Natural disaster risk FEMA

Delaware natural disaster risk

Delaware ranks #44 of 51 from safest. Its biggest relative risks are winter weather, cold wave, riverine flooding.

Risk score
93
Among the highest of U.S. counties
Expected loss per resident
$381
per year, all hazards
Home insurance (median)
$1,030
per year with a mortgage, ACS 2024
Highest relative risks in Delaware (national percentile)
Higher risk than most U.S. counties
Winter weather98
Cold wave95
Riverine flooding94
Heat wave93
Hurricane91
Earthquake88

The vertical line marks the middle of U.S. counties (50).

Risk in Delaware's largest counties

CountyPopulationRisk scoreFEMA rating
New Castle County577,96195.3Relatively High
Sussex County255,62694.1Relatively Moderate
Kent County187,60484.5Relatively Moderate

County scores are averages, and the insurance figure above is what owners with a mortgage reported paying in 2024 (Census American Community Survey); premiums have risen since, especially in high-risk areas. For a specific home, check the address on FEMA's flood map and get insurance quotes before you commit. Our guide explains how to check natural disaster risk before you move.

Lowest-risk counties in Delaware

Cities in Delaware

Frequently asked questions

Is Delaware safe from natural disasters?

Delaware's population-weighted FEMA risk score is 93 out of 100 (among the highest of U.S. counties), #44 of 51 from safest. About 58% of residents live in counties FEMA rates relatively high or very high.

What natural disasters happen in Delaware?

The highest relative risks in Delaware are winter weather, cold wave, riverine flooding (national percentile scores 98, 95, 94).

Where is the safest place to live in Delaware?

Among counties with at least 20,000 people, the lowest FEMA risk scores are in Kent County, Sussex County, New Castle County.