Natural disaster risk FEMA

West Virginia natural disaster risk

West Virginia ranks #7 of 51 from safest. Its biggest relative risks are landslide, riverine flooding, lightning.

Risk score
64.4
Above average for U.S. counties
Expected loss per resident
$558
per year, all hazards
Home insurance (median)
$1,017
per year with a mortgage, ACS 2024
Highest relative risks in West Virginia (national percentile)
Higher risk than most U.S. counties In the middle
Landslide87
Riverine flooding79
Lightning60
Hurricane57
Winter weather51
Strong wind50

The vertical line marks the middle of U.S. counties (50).

Risk in West Virginia's largest counties

CountyPopulationRisk scoreFEMA rating
Kanawha County176,53794.5Relatively High
Berkeley County129,51468.3Relatively Low
Monongalia County107,16371.5Relatively Low
Cabell County92,73985.4Relatively Moderate
Wood County83,40779.8Relatively Low
Raleigh County73,19565.5Relatively Low
Harrison County64,98473.6Relatively Low
Jefferson County59,26047.8Relatively Low
Mercer County58,56365.2Relatively Low
Putnam County57,17774.0Relatively Low
Marion County55,90971.5Relatively Low
Ohio County41,58269.8Relatively Low
Fayette County39,51953.4Relatively Low
Wayne County38,16479.8Relatively Low
Preston County34,16033.8Very Low
Greenbrier County32,38675.8Relatively Low
Logan County31,41879.2Relatively Low
Marshall County29,86556.8Relatively Low
Hancock County28,43140.7Very Low
Jackson County27,70556.5Relatively Low
Randolph County27,57657.1Relatively Low
Mineral County26,85452.8Relatively Low
Mason County25,04357.4Relatively Low
Nicholas County24,27758.2Relatively Low
Upshur County23,71244.8Relatively Low

County scores are averages, and the insurance figure above is what owners with a mortgage reported paying in 2024 (Census American Community Survey); premiums have risen since, especially in high-risk areas. For a specific home, check the address on FEMA's flood map and get insurance quotes before you commit. Our guide explains how to check natural disaster risk before you move.

Lowest-risk counties in West Virginia

Cities in West Virginia

Frequently asked questions

Is West Virginia safe from natural disasters?

West Virginia's population-weighted FEMA risk score is 64.4 out of 100 (above average for U.S. counties), #7 of 51 from safest. About 10% of residents live in counties FEMA rates relatively high or very high.

What natural disasters happen in West Virginia?

The highest relative risks in West Virginia are landslide, riverine flooding, lightning (national percentile scores 87, 79, 60).

Where is the safest place to live in West Virginia?

Among counties with at least 20,000 people, the lowest FEMA risk scores are in Preston County, Hampshire County, Hancock County.