Natural disaster risk FEMA

South Carolina natural disaster risk

South Carolina ranks #35 of 51 from safest. Its biggest relative risks are ice storm, earthquake, hurricane.

Risk score
87.1
Among the highest of U.S. counties
Expected loss per resident
$584
per year, all hazards
Home insurance (median)
$1,394
per year with a mortgage, ACS 2024
Highest relative risks in South Carolina (national percentile)
Higher risk than most U.S. counties
Ice storm91
Earthquake90
Hurricane88
Lightning88
Tornado84
Riverine flooding83

The vertical line marks the middle of U.S. counties (50).

Risk in South Carolina's largest counties

CountyPopulationRisk scoreFEMA rating
Greenville County548,16694.0Relatively Moderate
Richland County422,11793.1Relatively Moderate
Charleston County420,26498.6Relatively High
Horry County383,01698.2Relatively High
Spartanburg County347,85290.6Relatively Moderate
Lexington County304,88790.9Relatively Moderate
York County293,67388.7Relatively Moderate
Berkeley County246,80294.8Relatively High
Anderson County210,47887.2Relatively Moderate
Beaufort County195,28997.1Relatively High
Aiken County174,16084.2Relatively Moderate
Dorchester County167,20193.7Relatively Moderate
Florence County137,11789.6Relatively Moderate
Pickens County134,62977.6Relatively Low
Sumter County104,72581.7Relatively Moderate
Lancaster County104,47579.4Relatively Low
Orangeburg County83,25387.7Relatively Moderate
Oconee County80,46985.6Relatively Moderate
Greenwood County69,48972.7Relatively Low
Laurens County68,66676.2Relatively Low
Kershaw County68,31466.7Relatively Low
Georgetown County64,81192.5Relatively Moderate
Darlington County62,55872.3Relatively Low
Cherokee County56,64769.7Relatively Low
Chesterfield County43,78474.0Relatively Low

County scores are averages, and the insurance figure above is what owners with a mortgage reported paying in 2024 (Census American Community Survey); premiums have risen since, especially in high-risk areas. For a specific home, check the address on FEMA's flood map and get insurance quotes before you commit. Our guide explains how to check natural disaster risk before you move.

Lowest-risk counties in South Carolina

Cities in South Carolina

Frequently asked questions

Is South Carolina safe from natural disasters?

South Carolina's population-weighted FEMA risk score is 87.1 out of 100 (among the highest of U.S. counties), #35 of 51 from safest. About 23% of residents live in counties FEMA rates relatively high or very high.

What natural disasters happen in South Carolina?

The highest relative risks in South Carolina are ice storm, earthquake, hurricane (national percentile scores 91, 90, 88).

Where is the safest place to live in South Carolina?

Among counties with at least 20,000 people, the lowest FEMA risk scores are in Edgefield County, Fairfield County, Chester County.