Natural disaster risk FEMA

Washington natural disaster risk

Washington ranks #42 of 51 from safest. Its biggest relative risks are earthquake, landslide, riverine flooding.

Risk score
92.8
Among the highest of U.S. counties
Expected loss per resident
$613
per year, all hazards
Home insurance (median)
$1,301
per year with a mortgage, ACS 2024
Highest relative risks in Washington (national percentile)
Higher risk than most U.S. counties
Earthquake96
Landslide92
Riverine flooding92
Heat wave90
Volcanic activity90
Winter weather81

The vertical line marks the middle of U.S. counties (50).

Risk in Washington's largest counties

CountyPopulationRisk scoreFEMA rating
King County2,287,17199.7Very High
Pierce County930,31998.5Relatively High
Snohomish County844,43097.9Relatively High
Spokane County549,05690.0Relatively Moderate
Clark County516,95992.2Relatively Moderate
Thurston County299,06794.5Relatively High
Kitsap County277,88192.3Relatively Moderate
Yakima County257,15294.0Relatively Moderate
Whatcom County230,50391.0Relatively Moderate
Benton County212,90587.1Relatively Moderate
Skagit County131,32888.8Relatively Moderate
Cowlitz County112,36090.3Relatively Moderate
Grant County101,79976.9Relatively Low
Franklin County98,90272.5Relatively Low
Island County86,83678.0Relatively Low
Lewis County85,15489.7Relatively Moderate
Chelan County80,17290.9Relatively Moderate
Clallam County77,81389.7Relatively Moderate
Grays Harbor County77,05397.0Relatively High
Mason County67,98285.3Relatively Moderate
Walla Walla County62,16160.4Relatively Low
Stevens County48,06760.3Relatively Low
Kittitas County47,17289.1Relatively Moderate
Whitman County47,00339.8Very Low
Douglas County44,36674.1Relatively Low

County scores are averages, and the insurance figure above is what owners with a mortgage reported paying in 2024 (Census American Community Survey); premiums have risen since, especially in high-risk areas. For a specific home, check the address on FEMA's flood map and get insurance quotes before you commit. Our guide explains how to check natural disaster risk before you move.

Lowest-risk counties in Washington

Cities in Washington

Frequently asked questions

Is Washington safe from natural disasters?

Washington's population-weighted FEMA risk score is 92.8 out of 100 (among the highest of U.S. counties), #42 of 51 from safest. About 57% of residents live in counties FEMA rates relatively high or very high.

What natural disasters happen in Washington?

The highest relative risks in Washington are earthquake, landslide, riverine flooding (national percentile scores 96, 92, 92).

Where is the safest place to live in Washington?

Among counties with at least 20,000 people, the lowest FEMA risk scores are in Asotin County, Adams County, Whitman County.