Natural disaster risk FEMA county data

West Virginia natural disaster risk

West Virginia ranks #7 of 51 from the lowest population-weighted county-score mean in our state comparison. Its highest hazard-score means are landslide, riverine flooding, lightning.

County-score mean
64.4
High county-score mean
Expected loss per resident
$558
per year, all hazards
Home insurance (median)
$1,017
per year with a mortgage, ACS 2024

RelocateMath computes these state means by weighting FEMA county scores by population. A mean of county percentiles is not a national state percentile or an official FEMA state rating.

Highest county hazard-score means in West Virginia
County-score mean above 50 County-score mean at 50
Landslide87
Riverine flooding79
Lightning60
Hurricane57
Winter weather51
Strong wind50

The vertical line marks county-score scale midpoint (50).

Find your county's risk in West Virginia

All 55 county rows with a FEMA score are available below, initially ordered by population.

FEMA v1.20 county risk scores in West Virginia; population from Census ACS 2020–2024
CountyPopulationRisk scoreFEMA rating
Kanawha County176,53794.5Relatively High
Berkeley County129,51468.3Relatively Low
Monongalia County107,16371.5Relatively Low
Cabell County92,73985.4Relatively Moderate
Wood County83,40779.8Relatively Low
Raleigh County73,19565.5Relatively Low
Harrison County64,98473.6Relatively Low
Jefferson County59,26047.8Relatively Low
Mercer County58,56365.2Relatively Low
Putnam County57,17774.0Relatively Low
Marion County55,90971.5Relatively Low
Ohio County41,58269.8Relatively Low
Fayette County39,51953.4Relatively Low
Wayne County38,16479.8Relatively Low
Preston County34,16033.8Very Low
Greenbrier County32,38675.8Relatively Low
Logan County31,41879.2Relatively Low
Marshall County29,86556.8Relatively Low
Hancock County28,43140.7Very Low
Jackson County27,70556.5Relatively Low
Randolph County27,57657.1Relatively Low
Mineral County26,85452.8Relatively Low
Mason County25,04357.4Relatively Low
Nicholas County24,27758.2Relatively Low
Upshur County23,71244.8Relatively Low
Hampshire County23,46538.0Very Low
Mingo County22,54272.6Relatively Low
Brooke County21,80554.2Relatively Low
Boone County21,02669.4Relatively Low
Wyoming County20,62967.4Relatively Low
Lincoln County19,90259.7Relatively Low
McDowell County17,94376.7Relatively Low
Morgan County17,42630.4Very Low
Lewis County16,74043.7Relatively Low
Taylor County16,48723.5Very Low
Barbour County15,42424.0Very Low
Hardy County14,24342.5Very Low
Wetzel County14,07856.9Relatively Low
Roane County13,78645.0Relatively Low
Monroe County12,38628.3Very Low
Braxton County12,20836.2Very Low
Summers County11,72940.2Very Low
Grant County10,98333.2Very Low
Ritchie County8,28616.1Very Low
Webster County8,14435.3Very Low
Tyler County8,06435.6Very Low
Clay County7,83522.3Very Low
Pocahontas County7,78427.5Very Low
Doddridge County7,71114.4Very Low
Pleasants County7,52120.3Very Low
Gilmer County7,28811.5Very Low
Tucker County6,65412.6Very Low
Calhoun County6,04816.8Very Low
Pendleton County6,04330.1Very Low
Wirt County5,0539.0Very Low

The county rows show FEMA's own county percentile scores and rating categories; the state figures above are our weighted means. County data cannot establish a property's safety. Expected loss is modeled annual loss per resident, not a premium quote. The insurance figure is what owners with a mortgage reported paying in 2024 (Census American Community Survey), not a current quote. For a specific home, check the address on FEMA's flood map and get insurance quotes before you commit. Our guide explains how to check natural disaster risk before you move.

Lowest FEMA county risk scores in West Virginia

Cities in West Virginia

Frequently asked questions

Is West Virginia safe from natural disasters?

West Virginia's population-weighted county-score mean is 64.4 out of 100 (high county-score mean), #7 of 51 from the lowest mean in our state comparison. A state average cannot show whether an individual home is safe. About 10% of residents live in counties FEMA rates relatively high or very high.

What natural disasters happen in West Virginia?

The highest population-weighted county hazard-score means in West Virginia are landslide, riverine flooding, lightning (means 87, 79, 60 on the 0–100 county-score scale). These are not national state percentiles.

Which counties have the lowest modeled risk scores in West Virginia?

Among counties with at least 20,000 people, the lowest FEMA county risk scores are in Preston County, Hampshire County, Hancock County. Conditions vary within each county; check an individual address separately.