Relocation report 2026

Moving from Minnesota to Wisconsin

Moving to Wisconsin on the same salary raises your real buying power by 6.6%. Change the salary below to see your own numbers.

About 290 miles by road
Equal salary in WI
$78,800
matches $85,000 in MN
Take-home change per year
+$1,093
same $85,000 salary, after 2026 taxes
Moving cost (2–3 BR)
$350–$5,440
truck to full-service
Households made this move
8,003
IRS, 2022–2023

State-median gross rent (2024 ACS): $1,291/month in Minnesota and $1,142/month in Wisconsin. These are state benchmarks, not current rental quotes or your own housing costs. Compare your salary offer, housing and moving-cost recovery using the personal-budget option in the calculator.

Your income

Use your own pay and costs to see the monthly change, first-year impact and time to recover moving costs.

Equal salary in WI: $78,800

To keep the same lifestyle, you need about $78,800 in Wisconsin to match $85,000 in Minnesota ($6,200 less), after 2026 taxes and local prices.

Single filer, W-2 salary, standard deduction.

Take-home in MN
$63,997
24.7% total tax
Take-home in WI
$65,090
23.4% total tax
Take-home change per year
+$1,093
same salary, after moving
Purchasing power
+6.6%
prices lower by 4.6%
Renting: yearly change after selected costs
+$2,881
take-home change − gross rent change ($1,291 → $1,142/mo, including basic utilities)
Buying the median home (20% down): yearly change after selected costs
+$4,853
take-home change − change in monthly cost to own the median home ($2,324 → $2,007/mo: 30-year mortgage at the current 7.24% average rate, property tax, insurance) − power bill change

The renter figure uses ACS gross rent, which includes tenant-paid electricity, gas, water/sewer and fuels. The buyer figure adds electricity separately to mortgage, property tax and insurance. Food, transport, healthcare, other spending and one-time moving costs are excluded. These are selected-cost changes, not total savings. State medians may differ from your neighborhood and current quotes.

2026 taxes on an $85,000 salary in Minnesota and Wisconsin
Tax on $85,000MinnesotaWisconsin
Federal income tax$9,870$9,870
Social Security + Medicare$6,503$6,503
State income tax$4,257$3,537
State payroll programs (UI, disability, paid leave, transit)$374$0
Take-home pay$63,997$65,090

Key facts: Minnesota to Wisconsin

Median rent
$1,291 → $1,142/mo
Median home value
$344,600 → $294,700
Price level (U.S. = 100)
98.6 → 94.1
Road distance
≈ 290 miles
Natural hazard risk (FEMA)
High county-score mean (76.7 → 78.6 of 100)

What changes when you move to Wisconsin

Yearly rent at the state median
Minnesota$15,492
Wisconsin$13,704

Who moves from Minnesota to Wisconsin

In the latest IRS migration data (2022–2023), 8,003 households (12,172 people) filed their taxes in Wisconsin after filing in Minnesota the year before. That makes Wisconsin the #1 destination for people leaving Minnesota. These households reported an average adjusted gross income of $78,834. Going the other way, 8,321 households moved from Wisconsin to Minnesota, a net loss of 318 households for Wisconsin.

Five-year trend

Moves from Minnesota to Wisconsin peaked in 2020–21 at 8,507 households, then fell 6% by 2022–23. That is still up 15% from 2018–19.

Households moving MN → WI, by IRS tax year
2018–196,989
2019–208,283
2020–218,507
2021–228,211
2022–238,003

Source: IRS SOI state-to-state migration files, tax years 2018–19 to 2022–23.

Cost to move from Minnesota to Wisconsin

Moving cost: $350–$5,440

Moving about 290 miles from Minnesota to Wisconsin costs roughly $350 – $5,440, depending on how much of the work you hire out.

Distance between the states' population centers by road (estimate).

Moving methodTypical range
Rental truck (DIY)
Truck rental, taxes and fees. Add fuel, damage coverage, lodging and your time.
$350 – $870
Moving container
You pack and load; the company drives the container.
$1,140 – $2,230
Full-service movers
Loading, transport and unloading. Packing, storage and other extra services may cost more; confirm the written estimate.
$1,910 – $5,440

These ranges are based on summer (peak-season) quotes. A move between October and April usually costs less: peak prices run 20–30% higher.

A rental truck also burns about 29 gallons of fuel over this distance. One-way truck rental prices depend on direction: a truck headed where many people are moving often costs more than the same trip in reverse.

Ranges combine 198 published quote ranges on 22 interstate routes (moveBuddha, retrieved 2026-09-24) with 47 independent published prices from U-Pack, HireAHelper and Move.org, which raised the top of several ranges. They are not quotes; get at least three written estimates.

Shipping a car from Minnesota to Wisconsin

Car shipping: $610–$940

Shipping a sedan from Minnesota to Wisconsin on an open carrier costs about $610–$940, typically 1–4 days in transit over about 290 miles.

Modeled from 32 published 2026 route prices (SGT Auto Transport 'Ship a Car to Another State' sample routes, SGT Auto Transport cost calculator sample routes) plus published mainland-to-Hawaii and mainland-to-Alaska prices. Reverse ocean routes reuse those inbound prices as a proxy, not a separately sourced price for that direction. The 25% SUV and 35% enclosed-carrier uplifts are model assumptions; ocean carrier packages and vehicle charges can differ. Not a quote.

Minnesota vs Wisconsin take-home pay at every salary

Salary needed in Wisconsin to match each Minnesota salary, and take-home pay in both states (single filer, 2026 taxes)
SalaryEqual salary in WITake-home changeTake-home in MNTake-home in WI
$50,000$46,900+$520$40,258$40,778
$75,000$69,400+$963$57,686$58,649
$100,000$92,800+$1,289$73,463$74,752
$150,000$138,800+$2,293$104,189$106,482
$250,000$228,200+$5,642$164,931$170,573

Single filer, 2026 tax rules, standard deduction. "Equal salary" keeps the same after-tax buying power.

Cost of living: Minnesota vs Wisconsin

Prices, rent, home values and taxes in Minnesota and Wisconsin
MeasureMinnesotaWisconsin
Overall price level (U.S. = 100)98.694.1
Housing rents price index91.379.3
Utilities price index90.889.9
Goods price index100.594.3
Median rent (monthly)$1,291$1,142
Median home value$344,600$294,700
Median property tax (yearly)$3,501$3,680
Electricity (residential)17.52¢/kWh19.56¢/kWh
State sales tax rate6.875%5%
Median household income$87,117$77,488

Renting and buying: Minnesota vs Wisconsin

Cost to rent or buy the median home in Minnesota and Wisconsin
MeasureMinnesotaWisconsin
Income to rent the median home (30% rule)$51,640$45,680
Monthly cost to own the median home (20% down)$2,324$2,007
Income needed to buy the median home$99,582$86,030
Homeowners insurance (yearly median, homes with a mortgage)$1,837$1,128
Infant child care (center, yearly)$20,592$18,604

Mortgage at the Freddie Mac 30-year average with 20% down, plus the median property tax and the median homeowners insurance that owners with a mortgage paid in 2024 (Census ACS). Premiums have risen in most states since then, so get quotes. See buying a home in Wisconsin for other down payments.

Your yearly budget: Minnesota vs Wisconsin

On an $85,000 salary, taxes, gross rent including basic utilities, one car and health insurance for one adult come to $44,966 a year in Minnesota and $43,970 in Wisconsin if you rent: $996 less after the move. If you buy the median home, those selected costs use mortgage, property tax, homeowners insurance and electricity instead of gross rent; they come to $58,769 and $55,801 ($2,968 less).

Your yearly budget, before vs after
Yearly costs on an $85,000 salary in Minnesota and Wisconsin; change is Wisconsin minus Minnesota
Yearly costMNWIChange
Income and payroll taxes
on $85,000, single filer
$21,003$19,910-$1,093
Car insurance
one car, state average
$1,103$922-$181
Gas
12,000 miles at 25 mpg
$1,992$2,102+$110
Health insurance
one adult, age 40, own plan before subsidies
$5,376$7,332+$1,956
If you rent
Rent and basic utilities
ACS median gross rent, 12 months
$15,492$13,704-$1,788
Total if you rent$44,966$43,970-$996
If you buy the median home (20% down)
Mortgage payment
median home, 20% down, 7.24%
$22,545$19,280-$3,265
Property tax
median home
$3,501$3,680+$179
Homeowners insurance
state median, with a mortgage
$1,837$1,128-$709
Electricity
state average bill
$1,412$1,447+$35
Total if you buy$58,769$55,801-$2,968

Taxes: 2026 federal and state rules, standard deduction. Rent, home value and property tax: Census ACS 2024 state medians. Gross rent includes tenant-paid electricity, gas, water/sewer and fuels; those basic utilities are not added again. Mortgage: Freddie Mac 30-year average (7.24%, week of October 29, 2026).

State figures: EIA 2025 average residential power bill (buyers only), NAIC 2023 auto insurance (average per car), Census ACS 2024 homeowners insurance (median for owners with a mortgage; premiums have risen since), AAA regular gas on October 29, 2026, and the KFF 2026 benchmark silver Marketplace premium. Job-based health coverage usually costs you less, and in 2026 incomes between 100% and 400% of the federal poverty level can get a premium tax credit.

Not included: sales tax (combined state and local rates are not in our data yet), food, car payments and other spending.

Child care is not in the totals. Full-time center care for one infant averages $20,592 a year in Minnesota and $18,604 in Wisconsin (Child Care Aware of America, 2025 (2024 fallback for Colorado, Washington, DC and South Carolina) state averages).

Cost of living in Wisconsin cities: Milwaukee, Madison.

After you arrive in Wisconsin

Frequently asked questions

How much salary do I need in Wisconsin to live like I do in Minnesota?

An $85,000 salary in Minnesota works out to about $78,800 in Wisconsin once 2026 federal and state taxes and BEA regional price levels are counted. At $100,000 it is about $92,800.

Will I pay less tax in Wisconsin than in Minnesota?

Yes, about $1,093 less a year in income and payroll taxes on an $85,000 salary (24.7% of pay in Minnesota vs 23.4% in Wisconsin). Property and sales taxes are shown separately.

How much does it cost to move from Minnesota to Wisconsin?

For a 2–3 bedroom home over about 290 miles, expect roughly $350–$870 with a rental truck, $1,140–$2,230 with a moving container, or $1,910–$5,440 with full-service movers.

Are more people moving from Minnesota to Wisconsin?

Moves from Minnesota to Wisconsin peaked in 2020–21 at 8,507 households, then fell 6% by 2022–23. That is still up 15% from 2018–19.

How many people move from Minnesota to Wisconsin?

IRS migration data for 2022–2023 show 8,003 households (12,172 people) moved from Minnesota to Wisconsin, making Wisconsin the #1 destination for people leaving Minnesota. 8,321 households moved the other way.

Is Wisconsin cheaper than Minnesota?

Overall prices in Wisconsin are 4.6% lower than Minnesota (BEA Regional Price Parities 2024). Median rent is $1,142 vs $1,291 a month.

Compare other moves

Where people from Minnesota actually move

Related

State-agency links identify the responsible tax office; they do not verify every modeled rule. Use forms and guidance for the year you are filing.