City relocation report 2026

Moving from Los Angeles to Miami

Your paycheck goes 7.8% further in Miami than in Los Angeles. Compare taxes, rent, home prices and the cost of the move.

About 2,740 miles by road
Equal salary in Miami
$87,200
matches $95,000 in Los Angeles
Price level change
+0.5%
BEA metro prices, 2024
Moving cost (2–3 BR)
$1,670–$21,200
≈ 2,740 miles
Households made this move
2,421
IRS, 2022–2023

Equal salary in Miami: $87,200

Compare any two of 149 U.S. metro areas. All cities

To keep the same lifestyle, you need about $87,200 in Miami, FL to match $95,000 in Los Angeles, CA ($7,800 less), after 2026 taxes and local prices.

Single filer, W-2 salary. Florida has no state income tax on wages; California does; neither city levies a resident income tax.

Take-home in Los Angeles
$69,838
26.5% total tax
Take-home in Miami
$75,663
20.4% total tax
Prices in Miami
+0.5%
vs Los Angeles (BEA 2024)
Renting: change after selected costs
+$6,254
per year, after taxes, rent and power; excludes food, transport, healthcare, child care and moving costs

See the full Miami cost of living report

Los Angeles vs Miami: key facts

Median rent
$2,114 → $2,083/mo
Median home value
$908,500 → $510,600
Median household income
$96,405 → $80,625
Price level (U.S. = 100)
113.6 → 114.2
Natural hazard risk (FEMA)
Among the highest (100.0 → 99.5 of 100)

Los Angeles vs Miami cost of living

Price level by category (U.S. = 100)
Los Angeles Miami
Los Angeles housing170
Miami housing156
Los Angeles goods107
Miami goods104
Los Angeles utilities159
Miami utilities97

The vertical line marks the U.S. average (100).

Yearly rent at the metro median
Los Angeles$25,368
Miami$24,996
MeasureLos Angeles, CAMiami, FL
Overall price level (U.S. = 100)113.6114.2
Median rent$2,114$2,083
Income to rent affordably (30%)$84,560$83,320
Median home value$908,500$510,600
Monthly cost to own (20% down)$5,435$3,267
Income needed to buy$232,916$139,997
Median property tax$6,011$4,260
State income tax on $95,000$4,590$0
Metro population12,927,6146,457,988

Metro-area figures (Census ACS 2024, BEA 2024). Taxes use each metro's principal state.

At higher incomes, especially for homeowners, itemizing state and local taxes (deductible up to $40,400 in 2026) can lower your federal tax while you live in Los Angeles, which narrows the gap shown.

Your yearly budget: Los Angeles vs Miami

On a $95,000 salary, taxes, housing, electricity, one car and health insurance for one adult come to $63,502 a year in Los Angeles and $58,329 in Miami if you rent: $5,173 less after the move. If you buy the median home, they come to $103,350 and $72,532 ($30,818 less).

Your yearly budget, before vs after
Yearly costs on a $95,000 salary in Los Angeles, CA and Miami, FL; change is Miami, FL minus Los Angeles, CA
Yearly costLos AngelesBeforeMiamiAfterChange
Income and payroll taxes
on $95,000, single filer
$25,162$19,338-$5,824
Electricity
state average bill
$1,930$1,873-$57
Car insurance
one car, state average
$1,225$1,865+$640
Gas
12,000 miles at 25 mpg
$2,977$2,061-$916
Health insurance
one adult, age 40, own plan before subsidies
$6,840$8,196+$1,356
If you rent
Rent
median, 12 months
$25,368$24,996-$372
Total if you rent$63,502$58,329-$5,173
If you buy the median home (20% down)
Mortgage payment
median home, 20% down, 6.95%
$57,732$32,447-$25,285
Property tax
median home
$6,011$4,260-$1,751
Homeowners insurance
state median, with a mortgage
$1,473$2,492+$1,019
Total if you buy$103,350$72,532-$30,818

Taxes: 2026 federal and state rules, plus the principal city's resident income tax where it has one, standard deduction. Rent, home value and property tax: Census ACS 2024 metro-area medians. Mortgage: Freddie Mac 30-year average (6.95%, week of September 17, 2026).

State figures for the principal state: EIA 2024 average residential power bill, NAIC 2023 auto insurance (average per car), Census ACS 2024 homeowners insurance (median for owners with a mortgage; premiums have risen since), AAA regular gas on September 23, 2026, and the KFF 2026 benchmark silver Marketplace premium. Job-based health coverage usually costs you less, and in 2026 incomes between 100% and 400% of the federal poverty level can get a premium tax credit.

Not included: sales tax (combined state and local rates are not in our data yet), food, car payments and other spending.

Child care is not in the totals. Full-time center care for one infant averages $22,628 a year in Los Angeles and $13,011 in Miami (Child Care Aware of America, 2024 state averages).

Who moves from Los Angeles to Miami

About 2,421 households (3,627 people) moved from the Los Angeles metro area to the Miami metro area in 2022–2023, making Miami the #17 destination for people leaving Los Angeles among the 149 metro areas we cover. 1,761 households moved the other way. Their average adjusted gross income was $181,697.

Cost to move from Los Angeles to Miami

Moving method (2–3 bedrooms)Typical range
Rental truck (DIY)$1,670–$8,240
Moving container$2,590–$7,660
Full-service movers$4,080–$21,200

Shipping a car instead of driving

Car shipping: $1,530–$2,210

Shipping a sedan from Los Angeles to Miami on an open carrier costs about $1,530–$2,210, typically 5–10 days in transit over about 2,740 miles.

Modeled from 32 published 2026 route prices (SGT Auto Transport 'Ship a Car to Another State' sample routes, SGT Auto Transport cost calculator sample routes) plus published Hawaii and Alaska rates. SUVs cost about 25% more and enclosed carriers about 35% more. Not a quote.

Natural hazard risk: Los Angeles vs Miami

FEMA's National Risk Index rates the Los Angeles area among the highest (score 100) and the Miami area among the highest (score 99.5), on a 0–100 national percentile scale. Expected yearly losses from natural hazards average $722 vs $325 per resident.

Top risks, Los Angeles
Higher risk than most U.S. counties
Earthquake100
Riverine flooding100
Wildfire100

The vertical line marks the middle of U.S. counties (50).

Top risks, Miami
Higher risk than most U.S. counties
Hurricane100
Lightning100
Riverine flooding99

The vertical line marks the middle of U.S. counties (50).

Frequently asked questions

Is Miami cheaper than Los Angeles?

Overall prices in the Miami area are 0.5% higher than in Los Angeles (BEA Regional Price Parities 2024). Median rent is $2,083 vs $2,114 a month, and the median home is $510,600 vs $908,500.

What salary do I need in Miami to match $100,000 in Los Angeles?

About $91,500, after 2026 federal taxes and local prices. Florida has no state income tax on wages; California does.

How much does it cost to move from Los Angeles to Miami?

For a 2–3 bedroom home over about 2,740 miles: roughly $1,670–$8,240 with a rental truck, $2,590–$7,660 with a container, or $4,080–$21,200 with full-service movers.

How many people move from Los Angeles to Miami?

IRS county migration data for 2022–2023 show about 2,421 households (3,627 people) moved from the Los Angeles metro area to the Miami metro area, and 1,761 moved the other way.

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