Natural disaster risk FEMA

Mississippi natural disaster risk

Mississippi ranks #13 of 51 from safest. Its biggest relative risks are tornado, heat wave, coastal flooding.

Risk score
71.1
Above average for U.S. counties
Expected loss per resident
$555
per year, all hazards
Home insurance (median)
$1,765
per year with a mortgage, ACS 2024
Highest relative risks in Mississippi (national percentile)
Higher risk than most U.S. counties
Tornado84
Heat wave82
Coastal flooding78
Hurricane77
Lightning76
Earthquake74

The vertical line marks the middle of U.S. counties (50).

Risk in Mississippi's largest counties

CountyPopulationRisk scoreFEMA rating
Hinds County218,53394.3Relatively Moderate
Harrison County210,89195.6Relatively High
DeSoto County191,30189.0Relatively Moderate
Rankin County158,85485.0Relatively Moderate
Jackson County145,24992.3Relatively Moderate
Madison County111,64782.1Relatively Moderate
Lee County83,03481.3Relatively Moderate
Forrest County78,27278.1Relatively Low
Lauderdale County71,50487.0Relatively Moderate
Jones County66,47280.2Relatively Low
Lamar County65,71365.0Relatively Low
Lafayette County58,32764.4Relatively Low
Lowndes County57,83880.9Relatively Low
Pearl River County57,45886.1Relatively Moderate
Oktibbeha County51,77162.8Relatively Low
Hancock County46,16782.7Relatively Moderate
Warren County43,02086.3Relatively Moderate
Washington County42,76583.0Relatively Moderate
Pike County39,60270.4Relatively Low
Lincoln County34,87748.4Relatively Low
Alcorn County34,28965.0Relatively Low
Marshall County33,97971.2Relatively Low
Monroe County33,74768.5Relatively Low
Panola County32,80869.2Relatively Low
Pontotoc County31,55050.1Relatively Low

County scores are averages, and the insurance figure above is what owners with a mortgage reported paying in 2024 (Census American Community Survey); premiums have risen since, especially in high-risk areas. For a specific home, check the address on FEMA's flood map and get insurance quotes before you commit. Our guide explains how to check natural disaster risk before you move.

Lowest-risk counties in Mississippi

Cities in Mississippi

Frequently asked questions

Is Mississippi safe from natural disasters?

Mississippi's population-weighted FEMA risk score is 71.1 out of 100 (above average for U.S. counties), #13 of 51 from safest. About 7% of residents live in counties FEMA rates relatively high or very high.

What natural disasters happen in Mississippi?

The highest relative risks in Mississippi are tornado, heat wave, coastal flooding (national percentile scores 84, 82, 78).

Where is the safest place to live in Mississippi?

Among counties with at least 20,000 people, the lowest FEMA risk scores are in Tate County, Union County, Tippah County.