Natural disaster risk FEMA county data

Delaware natural disaster risk

Delaware ranks #44 of 51 from the lowest population-weighted county-score mean in our state comparison. Its highest hazard-score means are winter weather, cold wave, riverine flooding.

County-score mean
93
Very high county-score mean
Expected loss per resident
$381
per year, all hazards
Home insurance (median)
$1,030
per year with a mortgage, ACS 2024

RelocateMath computes these state means by weighting FEMA county scores by population. A mean of county percentiles is not a national state percentile or an official FEMA state rating.

Highest county hazard-score means in Delaware
County-score mean above 50
Winter weather98
Cold wave95
Riverine flooding94
Heat wave93
Hurricane91
Earthquake88

The vertical line marks county-score scale midpoint (50).

Find your county's risk in Delaware

All 3 county rows with a FEMA score are available below, initially ordered by population.

FEMA v1.20 county risk scores in Delaware; population from Census ACS 2020–2024
CountyPopulationRisk scoreFEMA rating
New Castle County577,96195.3Relatively High
Sussex County255,62694.1Relatively Moderate
Kent County187,60484.5Relatively Moderate

The county rows show FEMA's own county percentile scores and rating categories; the state figures above are our weighted means. County data cannot establish a property's safety. Expected loss is modeled annual loss per resident, not a premium quote. The insurance figure is what owners with a mortgage reported paying in 2024 (Census American Community Survey), not a current quote. For a specific home, check the address on FEMA's flood map and get insurance quotes before you commit. Our guide explains how to check natural disaster risk before you move.

Lowest FEMA county risk scores in Delaware

Cities in Delaware

Frequently asked questions

Is Delaware safe from natural disasters?

Delaware's population-weighted county-score mean is 93 out of 100 (very high county-score mean), #44 of 51 from the lowest mean in our state comparison. A state average cannot show whether an individual home is safe. About 58% of residents live in counties FEMA rates relatively high or very high.

What natural disasters happen in Delaware?

The highest population-weighted county hazard-score means in Delaware are winter weather, cold wave, riverine flooding (means 98, 95, 94 on the 0–100 county-score scale). These are not national state percentiles.

Which counties have the lowest modeled risk scores in Delaware?

Among counties with at least 20,000 people, the lowest FEMA county risk scores are in Kent County, Sussex County, New Castle County. Conditions vary within each county; check an individual address separately.