Moving from Texas to Delaware
Moving to Delaware on the same salary cuts your real buying power by 9.1%; you'd need about $89,600 to break even. Change the salary below to see your own numbers.
Equal salary in DE: $89,600
To keep the same lifestyle, you need about $89,600 in Delaware to match $80,000 in Texas ($9,600 more), after 2026 taxes and local prices.
Single filer, W-2 salary, standard deduction.
These changes cover taxes, housing and electricity. Food, transport, healthcare, other spending and one-time moving costs are excluded. They are not total savings. State medians may differ from your neighborhood and current quotes.
| Tax on $80,000 | Texas | Delaware |
|---|---|---|
| Federal income tax | $8,770 | $8,770 |
| Social Security + Medicare | $6,120 | $6,120 |
| State income tax | $0 | $3,939 |
| State payroll programs (UI, disability, paid leave, transit) | $0 | $320 |
| Take-home pay | $65,110 | $60,851 |
Key facts: Texas to Delaware
- Median rent
- $1,475 → $1,530/mo
- Median home value
- $313,200 → $371,600
- Price level (U.S. = 100)
- 97.1 → 99.8
- Road distance
- ≈ 1,590 miles
- Natural hazard risk (FEMA)
- Among the highest (91.0 → 93.0 of 100)
What changes when you move to Delaware
- Texas has no state income tax on wages; Delaware does. At $80,000 expect about $3,939 a year in Delaware income tax.
- BEA's housing price index is 6% higher in Delaware. Median rent goes from $1,475 to $1,530 a month and the median home value from $313,200 to $371,600.
- Homeowners pay less property tax: the median bill is $1,750 in Delaware vs $4,108 in Texas.
- The average home electric bill is $151 a month in Delaware vs $164 in Texas (EIA 2024), about $154 a year less.
Who moves from Texas to Delaware
In the latest IRS migration data (2022–2023), 511 households (857 people) filed their taxes in Delaware after filing in Texas the year before. That makes Delaware the #48 destination for people leaving Texas. These households reported an average adjusted gross income of $84,292. Going the other way, 686 households moved from Delaware to Texas, a net loss of 175 households for Delaware.
Five-year trend
Moves from Texas to Delaware reached a five-year high in 2022–23, up 33% from 2018–19.
Source: IRS SOI state-to-state migration files, tax years 2018–19 to 2022–23.
Cost to move from Texas to Delaware
Moving cost: $1,050–$13,800
Moving about 1,590 miles from Texas to Delaware costs roughly $1,050 – $13,800, depending on how much of the work you hire out.
Distance between the states' population centers by road (estimate).
| Moving method | Typical range |
|---|---|
| Rental truck (DIY) Truck rental, taxes and fees. Add fuel, damage coverage, lodging and your time. | $1,050 – $4,780 |
| Moving container You pack and load; the company drives the container. | $1,910 – $5,110 |
| Full-service movers Packing, loading, transport and unloading. | $3,060 – $13,800 |
These ranges are based on summer (peak-season) quotes. A move between October and April usually costs less: peak prices run 20–30% higher.
A rental truck also burns about 159 gallons of fuel over this distance. One-way truck rental prices depend on direction: a truck headed where many people are moving often costs more than the same trip in reverse.
Ranges combine 198 published quote ranges on 22 interstate routes (moveBuddha, retrieved 2026-09-24) with 47 independent published prices from U-Pack, HireAHelper and Move.org, which raised the top of several ranges. They are not quotes; get at least three written estimates.
Alaska and Hawaii ranges come from published carrier rates and moving quotes, dated in each row (Matson's household-goods rates, U-Pack, Royal Hawaiian Movers). See how we estimate.
Shipping a car from Texas to Delaware
Car shipping: $1,100–$1,610
Shipping a sedan from Texas to Delaware on an open carrier costs about $1,100–$1,610, typically 5–10 days in transit over about 1,590 miles.
Modeled from 32 published 2026 route prices (SGT Auto Transport 'Ship a Car to Another State' sample routes, SGT Auto Transport cost calculator sample routes) plus published Hawaii and Alaska rates. SUVs cost about 25% more and enclosed carriers about 35% more. Not a quote.
Texas vs Delaware take-home pay at every salary
| Salary | Equal salary in DE | Take-home change | Take-home in TX | Take-home in DE |
|---|---|---|---|---|
| $50,000 | $54,700 | -$2,298 | $42,355 | $40,057 |
| $75,000 | $83,900 | -$3,909 | $61,593 | $57,684 |
| $100,000 | $112,400 | -$5,659 | $79,180 | $73,521 |
| $150,000 | $170,100 | -$9,159 | $113,791 | $104,632 |
| $250,000 | $286,300 | -$15,897 | $183,182 | $167,285 |
Single filer, 2026 tax rules, standard deduction. "Equal salary" keeps the same after-tax buying power.
At higher incomes, especially for homeowners, itemizing state and local taxes (deductible up to $40,400 in 2026) can lower your federal tax once you live in Delaware, which narrows the gap shown.
Cost of living: Texas vs Delaware
| Measure | Texas | Delaware |
|---|---|---|
| Overall price level (U.S. = 100) | 97.1 | 99.8 |
| Housing price index | 96.5 | 102.0 |
| Utilities price index | 87.5 | 103.8 |
| Goods price index | 98.1 | 96.2 |
| Median rent (monthly) | $1,475 | $1,530 |
| Median home value | $313,200 | $371,600 |
| Median property tax (yearly) | $4,108 | $1,750 |
| Electricity (residential) | 15.94¢/kWh | 19.29¢/kWh |
| State sales tax rate | 6.25% | 0% |
| Median household income | $79,721 | $87,534 |
Renting and buying: Texas vs Delaware
| Measure | Texas | Delaware |
|---|---|---|
| Income to rent the median home (30% rule) | $59,000 | $61,200 |
| Monthly cost to own the median home (20% down) | $2,188 | $2,200 |
| Income needed to buy the median home | $93,793 | $94,265 |
| Homeowners insurance (yearly median, homes with a mortgage) | $2,251 | $1,030 |
| Infant child care (center, yearly) | $11,349 | $16,617 |
Mortgage at the Freddie Mac 30-year average with 20% down, plus the median property tax and the median homeowners insurance that owners with a mortgage paid in 2024 (Census ACS). Premiums have risen in most states since then, so get quotes. See buying a home in Delaware for other down payments.
Your yearly budget: Texas vs Delaware
On an $80,000 salary, taxes, housing, electricity, one car and health insurance for one adult come to $45,817 a year in Texas and $51,163 in Delaware if you rent: $5,346 more after the move. If you buy the median home, they come to $54,379 and $59,197 ($4,818 more).
Your yearly budget, before vs after
| Yearly cost | TX | DE | Change |
|---|---|---|---|
| Income and payroll taxes on $80,000, single filer | $14,890 | $19,149 | +$4,259 |
| Electricity state average bill | $1,965 | $1,810 | -$155 |
| Car insurance one car, state average | $1,429 | $1,462 | +$33 |
| Gas 12,000 miles at 25 mpg | $1,901 | $2,090 | +$189 |
| Health insurance one adult, age 40, own plan before subsidies | $7,932 | $8,292 | +$360 |
| If you rent | |||
| Rent median, 12 months | $17,700 | $18,360 | +$660 |
| Total if you rent | $45,817 | $51,163 | +$5,346 |
| If you buy the median home (20% down) | |||
| Mortgage payment median home, 20% down, 6.95% | $19,903 | $23,614 | +$3,711 |
| Property tax median home | $4,108 | $1,750 | -$2,358 |
| Homeowners insurance state median, with a mortgage | $2,251 | $1,030 | -$1,221 |
| Total if you buy | $54,379 | $59,197 | +$4,818 |
Taxes: 2026 federal and state rules, standard deduction. Rent, home value and property tax: Census ACS 2024 state medians. Mortgage: Freddie Mac 30-year average (6.95%, week of September 17, 2026).
State figures: EIA 2024 average residential power bill, NAIC 2023 auto insurance (average per car), Census ACS 2024 homeowners insurance (median for owners with a mortgage; premiums have risen since), AAA regular gas on September 23, 2026, and the KFF 2026 benchmark silver Marketplace premium. Job-based health coverage usually costs you less, and in 2026 incomes between 100% and 400% of the federal poverty level can get a premium tax credit.
Not included: sales tax (combined state and local rates are not in our data yet), food, car payments and other spending.
Child care is not in the totals. Full-time center care for one infant averages $11,349 a year in Texas and $16,617 in Delaware (Child Care Aware of America, 2024 state averages).
After you arrive in Delaware
- Delaware new resident checklist: driver license and vehicle registration deadlines.
- Taxes the year you move: part-year returns in Texas and Delaware.
- How Delaware taxes retirement income.
Frequently asked questions
How much salary do I need in Delaware to live like I do in Texas?
An $80,000 salary in Texas works out to about $89,600 in Delaware once 2026 federal and state taxes and BEA regional price levels are counted. At $100,000 it is about $112,400.
Will I pay less tax in Delaware than in Texas?
No, about $4,259 more a year in income and payroll taxes on an $80,000 salary (18.6% of pay in Texas vs 23.9% in Delaware). Property and sales taxes are shown separately.
How much does it cost to move from Texas to Delaware?
For a 2–3 bedroom home over about 1,590 miles, expect roughly $1,050–$4,780 with a rental truck, $1,910–$5,110 with a moving container, or $3,060–$13,800 with full-service movers.
Are more people moving from Texas to Delaware?
Moves from Texas to Delaware reached a five-year high in 2022–23, up 33% from 2018–19.
How many people move from Texas to Delaware?
IRS migration data for 2022–2023 show 511 households (857 people) moved from Texas to Delaware, making Delaware the #48 destination for people leaving Texas. 686 households moved the other way.
Is Delaware cheaper than Texas?
Overall prices in Delaware are 2.8% higher than Texas (BEA Regional Price Parities 2024). Median rent is $1,530 vs $1,475 a month.
Compare other moves
Where people from Texas actually move
- TX to California 24,970 households
- TX to Florida 20,050 households
- TX to Colorado 14,923 households
- TX to Oklahoma 11,582 households
- TX to Louisiana 10,522 households
- TX to New York 9,433 households
- TX to Washington 9,307 households
- TX to Georgia 9,120 households