Natural disaster risk FEMA

Kansas natural disaster risk

Kansas ranks #14 of 51 from safest. Its biggest relative risks are ice storm, hail, winter weather.

Risk score
71.3
Above average for U.S. counties
Expected loss per resident
$607
per year, all hazards
Home insurance (median)
$2,008
per year with a mortgage, ACS 2024
Highest relative risks in Kansas (national percentile)
Higher risk than most U.S. counties
Ice storm88
Hail87
Winter weather87
Tornado85
Heat wave79
Cold wave74

The vertical line marks the middle of U.S. counties (50).

Risk in Kansas's largest counties

CountyPopulationRisk scoreFEMA rating
Johnson County620,63194.8Relatively High
Sedgwick County528,22696.6Relatively High
Shawnee County178,02588.0Relatively Moderate
Wyandotte County167,65489.4Relatively Moderate
Douglas County120,30274.8Relatively Low
Leavenworth County83,12366.3Relatively Low
Riley County71,94658.5Relatively Low
Butler County68,28774.4Relatively Low
Reno County61,55380.2Relatively Low
Saline County53,66866.2Relatively Low
Crawford County39,00871.4Relatively Low
Finney County38,08463.7Relatively Low
Geary County35,81540.6Very Low
Miami County34,93843.1Relatively Low
Cowley County34,41169.1Relatively Low
Ford County34,07451.7Relatively Low
Harvey County33,75638.9Very Low
Lyon County32,18647.6Relatively Low
Montgomery County30,94073.4Relatively Low
McPherson County30,20539.2Very Low
Ellis County28,92032.7Very Low
Pottawatomie County26,20430.9Very Low
Franklin County26,10643.7Relatively Low
Barton County25,09760.3Relatively Low
Sumner County22,35348.8Relatively Low

County scores are averages, and the insurance figure above is what owners with a mortgage reported paying in 2024 (Census American Community Survey); premiums have risen since, especially in high-risk areas. For a specific home, check the address on FEMA's flood map and get insurance quotes before you commit. Our guide explains how to check natural disaster risk before you move.

Lowest-risk counties in Kansas

Cities in Kansas

Frequently asked questions

Is Kansas safe from natural disasters?

Kansas's population-weighted FEMA risk score is 71.3 out of 100 (above average for U.S. counties), #14 of 51 from safest. About 39% of residents live in counties FEMA rates relatively high or very high.

What natural disasters happen in Kansas?

The highest relative risks in Kansas are ice storm, hail, winter weather (national percentile scores 88, 87, 87).

Where is the safest place to live in Kansas?

Among counties with at least 20,000 people, the lowest FEMA risk scores are in Pottawatomie County, Ellis County, Harvey County.