City relocation report 2026

Moving from Oxnard to Los Angeles

Your paycheck buys slightly less in Los Angeles than in Oxnard (-2.7%); you'd need about $118,800 to break even. Compare taxes, rent, home prices and the cost of the move.

About 60 miles by road
Equal salary in Los Angeles
$118,800
matches $115,000 in Oxnard
Price level change
+2.8%
BEA metro prices, 2024
Moving cost (2–3 BR)
$310–$4,860
≈ 60 miles, short move
Households made this move
4,741
IRS, 2022–2023

Equal salary in Los Angeles: $118,800

Compare any two of 149 U.S. metro areas. All cities

To keep the same lifestyle, you need about $118,800 in Los Angeles, CA to match $115,000 in Oxnard, CA ($3,800 more), after 2026 taxes and local prices.

Single filer, W-2 salary. Both are in California, so state income tax is the same; neither city levies a resident income tax.

Prices and housing cover the metro area; taxes use California, its principal state. A metro can span several states; living in its other state can change the tax result.

Take-home in Oxnard
$81,932
28.8% total tax
Take-home in Los Angeles
$81,932
28.8% total tax
Prices in Los Angeles
+2.8%
vs Oxnard (BEA 2024)
Renting: change after selected costs
+$2,388
per year, after taxes and gross rent including basic utilities; excludes food, transport, healthcare, child care and moving costs

See the full Los Angeles cost of living report

Oxnard vs Los Angeles: key facts

Median rent
$2,313 → $2,114/mo
Median home value
$869,300 → $908,500
Median household income
$114,238 → $96,405
Price level (U.S. = 100)
110.5 → 113.6
FEMA county-score mean
Very high county-score mean (99.4 → 100.0 of 100)

Oxnard vs Los Angeles cost of living

Price level by category (U.S. = 100)
Oxnard Los Angeles
Oxnard housing rents171
Los Angeles housing rents170
Oxnard goods105
Los Angeles goods107
Oxnard utilities153
Los Angeles utilities159

The vertical line marks the U.S. average (100).

Yearly rent at the metro median
Oxnard$27,756
Los Angeles$25,368
MeasureOxnard, CALos Angeles, CA
Overall price level (U.S. = 100)110.5113.6
Median rent$2,313$2,114
Income to rent affordably (30%)$92,520$84,560
Median home value$869,300$908,500
Monthly cost to own (20% down)$5,351$5,577
Income needed to buy$229,314$239,006
Median property tax$5,862$6,011
State income tax on $115,000$6,306$6,306
Metro population835,42712,927,614

Metro-area figures (Census ACS 2024, BEA 2024). The fixed tax rows above use an illustrative single-earner salary of $115,000, rounded from Oxnard's median household income. Household income can include multiple earners; it is not a typical individual wage. Taxes use each metro's principal state.

Your yearly budget: Oxnard vs Los Angeles

This fixed budget example uses $115,000, single filing and residence inside the principal city tax areas. It does not change with the calculator above.

On a $115,000 salary, taxes, gross rent including basic utilities, one car and health insurance for one adult come to $71,744 a year in Oxnard and $69,356 in Los Angeles if you rent: $2,388 less after the move. If you buy the median home, those selected costs use mortgage, property tax, homeowners insurance and electricity instead of gross rent; they come to $110,053 and $112,767 ($2,714 more).

Your yearly budget, before vs after
Yearly costs on a $115,000 salary in Oxnard, CA and Los Angeles, CA; change is Los Angeles, CA minus Oxnard, CA
Yearly costOxnardBeforeLos AngelesAfterChange
Income and payroll taxes
on $115,000, single filer
$33,068$33,068$0
Car insurance
one car, state average
$1,225$1,225$0
Gas
12,000 miles at 25 mpg
$2,855$2,855$0
Health insurance
one adult, age 40, own plan before subsidies
$6,840$6,840$0
If you rent
Rent and basic utilities
ACS median gross rent, 12 months
$27,756$25,368-$2,388
Total if you rent$71,744$69,356-$2,388
If you buy the median home (20% down)
Mortgage payment
median home, 20% down, 7.24%
$56,873$59,438+$2,565
Property tax
median home
$5,862$6,011+$149
Homeowners insurance
state median, with a mortgage
$1,473$1,473$0
Electricity
state average bill
$1,857$1,857$0
Total if you buy$110,053$112,767+$2,714

Taxes: 2026 federal and state rules, plus the principal city's resident income tax where it has one, standard deduction. Rent, home value and property tax: Census ACS 2024 metro-area medians. Gross rent includes tenant-paid electricity, gas, water/sewer and fuels; those basic utilities are not added again. Mortgage: Freddie Mac 30-year average (7.24%, week of October 29, 2026).

State figures for the principal state: EIA 2025 average residential power bill (buyers only), NAIC 2023 auto insurance (average per car), Census ACS 2024 homeowners insurance (median for owners with a mortgage; premiums have risen since), AAA regular gas on October 29, 2026, and the KFF 2026 benchmark silver Marketplace premium. Job-based health coverage usually costs you less, and in 2026 incomes between 100% and 400% of the federal poverty level can get a premium tax credit.

Not included: sales tax (combined state and local rates are not in our data yet), food, car payments and other spending.

Child care is not in the totals. Full-time center care for one infant averages $23,071 a year in Oxnard and $23,071 in Los Angeles (Child Care Aware of America, 2025 (2024 fallback for Colorado, Washington, DC and South Carolina) state averages).

Who moves from Oxnard to Los Angeles

About 4,741 households (7,167 people) moved from the Oxnard metro area to the Los Angeles metro area in 2022–2023, making Los Angeles the #1 destination for people leaving Oxnard among the 149 metro areas we cover. 6,680 households moved the other way. Their average adjusted gross income was $103,666.

Cost to move from Oxnard to Los Angeles

Moving method (2–3 bedrooms)Typical range
Rental truck (DIY)$310–$600
Moving container$1,090–$2,030
Full-service movers$1,830–$4,860

At about 60 miles, this move is shorter than the long-distance routes these ranges are modeled on. A move this short is often priced by the hour, so quotes can come in lower.

Natural hazard risk: Oxnard vs Los Angeles

RelocateMath's population-weighted means of FEMA county risk scores are 99.4 for the Oxnard area and 100 for the Los Angeles area, on the county-score scale of 0–100. These means are not official FEMA metro ratings or national metro percentiles. Modeled expected yearly losses from natural hazards average $904 vs $722 per resident; individual properties can differ.

County hazard-score means, Oxnard
County-score mean above 50
Wildfire100
Earthquake100
Riverine flooding99

The vertical line marks county-score scale midpoint (50).

County hazard-score means, Los Angeles
County-score mean above 50
Earthquake100
Riverine flooding100
Wildfire100

The vertical line marks county-score scale midpoint (50).

Frequently asked questions

Is Los Angeles cheaper than Oxnard?

Overall prices in the Los Angeles area are 2.8% higher than in Oxnard (BEA Regional Price Parities 2024). Median rent is $2,114 vs $2,313 a month, and the median home is $908,500 vs $869,300.

What salary do I need in Los Angeles to match $100,000 in Oxnard?

About $103,400 in a fixed single-filer W-2 example assuming residence inside both principal cities. It accounts for 2026 federal and principal-state taxes, modeled resident local taxes where applicable, and metro prices. Both are in California, so state income tax is the same. This illustration stays fixed when calculator inputs change.

How much does it cost to move from Oxnard to Los Angeles?

For a 2–3 bedroom home over about 60 miles: roughly $310–$600 with a rental truck, $1,090–$2,030 with a container, or $1,830–$4,860 with full-service movers. A move this short is often priced by the hour, so quotes can come in lower.

How many people move from Oxnard to Los Angeles?

IRS county migration data for 2022–2023 show about 4,741 households (7,167 people) moved from the Oxnard metro area to the Los Angeles metro area, and 6,680 moved the other way.

Related

Where people from Oxnard move

More

State-agency links identify the responsible tax office; they do not verify every modeled rule. Use forms and guidance for the year you are filing.