Live in Colorado, work in Oklahoma
No reciprocity: you file a nonresident return in the work state and pay its tax. Your home state gives a credit for that tax, so you pay the home state only if its tax is higher.
State income tax: $3,955 a year
Living in Colorado and working in Oklahoma, you'd pay about $3,955 in state income tax on $100,000 of wages, $263 more than if you worked in Colorado.
No reciprocity: you file a nonresident return in the work state and pay its tax. Your home state gives a credit for that tax, so you pay the home state only if its tax is higher.
State tax at different salaries
| Wages | To OK | To CO | Total | If you worked in CO |
|---|---|---|---|---|
| $50,000 | $1,705 | $0 | $1,705 | $1,492 |
| $75,000 | $2,830 | $0 | $2,830 | $2,592 |
| $100,000 | $3,955 | $0 | $3,955 | $3,692 |
| $150,000 | $6,205 | $0 | $6,205 | $5,892 |
| $250,000 | $10,705 | $0 | $10,705 | $10,292 |
Single filer, all wages earned in Oklahoma, 2026 state tax rules, standard deductions. Local income taxes not included.
What to do
- Ask your employer to withhold Oklahoma tax. If Colorado's tax is higher, withhold the difference for Colorado too (or make estimated payments) to avoid an underpayment penalty.
- File the Oklahoma nonresident return first, then claim the credit for taxes paid to another state on your Colorado resident return.
- Keep a record of the days you work in each state, especially if you sometimes work from home.
Frequently asked questions
Do I pay Oklahoma income tax if I live in Colorado?
Yes. Oklahoma taxes wages earned there by nonresidents. On $100,000 that's about $3,955.
Do I have to file taxes in both Colorado and Oklahoma?
Usually yes: a nonresident return in Oklahoma and a resident return in Colorado, where you claim a credit for the tax paid to Oklahoma. File the Oklahoma return first.
Will I be taxed twice?
Not on the same state-level wages. Colorado credits the tax you pay Oklahoma, so your total is about $3,955 on $100,000, compared with $3,692 if you also worked in Colorado. Local city or county taxes may still apply.
Related
- Live in Oklahoma, work in Colorado
- Moving from Colorado to Oklahoma
- Moving from Oklahoma to Colorado
- Live in Colorado, work in Kansas
- Live in Colorado, work in Nebraska
- Live in Colorado, work in New Mexico
- Live in Colorado, work in Utah
- Live in Colorado, work in Wyoming
Rules reviewed 2026-09-24 from state revenue departments and the Tax Foundation. Estimates only; confirm with each state's revenue department.