Moving from Minnesota to Rhode Island
Moving to Rhode Island on the same salary slightly lowers your real buying power (-1.9%); you'd need about $86,900 to break even. Change the salary below to see your own numbers.
Equal salary in RI: $86,900
To keep the same lifestyle, you need about $86,900 in Rhode Island to match $85,000 in Minnesota ($1,900 more), after 2026 taxes and local prices.
Single filer, W-2 salary, standard deduction.
These changes cover taxes, housing and electricity. Food, transport, healthcare, other spending and one-time moving costs are excluded. They are not total savings. State medians may differ from your neighborhood and current quotes.
| Tax on $85,000 | Minnesota | Rhode Island |
|---|---|---|
| Federal income tax | $9,870 | $9,870 |
| Social Security + Medicare | $6,503 | $6,503 |
| State income tax | $4,257 | $2,571 |
| State payroll programs (UI, disability, paid leave, transit) | $374 | $935 |
| Take-home pay | $63,997 | $65,122 |
Key facts: Minnesota to Rhode Island
- Median rent
- $1,291 → $1,418/mo
- Median home value
- $344,600 → $455,700
- Price level (U.S. = 100)
- 98.6 → 102.3
- Road distance
- ≈ 1,320 miles
- Natural hazard risk (FEMA)
- Above average (76.7 → 78.5 of 100)
What changes when you move to Rhode Island
- Your state taxes fall by about $1,125 a year on the same $85,000 salary.
- BEA's housing price index is 16% higher in Rhode Island. Median rent goes from $1,291 to $1,418 a month and the median home value from $344,600 to $455,700.
- Homeowners pay more property tax: the median bill is $4,886 in Rhode Island vs $3,501 in Minnesota.
- The average home electric bill is $162 a month in Rhode Island vs $110 in Minnesota (EIA 2024), about $628 a year more.
- Prices for everyday goods are 3% lower (BEA). The statewide sales tax rate is 7% in Rhode Island vs 6.875% in Minnesota, before local sales taxes.
Who moves from Minnesota to Rhode Island
In the latest IRS migration data (2022–2023), 93 households (151 people) filed their taxes in Rhode Island after filing in Minnesota the year before. That makes Rhode Island the #47 destination for people leaving Minnesota. These households reported an average adjusted gross income of $70,473. Going the other way, 67 households moved from Rhode Island to Minnesota, a net gain of 26 households for Rhode Island.
Five-year trend
Moves from Minnesota to Rhode Island reached a five-year high in 2022–23, up 79% from 2018–19.
Source: IRS SOI state-to-state migration files, tax years 2018–19 to 2022–23.
Cost to move from Minnesota to Rhode Island
Moving cost: $910–$12,060
Moving about 1,320 miles from Minnesota to Rhode Island costs roughly $910 – $12,060, depending on how much of the work you hire out.
Distance between the states' population centers by road (estimate).
| Moving method | Typical range |
|---|---|
| Rental truck (DIY) Truck rental, taxes and fees. Add fuel, damage coverage, lodging and your time. | $910 – $3,970 |
| Moving container You pack and load; the company drives the container. | $1,750 – $4,510 |
| Full-service movers Packing, loading, transport and unloading. | $2,820 – $12,060 |
These ranges are based on summer (peak-season) quotes. A move between October and April usually costs less: peak prices run 20–30% higher.
A rental truck also burns about 132 gallons of fuel over this distance. One-way truck rental prices depend on direction: a truck headed where many people are moving often costs more than the same trip in reverse.
Ranges combine 198 published quote ranges on 22 interstate routes (moveBuddha, retrieved 2026-09-24) with 47 independent published prices from U-Pack, HireAHelper and Move.org, which raised the top of several ranges. They are not quotes; get at least three written estimates.
Alaska and Hawaii ranges come from published carrier rates and moving quotes, dated in each row (Matson's household-goods rates, U-Pack, Royal Hawaiian Movers). See how we estimate.
Shipping a car from Minnesota to Rhode Island
Car shipping: $1,000–$1,470
Shipping a sedan from Minnesota to Rhode Island on an open carrier costs about $1,000–$1,470, typically 3–7 days in transit over about 1,320 miles.
Modeled from 32 published 2026 route prices (SGT Auto Transport 'Ship a Car to Another State' sample routes, SGT Auto Transport cost calculator sample routes) plus published Hawaii and Alaska rates. SUVs cost about 25% more and enclosed carriers about 35% more. Not a quote.
Minnesota vs Rhode Island take-home pay at every salary
| Salary | Equal salary in RI | Take-home change | Take-home in MN | Take-home in RI |
|---|---|---|---|---|
| $50,000 | $51,600 | +$288 | $40,258 | $40,547 |
| $75,000 | $77,000 | +$886 | $57,686 | $58,572 |
| $100,000 | $102,000 | +$1,468 | $73,463 | $74,932 |
| $150,000 | $151,500 | +$2,979 | $104,189 | $107,168 |
| $250,000 | $249,800 | +$6,294 | $164,931 | $171,225 |
Single filer, 2026 tax rules, standard deduction. "Equal salary" keeps the same after-tax buying power.
At higher incomes, especially for homeowners, itemizing state and local taxes (deductible up to $40,400 in 2026) can lower your federal tax while you live in Minnesota, which narrows the gap shown.
Cost of living: Minnesota vs Rhode Island
| Measure | Minnesota | Rhode Island |
|---|---|---|
| Overall price level (U.S. = 100) | 98.6 | 102.3 |
| Housing price index | 91.3 | 105.6 |
| Utilities price index | 90.8 | 146.7 |
| Goods price index | 100.5 | 97.2 |
| Median rent (monthly) | $1,291 | $1,418 |
| Median home value | $344,600 | $455,700 |
| Median property tax (yearly) | $3,501 | $4,886 |
| Electricity (residential) | 17.52¢/kWh | 29.23¢/kWh |
| State sales tax rate | 6.875% | 7% |
| Median household income | $87,117 | $83,504 |
Renting and buying: Minnesota vs Rhode Island
| Measure | Minnesota | Rhode Island |
|---|---|---|
| Income to rent the median home (30% rule) | $51,640 | $56,720 |
| Monthly cost to own the median home (20% down) | $2,270 | $2,969 |
| Income needed to buy the median home | $97,272 | $127,223 |
| Homeowners insurance (yearly median, homes with a mortgage) | $1,837 | $1,778 |
| Infant child care (center, yearly) | $20,421 | $18,486 |
Mortgage at the Freddie Mac 30-year average with 20% down, plus the median property tax and the median homeowners insurance that owners with a mortgage paid in 2024 (Census ACS). Premiums have risen in most states since then, so get quotes. See buying a home in Rhode Island for other down payments.
Your yearly budget: Minnesota vs Rhode Island
On an $85,000 salary, taxes, housing, electricity, one car and health insurance for one adult come to $46,397 a year in Minnesota and $48,566 in Rhode Island if you rent: $2,169 more after the move. If you buy the median home, they come to $58,141 and $67,172 ($9,031 more).
Your yearly budget, before vs after
| Yearly cost | MN | RI | Change |
|---|---|---|---|
| Income and payroll taxes on $85,000, single filer | $21,003 | $19,878 | -$1,125 |
| Electricity state average bill | $1,321 | $1,949 | +$628 |
| Car insurance one car, state average | $1,103 | $1,540 | +$437 |
| Gas 12,000 miles at 25 mpg | $2,102 | $2,111 | +$9 |
| Health insurance one adult, age 40, own plan before subsidies | $5,376 | $6,072 | +$696 |
| If you rent | |||
| Rent median, 12 months | $15,492 | $17,016 | +$1,524 |
| Total if you rent | $46,397 | $48,566 | +$2,169 |
| If you buy the median home (20% down) | |||
| Mortgage payment median home, 20% down, 6.95% | $21,898 | $28,958 | +$7,060 |
| Property tax median home | $3,501 | $4,886 | +$1,385 |
| Homeowners insurance state median, with a mortgage | $1,837 | $1,778 | -$59 |
| Total if you buy | $58,141 | $67,172 | +$9,031 |
Taxes: 2026 federal and state rules, standard deduction. Rent, home value and property tax: Census ACS 2024 state medians. Mortgage: Freddie Mac 30-year average (6.95%, week of September 17, 2026).
State figures: EIA 2024 average residential power bill, NAIC 2023 auto insurance (average per car), Census ACS 2024 homeowners insurance (median for owners with a mortgage; premiums have risen since), AAA regular gas on September 23, 2026, and the KFF 2026 benchmark silver Marketplace premium. Job-based health coverage usually costs you less, and in 2026 incomes between 100% and 400% of the federal poverty level can get a premium tax credit.
Not included: sales tax (combined state and local rates are not in our data yet), food, car payments and other spending.
Child care is not in the totals. Full-time center care for one infant averages $20,421 a year in Minnesota and $18,486 in Rhode Island (Child Care Aware of America, 2024 state averages).
Cost of living in Rhode Island cities: Providence.
After you arrive in Rhode Island
- Rhode Island new resident checklist: driver license and vehicle registration deadlines.
- Taxes the year you move: part-year returns in Minnesota and Rhode Island.
- How Rhode Island taxes retirement income.
Frequently asked questions
How much salary do I need in Rhode Island to live like I do in Minnesota?
An $85,000 salary in Minnesota works out to about $86,900 in Rhode Island once 2026 federal and state taxes and BEA regional price levels are counted. At $100,000 it is about $102,000.
Will I pay less tax in Rhode Island than in Minnesota?
Yes, about $1,125 less a year in income and payroll taxes on an $85,000 salary (24.7% of pay in Minnesota vs 23.4% in Rhode Island). Property and sales taxes are shown separately.
How much does it cost to move from Minnesota to Rhode Island?
For a 2–3 bedroom home over about 1,320 miles, expect roughly $910–$3,970 with a rental truck, $1,750–$4,510 with a moving container, or $2,820–$12,060 with full-service movers.
Are more people moving from Minnesota to Rhode Island?
Moves from Minnesota to Rhode Island reached a five-year high in 2022–23, up 79% from 2018–19.
How many people move from Minnesota to Rhode Island?
IRS migration data for 2022–2023 show 93 households (151 people) moved from Minnesota to Rhode Island, making Rhode Island the #47 destination for people leaving Minnesota. 67 households moved the other way.
Is Rhode Island cheaper than Minnesota?
Overall prices in Rhode Island are 3.8% higher than Minnesota (BEA Regional Price Parities 2024). Median rent is $1,418 vs $1,291 a month.
Compare other moves
Where people from Minnesota actually move
- MN to Wisconsin 8,003 households
- MN to Florida 4,951 households
- MN to Texas 4,294 households
- MN to North Dakota 4,094 households
- MN to California 3,299 households
- MN to Arizona 3,090 households
- MN to Illinois 2,645 households
- MN to Colorado 2,428 households