1,830–$4,860

At about 20 miles, this move is shorter than the long-distance routes these ranges are modeled on. A move this short is often priced by the hour, so quotes can come in lower.

Natural hazard risk: Greeley vs Fort Collins

RelocateMath's population-weighted means of FEMA county risk scores are 89.2 for the Greeley area and 90.1 for the Fort Collins area, on the county-score scale of 0–100. These means are not official FEMA metro ratings or national metro percentiles. Modeled expected yearly losses from natural hazards average $318 vs $353 per resident; individual properties can differ.

County hazard-score means, Greeley
County-score mean above 50
Hail99
Cold wave96
Tornado95

The vertical line marks county-score scale midpoint (50).

County hazard-score means, Fort Collins
County-score mean above 50
Lightning99
Hail98
Winter weather98

The vertical line marks county-score scale midpoint (50).

Frequently asked questions

Is Fort Collins cheaper than Greeley?

Overall prices in the Fort Collins area are 0.9% higher than in Greeley (BEA Regional Price Parities 2024). Median rent is $1,751 vs $1,579 a month, and the median home is $610,000 vs $496,100.

What salary do I need in Fort Collins to match $100,000 in Greeley?

About $101,000 in a fixed single-filer W-2 example assuming residence inside both principal cities. It accounts for 2026 federal and principal-state taxes, modeled resident local taxes where applicable, and metro prices. Both are in Colorado, so state income tax is the same. This illustration stays fixed when calculator inputs change.

How much does it cost to move from Greeley to Fort Collins?

For a 2–3 bedroom home over about 20 miles: roughly $310–$600 with a rental truck, $1,090–$2,030 with a container, or $1,830–$4,860 with full-service movers. A move this short is often priced by the hour, so quotes can come in lower.

How many people move from Greeley to Fort Collins?

IRS county migration data for 2022–2023 show about 2,021 households (3,184 people) moved from the Greeley metro area to the Fort Collins metro area, and 2,730 moved the other way.

Related

Where people from Greeley move

More

State-agency links identify the responsible tax office; they do not verify every modeled rule. Use forms and guidance for the year you are filing.