Moving from Dallas to Phoenix
Your paycheck buys slightly less in Phoenix than in Dallas (-2.8%); you'd need about $98,100 to break even. Compare taxes, rent, home prices and the cost of the move.
Equal salary in Phoenix: $98,100
Compare any two of 149 U.S. metro areas. All cities
To keep the same lifestyle, you need about $98,100 in Phoenix, AZ to match $95,000 in Dallas, TX ($3,100 more), after 2026 taxes and local prices.
Single filer, W-2 salary. Texas has no state income tax on wages; Arizona does; neither city levies a resident income tax.
Dallas vs Phoenix: key facts
- Median rent
- $1,718 → $1,819/mo
- Median home value
- $389,500 → $470,600
- Median household income
- $92,733 → $90,133
- Price level (U.S. = 100)
- 103.1 → 103.3
- Natural hazard risk (FEMA)
- Among the highest (96.5 → 99.3 of 100)
Dallas vs Phoenix cost of living
The vertical line marks the U.S. average (100).
| Measure | Dallas, TX | Phoenix, AZ |
|---|---|---|
| Overall price level (U.S. = 100) | 103.1 | 103.3 |
| Median rent | $1,718 | $1,819 |
| Income to rent affordably (30%) | $68,720 | $72,760 |
| Median home value | $389,500 | $470,600 |
| Monthly cost to own (20% down) | $2,718 | $2,748 |
| Income needed to buy | $116,495 | $117,776 |
| Median property tax | $5,616 | $1,883 |
| State income tax on $95,000 | $0 | $1,973 |
| Metro population | 8,344,032 | 5,186,958 |
Metro-area figures (Census ACS 2024, BEA 2024). Taxes use each metro's principal state.
Your yearly budget: Dallas vs Phoenix
On a $95,000 salary, taxes, housing, electricity, one car and health insurance for one adult come to $53,181 a year in Dallas and $55,066 in Phoenix if you rent: $1,885 more after the move. If you buy the median home, they come to $65,184 and $66,215 ($1,031 more).
Your yearly budget, before vs after
| Yearly cost | DallasBefore | PhoenixAfter | Change |
|---|---|---|---|
| Income and payroll taxes on $95,000, single filer | $19,338 | $21,310 | +$1,972 |
| Electricity state average bill | $1,965 | $1,923 | -$42 |
| Car insurance one car, state average | $1,429 | $1,344 | -$85 |
| Gas 12,000 miles at 25 mpg | $1,901 | $2,277 | +$376 |
| Health insurance one adult, age 40, own plan before subsidies | $7,932 | $6,384 | -$1,548 |
| If you rent | |||
| Rent median, 12 months | $20,616 | $21,828 | +$1,212 |
| Total if you rent | $53,181 | $55,066 | +$1,885 |
| If you buy the median home (20% down) | |||
| Mortgage payment median home, 20% down, 6.95% | $24,752 | $29,905 | +$5,153 |
| Property tax median home | $5,616 | $1,883 | -$3,733 |
| Homeowners insurance state median, with a mortgage | $2,251 | $1,189 | -$1,062 |
| Total if you buy | $65,184 | $66,215 | +$1,031 |
Taxes: 2026 federal and state rules, plus the principal city's resident income tax where it has one, standard deduction. Rent, home value and property tax: Census ACS 2024 metro-area medians. Mortgage: Freddie Mac 30-year average (6.95%, week of September 17, 2026).
State figures for the principal state: EIA 2024 average residential power bill, NAIC 2023 auto insurance (average per car), Census ACS 2024 homeowners insurance (median for owners with a mortgage; premiums have risen since), AAA regular gas on September 23, 2026, and the KFF 2026 benchmark silver Marketplace premium. Job-based health coverage usually costs you less, and in 2026 incomes between 100% and 400% of the federal poverty level can get a premium tax credit.
Not included: sales tax (combined state and local rates are not in our data yet), food, car payments and other spending.
Child care is not in the totals. Full-time center care for one infant averages $11,349 a year in Dallas and $15,964 in Phoenix (Child Care Aware of America, 2024 state averages).
Who moves from Dallas to Phoenix
About 1,732 households (2,904 people) moved from the Dallas metro area to the Phoenix metro area in 2022–2023, making Phoenix the #9 destination for people leaving Dallas among the 149 metro areas we cover. 2,225 households moved the other way. Their average adjusted gross income was $102,068.
Cost to move from Dallas to Phoenix
| Moving method (2–3 bedrooms) | Typical range |
|---|---|
| Rental truck (DIY) | $760–$3,130 |
| Moving container | $1,580–$3,890 |
| Full-service movers | $2,570–$10,260 |
Shipping a car instead of driving
Car shipping: $890–$1,320
Shipping a sedan from Dallas to Phoenix on an open carrier costs about $890–$1,320, typically 3–7 days in transit over about 1,040 miles.
Modeled from 32 published 2026 route prices (SGT Auto Transport 'Ship a Car to Another State' sample routes, SGT Auto Transport cost calculator sample routes) plus published Hawaii and Alaska rates. SUVs cost about 25% more and enclosed carriers about 35% more. Not a quote.
Natural hazard risk: Dallas vs Phoenix
FEMA's National Risk Index rates the Dallas area among the highest (score 96.5) and the Phoenix area among the highest (score 99.3), on a 0–100 national percentile scale. Expected yearly losses from natural hazards average $390 vs $482 per resident.
The vertical line marks the middle of U.S. counties (50).
The vertical line marks the middle of U.S. counties (50).
Frequently asked questions
Is Phoenix cheaper than Dallas?
Overall prices in the Phoenix area are 0.2% higher than in Dallas (BEA Regional Price Parities 2024). Median rent is $1,819 vs $1,718 a month, and the median home is $470,600 vs $389,500.
What salary do I need in Phoenix to match $100,000 in Dallas?
About $103,300, after 2026 federal taxes and local prices. Texas has no state income tax on wages; Arizona does.
How much does it cost to move from Dallas to Phoenix?
For a 2–3 bedroom home over about 1,040 miles: roughly $760–$3,130 with a rental truck, $1,580–$3,890 with a container, or $2,570–$10,260 with full-service movers.
How many people move from Dallas to Phoenix?
IRS county migration data for 2022–2023 show about 1,732 households (2,904 people) moved from the Dallas metro area to the Phoenix metro area, and 2,225 moved the other way.
Related
Where people from Dallas move
- Dallas to Houston 7,455 households
- Dallas to Austin 6,408 households
- Dallas to San Antonio 2,729 households
- Dallas to Los Angeles 2,586 households
- Dallas to New York 2,504 households
- Dallas to Denver 2,168 households
- Dallas to Chicago 1,909 households
- Dallas to Seattle 1,764 households