Natural disaster risk FEMA county data

Washington natural disaster risk

Washington ranks #42 of 51 from the lowest population-weighted county-score mean in our state comparison. Its highest hazard-score means are earthquake, landslide, riverine flooding.

County-score mean
92.8
Very high county-score mean
Expected loss per resident
$613
per year, all hazards
Home insurance (median)
$1,301
per year with a mortgage, ACS 2024

RelocateMath computes these state means by weighting FEMA county scores by population. A mean of county percentiles is not a national state percentile or an official FEMA state rating.

Highest county hazard-score means in Washington
County-score mean above 50
Earthquake96
Landslide92
Riverine flooding92
Heat wave90
Volcanic activity90
Winter weather81

The vertical line marks county-score scale midpoint (50).

Find your county's risk in Washington

All 39 county rows with a FEMA score are available below, initially ordered by population.

FEMA v1.20 county risk scores in Washington; population from Census ACS 2020–2024
CountyPopulationRisk scoreFEMA rating
King County2,287,17199.7Very High
Pierce County930,31998.5Relatively High
Snohomish County844,43097.9Relatively High
Spokane County549,05690.0Relatively Moderate
Clark County516,95992.2Relatively Moderate
Thurston County299,06794.5Relatively High
Kitsap County277,88192.3Relatively Moderate
Yakima County257,15294.0Relatively Moderate
Whatcom County230,50391.0Relatively Moderate
Benton County212,90587.1Relatively Moderate
Skagit County131,32888.8Relatively Moderate
Cowlitz County112,36090.3Relatively Moderate
Grant County101,79976.9Relatively Low
Franklin County98,90272.5Relatively Low
Island County86,83678.0Relatively Low
Lewis County85,15489.7Relatively Moderate
Chelan County80,17290.9Relatively Moderate
Clallam County77,81389.7Relatively Moderate
Grays Harbor County77,05397.0Relatively High
Mason County67,98285.3Relatively Moderate
Walla Walla County62,16160.4Relatively Low
Stevens County48,06760.3Relatively Low
Kittitas County47,17289.1Relatively Moderate
Whitman County47,00339.8Very Low
Douglas County44,36674.1Relatively Low
Okanogan County43,42589.2Relatively Moderate
Jefferson County33,57764.4Relatively Low
Pacific County23,99492.7Relatively Moderate
Klickitat County23,41173.9Relatively Low
Asotin County22,46717.9Very Low
Adams County20,80023.2Very Low
San Juan County18,47835.4Very Low
Pend Oreille County14,05028.0Very Low
Skamania County12,40249.7Relatively Low
Lincoln County11,48954.9Relatively Low
Ferry County7,38751.7Relatively Low
Wahkiakum County4,65819.3Very Low
Columbia County4,0148.6Very Low
Garfield County2,3531.6Very Low

The county rows show FEMA's own county percentile scores and rating categories; the state figures above are our weighted means. County data cannot establish a property's safety. Expected loss is modeled annual loss per resident, not a premium quote. The insurance figure is what owners with a mortgage reported paying in 2024 (Census American Community Survey), not a current quote. For a specific home, check the address on FEMA's flood map and get insurance quotes before you commit. Our guide explains how to check natural disaster risk before you move.

Lowest FEMA county risk scores in Washington

Cities in Washington

Frequently asked questions

Is Washington safe from natural disasters?

Washington's population-weighted county-score mean is 92.8 out of 100 (very high county-score mean), #42 of 51 from the lowest mean in our state comparison. A state average cannot show whether an individual home is safe. About 57% of residents live in counties FEMA rates relatively high or very high.

What natural disasters happen in Washington?

The highest population-weighted county hazard-score means in Washington are earthquake, landslide, riverine flooding (means 96, 92, 92 on the 0–100 county-score scale). These are not national state percentiles.

Which counties have the lowest modeled risk scores in Washington?

Among counties with at least 20,000 people, the lowest FEMA county risk scores are in Asotin County, Adams County, Whitman County. Conditions vary within each county; check an individual address separately.